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TAMIL NADU ADI DRAVIDA HOUSING DEVELOPMENT CORPORATION

(TAHDCO), DINDIGUL

TAHDCO, is rendering services to uplift the livelihood of SC/ST people since 1974

continuously. The beneficiaries are under various schemes, Individual members, SHG

members, Educated unemployed youth both men and women, poor who have nobody to

depend on belonging to Adi Dravidar and SC groups in addition to families of scavengers

etc., The schemes implemented for them mentioned here under.

1) Land purchase scheme for SC / ST women.

2) Women SC / ST Self Help Groups - Revolving Fund Assistance.

3) Women SC / ST Self Help Groups Financial Assistance for Economic

activities.

4) Financial Assistance for Individuals.

5) Financial Assistance Scheme for SC/ST Educated Unemployed Youth (SEPY).

6) Free Skill Training Programme for SC / ST Youth.

7) Collectors Discretionary Fund Scheme.

8) National scheme for liberation and rehabilitation of scavengers and Dependents

Scheme (NSLRS).

1. Land Purchase Scheme for SC/ST Women (NSFDC, New Delhi National

Scheduled Caste Finance and Development Corporation / Banks)

TAHDCO has a scheme for the landless poor SC women to purchase land. This is

in operation since 2003-2004. Under the scheme a sum of Rs. 1.00 lac as maximum unit

cost is paid to the individual. 50 percent of it is treated as subsidy and the remaining 50

percent is loan. The cost of land apart for the reclamation of the land, leveling of the land

contour bounding, clearing of bushes creating water sources, maintenance of cattle etc., up

to a sum of Rs.1.00 Lac amount is provided as Financial Assistance. 50 % of it is subsidy.

The loan amounts are released through Banks and NSFDC, New Delhi.

2. Women SC / ST Self Help Groups Revolving Fund Assistance

Each SHG will consists of generally 12-20 members. The skills of the SHGs are to

be empowered after six months of its formation. For each group TAHDCO will grant a

subsidy of Rs.10,000- along with Rs.50,000- per group as bank loan and this total amount

of Rs. 60,000- is given under Revolving Fund Assistance.

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3. Women SC / ST Self Help Groups Financial Assistance for Economic Activities

The SC / ST Self Help Groups, the members of which are totally living below

poverty line. In order to empower them economically such groups are encouraged to start

some work or activity to augment their economic income. For starting such activity of

their own Financial Assistance is given as loan of Rs.7.50 lacs. Out of this Rs. 2.5 lacs is

treated as subsidy and the balance 50% released through bank. The Beneficiaries share will

be 5%.

4. Financial assistance for individuals

This is for People in the Age group of 18-55. The aim of the scheme is that they

should start an Economic activity of their own and there by increase their income for their

own betterment. For such income generating activity from a sum of Rs.6000- to 7.50 lacs

is granted as loan. In this the beneficiary gets 30 % subsidy from TAHDCO or a maximum

of Rs.25,000-. The beneficiary should pay 5 % of the amount as his share. Bank loan will

be 65 %.

Under this scheme they can start activities like, lime kill industry, manufacturing of

Chapels, Coir Industry, Brick chambers, Vessels trade, provision stores, Textile shops,

stationary shops, Agriculture and Agriculture oriented activities like rearing of milk cows,

Goats etc.,

5. SC / ST Educated Unemployed Financial Assistance Scheme for Youth SEPY -

(Self Employment for Youth)

Appropriate income generating activities which can be done with local resources

available are identified and proper Advertisement, is given inviting applications from

SC/ST candidates at the age group of 18 35. The selected SC/ST Youths are given loanwith appropriate training. On the basis of the unit cost mentioned in the financial

Assistance for Individual loan scheme the loan and subsidy are given.

6. SC/ST Free Skill Training Programme for Youth.

The skill training are given with the well established industrial schools in the

district. This scheme is implemented in order to empower the skills to obtain jobs or to

start their own business. This training is given to educated unemployed SC/ST and

converted Adi Dravida Christians. TAHDCO sponsors the Institutional Fee and stipend of

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Rs.400- per month for each Trainee. The training period is from 3 months to a maximum

of two years according to the nature of the training.

Presently under this training TAHDCO extends its help to Study Nursing

Assistance Course, Computer Training, Training in Catering, Diesel Mechanism,

A/C Mechanism, Radio and TV Mechanic, Plumber Training and several other areas of

Skill Training.

7. Collectors Discretionary Fund Scheme

This scheme is implemented since 2002-2003. The District Collector can identify

and select the most downtrodden Adi Dravida and scheduled Tribe Poor, who are not

covered under any other schemes, and the beneficiary will be given 100% grant for small

scale business directly.

Under the scheme the asset worth up to Rs.10,000- is given as 100% grant.

Priority will be given under the scheme for the People who suffered as bonded

labours, victims of communal riots, widows, physically handicapped and orphans etc.,

8. SRMS (Scheme for Rehabilitation of Manual Scavengers) Financial Assistance for

Individuals

I. Scheme

This scheme has been implemented from last year. Under the Scheme Financial

Assistance for the individuals belonging to the family members of manual scavengers

registered through TAHDCO can avail loan from Bank along with the subsidy fromTAHDCO. The unit cost ranges from a minimum of Rs. 25,000- to a maximum of

Rs. 5,00,000-. A subsidy of 50% for the unit cost of Rs.25,000- and a subsidy of 25% or

Rs.20,000- which ever is higher, will be given to the unit cost above Rs.25,000-.

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II. Tamil Nadu Scavengers Welfare Board :

On 11.06.2007 Tamilnadu Government established a Welfare Board for the Solid

Betterment of Manuals Scavengers in Tamilnadu. The registered manual scavenger

members in TAHDCO are provided Identity Card by Scavengers Welfare Board to obtain

assistance in Different Welfare Schemes. the bank.

District Manager

TAHDCO, Dindigul.

For any other information:

TAHDCO Website : www.tahdco.tn.gov.in.e: mail : tntahdco@dataone.in

Toll free Telephone No. : 1800 425 5544

Last Updated : 01/07/2010

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TAHDCO SCHEMES

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