BAO CAO TINH HINH QUAN TRI CONG TY NAM...

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2. Hoat dong giam sat ciia HDQT d6i voi T6ng Gi am d6c (TGD): D^ t huc hien hoat dong gi dm sat d6i vdi hoat dong di^u hanh ciia TGD, HDQT t hong qua co che phan cong nhiem vu cu t he, ro r ang va danh gi a hang nam ve hi eu qua lam viec ciia TGD. D6ng thdi, t hong qua he t hdng ki^m toan npi bo HDQT t huc hien danh gia chSt l uong hoat dong cua cac don vi dudi su dieu hanh ciia TGD, dac bi et la viec tuan t hii cac quy di nh ciia phap luat va chinh sach noi bo, thu tuc, quy t r inh da duac thidt lap tai Ngan hang (MSB). Ben canh do, HDQT cung tao co che ho t r o cho TGD hoan t hanh nhiem vu duac giao thong qua viec t hanh lap Hoi ddng Didu hanh, xay dung bo may gi iip vi ec bao gdm cac nhan su giau kinh nghi em, gidi chuyen mon.. .dd thuc hi en cong t ac tham muu cho TGD t r ong cong tac di du hanh hang ngay. Ly do khong tham dir 100% 100% 100% 100% 100% Tylf 06 06 06 06 06 So budi hQp ( ham do Thanh vien HDQT Thanh vien HDQT Pho Chu tj ch Thudng true HDQT Pho Chu t jch HDQT t hii nhat , Thanh vien dc lap Chu tjch HDQT Chir c vu Ong Vu Due Nhuan Ba Vu Thj Lien Ong Dao Tr png Khanh 6ng Fr anci s Andrew Rozar i o Ong Tr ^n Anh TuSn Thanh vien HDQT 5 4 3 2 1 STT BAO CAO TINH HI NH QUAN TRI CONG TY NAM 2014 Kf nh gui: - Uy ban Chung khoan Nha nude - Sd Gi ao dich Chiing khoan -Ten cong ty dai chung: NGAN HANG TMCP HANG HAI VIET NAM -Dia chi tru sd chi nh: Toa t hap A, Toa nha Sky Tower , 88 pho Lang Ha, quan Dong Da, Ha Noi - Dien thoai : 043. 7718989, Fax: 043. 7718899, email: msb. com.vn -V6n didu le: 8. 000.000.000.000 d6ng ( Tar n ngan ty d6ng) -Ma chiing khoan (neu co): I. Hoat dong cua Hoi dong quan t ri: 1. Cac cuoc hop cua Hoi d6ng quan t r i ( HDQT) : o o Ha Noi , ngay J thang 2 n^m 2015 S6: .. .^^. . .../2015/BC-HDQT CQNG HOA XA HOI CHU NGHIA VI ET NAM Doc lap - Ti c do - Hanh phuc NGAN HANG TMCP HANG HAI VIET NAM

Transcript of BAO CAO TINH HINH QUAN TRI CONG TY NAM...

Page 1: BAO CAO TINH HINH QUAN TRI CONG TY NAM 2014static2.vietstock.vn/data/OTC/2014/BCTHQT/VN/NAM/MSB_Bao...^ Ngoai cac npi dung lam viec tren, UBCL con thuc hien ra soat cac sang kien chien

2. Hoat dong giam sat ciia HDQT d6i voi T6ng Giam d6c (TGD):

D^ thuc hien hoat dong gidm sat d6i vdi hoat dong di^u hanh ciia TGD, HDQT thong

qua co che phan cong nhiem vu cu the, ro rang va danh gia hang nam ve hieu qua lam viecciia TGD. D6ng thdi, thong qua he thdng ki^m toan npi bo HDQT thuc hien danh gia chStluong hoat dong cua cac don vi dudi su dieu hanh ciia TGD, dac biet la viec tuan thii cacquy dinh ciia phap luat va chinh sach noi bo, thu tuc, quy trinh da duac thidt lap tai Nganhang (MSB). Ben canh do, HDQT cung tao co che ho tro cho TGD hoan thanh nhiem vuduac giao thong qua viec thanh lap Hoi ddng Didu hanh, xay dung bo may giiip viec baogdm cac nhan su giau kinh nghiem, gidi chuyen mon...dd thuc hien cong tac tham muu

cho TGD trong cong tac didu hanh hang ngay.

Ly do khongtham dir

100%

100%

100%

100%

100%

Tylf

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So budi hQp(ham do

Thanh vien HDQT

Thanh vien HDQT

Pho Chu tjchThudng true HDQT

Pho Chu tjch HDQT thiinhat, Thanh vien dc lap

Chu tjch HDQT

Chirc vu

Ong Vu Due Nhuan

Ba Vu Thj Lien

Ong Dao Trpng Khanh

6ng Francis AndrewRozario

Ong Tr^n Anh TuSn

Thanh vien HDQT

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STT

BAO CAO TINH HINH QUAN TRI CONG TY NAM 2014

Kfnh gui: - Uy ban Chung khoan Nha nude

- Sd Giao dich Chiing khoan

-Ten cong ty dai chung: NGAN HANG TMCP HANG HAI VIET NAM

-Dia chi tru sd chinh: Toa thap A, Toa nha Sky Tower, 88 pho Lang Ha, quan DongDa, Ha Noi - Dien thoai: 043.7718989, Fax: 043.7718899,email: msb.com.vn

-V6n didu le:8.000.000.000.000 d6ng (Tarn ngan ty d6ng)

-Ma chiing khoan (neu co):

I. Hoat dong cua Hoi dong quan tri:

1. Cac cuoc hop cua Hoi d6ng quan tri (HDQT):

o

o

Ha Noi, ngay J thang 2 n^m 2015S6: ...^^...../2015/BC-HDQT

CQNG HO A XA HOI CHU NGHIA VIET NAMDoc lap - Tic do - Hanh phuc

NGAN HANG TMCPHANG HAI VIET NAM

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3. Hoat dgng cua cac tieu ban thuoc H6i dong quan tri:

Cac Uy ban giup viec cho HDQT da giai quyet khoi lupng Ion cong viec theo phan conguy quyen, cu the:

•Uy ban Tin dung & Diu tu (UBTD&DT): Vai tro chinh ciia UBTD&DT la phe duyetcac khoan tin dung, dau tu, gop von, han miic giao dich cho cac doi tuqng khach hangtrong th^m quy&i dupe giao. Trong nam 2014, UBTD&DT da thu ly giai quySt 463 h6so trinh phe duyet va t6 chiic 128 cuoc hop. Dinh ky hang quy UBTD&DT co bao cao

ket qua cong viec cho HDQT va de xuat, kien nghi ede vdn d co lien quan toi cong tactin dung cho DVKD, kien nghi ve chinh sach, quy trinh cua MSB;

Uy ban Xii ly nii ro (UB XLRR): da thu ly giai quygt 168 h6 so va t6 chuc 71 cuochop, tham muu cho HDQT trong cac cong tac phe duyet cac khoan xii ly no, thu h6i no,phan loai no, trich lap du phong theo yeu cau cua Ngan hang Nha nuoc Viet Nam(NHNN); tham muu ban hanh cac chinh sach lien quan den xu ly rui ro;

•Uy ban Quan ly rui ro (UB QLRR): da t6 chiic 11 cuoc hop nhdm giai quy^t va thong

qua cac cong viec sau:

•S Tham muu, khuyen nghi cho HDQT phe duyet, ban hanh va sua d6i: Quy chS quanly rui ro tin dung, Quy che to chiic va hoat dong ciia Hoi d6ng tin dung thupc cacNgan hang chuyen doanh (Ngan hang ca nhan, Ngan hang doanh nghiep, Ngan hangcong dong), Quy che Phan loai no va trich lap du phong theo TT 02 cua NHNN;

^ Xem xet va true tiep phe duyet ban hanh, suu d6i:

-Chinh sach tai san bao dam cho viec cap tin dimg ap dung tren toan he thong;

-Chinh sach tin dung doi vdi Khach hang ciia tdt ca cac Ngan hang chuyen doanh:Khach hang (KH) ciia Ngan hang Cong dong (KH ti6u thuong), Khach hang cuaNgan hang Doanh nghiep, Khach hang cua Ngan hang ca nhan, Khach hang ciiaNgan hang Dinh che Tai chinh,KMch hang cua Ngan hang Doanh nghiep Ion;

-Chuong trinh Tin Dung tai Ngan hang Doanh nghiep;

-Quy dinh Quan ly, xii ly no nii ro, no co vn de ap dung tren toan he th6ng

MSB;^ Xem xet, danh gia va dua ra cac y kien phe duyet dong y/ chua dong y doi voi cac

de xuat xay dung cong cu, he thong xep hang danh gia KH gom: Cong cu Xep hangtin dung npi bp cho KH tai chinh vi mo, cho KH ti6u thuong, Bp chi tieu xep hangKH d6i v6i san phdm cho vay tai chinh vi mo (Ngan hang C6ng d6ng); Cong cu xSphang tin dung npi bp cho KH Doanh nghiep Ian (Ngan hang Doanh nghiep Ion);Scorecard cho KH Ca nhan va ho kinh doanh, he thong sang lpc KH cap the tindung ca nhan (Ngan hang ca nhan); Cong ty x6p hang cho KH la Cong ty bao hilm,Cong ty Quan ly quy (Ngan hang Dinh che Tai chinh), Cong ty xep hang cho KHDoanh nghiep sieu nho; xay dung cong cu canh bao som va kiem soat no nii ro doivdi Khach hang doanh nghiep lou;

o

o

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•S Xep xet, danh gia va dua ra cac y kign ddng y/ tir chdi d6i vdi San pham urng vonGi^y td co gia do To chuc tin dung phat hanh do NH chuyen doanh dg xult, San

pham thau chi Chilng khoan cho Khach hang ca nhan (muc dich ling trudc tien banva thanh toan tien mua cluing khoan);

•/ Phe duyet va chi dao, dinh hudng doi vdi Du an trign khai ap dung Tieu chuan Basel2 tai MSB.

Uy ban Chign luge (UBCL): Trong nam 2014, Uy ban chign lupc da td chiic 12 cupchop nhSm xay dung, theo doi va giam sat viec thuc thi kg hoach kinh doanh va chignlucre cua Maritime Bank d6i vdi cac Ngan hang chuyen doanh va cac phan khuc mdi,bao gom: Ngan hang Doanh nghiep, Ngan hang Doanh nghiep ldn, Ngan hang Congdong, Ngan hang Ca nhan (phan khuc Tai chinh kinh doanh), Ban dich vu ngan hanggiao dich, Phan khuc Khach hang doanh nghiep co v6n dau tu true tigp nude ngoai(FDI) va cac van de mang tinh chat chign lucre khdc cua Ngan hang nhu Trien khaichign luge cong nghe cho Ngan hang, Trign khai mo hinh tap trung tac nghiep tin dungtoan hang. Cu thi, UBCL da giai quyit mot s6 vin di nhu sau:

^ Doi wi NHDN: UBCL da chip thuan cho phan khuc tin dung giao dich trign khaithi diim a cac tinh ngoai Ha Noi va TP. H6 Chi Minh. UBCL cung dua ra cac chi

dao cu thg ve ke hoach nam 2015 cho timg phan khuc cua NHDN, bao g6m: phankhuc Tin dung toan dien, phan khiic Tin dung giao dich, phan khuc Phi tin dung.

•S Doi vdi NHDNL: UBCL dua ra dinh hudng xay dung danh sach kh^eh hang tiemnang gom cac doanh nghiep diing dau cac nganh kinh tg co tiem nang phat trien vamire dp rui ro trong nganh thap. Tir do, dinh huong dieu chinh doanh muc khachhang cua NHDNL theo huong tang du no trong ede nganh rui ro thap va trung binh,giam dan du no cua cac nganh rui ro cao, thoai lui cac khach hang thupc cac nganhrui ro dac biet.

•S Doi vdi NHCD: UBCL da thong qua kg hoach thi digm va md rpng mo hinh cho vayTai chinh vi mo, cho vay khong tai san bao dam vdi can bp huu tri va Can bo nhanvien hudng luong txr Ngan sach Nha nude, thong qua trign khai cho vay mua xemay, danh gia va len kg hoach vg mo hinh cho vay nong nghiep; trign khai cong tacphan quygn dinh gia sap chp; xdc dinh nguygn tac phan chia khach hang va dia bangiua NH Ca nhan va NH Cong dong cung nhu nguygn tac su dung san pham Iannhau cua cac NHCD.

^ D6i vdi NHCN: UBCL tigp tuc theo doi kgt qua trign khai Du an Tai chinh kinhdoanh tai NH Ca nhan trong nam 2014, quygt djnh md rpng 15 trung tam mdi tirthang 6/2014 va md rpng thgm 10 trung tam nQa trong 2015.

^ D6i vdi Ban DVNHGD: UBCL ygu cfiu Ban DVNHGD dua ra kg hoach, chuongtrinh cho cac nhdm khach hang cua LC va SME vdi muc dich tao ra cac gia tri tangthgm, nang cao doanh so ban hang. UBCL cung dua ra chi dao, dudng hudng phattrign cho timg dong san phSm nhu IB, quan ly dong tign, tai trp thuong mai.

•/ D6i vdi phan khuc FDI: UBCL da ra sodt cac nghien cuu thi trucrng do nhdm du anthuc hien, dua ra dinh hudng nhdm khach hang ma Ban FDI ngn tap trung khai thac,va dua ra tu vSn chign lupc vg cac dg xu^t gia tri cot loi de Ban FDI co thg canh

fj

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Phe duyet thue Cong ty tu van cho Ngan hang Doanhnghiep va npi dung hop dong hop tac tu van

Phe duyet chi phi dau tu va chi phi Cong nghe ngan hangnam 2014

Phe duyet ke hoach phdt triln mang luoinam 2014

Thay dli dia diem PGD Thlt Nit true thupc CN Cdn Tho

Thay doi dia diem chi nhanh Long An

Thay dli ten chi nhanh Da N5ng

Thay dli d|a dilm PGD Cam Le true thupc CN Da Nlng

Thay doi dia diem Phong giao dich Tran Duy Hung truethuoc chi nhanh Thanh Xuan

Thay doi dia dilm PGD Trln Phti true thuoc CN CongHoa

Thay dli ten PGD Tran Phu true thupc CN Cong HoaThay doi dia diem chi nlianh Quang Nam

Noi dung

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19/03/2014

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18/02/201418/02/201418/02/2014

18/02/2014

25/01/2014

25/01/201415/01/2014

Ngiy

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So Nehj quyet/Quyet dinli

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tranh vai cac ngan hang npi dia va ngan hang nude ngoai cung nhu phuong hudngtriln khai mo hinh trong thdi gian tai.

^ Ngoai cac npi dung lam viec tren, UBCL con thuc hien ra soat cac sang kien chienlupc ve cong nghe do dai dien cong nghe trinh bay tai ky hop thang 12/2014 vathong qua dinh huong ve tap trung trien khai va kiem soat mo hinh tac nghiep tindung tren toan hang tai Khoi Tac nghiep tin dung tai ky hop thang 7/2014.

•Uy ban Kilm toan (UBKT): nam 2014 Lly ban Kilm toan da ban hanh chinh sua laimot s6 npi dung ciia Quy chi hoat dpng UBKT;

•/ UBKT tham gia hop vai du an danh gid trien khai quan tri rui ro theo Basel 2;

^ UBKT tham gia xay dung ke hoach nam 2015 cua Kilm toan npi bp;

s UBKT ra soat xem xet cac bao cao kiem toan, co ^ kien chi dao nhung khac phucnhung kien nghi cua Kiem toan neu thay can thiet (UBKT da to chiic hop To ho trpxd ly k^t qua sau kilm toan vdi dai dien cac NHCD dl dua ra cac giai phap triet dlxu ly kiln nghi ciia KTNB);

s UBKT thuc hien tham muu, dl xult cho HDQT, UBQLRR, T6ng Giam die dl xuitnhieu kien nghi vl cac chinh sach tin dung, ca cdu t6 chute bp may, cac kiln nghimang tinh he thing;

•Uy ban Nhan su: da thu ly giai quyet hon 370 hi so va tham muu cho HDQT, Chu tichHDQT trong cac van dl ve bp may tl chuc, van ban phap quy chl dp chinh sach nhan

sir cua ngan hang va thuc hien cac thu tuc nhan su lien quan den cac can bp quan ly vachiic danh luat dinh thupc thlm quyln cua HDQT, Chu tich HDQT va cac npi dungcong viec khac do Chu tich Hoi ding Quan tri giao.

II. Cac Nghi quylt/Quyet dinh cua Hoi ding quan tri nam 2014:

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Thay doi dja diem Chi nhanh Sai Gon

PhS duyet k^ hoach ngu6n v6n va sir dung v6n nam 2014

Phe duyet phuong an phat hanh trai phieu tnmg dai hannam 2014 cua Maritime Bank

Phe duyet chu truong kham siic khoe dinh ky cho CBNVMaritime Bank va AMC nam 2014

Thay d6i ten va dia di&n Phong giao dich Mong Cai truethuoc Chi nhanh Quang Ninh

Thay doi ten cac Phong Giao dich true thuoc Ngan hangDai chung

Thoai v6n tai T6ng Cong ty C6 phdn Bao hiem Bao Long

(BLIC)

Thay d6i dja di^m Chi nhanh Ha Tinh

Thay doi dia diem Chi nhanh Binh Thuan

Thay doi dia diem Chi nhanh Quing Binh

Thay doi dia diem Phong giao dich Minh Phung truethuoc Chi nhanh Sai Gon

Thay doi dia diem Phong giao dich Nguyln Du true thuocSo Giao djch

Phe duyet phucmg an thanh ly xe cong vu cua MSB

Phe duyet bo sung pham vi thue ngoai voi Mtalent

Phe duyet phuong an qudn ly, van hanh xe 6 to thuoc sohuu cua MSB

Phe duyet nhan chuy^n nhuong co phan Cong ty tai chinhco phan Det may Viet nam (TFC) giua MSB voi cac codong

Thay d6i dia dilm PGD Tan Thanh true thuoc CN SaiGon

Thay d6i dja di6m Chi nhanh Dak Iak

Thay d6i dja diem QTK s6 1 true thuoc CN Dak Iak

Xin chap thuan viec cap moi giay phep hoat dong chongan hang TMCP Hang Hai VN sau sdp nhap

Thong qua n6i dung sdp nhap

Phe duyet phuong an ban thanh ly xe cong vu

Phe duy^t dau tu tru s^ van phong m6i tai dir an to hopvan phong cho thue, djch vu thuong mai, can ho va truong

m^m non tai 56 Nguyen Chi Thanh, TP Ha Noi

Phe duyet chu truong ban thanh ly xe cong vu

Uy quyen cho CT HDQT phe duyet ngan sach va noidung chirong trinh can bo tai nang, can bo chu chot va

chinh sach dai ngo Thanh vien Hoi d6ng diSu hanh

03/9/201422/8/2014

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Thay doi dia diem dat tru so Phong giao dich Bach Khoatrue thupc Maritime Bank So giao dich

Thay d6i dilm PGB Trung trie true thupc CN Vung Tau

Phe duyet chu truong mua dat dat tru so chi nhanh

Maritime Bank tai tinh Cao Bang

Mua co phieu cua Maritime Bank lam co phieu Quy

Thay doi dia diem PGB Hang Bau true thupc CN Ha N6i

Phe duyet bo sung pham vi thue ngoai dich vu voi M-

Talent

Phe duyet bdn co phan Tong cong ty co phan Bia-Rupu-

Nuoc giai khat Sai Gon (Sabeco)

Thay doi dia diem Phong giao dich Nguyen Tri Phuongtrue thupc Chi nhanh Sai Gon

Phe duyet gia chuyen nhupng quyen su dung dat tai khu

do thi moi Nga 5 san bay Cat Bi TP Hai Phong

Cap tin dung ttrng lib cho Viln thong Quang Ninh - lib 2

Phe duyet muc gi^ san de chuyen nhuong quyen sit dungdlt tai khu do thi moi Nga 5 san bay Cat Bi TP Hai Phong

Phe duyet chu truong chuygn nhupng quyen sir dung d^t

tai khu do thi moi Nga 5 san bay Cat Bi TP Hai Phong

Phe duyet dSu tu them c6 phan NH TMCP Quan dpi

Thay d6i dia diem Phong giao dich Binh Thanh true thupcchi nhanh TP. Ho Chi Minh

Phe duyet phuong an phat hanh giay to co gia dai hannam 2014 cha Maritime bank

C^p tin dung tirng Ian cho Viln thong Quang ninh

Thay dli dja diSm phong giao dich Ph6 Hue true thuoc

So giao djch

Phe duyet mua co phieu Quy

Thay doi dja diem Phong giao dich tai chlnh cong ding

Bim Son true thupc chi nhanh Thanh Hoa

Thay d6i dia dilm Chi nhanh Phu Yen

Bieu chinh phan cap tham quyen tai Cong ty TNHH Quibly No va khai thac tai san Ngan hang TMCP Hang HaiViet Nam (Maritime Bank AMC)

Ky hop ding nguyen tac voi Cong ty AIM trong viec caitao sita chOa, qu&n ly va khai thac Bat dong san nhan ganno ciia Maritime Bank

Thay d6i dia diem Chi nhanh CSu Giay

Tat toan khoan tam ting thanh lap Cong ty co phan Baohiem Bong Duong

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S6 26, khu Bigt thy26, S0 10 B^ng ThaiMai, P. Quang An, Q.TayH8, H4N0i

So 26, khu Bi0t thy26, SalOD^ngThaiMai, P. Quang An,Q.TayHo, H4N0i

S626, khuBi0tthy26, SdlOD^ngThaiMai, P. Quang An,Q.T4yH6, H4N0i

S6 26,khuBi0tthy26, S6 10DJngThaiMai, P. Quang An, Q.T4yH6, H4N0i

So 26, khu Bigt thy26, S6 10D(ingThaiMai, P. Quang An, Q.T4yH6, H4N0i

S6 26, khu Biet thy26, S6 10D4ngThaiMai, P. Quang An, Q.TayHo, H4Ngi

Cong anH4N0i

Cong anH4Npi

Cong anH4Ngi

C6ng an114 Npi

01/4/2008

12/4/2005

25/9/2000

29/8/2002

011685939

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C6nnho

011914658

010647027

010033935

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Tr^n AnhDie (Condc)

Tran AnhQuang(Con d6)

NguySn ThjNguygtHutmg(Vg)

Nguyta ThiH6a (Mgde)

Tran HSuKicm (B6de)

1.6

1.5

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0,019%151.898

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Phe duyet thanh ly tai san cua Phong giao dich NguyenDu true thuoc Set giao dich Maritime Bank

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Thay doi dia diem Phong giao djch tai chinh cong dongLe Quy Bon true thuoc chi nhanh Thai Binh

Phe duyet ke hoach kiSm toan noi bo nam 2015

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3.2

3.1

Nlttrng ngie&i c6 Win quan

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Nhihig ngieM c6 lien quan

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0

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Pham Ljp(B6 dl)

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6/5 Shanti Niketan,New Delhi, 110021

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1968

1991

1995

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1940

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2.7

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(cha)

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15

2. Giao dich c6 phi^u: Khong phat sinh

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S6 58 ph6 CSu G6,P.Hang Bac, Q.HoanKita, HaNOi

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MyBtic, HaNpi

CSnganHiNOi

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C6nganHiNpi

Cong anHaTay(cu)

30/8/2007

09/5/2012

19/11/2011

08/09/2009

05/02/1996

Hoc sinh

012988587

12093026

110099127

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Nguyen ThiQuy (Chi

Nguyen

Thi Quy(Chjgai)

Nguy6n

ThiThp(Me de)

Nguyenxulin Khu(B6 lie)

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8.9

8.8

8.7

8.6

8.5

8.4

8.3

8.2

8.1

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8