January 31, 2012

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WHS students take leadership to the legislative level / P9

WHS junior Jacob Tebbe, social studies teacher Mark Ewing and WHS junior Nathan Manworren.

www.youarecurrent.com Current in Westfield January 31, 2012 | 3

Founded Jan. 29, 2008, at Westfield, INVol. V, No. 2

Copyright 2011. Current Publishing, LLCAll Rights Reserved.

30 South Range Line RoadCarmel, IN 46032

317.489.4444Managing Editor – Lindsay [email protected] / 489.4444 ext. 204Associate Editor – Terry [email protected] Editor – Christine [email protected] Director – Zachary Ross [email protected] / 489.4444Associate Artist – Andrea [email protected] / 489.4444

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Senior Sales Executive – Dennis O’[email protected] / 370.0749

Business OfficeBookkeeper – Heather [email protected] / 489.4444Publisher – Brian [email protected] / 414.7879General Manager – Steve [email protected] / 847.5022

The views of the columnists in Current In Westfield are their own and do not necessarily reflect the positions of this newspaper.

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Our nation has all sorts of arcane, nonsensical laws on the books. Each week, we’ll share one with you.

In Baltimore, Md., it’s illegal to take a lion to the movies.

Source: dumblaws.com

Photo Illustration

strange laws

It is our position the Indiana General As-sembly got it right in adding online retailers to the list of businesses flourishing with the support of us good Hoosiers. If Amazon is growing and doing well, kudos to them. If Amazon is growing with the support of the citizens in Indiana, and yet only contributing to the good folks living in their home state of Washington, we cry foul. Retail-ers (and we customers) benefit from the infrastructure supported by the sales taxes, whether they are of the brick and mortar, or the more ethereal electronic variety.

Many of us have benefitted from not paying sales tax on items purchased online. And, we are not generally big fans of any tax hike, but the move to require these retailers to collect and remit tax just like their competitors only seems to level the playing field. That said, the Nobles-ville state senator and head of the powerful Appropriations Committee is wisely discussing an off-setting reduction in other taxes to ensure any windfall from this new tax goes to we taxpayers, and not to the bureau-crats managing the system. We say, make it so, Luke, and stop tax creep.

Creeping taxes Fast-track gradsIt is our position Purdue, and others like it, are

on the right track to offer calendar alternatives to motivate hardworking students to consider graduation in less than the tradi-tional four years, thus helping to protect them from the soaring cost of college education. Kids academically advanced and mature enough to matriculate quicker – all the while freeing up financial and classroom resources for others – are to be commended and encouraged. Sadly, many institutions are not so forward-looking (even Purdue is delaying the implementation of this program for several years), ostensibly allowing for the lifestyle adjustments of faculty, staff, students and parents presently enjoying a 30-week work year.

Many have benefited from the on-campus experience and might argue four years may not be enough time to mature, grow as a thinker and assimilate all this time has to offer. Good point. Yet with the cost of an old-fashioned degree outpacing the cost of living by a startling measure, don’t we owe it to our youth to rethink the system and find ways to make it more accessible? In balance, we believe saving money and creating op-portunity for more access offsets other considerations.

OUr VIews

Every week, we will print a por-tion of the U.S. Constitution, fol-lowed by a portion of the Indiana Constitution. We encourage you to benchmark government policies against these bedrock documents. Today: the U.S. Constitution.

Article. I. Section. 9.Clause 3: No Bill of Attainder or ex post facto Law shall be passed.Clause 4: No Capitation, or other direct, Tax shall be laid, unless in

Proportion to the Census or Enumeration herein before directed to be taken. (See Note 7)

Clause 5: No Tax or Duty shall be laid on Articles exported from any State.Clause 6: No Preference shall be given by any Regulation of Commerce

or Revenue to the Ports of one State over those of another: nor shall Vessels bound to, or from, one State, be obliged to enter,

clear, or pay Duties in another.Clause 7: No Money shall be drawn from the Treasury, but in Con-

sequence of Appropriations made by Law; and a regular Statement and Account of the Receipts and Expenditures of all public Money shall be published from time to time.

Clause 8: No Title of Nobility shall be granted by the United States: And no Person holding any Office of Profit or Trust under them, shall, without the Consent of the Congress, accept of any present, Emolument, Office, or Title, of any kind whatever, from any King, Prince, or foreign State.

The views in these editorials are of reader participants. They do not represent those of Current Publishing ownership and management.

COnstItUtIOn ClOseUP

Views | Community | Cover story | Diversions | super Bowl | Anti-Aging | it’s Golden | Dough | inside & Out | Laughs | Puzzles | Classifieds

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As we closed in on press time, we were waiting to learn whether the state Senate had passed Employees’ Right to Work legislation approved earlier by the state House of Rep-resentatives. We assume passage was at hand. All that would be left would be for Gov. Mitch Daniels to sign it into law, and that would mean this: FINALLY, no more closed shops in our state, which would be the 23rd such state to enact the law. You wouldn’t be forced to join (“financially support”) a union in order to work at a particular business. We’re all for that. Nobody, and we do mean nobody, should be able to dictate our liber-ties, regardless of category. We’re with House Speaker Brian Bosma (R-Indianapolis), who called the House’s passage of the bill “a victory for Hoosiers.” We offer sincere kudos to Rep. Jerry Torr (R-39), who first sponsored – and loyally stuck with – the legislation in 2004.

• • •We both tried to watch President Barack

Obama’s State of the Union Address last week, but where Sominex failed, POTUS delivered. We were induced to snooze shortly after it began, so we turned to news and analysis in the aftermath for the high points. And, alternately, we shuddered and laughed.

The infancy of socialism is alive and well in these United States of America (it RE-ALLY hurts to type that), and only YOU can do something about it, such as, oh, VOTE HIM OUT of office before this place becomes France on steroids. He talked at length about fairness and leveling the playing field, so we wonder exactly how fair it was to give $535 million of taxpayer money to Solyndra, the formerly politically connected and now-bankrupt solar company. One of Solyndra’s major investors, George Kaiser, raised between $50,000 and $100,000 for Obama’s campaign in 2008. We’re awaiting Obama’s call for an explanation on that one. That oughta be good. Change. You betcha!

FrOM tHe BaCKsHOP

Brian Kelly & steve greenberg

Right to Work: A step closer to reality

COMMentarYBy terry anker

What kids say directly to their parents is often far less interesting than what they say to friends when the children don’t know Mom and Dad are listening. It is how one finds out what is really going on inside one of these develop-ing human brains. Their thoughts are often unguarded and raw. They are not tempered by social pressure or maturity. They are not bound by a sense of the long-term value of patience and prudence.

In the cavalcade of “buddies” that come to spend time with our boys at home, I have been privy to loads of off-handed remarks, pithy comments and just plain simple, laugh-out-loud remarks from the youngsters. But there are common themes – feats of physical prowess, retelling of all manner of gross indiscretion and assertions of justice and fairness. The first two are easy to discern. Either one can shoot the most three-point shots, or not. Either one ate the garden worm, or not. It all seems simple to

figure out. But today, their conversations often turn to the final of these refrains. Is it fair Helen hit four shots and Hank only managed two? Assuming the rules were evenly applied and expressed, how can young Hank feel slighted by the prowess expressed by his female rival?

Did Hank work as hard? Was he debilitated by physical impairment, or simply a lack of will to apply the talents that may have been within his ability to exploit? Parents of more than one child know of accusations of imbalance ringing between siblings, “Dad, Brother’s not playing fair!” Should we hold back an older and more-talented child so a less able one can keep up? Isn’t it better to urge the younger to work to find their own calling, rather than to accommo-date their envy?

Fairness doctrine

Terry Anker is an associate editor of Current Publishing, LLC. You may e-mail him at [email protected].

We asked, you answered. Here are the results from the recent online poll question: “Which profes-sion would you not do business with if the state wouldn’t require a license for the trade?” Dietician – 38 percent (5 Votes); Hair Stylist/Barber – 38 percent (5 Votes); Private investigator – 15 percent (2 Votes); I think a license for the listed professions is unnecessary- 9 percent (1 vote)

To vote for the new online poll question – Who do you think is the best performer to have sung the Super Bowl’s national anthem? – visit www.currentinwestfield.com

Views | Community | Cover story | Diversions | super Bowl | Anti-Aging | it’s Golden | Dough | inside & Out | Laughs | Puzzles | Classifieds

COMMentarYBy lindsay eckert

In school, I only grasped the reading and writing subjects. Thankfully, I found a career that requires a pencil and paper, and not a calculator. I love letters, hate numbers – unless it’s 50 percent off at Ann Taylor. Algebra wasn’t too bad – at least I got to solve for a letter. But, equations set me into a blank stare with one ex-ception: 2007 Super Bowl = Colts > Tom Brady.

Although that game was one of the most grip-ping games of my time, the “game” going on in my cousin’s living room could definitely have a highlight reel of its own.

Here’s the play-by-play for my family “view-ing parties:”

My pap is a non-violent Bobby Knight. He yells at the players, he criticizes their skills and he has most of the players fired by the second quarter.

The “fans” are an interesting bunch. My mom is the sober version of the loud, chatty fan that doesn’t even realize there’s a game on. My gran appears to be the brazened fan who cheers for the opposing team while nestled among Colts fans, but really, she still hasn’t grasped the colors on the Colts players’ “outfits.”

I implement game plans to keep “the team” focused during the commercials; it’s like dealing with peewee-league-attention spans. But when that miniature Darth Vader starts the Volkswa-gen, or you can actually hear the frogs say “Was-

sup?” as they tip back a cold one, I know I did my job.

But I have been keeping my mild-to-moder-ate obsession for fashion and makeup tricks out of my column. Guys hold their wives’ purses and sit on mall benches enough – they don’t need to be subjected to more of that when they pick up the paper to relax.

Warning: If you’re a guy, this is when you should turn the page.

There’s been a lot of weekends dressed in football sweatshirts all season, so why not go glam for the big game?

Coat your lashes with black mascara, lightly dust black glitter eye shadow on them (I love Urban Decay’s Oil Slick.) Use an angled eye shadow brush to sweep the shadow on the roots and tips of your lashes. No brush? Rub shadow between your thumb and pointer finger, then pinch the tips of your lashes while they’re damp.

Late Super Bowl Sunday? There won’t be evi-dence of it Monday morning: Line the lower inner rims of your eyes with cobalt blue. Seize the day!

Follow me on Twitter @lmeckert for the latest Westfield happenings and a few fashion tips for Fridays!

Football is all about family, right?

Lindsay Eckert is the managing editor of Current in Westfield. You can reach her via e-mail at [email protected].

6 | January 31, 2012 Current in Westfield www.youarecurrent.com

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Danielle Wilson is a Carmel resident and contributing columnist. You may e-mail her at [email protected].

COMMentarY By Danielle wilson

I must be getting old if I can honestly say I just received the best birthday present ever … a door! Quite literally. I now have a glass and wood partition between our family room and basement. Sounds lame, but when I “opened” it, I squealed with delight and leapt into the arms of my amazing husband. So how could such an ordinary home improvement top my all-time awesome gift list? Read on, my friends. Read on. And see how context makes all the difference.

I was about to turn 40, and to celebrate this monumental milestone, my parents flew my sisters and me to Fort Lauderdale, Fla., for a long weekend. (I have a twin, my dad had his 70th last month and my youngest sister hits 30 in February, so it wasn’t entirely about me, but close enough.) And despite the stress of preparing for my work and home absences, I enjoyed myself immensely. True, I witnessed a soon-to-be leg-endary South Beach cat fight between my middle sisters, and suffered through a vacant condo’s bass-thwamping alarm clock for 40 hours before maintenance shut it down, but I was able to sleep late, finally finish “The Girl with the Dragon Tat-too” and walk the beach without SWAT team sur-veillance for once. (By the way, vacations are only vacations sans little ones … when kids tag along, it’s called a trip.) Anyway, I departed refreshed, ready to face the rest of winter and my impend-

ing demise (now that I’m 40, I’m supposed to make macabre statements like that).

As I navigated I-465 home from the airport, I steeled myself for what most likely awaited me − a messy house, an empty fridge and scores of voice-mails about what activities my kids missed with Dad in charge. But I walked into a surprisingly clean home to find everyone’s limbs intact and bodies bathed. Following many a hug, I got “Now close your eyes, Mom!” and was led around the corner for the big door reveal. “Happy birthday!” they screamed while I nearly bowled Doo over.

Now it’s not just the fact I’ve been angling for a basement barrier since we moved into this house, though certainly that plays a part in its No. 1 gift ranking. No, the main reason is the door represents the first time Doo and the kids really thought about what I wanted and actu-ally followed through with their plan. They also understood having the house in order meant just as much as any purchase. Instead of the typical post-vacation, back-to-reality slap in the face I usually experience, I received the beautiful gift of 15-paned thoughtfulness. Best. Birthday. Present. Ever. Peace out!

When one door opens» Second annual cancer awareness game – Westfield High School’s girls basketball teams are inviting would like to invite all breast cancer survivors to be their guests of honor Thursday. Junior varsity game begins at 6 p.m. The varsity team plays at 7:30 p.m. For more informa-tion, e-mail [email protected] or [email protected].

» It’s a mystery – The Westfield Wash-ington Public Library’s Mystery Book Discus-sion Group is talking about “A Duty to the Dead” by Charles Todd, when they meet Feb. 1 at 1 p.m. Come join other mystery lov-ers at a once-a-month discussion group that meets at the library. You are invited, even if you haven’t read the book! Future dis-cussions are: March 7: “Death by Darjeel-ing” by Laura Childs; April 4: “Murder on Astor Place” by Victoria Thompson. You’ll be interested in obtaining a copy of one of these books and participating in the free program, so please contact Informa-tion/Reference Services at 896-9391.Join the club

» Genealogy club – Join the Westfield Genealogy Club and share ideas, new Web sites and sources about family his-tory, as well as meet some terrific people. The club meets in the Sumner Room of the WWPL on Feb. 4 at 10:15 a.m. Begin-ning and experienced genealogists are welcome to become members.

» Storytime returns – Storytime is in the Children’s Dept. of the WWPL every Monday and Tuesday, beginning Jan. 23, and the focus is on fun. Enjoy stories, songs, fingerplays and rhymes. Strengthen early literacy skills and encourage the joy of learning. Each program ends with an art project, craft or activity. On Mondays, times are 10:30 a.m. for toddlers (18 months to 3 1/2 years accompanied by a caregiver) and 1 p.m. for preschoolers (3 1/2 years to kindergarten). On Tuesdays, times are 10:15 a.m. for preschoolers and 11:15 a.m. for toddlers. The program is free, and registration is not required.

» Teens needed – Be part of the Teen Advisory Group when it meets at 3 p.m. on Jan. 31, at the WWPL. We need you to help choose and plan teen library activi-ties. These programs are for you, so come and tell us what you want!

DIsPatCHes

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By lindsay [email protected]

A Westfield High School senior said an expe-rience that happened five years ago made him the person he is today.

Adam Dietz as an eighth grader was selected to be part of the Super Bowl bid program. Dietz was one of 32 kids who delivered the bid pack-age for Indianapolis to host the 2012 Super Bowl. The students met at Lucas Oil Stadium and drew the team whose city they would travel to for delivering the bid package.

Westfield Washington Schools Supt. Mark Keen said the ideal student was someone who could represent not only WHS, but the city of Westfield. He said Dietz was an obvious choice.

“It isn’t just about being a good student and good athlete, although Adam was both. It’s about being a good citizen, and Adam’s involvement at school and dedication to community service proves he’s not the kind of kid who revolves his life around school or himself,” Keen said. “Adam is the student you hope your child would grow up to be. That’s how we selected him.”

Keen said the opportunity to travel with Di-etz and be part of the bid package process gave him a fresh outlook on the big game.

“It gives you a slightly different perspective of one part of the process for the Super Bowl,” Keen said. “It’s a behind-the-scenes look at the process a city and committee goes through, and also a once-in-a-lifetime opportunity for the students and myself.”

Dietz said the opportunity changed his out-look on football and ultimately changed his life.

“I would play football – kind of – every other year. I had a love-hate relationship with it.” Dietz said. “But after the bid process, I knew I wanted to stay involved in football. It solidified what playing football meant, and I played all four years of high school. I wouldn’t have the circle of friends I do now and have the opportu-nities to be involved in my community.”

Dietz said delivering the bid to Cleveland was just the beginning of his involvement with the Super Bowl.

“I’m volunteering for Super Bowl of Caring to help fans in need, and during the last five years, I’ve been helping with Baskets of Hope to give kids at Riley Hospital baskets with toys,” Dietz said.

Although Dietz said the program doesn’t provide free tickets for the students, he’s looking forward to watching the big game with his fam-ily as he does every year.

WHS student has a super sneak preview to Super Bowl

Favorite team: Pittsburgh SteelersDedicated fan: “I watch NASCAR with my dad every Sunday.”Future plans: Attend Butler University and study motor sports engineering Dream job: Pit engineer for NASCAR races

ADAm’s AsPirAtiOns:

Jerry Throgmartin, executive chairman of the board and a former chief executive officer of hhgregg, died last week.

The 57-year-old Carmel resident died from meningitis Jan. 22 while visiting his ranch in Colorado, and Mayor Andy Cook said he and the Westfield commu-nity will remember him as an outstand-ing entrepreneur.

According to Cook, Throgmartin had a determined perseverance that kept him going through two rounds of cancer and physical ob-

stacles from the treatments. “He had a strong presence in his com-

munity, he was quiet but meaningful,” Cook said. “He overcame a tremendous amount of challenges and continued to succeed as an entrepreneur.”

hhgregg was founded by Throgmar-tin’s grandfather in 1955. Throgmartin

joined the family business as a salesman in 1975.Throgmartin is survived by his wife of 35

years, Peggy, their son, twin daughters and two granddaughters.

hhgregg CEO dies from meningitis

Adam Dietz

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WHS students take leadership to the legislative level


Six Westfield High School students are lead-ing by example to unite their school. WHS’s Executive Committee, a first-year committee, has already reinstated pep rallies at the school.

Thirteen students were nominated by teach-ers last year to start a leadership committee that would represent the student body, and a have a legislative voice in the community.

WHS banned pep rallies two years ago after animosity between seniors and freshmen forced administrators to eliminate the traditional school-spirit event altogether.

During the committee’s first months, WHS junior Nathan Manworren said committee members discussed the goals they wanted to set and how they wanted to achieve them.

“We decided we want to unify the school. We’re a premiere school with athletics and grades, and we want the school to have that same premiere atmosphere,” Manworren said. “When we talked about how we were going to create unity, the first thing that popped in our minds was a pep rally. It unites athletics, aca-demics and all the classes.”

WHS junior Jacob Tebbe said reinstating pep rallies was the group’s first goal, but it had to change students’ perspectives of each other.

“We lead by example to take pride in our school, and once we were able to relay that message, it permeated throughout the school,” Tebbe said. “We had the opportunity to show what pep rallies can do for a school and restored the trust from our administrators.”

Mark Ewing, WHS social studies teacher, said the students’

ambition and suc-cess in unifying classes led to an opportunity that would help the commit-

tee achieve the goal of

bringing school spirit back into the school’s gymnasiums.

“At the beginning of the year, all the class seniors met. We were able to get 15 minutes prior to the senior meeting as a trial-run type of pep rally,” Ewing said. “The rally showed the kids that these are the kinds of things we can do if we set positive examples, if you – as upperclassmen –serve as leaders to underclassmen, these are the cool things you can accomplish.”

Manworren said the trial run was the founda-tion for achieving the final step of restoring the administrators’ trust in the students to reinstate pep rallies.

“We got the message across and students know what’s expected of them. We showed Dr. Stacy McGuire (WHS principal) students are choosing to stay for bonus period when they could just go home,” Tebbe said. “The students saw how fun the senior rally was, and they learned if they act maturely, we can have them back and not ruin it for everyone else.”

WHS just celebrated its third pep rally for the school year at last Friday’s winter homecom-ing, where families and kids tailgated at the multi-purpose instructional facility with live music, food and face painting.

“These kids have done a great job in convey-ing the message of, if you want to make this a memorable senior year, you have to show them,” Ewing said. “They really took stu-dent initiative.”

Westfield Mayor Andy Cook said he’d like the students to sponsor a piece of legislation, get a council member to sponsor it, get involved in writing it, do the research needed to be done and poll the community to see what resi-

dents want.“A possibility for this group could be a

texting-while-driving ordinance, a piece of legislation that is of benefit to the city,” Cook said. “They want to learn how local govern-ment works and arrive at a relative proposal that would be the subject, and debate on what kind of texting-while-driving ordinance the commu-nity needs.”

Westfield Spokesperson Carrie Cason said the students’ hands-on involvement is a progressive way to get citizens of all ages engaged in local government.

“The students would be their own commit-tee, just like city council members writing leg-islation. They’re the ones that will be presenting to the public and the council,” Cason said. “It’s a process we want to do as soon as possible, and we plan to have it up and running during this

school year.”Ewing said the school had a fantastic fall season in regard to attendance, number of referrals to the prin-cipal’s office and general school atmosphere.

Now, the students want to apply that initiative to local govern-

ment, and Cook intro-duced his support to implement their ideas during last week’s city council meeting.

“These students are interested in how they can be part of local government. They want to know how it works, and for some, it could lead to a career,” Cook said.

Tebbe said the committee has already con-tributed to government events such as Westfield in Bloom. Now they want to see how they can make a difference in legislation.

“There’s not a lot of youth voice in legislation. We want to see that whole part of how local government works; a chance to stick our nose in the door and make a difference,” Tebbe said.

Ewing said the students came up with the idea to add a stoplight at US. 31 and Hoover Street, and has made it their first priority. He said their awareness for student and community safety will make them a valuable asset in the governmental process.

“These kids recognize the danger. They know we have a lot of inexperienced drivers leaving school and traveling on a road that has semi-

trucks barreling through it,” Ewing said. “It’s

really cool they im-mediately took an interest in the safety of basically the entire school.”

From left, Ashni Patel President, Murphy O’Toole Vice President, Katya Kantar VP Student Affairs, Tori Hanson VP Spirit, Jacob Tebbe VP Academics, Nathan Manworren VP Communication

Students of Westfield High School gather at a pep rally.




Jan’s Pizza is opening a second set of doors tomorrow for parties and business meetings in their recently renovated addition.

Jan Miller and her husband, Steve Miller, are expanding the 12-year-old establishment; they are renovating a portion of the former Queso Blanco Mexican Restaurant for a party room.

“We will have steps installed for the opening

of the bonus room and the walls will be deco-rated with my husband’s paintings. Councilman Rob Stokes will display his photography for the ‘party room,’” Jan said. “We won’t keep it open all the time, but it will be open for overflow seating on Fridays and Saturdays, and available for private party rentals.”

Jan said the rental rate is $25 if the party doesn’t plan to dine, and the new space will be open and ready for Super Bowl spectators.

Expansion for Jan’s PizzaSteve and Jan miller



Go Red for WomenFriday, Feb. 3, 9 am – 3 pmAtrium at IU Health North Hospital, 11700 North Meridian St., Carmel, IN 46032

Join IU Health North Hospital to celebrate Go Red for Women month in February! Go Red for Women is an American Heart Association campaign that raises awareness about heart disease in women. February 3 is national “Wear Red” day and we encourage everyone who attends to join us in wearing red!

Schedule for Go Red for Women event: 9:30 am – Breakfast Cooking Demonstration (*RSVP required) 11:30 am – Lunch & Case Review on Heart Disease by Cardiologist Dr. Mark Fisch (*RSVP required) 2 pm – Presentation by Cardiologist Dr. Nathan Lambert Vendors throughout the day Raffles and giveaways “Cardiovascular Answers” – A physician or nurse will be at the booth to answer questions from attendees

Information on our FREE Pocket EKG Program FREE Blood Pressure Screenings all day

*If you could like to attend the free healthy cooking demonstration for breakfast by Chef Peter Fulgenzi, or the free lunch presentation by Dr. Fisch, please RSVP to 317.688.2829 and reserve a spot.


Westfield Dept. of Public Works has presented a proposal to change the rate structure for how residents are charged for water usage.

Kurt Wanninger, Westfield Public Works Dept. director, last week present-ed a proposed rate structure that focuses on conservation; the rate structure proves residents who use more water will be charged more.

Mayor Andy Cook said water rates were last addressed three years ago, and he added that it’s wise for city council to address the needed changes to prevent spikes in water rates.

“The proposed structure presented asks city council, ‘Where’s the breaking point?’ An aver-age home uses 5,000 gallons, so do we charge X amount for 5,000 gallons, and then X plus 10 cents for every gallon above that? It’s determin-ing where that breaking point is.”

Cook said a dry summer showed how West-field’s growth required several improvements to its water distribution system.

“Our challenge isn’t a lack of water supply; it’s having adequate towers and distribution pipes to be able to pump the water in a timely man-

ner to residents. Last summer, we al-most had to call for a water restriction because we didn’t have the towers and pipes to get the water here on a timely basis,” Cook said. “We can only push so much water through a straw and our straws need to be bigger.”

Cook said the real message about water rates is that dollar amounts are based on needed improvement.

“We know five to 10 years we need to invest $30 million to keep our system going that’s not maintenance that’s capital, that’s new tanks, additional treatment capacity and distri-bution pipes,” Cook said.

An ordinance may be presented as early as the Feb. 13 city council meeting. If presented, a public hearing will be scheduled for later in February or early March.

According to Wanninger, if the ordinance is passed, it will be at least 30 days before it becomes effective. Westfield City Council ultimately willde-cide the effective date once an ordinance is passed.

The mayor’s office encourages residents to e-mail Westfield city council members with their opinions on rate adjustments and rate restruc-turing. Visit www.westfield.in.gov for a list of city council members’ e-mails.

Water system stressed, rate hike proposed


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» The relationship hitman –British 21-year-old Jonathan Kiekbusch is making a living ending other people’s relationships. The marketing professional feels so comfort-able delivering this type of bad news that he’s turned pro, charging approximately $7.84 plus expenses to send an unsuspect-ing significant other to Dumpsville. Kiek-busch says he ends five to six relationships a week and feels he is providing a much-needed relationship service.

-www.thesun.co.uk

» Easy airline miles – If you’re not getting bonus miles when you shop, you’re throw-ing good money away and failing to protect your frequent-flier account. More than 400 online merchants -- Walmart, Drugstore.com, PETCO, JCPenney, Ann Taylor, Nike, and on and on --participate in the airlines’ shopping mall programs. Even if you don’t

use an airline credit card, you’ll get any-where from 1 to 12 bonus miles for each dollar spent (sometimes more). And while it used to be that you had to shop online to get the miles, increasingly merchants such as Sunglass Hut are offering miles even for shopping in store or by phone.

-www.frommers.com

» New beer trend – Today’s innovative American craft brew-ers are pushing the boundaries of what beer usually tastes like by experimenting with pucker-inducing wild yeasts and locally sourced ingredients. One new type of beer that’s gaining popu-larity is the black IPA, an alluring new style that mixes the intense hop hit of an India Pale Ale with the toasty malt-rich taste (and color) of a Guinness. One example is Deschutes’s Hop in the Dark.

-www.foodandwine.com

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[email protected] Westfield Washington Education Devel-

opment Foundation’s annual Under-ground Railroad Run, Fitness Walk and Health Fair will be held on March 24.

Activities will start at 8 a.m. with a health fair at Westfield High School. Runners will take their mark at 9 a.m. for the 5K race, followed by the 3K fitness walk at 9:20 a.m.

All proceeds from the event support the Educa-tion Foundation and benefit the community by funding educational grant programs for teachers and college scholarships for Westfield students. The Education Foundation invests its resources into programs for learning enrichment provided by the many dedicated teachers in our schools.

Since its inception in 1986, the Education Foundation has provided more than $139,000 in teaching grants to support innovative classroom enrichment. In addition, more than $508,000 in college scholarships has been awarded to new WHS graduates.

Registration forms are available on the district Web site, www.wws.k12.in.us For more informa-tion, contact Foundation Executive Director Jan Skinner.

If you are interested in having a booth at the health fair, contact Teresa Layton at 867-6605.

‘We Run Westfield’

By lindsay eckert [email protected]

Mayor Andy Cook, city employees and community leaders are lacing up to hit 13.1 miles of pavement to raise money for West-field Youth Assistance Program.

The team will sport T-shirts emblazoned with, “We Run Westfield,” as they run amongst hundreds of runners in the annual OneAmerica 500 Festival Mini-Marathon to help fund YAP, a program that motivates at-risk students to hit the ground running with positive goals.

City spokesperson Carrie Cason said the team members are meeting next month to plan training plans for the run, which in-clude group runs and fundraising plans.

Cason said the team is running to achieve personal goals and goals for the community.

“We are always looking for ways to help our Youth Assistance Program,” Cason said. “Many of us, because of resolutions, are try-ing to incorporate healthy activities ,so we thought we would combine the needs for the good of the community program.”

Cook will be joined by Cason and Derek Todd; Joel Rush, Westfield Police Dept. chief; Westfield Clerk Treasurer Cindy Gos-sard; Scott Jordan, Westfield Police Dept. assistant chief; Anne Poynter, Downtown Westfield Association director; Derrick Cash, Westfield Informatics Dept. director and Leane Kmetz, GIS Coordinator for Westfield Dept. of Informatics, are mem-bers of the ever-growing team roster..

Lace up your sneakers for the Underground

Railroad Run


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Blue Rain

The Scoop: For more than two decades, Lutz’s Steak House has been one of the premiere restau-rants of Noblesville. Elegance and sophistication combine to reward diners with a one of a kind dining experience. Customers will find a menu featuring steaks and seafood prepared in a variety of ways. Lutz’s also features live entertainment Thursday through Saturday. A full bar allows diners to enjoy a cocktail before or after dinner. A banquet room and catering are also available.Type of food: Steaks and seafoodPrice of entrees: $16.95 and upSpecialties: SteaksReservations: Accepted

Lutz’s Steak House

Smoking: Smoking permitted in the bar, but not in the dining areasDress: CasualHours: 11 a.m. to 9:30 p.m. Tuesday to Thursday; 11 a.m. to 10:30 p.m. Friday; and 4 to 10 p.m. Saturday.Phone: 896-5002Address: 3100 Westfield Rd., NoblesvilleWeb site: www.lutzs-steakhouse.com

Ingredients: 1 1/3 oz So-bieski Vodka, 1/2 oz Martini & Rossi Bianco, 1 oz St. Ger-main Elderflower Liqueur, 1/2 oz fresh lime juiceDirections: Put all the ingredients in a shaker, shake and serve in a highball glass. Garnish with eight blueberries suspended all around the glass.

-www.marieclair.com

Cass Courtney, owner and manager of Courtney’s Kitchen

Where do you like to eat? Wise Guys Pizza.

What do you like to eat there? I love the pepperoni pizza.

What do you like about Wise Guys Pizza? The owner, Sean Stoffel, is a very cool, helpful guy.

Wise Guys Pizza is located at 11005 Allisonville Rd., Fishers. They can be contacted at 915-8202 or online at www.wiseguysinfishers.com.

This time of year, local hosts and hostesses usually do their planning and preparation for their annual Super Bowl party. So what are these party givers to serve to those coming to watch the game, view commercials and eat good foods?

The New York Daily News published a survey of their readers, and some online recipe sites, like Allrecipes.com, keep records of how many recipes are downloaded each year at Super Bowl time. These out-of-town sources gave me some answers, but I really wanted to offer rankings applicable to this area. My search became local when I decided to query some local Super Bowl-type food sellers. Fortunately, the people at Fresh Market graciously responded. They are that up-scale grocery store that specializes in many finer, top-quality items. I went to their 146th Street store and found just about everything imaginable by the gourmand.

Steve Brown, Fresh Market’s deli manager, made a list of the most popular items they sell for Super Bowl parties. Remarkably, his list is much like those of the Daily News and Allreci-pes.com. The list includes:

1. Buffalo wings are by far the biggest seller. Brown says they have scores of calls for wing orders in excess of 100. Last year’s largest order was 175 wings.

2. Pork back ribs (baby-back type).3. Dips - spinach artichoke dip is the most popu-

lar, and I’m told many customers add things that make this dip kind of “semi-homemade” by adding ingredients like crème fraîche and crab meat.

4. Bruschetta (pronounced “brusketta”) for spreading on special bread slices and crackers.

5. Party trays – from pinwheels to fruit and cheese affairs.

6. Brie in pastry – the latest take-and-bake craze.If you’re hosting, you may want to plan from

this list. If you’re visiting a party, you can pick up one of the above items to add to the feast.

Joe Drozda is a Carmel resident and an author about sports and food. You may contact him at [email protected] or visit www.tailgatershandbook.com.

Super Bowl Party Menu


I Filed for Divorce. NOW WHAT!?

Once you have �led your Petition for Dissolution of Marriage and your spouse has received notice that the divorce has been �led, it is often helpful for the parties to establish the “ground rules” which will govern certain aspects of their conduct during the pendency of the divorce. Issues that should be addressed are custody of the children, parenting time, possession of the marital residence, and payment of marital expenses. These issues are referred to as “provisional issues.”

If you believe that such ground rules are needed, a provisional hearing (also referred to as a “preliminary hearing”) should be requested in your Petition for Dissolution of Marriage. Once you request the provisional hearing, the court will schedule the matter to be heard and notify each party (or their attorneys) of the hearing date. Typically provisional hearings are very short and can last anywhere from �fteen to thirty minutes, though there are instances where a longer hearing is needed. Due to these time constraints, it is often bene�cial for the parties to reach an agreement on all provisional issues. If an agreement can be reached, the terms are reduced to writing and submitted to the court for approval. There are a number of bene�ts to reaching an agreement rather than going to court, including: crafting terms of an agreement to meet your families’ needs; saving the expenses associated with preparing and attending a hearing; setting and/or maintaining an amicable relationship between the divorcing parties; and reducing

the stress and anxiety a hearing can cause.

In the event that you and your spouse cannot resolve the temporary issues, you will be required to attend the provisional hearing. This can be a particularly important part of the divorce proceeding. Parties would be well advised to use the preliminary hearing as a forum to position arguments that will be made at the �nal hearing. However, it is important to realize that due to the fact that the hearings are often very short, the parties are often the only witnesses and their testimony will be limited to basic matters. Therefore, discussing and preparing your requests with your attorney prior to the hearing is imperative. Following the provisional hearing, the judge will issue a provisional order that will typically remain in effect until your case is resolved. Often times, the order is provided at the conclusion of the hearing. At some point after the preliminary hearing, the parties will typically enter into negotiations on a �nal settlement, and if a settlement cannot be reached, prepare for the �nal hearing.

At Hollingsworth & Zivitz, P.C., our team has the experience, the understanding, and the compassion to assist with your family law needs. If you have questions or concerns regarding divorce, custody, support, or any other family law concerns contact our �rm at 317-DIVORCE or visit our website at www.hzlegal.com.

Stay tuned for the next installment of “Divorce-What to Expect: Child Custody and Parenting Time” by HOLLINGSWORTH & ZIVITZ, P.C.


Editions LimitedGallery Of Fine Art Since 1969

LIVE MUSICMickey’s Irish Pub, 13644 N. Meridian St. For more information call 573-9746.

Friday – The Fabulous ImportsSaturday – Toy Factory

Mo’s Irish Pub, 13193 Levinson Lane in the Hamilton Town Center, Noblesville. For more

information, call 770-9020.Friday –My Yellow RickshawSaturday – Sour Mash

Moon Dog Tavern, 825 E 96th St., In-dianapolis, 46240. Call 575-6364 for more information.

Friday – Tastes Like ChickenSaturday – ADHD

Big Game sales Now to SundayStop by 14 Districts 110 W. Main St. Suite 104, Carmel, for a super sale – 20 percent off all non-sale items and an additional 10 percent off already reduced items. This promotion includes all brands: Shoshanna, Pink Tartan, Yoana Baraschi, Three Dots, Love Quotes, Henry & Belle Ecru and more. 14 Districts is open 10 a.m. to 7 p.m. For more information, call 818-4585.Enjoy all that Clay Terrace Lifestyle Center has to offer in a fun, big-game themed way. Clay Terrace will be dressed and ready for the party with celebration banners and festive lights welcoming all visitors to shops and busi-nesses. The outdoor mall at 14390 Clay Terrace Blvd., Carmel, is open 10 a.m. to 9 p.m. daily and 11 a.m. to 5 p.m. Sunday.Discover the Historic Noblesville Square’s history and fun during Big Game Week in the

Noblesville Historic District. The downtown square will be dressed and ready for the party with celebration banners and festive lights wel-coming all visitors to shops and restaurants.Logan Village Mall will host a super sale-abra-tion from 10 a.m. to 6 p.m. now to Saturday. The event includes mall-wide super sales and popcorn will be served daily. For more infor-mation, call 776-9999.Wednesday to SundayConner Prairie Interactive History Park, 13400 Allisonville Rd., Fishers, will host a new exhibit beginning Wednesday. The Science of Football explains how players make it all look so easy. The secret is. . . they’re masters of physics. Find out why a spiral throw is so important, how speed and weight affect how hard players get hit and how they keep their balance and direction while swerving through the air.


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Carmel City Center, located at the southwest cornerocated at the southwhh estt ccorneerrof Rangeline Road and City Center Drive.Free parking is availablecarmelcitycenter.com / 866.892.8990

[email protected] Super Cars program will bring iconic cars

to several locations across Hamilton County. The program takes iconic Indy cars and fuses them with NFL franchises to drive excitement and provide unique photo opportunities for fans of every team. Cars were showcased in downtown Indianapolis this past weekend, and will be relocated to Super Celebration Sites and other destinations Thursday to Sunday.

Local Super Car locations include:• The Palladium at the Center for Perform-

ing Arts – Jacksonville Jaguars | 355 City Center Dr., Carmel | Thursday to Saturday, 10 a.m. to 6 p.m.; Sunday, noon to 4 p.m.

• Clay Terrace Mall – Tampa Bay Buccaneers | 14390 Clay Terrace Blvd., Carmel | Thurs-day to Saturday, 10 a.m. to 6 p.m.; Sunday, 1 to 5 p.m.

• Hamilton Town Center Mall – Buffalo Bills | 13901 Town Center Blvd., Noblesville

| Thursday to Saturday; 11 a.m. to 9 p.m.; Sunday, noon to 6 p.m.

• Conner Prairie Interactive History Park – Chicago Bears | 13400 Allisonville Rd., Fish-ers | Thursday to Sunday, 10 a.m. to 3 p.m.

• Fishers Train Station – Cincinnati Bengals | 11601 Municipal Dr., Fishers | Thursday, 10 a.m. to 8 p.m.; Friday and Saturday, 10 a.m. to 6 p.m.; Sunday, 11 a.m. to 6 p.m.

• Indiana Design Center – San Francisco 49ers | 200 S. Range Line Rd., Carmel | Thurs-day and Friday, 9 a.m. to 5 p.m.; Saturday, 10 a.m. to 5 p.m.; Sunday, noon to 5 p.m.

• The Fashion Mall at Keystone – Phila-delphia Eagles | 8702 Keystone Crossing, Indianapolis | Thursday to Saturday, 10 a.m. to 10 p.m.; Sunday, 11 a.m. to 6 p.m.

• Traders Point Creamery – Washington Redskins | 9101 Moore Rd., Zionsville | Thursday to Saturday, 9 a.m. to 10 p.m.; Sunday, 9 a.m. to 8 p.m.

Race in to see these Super Car locations

Non-traditional Game Day RecipesFollow the English/Irish tradition and pour yourself (and your friends) a Shandy. A light beer infused with lemon flavor is a great option to offer guests looking to indulge in a drink, but not kill it with the calories. To further cut the fat, you may want to consider supplementing the lemon-lime soda with club soda and adding fresh lemon juice to the mix.

Ingredients: 3-4 oz. cold lemon soda (or lemon-lime if you prefer); 3-4 oz. cold light Lager or Pilsner beer; A lemon wedgeDirections: Combine the beer and soda in a Col-lins or highball glass and garnish with the lemon.

Beer with a Twist

Ingredients: 20 strips bacon (about 12 ounces), 20 medium-large shrimp, shelled and deveined (about 1 pound), 1/2 cup barbecue sauce, 1/4 cup canola oil, 3 tablespoons lemon juice, 1 teaspoon dijon mustard, 3 tablespoons chopped chipotles in adobo sauce,1/2 teaspoon red pepper flakes, 1/4 teaspoon cayenne pepper, Freshly ground

pepperDirections: Soak 5 to 8 bamboo skewers in water for about 20 minutes to keep them from burn-ing on the grill or under the broiler. Meanwhile, cook the bacon in a large skillet until halfway done, about 4 minutes. Drain and cool on paper towels. Wrap a piece of bacon around the middle of each shrimp; skewer with bamboo through the point where the bacon ends meet to keep it from unraveling. Thread 3 to 5 shrimp on each bamboo skewer. Puree the barbecue sauce, oil, lemon juice, mustard, chipotles, red pepper flakes, cayenne pepper and 1/4 teaspoon freshly ground pepper in a blender. Set aside half of the sauce for dipping. Preheat a grill, grill pan or broiler. Grill or broil shrimp (on a foil-lined baking sheet, if broiling) for 5 minutes, basting with the sauce once they begin to turn pink. Flip, baste again and grill or broil until just cooked through, about 4 more minutes. Serve with extra sauce.

Bacon-wrapped Shrimp

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Exercise: Setting and systems matter

Steven Roberts, D.C., owns the Health Post, a weight-loss and peripheral neuropathy clinic in Carmel. He may be reached at [email protected].

HealtH By steve roberts

According to a recent article in The New York Times, “How Yoga Can Wreck Your Body,” science writer William J. Broad quotes a long-time yoga teacher who “… has come to be-lieve that ‘the vast majority of people’ should give up yoga altogether. It’s sim-ply too likely to cause harm.”

This flies in the face of common prac-tice. I agree yoga can wreck your body, but so can Pilates, Zumba, spinning classes, exercise-ball classes, dance classes, gym participation and other pursuits.

At the beginning of each class, even the least-qualified teacher should start with the admoni-tion, “Only do what you are comfortable doing. Never go past what you’re comfortably able to do with your abilities right now.” Everyone acknowledges the advice and proceeds onward to likely doing more than he or she should, go-ing past what is in his or her best interest. Why? Usually, it can be narrowed to two reasons – group settings and systems. A closer look:

Group settings: When participating in a group, we tend to watch others around us and slightly push past what we normally would do on our own. When the person next to you, 30 years your senior, easily goes from exercise to exercise, pose to pose, it is difficult not to com-pare and push your limits. We compare and we become swept up in the group participation.

Systems of fitness, better known as the square peg in the round hole: Even with the constant reminder to do “only what is comfortable for you,” it may be an exercise YOU shouldn’t per-form. Everyone comes with a diverse history

of trauma, orthopedic issues, decreased joint motion and flexibility restrictions. Someone 30 years your senior may be outstanding in one area where you have limitations.

What most of these teachers are trying to get across is great advice. Here’s my advice: If you feel good doing it and feel good following the class, you may have found a system that works for you. If you don’t like the way a system makes you feel, move on to something else, or make up your own system.

» Nicotine patch affecting memory? – The nicotine in cigarettes may have some promise in treating mild cognitive impairment, which can be a precursor to Alzheimer’s disease or other forms of dementia. A new study on nonsmokers found six months of treatment with nico-tine patches restored long-term memory performance to 46 percent of normal – while placebo patients experienced a 26-percent decline in recall during the same treatment period.

-www.healthland.time.com

» Worst breakfast cereals – A new study investigated 84 popular children’s cereal brands and found that three-fourths, under proposed federal guidelines, would not be nutritious enough to be marketed to kids. Here are the 10 worst offenders: Kellogg’s Honey Smacks: 55.6 percent sugar; Post Golden Crisp: 51.9 percent sugar; Kellogg’s Froot Loops Marshmal-low: 48.3 percent sugar; Quaker Oats Cap’n Crunch’s OOPS! All Berries: 46.9 percent sugar; Quaker Oats Cap’n Crunch Original: 44.4 percent sugar; Quaker Oats Oh!s: 44.4 percent sugar; Kellogg’s Smorz: 43.3 percent sugar; Kellogg’s Apple Jacks: 42.9 percent sug-ar; Quaker Oats Cap’n Crunch’s Crunch Berries: 42.3 percent sugar; Kellogg’s Froot Loops Original: 41.4 percent sugar.

-www.prevention.com

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By Darla Kinney [email protected]

When IU Health Saxony Hospital in Fishers held an open house for the community, Nova and Edward Farrell toured the new facility, in-cluding the Women’s Imaging Services. Edward was so impressed with the 3D tomosynthesis mammograms offered there, that when it came time for Nova’s annual mammogram, he en-couraged her to schedule it at Saxony.

“Everything was new and I felt quite comfort-able,” Nova said of the experience. “Even the procedure was somewhat less painful. There were no negatives at all. And it is a beautiful place.”

Added Edward, “I felt this would be a better mammogram than she could get anywhere else and I want the best for my wife.”

The same could perhaps be said of the tech-nology behind the 3D breast tomosynthesis screening itself, in that questions often left by traditional mammograms are many times an-swered in the first round of 3D images.

“Improved visualization gives the radiologist the ability to detect cancers that may not have been detected using standard 2D mammography technology,” said Dr. George Trilikis, radiologist at IU Health Saxony Hospital. “Another big im-provement for the patient, and a clear advantage for tomosynthesis technology, is a decreased need for callbacks and additional images.”

Trilikis is enthusiastic about the “closer to perfect” images and the fact that Saxony is the only place in central Indiana to offer the 3D technology for breast cancer screening. The 3D images allow a radiologist to see the breast in layers with nothing obscuring, allowing them to more often say definitively if an image presents cancer or not. Callbacks for further imaging are a source of anxiety for patients as they often assume they have cancer, when in fact they most likely do not.

“We recently found a 7-millimeter tumor in a patient that, without this new imaging, might have been overlooked until the following year,” Trilikis said. “It certainly could not have been felt, but was also a very aggressive, invasive type of cancer. With this early detection, her survival rate is in the high 90 percentile.”

During a tomosynthesis exam, multiple, low-dose images of the breast are acquired at differ-ent angles. These images are then used to pro-duce a series of 1-millimeter thick slices that can

be viewed as a 3D reconstruction of the breast. For a woman with increased risk factors,

dense breasts or a family history of breast cancer,

the imaging can provide the earliest detection, though Trilikis says he has seen it make a dif-ference in images from all types of breasts. The facility has already seen more than 100 women since opening Dec. 1.

“By offering women the latest technology in mammography, IU Health Saxony Hospital hopes to improve its ability to detect breast can-cer at an earlier stage, which improves patient outcomes,” said Joy Davis, the hospital’s senior coordinator for marketing and public relations. “Breast cancer is the second leading cause of cancer death among women, exceeded only by lung cancer. If detected early, the five-year sur-vival rate is 97 percent. I tell women this is the most important appointment they can make.”

3D mammography improves resolution at iU health

Annual mammogram screening is recommended for women beginning at age 40. A prescription is not required. To schedule a mammogram at IU health Saxony Hospital or ask questions about this new breast health procedure, contact IU Health Central Scheduling at 962-3580.

IU Health Saxony Hospital is at 13000 136th St., Fishers.

wAnt tO LeArn mOre?

Dr. George Trilikis, radiologist at IU Health Saxony, shows images of a small tumor spotted clearly by 3D imaging.


it’s GOLDen | Current PuBLishinG sPeCiAL seCtiOn | it’s GOLDen

stratford receives certification – The Strat-ford, a retirement community in Carmel, re-cently announced that the community’s Horn Center for Rehabilitation and Skilled Nursing Services is now certified for Medicare Part A. The community is now accepting Members who need rehabilitation or full-time nursing care throughout the greater Indianapolis area. Private and semi-private suites are available. The Horn Center focuses on delivering person-centered care developed around individual needs and desires, not an institutionalized schedule. For more information, call 512-7662.

cochlear implants for seniors – Though co-chlear implants can provide a solution for hear-ing loss that ranges from severe to profound, they haven’t often been used for elderly patients because of concern about the risks involved with surgery. But researchers recently examined the medical charts of 70 NYU pa-tients older than age 70 who received cochlear implants under general anesthesia between 1984 and 2007, dividing the patients into different levels of risk and examining which experienced the most complications. They found most patients tolerated the procedure well and had few, if any, complications related to the operation or to general anesthesia, and pre-existing conditions were more predictive of difficulty than age alone. Researchers said this study could demonstrate most can under-go the procedure without undue risk.

-www.bottomlinepublications.com

Virtual games can keep you sharp – A recent study shows virtual exercise games that simu-late outdoor environments can help the elderly to improve their cognitive abilities. In a study of 102 elderly adults, researchers found those who were randomly assigned to ride a cyber-cycle, in which a stationary bike was equipped with a virtual reality screen that allowed the riders to “bike” through different environ-ments, as well as interact with obstacles and other bikers, remained more mentally sharp than those riding a traditional stationary bike. In fact, the cybercylers lowered their risk of declining into mild cognitive impairment, a state in which some of their mental functions decline beyond that of normal aging, but not enough to impair their daily life, by 23 percent compared to those riding the traditional bikes.

-www.healthland.time.com

travel myth – It’s one of the greatest travel myths: Mention Rule 240 and you will get im-mediate compensation if your flight is delayed or canceled. Rule 240 was created years ago by Civil Aeronautics Board as a way to pro-tect passengers. Although the rule did state ticketholders would get placed on the next available plane, it is no longer in existence. However, citing Rule 240 at the airline counter when your scheduled flight is canceled or de-layed might help you. Why? Some airlines still have a “Rule 240” in their contracts that offers a form of passenger protection in case of can-cellations or delays.

-www.independenttraveler.com

[email protected] least 10 states have been investigating

whether some of the country’s largest insurers are failing to pay out unclaimed life policies to beneficiaries. California and Florida have held public hearings on the issue in recent weeks. Insurers say they are behaving lawfully. Under policy contracts, they aren’t required to take steps to determine if a policyholder is still alive, but instead, pay a claim when beneficia-ries come forward. You can avoid such prob-lems by securing important documents and telling your family where they are stored.

Here are some of the most important docu-ments you should have on hand:

An original will is the most important document to keep on file. Not having an original document means this already-onerous process could be much more of an ordeal, since family members can challenge a copy of a will in court.

A revocable living trust can be changed anytime during your lifetime. After you transfer ownership of various assets to the trust, you can serve as the trustee on behalf of beneficiaries you designate. Provided you do so, there aren’t any ongoing fees. If your fam-

ily can’t find the original trust documents, you are basically setting your estate up for litigation.

A “letter of instruc-tion” can be a useful supplement to a will, though it doesn’t hold legal weight. It is a good way to make sure your executor has the names and contact informa-tion of your attorneys, accountants and finan-cial advisers.

Make sure your heirs have access to a durable financial power-of-attorney form. Without it, no one can make financial deci-sions on your behalf in the event you are incapacitated.

You should keep documentation of hous-ing and land ownership, cemetery plots, vehicles, stock certificates, etc. If you don’t tell your family you own such assets, there is a chance they never will find out.

Perhaps the most important healthcare document to fill out in advance is a durable health-care power-of-attorney form. The document should be compliant with federal

health information pri-vacy laws, so doctors, hospitals and insurance companies can speak with your designee. You may also need to fill out an Authorization to Re-lease Protected Health-care Information form.

Estate planners also recommend that you draw up a list of pensions, annuities, individual retirement accounts and 401(k)s for your spouse and children. An individual retirement account is considered dormant or unclaimed if no with-drawal has been made by age 70½. According to the National Association of Unclaimed Property Administrators, tens of millions of dollars languish in unclaimed IRAs every year.

Ensure that both you and your spouse can easily locate your marriage license. One can’t claim a deceased spouse’s property without it or purchasing a new one. You also should include a copy of the “qualified domestic-relations order,” which can prove your spouse received a share of your retirement accounts.

-Wall Street Journal

eight essential documents for you and your family

how much sleep do you really need?

[email protected] new study suggests seniors don’t nec-

essarily need as much sleep as they might think.

While sleep requirements vary from per-son to person, most healthy adults tend to require between seven to nine hours of sleep per night to function at their best. However, a recent study by the National Institutes of Health suggests healthy older people may require about 1.5 hours less sleep than younger adults, an average of 7.5 hours per night. The study indicates seniors sleep less even when given the opportunity for more sleep because of age-related changes in the ability to fall asleep and remain asleep.

The normal change causing seniors to sleep less is a result of their bodies produc-ing lower levels of growth hormone, typi-cally causing a decrease in slow wave or deep sleep. And less melatonin often means more fragmented sleep, and more awaken-ings between sleep cycles.

Some seniors mistakenly believe they have a sleeping problem because they go to bed expecting to be asleep for eight or nine hours a night, and may even needlessly start using medications to help them sleep more. Frequently waking up not feeling rested or feeling tired during the day are better indications you’re not getting enough sleep at night, and may have a sleep problem that needs to be addressed.

-www.helpguide.org

[email protected] you find yourself reaching for the salt

and pepper more as you age, you’re not alone.

A report released recently by the Culinary Institute of America (CIA) says that chefs looking to appeal to senior diners should be dialing up the taste, aroma and texture in their cooking. This is because after the age of 40 our ability to regenerate taste buds begins to suffer a significant decline. While children can renew their taste buds in a few weeks, the process takes much longer for over-the-hill diners.

Instead of adding more salt and sugar to meals to compensate for dulled taste buds, the CIA report recommends adopting different

cooking techniques to maximize the flavor of meals: more heat and browning for foods like coffee and chicken, strong aromas to help perk up sleepy taste buds, and using contrasting flavors to increase the overall power of a dish.

– AFP Relax News

senior taste buds need more flavor


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COMMentarYBy Marcia wilson

We’ve got a million of them! Anyone who can get through a day without an excuse or a rationalization is probably not human, certain-ly not normal and, in general, annoying to the rest of us.

It’s easy enough to start the year with good intentions – maybe hoping to improve our diet, exercise more, lose some weight, treat others better, etc., but by now, that enthusiasm is likely giving way to excuses. Take exercise, for example. Do we ever have excuses for not exercising? Here are some of the most common:• “Idon’thavetime.” There are 168 hours in

a week. If you exercise 3 hours a week, you still have 165 hours left for everything else. And by exercising, you reduce the risk for heart disease, diabetes, high blood pressure, colon cancer, depression, anxiety, obesity, falls, osteoporosis and joint pain. Wow, you don’t have time to NOT exercise!

• “I’mtootired.” Exercise will give you more energy than a nap (although you can do both).

• “I’mtooold.” You’re too old to NOT exer-cise (whatever your age). The older we get, the more critical it is to keep moving.

• “Igetplentyofexerciseinmyday-to-dayroutine.” Maybe, but don’t mistake being busy for getting exercise.

• “Ihave_______(fillintheblank).” Arthri-tis? Back pain? High blood pressure? The list goes on. Look it up. Exercise is recom-

mended for almost every dis-ease or condition. The body heals better (and feels better) if you are using it.•“Itwon’tmakeadiffer-ence.”At any age, exercise will strengthen your bones, help your circulation, digestion, breathing, flexibility, stability and overall sense of well-being.

Hmm, chances are it will make a difference. • “Imightembarrassmyself.” More than

having to wear a hospital gown that doesn’t close in the back?

• “Idon’tknowwheretostart.” Fair enough, so find something you enjoy. Walk, take a class, do chair exercises, dance in your liv-ing room, hula-hoop – it doesn’t matter as long as you’re doing something.

At the end of the day though, it’s really not about excuses. It’s about priorities. And all those priorities – the things in life you want to do, and the things you have to do – depend on keeping your mind and body strong. Feeling stronger and better beats a good excuse any day!

Marcia Wilson holds an M.A. in gerontology and teache Body Recall courses for aging adults. Wilson can be reached at [email protected].

excuses, excusesCOMMentarYBy John williams

Social Security is as American as baseball and apple pie. Not everyone likes baseball games or apples, but almost every American who reaches retirement age will receive Social Security retire-ment benefits. In fact, 96 percent of Americans are covered by Social Security.

When you work and pay Social Security taxes, you earn “credits” toward Social Secu-rity benefits. You need 40 credits (10 years of work) to qualify for retirement benefits.

The amount of your benefit, however, is de-termined by how long you work and how much you earn. Higher lifetime earnings result in higher benefits. If you did not work or had low earnings in some years, your benefit amount may be lower than if you had worked or earned more.

Also, your age when you retire makes a difference in your benefit amount. Full retire-ment age (the age at which full retirement benefits are payable) has been gradually in-creasing from age 65 to age 67. Full retirement age is 66 for people born in 1943 to 1954. You can retire as early as age 62, but if benefits start before you reach your full retirement age, your monthly payment is reduced. Find out what your full retirement age is by referring to the convenient chart in the “Retirement Ben-efits” publication at www.socialsecurity.gov/pubs/10035.html.

Just as you can choose an early retirement and get a reduced payment, you also can choose to delay retirement beyond your full retirement age to take advantage of a larger payment. Your benefit will increase automatically by a certain percentage from the time you reach your full retirement age until you start receiving your benefits, or until you reach age 70.

The decision of when to retire is an individ-ual one and depends on a number of personal factors. To help you weigh the factors, we sug-gest you read the online fact sheet, “When to Start Receiving Retirement Benefits,” available at www.socialsecurity.gov/pubs/10147.html.

You may want to consider your options by using our retirement estimator to get instant, personalized estimates of future benefits. You can plug in different retirement ages and scenarios to help you make a more-informed retirement decision. Try it out at www.so-cialsecurity.gov/estimator.

When you decide to retire, go to www.socialsecurity.gov, where you can apply for retirement benefits in as little as 15 minutes. In most cases, there are no forms to sign or documents to send; once you submit your electronic application, that’s it.

John Williams is a public affairs specialist for the Social Security Administration. To contact John, e-mail him at [email protected].

all about retirement

[email protected] Instead Senior Care has announced

the Salute to Senior Service program to honor senior volunteers for the tireless contributions they make to their local communities.

The program will include a search for the most outstanding senior volunteer in each state and culminate with the selection of a national “Salute to Senior Service” winner during Older Americans Month in May.

Nominees must be 65 years of age or older and volunteer at least 15 hours a month. Nomi-nations will be accepted at www.salutetose-niorservice.com through March 15. Nomina-tion forms also can be requested at [email protected].

State Senior Hero winners will receive plaques, and their stories will be posted on the program’s Web site. In addition, $5,000 will be donated to the national winner’s non-profit charity of choice.

Some 52 percent of seniors volunteer their time through unpaid community service, ac-cording to a survey done by Home Instead Se-nior Care. Nearly 20 percent of seniors surveyed started volunteering when they reached the traditional age of retirement – 65 or older. Fur-

thermore, 20 percent of seniors who volunteer say their community service is the most impor-tant thing they do.

“Helping others defines life for many local retired seniors,” said Jeff Sewell, owner of the Home Instead Senior Care office serving north-ern Indianapolis, Fishers and Carmel. “And what a difference we have observed in seniors’ health, attitude and outlook among those who choose to stay active as they age.”

Dr. Erwin Tan, director of the Senior Corps, a national organization that links more than 400,000 Americans 55 and older to service op-portunities, agrees.

“The one thing I hear constantly from the se-niors in our programs is volunteering gives them a purpose in life – they say it’s the reason they get up in the morning,” Tan said. “In addition, it’s a great way for them to learn new things – whether a skill or just something about an issue in which they have an interest. Volunteering is just a great way to expand their horizons and feel like they’re still a valuable part of their community.”

For more information about the Salute to Senior Service program or Home Instead Senior Care, please call 252-4472 or visit www.salute-toseniorservice.com.

search on for state’s outstanding senior volunteers

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» Super Refund Saturday – KeyBank will host Super Refund Saturday, a free tax preparation day for local residents filing a federal income tax return, Feb. 11 10 a.m. to 3 p.m. at the John H. Boner Community Center, 2236 E. 10th St., Indianapolis. A person does not have to be a KeyBank customer or make an appointment to participate in the day. The event provides free income tax preparation to low- and moderate-income wage earners, and helps them discover if they are eligible for the Earned Income Tax Credit, which range anywhere from $2 up to $5,751, depending on income and family size.

» Mining on the moon – Newt Gingrich’s idea for a massive federal program to mine the moon may not be totally insane after all. Billionaire Naveen Jain also agrees opportuni-ty exists 238,855 miles away. One of the first

Microsoft developers and founder of Info-Space, Jain wants to dig up the helium-3 and platinum deposited in moon craters by met-al-rich asteroids. His startup, Moon Express, is building a $20 million moon lander slated to launch in 2013. Jain says helium-3 could be a new non-radioactive energy source.

-www.fortune.com

» More foreclosures out west – In 2011, western states claimed 82 of the 100 worst-hit ZIP codes with 38 in California and another 28 in Nevada. That’s quite a departure from when CNNMoney first looked at the top foreclosure ZIP codes in June 2007. Back then, the auto industry’s ills had turned inner-city neighborhoods in Detroit, Cleveland and Indianapolis into foreclosure ground zero, with the three cities claiming 25 of the nation’s 100 hardest-hit neighborhoods.

-CNNMoney

DIsPatCHes

InsUranCe Q&a By andy warren

Question from Stanley G. of Fishers:My sister had her jewelry box stolen and

didn’t find out until she filed a claim there was a set limit on how much she could claim in stolen jewelry. This limit is not adequate to replace what she lost. Is this common?

Response from Andy Warren:I hate to hear about your sister’s claim. Un-

fortunately, that situation is VERY common. A standard homeowners insurance policy automat-ically restricts coverage on a variety of different types of property. The other problem that occurs is your personal property limit being used up by items not originally calculated for your policy to include in the first place.

You can avoid these problems by meeting face to face with your independent insurance agent to create a scheduled personal-property endorsement and adding it to your home policy. The schedule can include anything you want to include, but some of the items below are typical. You have automatic coverage for newly-acquired property, but be sure to update your schedule to include any new property within 30 days.

Some of the common property classes ex-cluded or limited by your policy:

• Jewelry, watches, furs and precious or semi-precious stones. The typical limit is $1500. Schedule these items

• Musical instruments, cameras, silverware, golf equipment and fine art. These items are not usually limited, but can eat up your personal property limit very quickly. Schedule these items.

• Cash, bank notes, coins and precious met-als that are not jewelry. The policy limit on these items is typically around $200. Keep this stuff in the bank or a safe deposit box.

• Securities, evidences of debt, letters of credit,

manuscripts, personal records, passports, tickets and stamps (including computer software). The limit for this property class is typically about $1500. The limit includes the cost to research, replace or restore infor-mation from the lost or damaged materials.

• Watercraft of any kind, including trailers, equipment and motors. You should have a separate policy for a boat, but your home policy typically sets aside $1500 if you don’t.

• Property of roomers, boarders and other tenants. This type of property is excluded. They need a renters insurance policy.

This list is not comprehensive, so please make sure you meet with your independent agent to discuss any additional concerns you may have.

Limit on stolen goods

Dena Shepherd Page is with Shepherd Insurance & Finanacial Services. Have an insurance question you need answered? Send it to [email protected].

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Bigger is Better Try these simple steps to help achieve the voluminous, bombshell hair that can now be found on magazine covers and all along the red carpet:• To begin, towel dry your hair and mist a leave-in conditioner (such as Biominoil Leave In Treatment) and a volumizer (try Brocato’s Volumizing Tonic). Then begin blow drying your roots while pulling them away from your scalp.• When your hair is completely dry, wrap 1-inch sections in Velcro rollers. Once your hair is set, blow dry with a diffuser for another 10 minutes on the hot setting, then 10 minutes on the cool setting. Alternatively, you could use large hot rollers or a curling iron once your hair is completely dry.• After removing the rollers, combine a drop of shine serum (like Brocato’s Shine Drops) and a light hold gel (Salon 01 brand Flex Hold Gel) in the palms of your hands. Run your hands throughout your hair and move your voluminous locks into place.• For added boost, gently tease your roots around the crown of your head. Finish off the process with a blast of moveable hold hairspray to keep your ‘do in place.Looking for more hairstyling tips? Check out our blog at www.salon01.com/blog/.

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As a general rule, most people out there cannot tell how expensive your clothes are if they fit you. Even if you have a small budget for a suit, spend the extra dough to have it tailored to your body. A long crotch and wide arm holes are a tell-tale sign of the price you paid. Accessorize with a nice watch and a sharp pair of cufflinks to finish off the look. Remember, if you don’t feel comfortable and confident in your clothes…others will notice!


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InsIDe & OUtBy David Decker

A new year is here. New hopes, new resolu-tions and new projects abound. Many of us take a look around and decide the house could use a few resolutions of its own. So where to start? Below is a handy little guide to jump-start the motivation, get creative and above all, keep it affordable.

TOP THREE HOME RESOLUTIONS• Reduce – Parting with “stuff” and decid-

ing what to let go of is tough. Here’s a guideline to stick with: If you have not really used an item in the last two years, aside from special occasions or wanting to save it for the kids or grandkids, then let it go to charity. You will be amazed at the sense of organization you feel when your home is de-cluttered and your basement floor is visible.

• Repurpose – Have an extra decorative plate? Place your kitchen soaps and spong-es on it in a cluster by your sink. Pull out different size vases and throw cotton balls in one, cotton swabs in the other and unwrap the guest bath soaps to fill a third. Roll up old magazines you were about to toss and tie them with twine to fill a wo-ven basket in the powder bath. You will be amazed at what you can put to use in oth-er areas of your home that never crossed your mind once the space is opened up.

• Redesign – It happens to most. We tend to get a little stir crazy and the urge to change things comes about. Maybe it is new cabinets. Perhaps you admire the backsplash you saw at a home show. The tile in your bathroom is taunting you every morning. Whatever it may be, it may be time to get a wish list together and look at a reasonable budget for the items in order of importance to you. It does not all have to get done right away, and often times, it is best to create a “look book” of sorts from pictures in catalogs and online that appeal to you. You may be surprised at how your taste evolves before a big project gets underway. Lastly, consult a professional when taking on a project of any kind. It will end up saving you time and money (and your sanity)!

Reduce, repurpose, redesign

David Decker is president of the Affordable Companies which include Affordable Kitchens and Bathrooms and now Affordable Custom Flooring. They are based in Carmel (317-595-9540, www.the-affordablecompanies.

com). Email home improvement questions to [email protected].

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laUgHs By Mike redmond

The city where I hang my shingle, or would if I did something shingle-worthy, is all abuzz with excitement over the Super Duper Bowl, which is coming to town one of these days soon. I forget which.

Anyway, I do not share in this abuzzment. Oh, I think the Super Duper Bowl is all right. The football games usually aren’t that good, and the halftime shows stink, but the com-mercials are entertaining. If they insist on having one, they might as well have it here so central Indiana businesses can make a pile of money.

But that’s about the limit of my enthusiasm. I believe Super Duper Bowls are like tornados: best viewed from a distance.

For one thing, it isn’t really our event. We’re just providing the location. Other than that, this is an NFL production all the way. It’s kind of like someone coming to your house and saying, “I’m going to throw a party here and you’re not invited, but could you be a dear and help park the cars and then clean up afterward?”

I don’t swell with satisfaction over how well we can serve as a stage for someone else’s event.

What strikes me funny is how the people who seem to be in charge of these things have

such inferiority complexes about central In-diana. Oh, they talk a good game about how great things are around here, and they’re right. This IS a pretty great place. It’s not perfect, but what place is?

They do all this bragging, but then they turn around and tell us that whatever they’re concocting will be the thing that makes this a world-class city. Thing is, we always seem to be just one step from world-class citydom: If we build a new stadium, we’ll be a world-class city. A new basketball arena is just what we need to be a world-class city. We’ll be a world-class city if we just get a downtown mall. Seems like we would have gotten there by now, doesn’t it?

So, let me recap: Super Duper Bowl is good, as far as it goes, and I admit that can be pretty far. I believe the formula is every tourist dollar spent turns over seven times before it leaves town.

Hey, if there are enough dollars, one or two might even turn up in my pocket.

It wouldn’t be a world-class event, but it sure would generate some excitement.

Buzz over the Bowl

Mike Redmond is an author, journalist, humorist and speaker. Write him at [email protected] or P.O. Box 44385, Indianapolis, IN 46244.

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Across1. Rick’s Cafe Boatyard protection for lobster eaters5. Send elsewhere10. Puts two and two together at Shamrock Springs School14. Hershey’s caramel candy brand15. Dangerous bacteria16. IUPUI lab vessel17. Have ___ with (2 wds.)18. “Get ___ of yourself!” (2 wds.)19. Seep20. Turn down the lights at The Palladium21. Chuck E. Cheese token taker22. Did King Electric work23. Talk to persistently and with a big mouth (2 wds.)25. Any two-footed creature at the Indianapolis Zoo28. Buddy30. Show horse31. It was dropped in the ‘60s34. Hoosier Park, e.g.37. Former WTHR news anchor, ___ Daily38. Purdue fraternity letter39. Site of Super Bowl XLVI (3 wds.)42. Crooked Stick caddie’s offering43. Bucky’s Grill & Pub kitchen meas.44. African antelopes45. Colts punter, ___ McAfee46. Scream at Bankers Life Fieldhouse47. Cry from Homer Simpson48. “M*A*S*H” setting49. Tacitly agree with (2 wds.)53. La Mie Emilie farewell56. Olden days59. Murat Theatre performer, ___ Grant60. Indy’s ___ Leadership Association61. Green stuff from First Merchants Bank63. AIDS poster child from Kokomo, ___ White64. CVS hand lotion ingredient65. Ill-suited66. Eddie Merlot’s steak sauce67. Cell phone button68. “Robinson Crusoe” author69. Butler’s creative writing degs.

Down1. Patriots’ quarterback2. Aegean region3. TV camera position during the big game4. Peyton or Eli to Archie5. Not made up6. Marengo Cave sound effect7. Gridiron postseason (2 wds.)8. IU Health building wing9. Get ___ of (toss out)10. Steer clear of11. Last name in fashion at Saks12. Flabbergast13. Winter transport21. Mikita and Musial22. Part of www24. Bee-related26. Showy bloom at Wells Flowers27. Affixed in a scrapbook, say29. Riot participant, maybe31. Joe’s Butcher Shop cut32. Poker variety at Belterra33. Fall Creek beaver constructions34. Illegal block35. Surrounding glow of Mitch Daniels36. A Gordon Piper, most likely38. Marsh potato type40. Capri, for one41. Unaccompanied at the game46. Map phrase: ___ are here48. Excited, with “up”

50. Redbox rental: “The ___ the Jackal” (2 wds.)51. Menard’s range name52. Giants’ kicker53. Word of woe54. Brickyard 400 winner: ___ Earnhardt

55. Computer image57. Fishers N-S road58. PNC Bank posting61. ___ Creek Players62. Number of Indianapolis Colts Super Bowl wins63. Colt foe

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January 31, 2012

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