Innovative 4-Phase Approachfor Commercial Debt Collections

Brown & Joseph, Ltd.

Accounts Receivable Management FirmCredit and Collection Specialists

► Headquartered in Rolling Meadows, Illinois

► Brown & Joseph has represented companies nationally and internationally

► since 1996

► We offer our clients a wide range of comprehensive accounts receivables

► management services custom designed to fit your needs

Industries We Specialize In

► Business Services ► Media

► Commercial Cable ► Telecommunications

► Deregulated Energy ► Telecommunications

► Insurance ► Transportation

► Manufacturing ► Wholesale

Innovative 4-Phase Approach for Commercial Debt Collections

► Increases recovery percentages

► Reduces the need for debt recovery litigation

► Combines the best of all the practices employed by commercial credit risk

► analysis companies, commercial collection agencies, debt collection law firms

► and litigation law firms for the same contingency fee you pay to your agency

Phase One Commercial Credit Scoring and CommercialCredit Risk Analysis

► Upon receipt, all cases are credit scored and a credit risk analysis is performed

► The information contains payment history trends, state and federal tax lien information,

► pending laws suits, unsatisfied judgments, UCC filings, secured creditors, etc.

► The benefit is faster payment of debt, higher settlements, and less litigation

► We will provide you with factual information so you can make the best

► settlement or litigation decisions when needed

Phase Two Initial Commercial Credit Risk Analysis and B2B Debt Collections

► Files are segmented and prioritized by their predictive payment trend and balance

► Cases are assigned to our experienced B2B debt collections specialists

► Companies with medium to low scores, meaning high credit risk, have a tendency

► to delay recovery with unsubstantiated disputes and are diverted to our in-house

► collection attorney law office for pre-litigation collection calls without increasing

► contingency fees

Phase Three Internal Law Office Collection Attorney

► Increases bad debt recovery percentages

► Obtains higher settlements

► Reduces litigation costs

► Reduces time spent in resolving the more difficult assignments

► You receive the impact of a law office collection attorney for the same

► contingency fee you now pay to your collection agency

Phase Four Debt Recovery Litigation

► When a debt is not paid, our internal collection law firm management team will

► review and recommend suit, when needed, based on factual commercial credit

► scores and the commercial credit risk analysis obtained in our initial phase

► Brown & Joseph maintains a national network of experienced litigation law firms

► We are a member of the Commercial Collection Agency Association section of 

► the Commercial Law League of America

Client Support Services

► Extensive reporting capabilities customized by client request

► Online access provided to accounts placed 24/7

► Live phone support

► Online placements

► On–demand credit reports and analysis

Technology and Security

► Business Intelligence

► State of the art encryption data security

► All collection calls are recorded

► Video monitored surveillance

► Building security 24 / 7

Judge Us By the Companies We Keep.

We Work With Clients Such as…

Ready to Develop a Strategy With Our Collection Specialists? Contact Me Today.

Allison SimaMarketing Coordinator

Phone: 888-829-9997 x209asima@brownandjoseph.com

2550 West Golf Road Suite 300Rolling Meadows, IL 60008

Visit us at www.brownandjoseph.com