097560592022 Amit V.Mehta
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Transcript of 097560592022 Amit V.Mehta
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Study of Mutual Fund InIndia
atPrudent CAS Ltd.
:-Name Amit Mehta:-Enrollment No 09756052022
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Company Detail
Started on the year 2000 and stillrunning successfully
Company believes in understanding
the customer needs and offeringthe product that can match theirrequirement.
Companys main slogan is Moneythrough Wisdom
Company offering Financial Planning,money Management & Investment
advisory services.
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Companys Achievements
It has acquired about 25 to 29% share oftotal Mutual Fund business of Gujarat.
Assets under Management (AUM) more
than 1700 corers Won consequently for four years in a
row the most prestigious PrudentialICICI Chairman Gold Award in FY 2002,
2003 , 2004 and 2005
Rated 9th best independent FinancialAdvisor in all India by Franklin
Templeton for the year 2002
.Cont
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Service Provided by theCompany
Weekly report send by e-mail
Any information related with IndianInvestment world
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Financial Planning
Include a mix of short and long termgoals
Convert your goals into rupee amount
and set a deadline to achieve them Diversify your investments according toyour risk profile
Look for ways to minimize tax
Dont forget insurance Start retirement planning Get professional advise in required Dont wait, implement your plan today
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Research Methodology
1. Definition:- According to Clifford Woody, ResearchMethodology comprises of defining & redefiningproblems, collecting, organizing &evaluating data, makingdeductions &researching to conclusions.
2. Types of Research:- Exploratory Research :-search of secondary data
& Survey of Market
Conclusive Research :-Descriptive Research (Survey
Method, Telephone Administrative, and QuestionnaireMethod) and Experimentation Research.
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qData Collection Method:-
(A) Interview Methods
Personal Interview
Telephone Interview
Mail Interview
(B)Collection of Information:
The respondents were personallyapproached to explain the objective of survey.During the meeting the questionnaire was fulfilledby the respondents.
(C)Questionnaire:
Questionnaire was structured to get it filled byinvestors as well as insurance agents.
q
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qSampling method
The agents and investors had been selected on the basis of random
sampling. The study is sample survey consisting of small sized sample ofagents & investors who had not much awareness of Mutual funds.
Sample Size:
The sample size taken for the study is 150 respondentsRandomly.
Target Population or Sampling Unit:
The universes of the study are Investor & Insurance agents ofAhmedabad Region.
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SWOT Analysis
STRENGTHS
Professional management
Diversified portfolio
Liquidity
Tax relief
Safe and convenient administration
Low Costs
Transparency
Affordability
Well Regulated
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WEAKNESS
No assured returns No protection of capital
Everything is dependent on Fund Manager.
OPPURTUNITY
A goose lying golden egg
When the returns comes out its too much
THREAT
lack of management information
Poor investment performance
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Analysis and Interpretation
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QA. Monthly Income of Investor inAhmedabad
Monthly income of Investor
79
3326
102
0
20
40
60
80
100
No.of investor
50,000
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QA.Monthly Saving of Investor in
Ahmedabad
113
27
8
2
0
50
100
150
No. of
Investor
Monthly Savings of Investor
20,001
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QA. Investments prefer most by the
Investor
63 6852
28 26
37
10 14
0
20
40
60
80
No. of Investor
Investment Prefer by Investor
Saving A/C Fixed deposits Insurance Mutual Fund
Post office (NSC) Shares/Debenture Gold/Silver Real Estate
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QA. Investor ever invested their
money in Mutual fund
No. of Respondents
43%
57%
Yes No
Response Yes No
No. of Respondents 65 85
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QA. In which kind of mutual fund
investor investNo. of investor
34%
66%
Public Private
Investment kind Public Private
No. of investor 22 43
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QA. Why investor not invested in
mutual fund
No. of Respondents
55%
25%
20%
Not Aware Higher Risk Not any specific reason
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QA. Mode of Investment Preferredby the Investors
No. of Investor
35%
65%
Lump Sup Investment Systematic Investment Plan (SIP)
Mode of Investment Lump Sup InvestmentSystematic Investment Plan(SIP)
No. of Investor 52 98
QA Investor expected rate of return
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QA.Investor expected rate of return
8
39
67
36
0 20 40 60 80
7% to 10%
10% to 15%
15% to 20%
Above 20%
Rateofre
turn
7% to 10% 10% to 15% 15% to 20% Above 20%
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QA.How investor do their taxplanning
41
103
29
10
0
20
40
60
80
100
120
No.of
Investor
Tax saver Mutual fund Life Insurance
Pension Plan Others
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Finding From Study
Out of 150 respondents we found that age group between 25-30years respondents are investing more as compare to others. Andmajority of the respondents are salaried and business man.
Out of 150 respondents 85 are not invested in Mutual Fund and its
operations. Out of the total respondents, majority of respondents want to get
return between 15% to 20%.
Out of total respondents 65 are invest in Mutual Fund and out ofthis 43 are used Equity Scheme
In mutual fund majority of the respondent prefer systematicinvestment plan because of the long term gain. And they moreprefer growth option while investing in different mutual fundinvestment.
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Recommendation
The company should focus and create awareness of SIP / STPamong individuals of different occupations, educationalqualifications and different income segments.
Investors should be encouraged in order to invest a higher
percentage of their monthly income and savings into SIP /STP.
Tax Benefits is another factor, which could make the investorsto invest.
There are large numbers of higher income class who are notexposed to SIP / STP; AMC should try to cater them.
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Conclusion
If Mutual Funds gain investors trust, money will follow. It isimportant to gain mind-share rather than wallet share of theinvestors.
The future is very bright. This industry is very important role
to play in providing alternative avenues to the entire gamutof investors in a scientific and professional manner.
Mutual Fund industry has been evolving very well for animportant reason that, today we have the best system andprocedure, good regulatory mechanism, use of technology,transparency and sharing of details and dissemination ofinformation at an improved level.
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Thank You