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PPT

2

34125

6

2011

1040

7(2006-2020)

8

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6-8

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120%2

141P2P23

151

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416

17-

18-

1 4 19-

20P2PPEER TO PEER LENDING

P2P

P2PP2PP2P

peer-to-peer lending2005P2P

P2PP2PZopaP2P20122.9201342P2PProsperLending Club4.4715.21

P2PP2PP2PP2P;

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P2P1.

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330136912500.35%2.6%2.8%3.25%54.0%4.3%4.3%4.6%4.8%5.0%5.0%5.3%5.6%106%8%9%10%12%32 POSPOS

/12*2013111012013216%/12*1*10=500

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42THANK YOU