UIDAI

दिलाए अपनों को आत्मसम्मान और अपने भविष्य को नई पहचान

विशषेताएँ

1)लाभार्थी की आयु 18 वर्ष से 60 वर्ष की होनी चाहहए

2) लाभार्थी प्रतिवर्ष कम से कम 1000/- रुपये या अधिकिम 12000/-

रुपये िक अपना अशंदान जमा कर सकि ेहैं . 3) लाभार्थी के खािे में भारि सरकार 1000 रुपए की राशश प्रतिवर्ष (4 वर्ष िक) अनुदान करेगी .

4) 60 वर्ष की आयु के बाद जमा की राशश का 60 प्रतिशि लाभार्थी खाि ेसे

तनकल सकिा एवम बकाया 40 प्रतिशि राशश से वह प्रतिमाह पेंशन

प्राप्ि कर एकिा हैं .

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About PFRDA

• PFRDA is the regulator established by Government of India to promote old age income security in the country.

• PFRDA Establishes, develop and regulate pension funds, to protect the interests of subscribers to schemes of pension funds and for matters connected therewith or incidental thereto.

• PFRDA has put in place the institutional framework and infrastructure required for administering the ‘National Pension System’ (NPS) for government employees & all citizens of India.

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PFRDA has made available NPS option to all citizens of India

to avail pension through NPS w.e.f 01st

May, 2009

Govt. of India’s Swavalamban Scheme:

Special focus towards Economically

Disadvantaged and Unorganized Sector

Who can Join

Any Citizen of India, between 18-60 years of age

Should comply with KYC (Know your customer norms)

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Subscriber Joining at age Between 18-60 years

Swavalamban Contribution

Corpus Amount

Pension

KYC Requirement Proof of Address

1. Electricity bill (latest ) ***

2. Telephone bill (latest) ***

3. Depository Account Statement (latest) ***

4. Credit Card Statement (latest) ***

5. Employer Certificate (Latest) ***

6. Bank Account Statement / Passbook (latest ) ***

7. Rent Receipt (latest) ***

8. Property Tax Assessment Order

9. Ration Card

10. Passport

11. Voter’s Identity Card

12. Driving License

13. Certificate of address signed by a Member of Parliament or Member of Legislative Assembly or Municipal Councilor or a Gazetted Officer.

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Proof of Identity

1. School Leaving Certificate

2. Matriculation Certificate

3. Degree of Recognized Educational Institution

4. Depository Account Statement

5. Bank Account Statement / Passbook

6. Credit Card

7. Water Bill

8. Ration Card

9. Property Tax Assessment Order

10. PAN Card

11. Passport

12. Voter’s Identity Card

13. Driving License

14. Certificate of identity signed by a Member of Parliament or Member of Legislative Assembly or Municipal Councilor or a Gazetted Officer.

**Subscriber is required to bring original documents & two self-attested photocopies (Originals will be returned after verification)

***Proof of Address mentioned in Sr. No. 1 to 7 should not be more than six months old on the date of application.

Steps to SWAVALAMBAN

Contact the CSC.

Fill up a registration form

Provide KYC Documents

Identity Proof

Address Proof

Minimum Contribution of Rs 100 at the time of registration.

Receive “Your” Permanent Retirement Account Number (PRAN) Card.

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Projected Pension

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Monthly

Contribution till

the age of 60

years

Rs 100

Annual Swavalamban

Contribution as per

scheme assumed for 5

years

Rs 1000

Assuming Annual Rate of Return of 8%

Current Age of

Subscriber

Assumed Corpus

accumulated at 8% on

cumulative basis

Lump sum

withdrawable at Exit

Likely Monthly

Pension

18 512626 307576 1649

25 286903 158503 1000

30 187607 59207 1000

35 120959 0 943

40 76224 0 594

45 46198 0 375

Monthly pension shown above are indicative amounts for illustration purpose only. Actual monthly pension may vary depending on the rates of premium at the time of actual purchase and are not guaranteed. (Calculations are for life annuity for subscriber only option). NOTE : You can also download NPS Calculator from http://www.apna.csc.gov.in/index.php/financial-inclusion/micropension.html

How to get pension

Submit the withdrawal request form at

the age of retirement

Choose the Cash/Annuity Component

Choose your Annuity Service Provider

Choose the type of pension required.

Provide the Bank account details.

Start Receiving Monthly Pension.

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Monthly pension payable to subscriber till

death

Monthly pension payable to subscriber

till death and return of purchase price on

death of subscriber to the nominee/Legal

heirs

Joint Life survivor

Joint Life survivor – Return of corpus

Exit / Withdrawal from Swavalamban

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Exit before attainment of 60 years of age • Subscriber would be required to invest minimum 80 % of accumulated savings (pension wealth) to purchase annuity. • Subscriber can withdraw balance 20%.

Exit upon attainment of 60 years of age • Subscriber would be required to invest minimum 40% of accumulated savings (pension wealth) to purchase annuity. • At the time of exit, the effort is to give a monthly pension of Rs.1000/-. If 40% of corpus is not sufficient to give pension of Rs.1000/- entire pension wealth would be subject to annuitisation.

Exit due to death of subscriber • Entire accumulated pension wealth would be payable to the nominee/legal heirs of the subscriber.

Encashed 20%

Annuitized

80%

Exit before 60 Years

Encashed 60%

Annuitized

40%

Exit on 60 years

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Incentive to VLE

Commission Type Subscriber Enrolled per Year (VLE

Share)

New Subscription (Minimum Rs 1000 to Maximum Rs 12000)

Total Instant Commission Rs 75

New Subscription(For Less than Rs 1000)

Rs 80 After Financial Year .

To Register click : http://164.100.40.23/vlecamp/VLE_Camp_Reg.aspx

UIDAI NPS-Lite

(Swavalamban Scheme)

Application Flow of VLE Portal

Application Flow

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Subscriber

SCA (AO)

Submission of Form Verification of details, provide KYC

documents, Consolidation and Submission

Scanning & digitization of Forms

Verification and Upload

Gen

erate PR

N

and

/or R

ejection

L

etter

CRA

CSC (CC)

NL-CC packets

Delivery of PRAN kit

Su

bm

issi

on

of

form

s

CRA-FC

1. 2.

9.

8. 3.

4. 7.

5.

6.

UIDAI (Subscriber Registration)

Subscriber Registration

• VLE to choose National Pension System (Swavalamban Yojna) as a service on the service page of http://www.apna.csc.gov.in/ portal.

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Subscriber Registration

• To enroll a new subscriber the VLE need to choose Subscriber Registration option to Register a new subscriber.

• VLEs who are registered for this service can only promote the scheme.

• To start the service kindly send a mail to cscao@cscegovindia.com

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Subscriber Registration

• VLE / Operator need to click on Swavalamban or NPS to fill the online Registration form, the details of subscriber is captured in the online form like

– Name , Address

– Age, Gender

– Nominee Details

– Mobile Number etc.

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Subscriber Registration

• Upload color photograph only, ID proof and Residence proof of the subscriber in the JPEG format in the application form.

• After uploading the above documents kindly click on submit button .

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Subscriber Registration

• Kindly put the amount that the subscriber wants to pay

• Minimum amount that will be accepted by the VLE at the time of enrollment of a new subscriber is Rs. 100

• After putting the amount and the wallet password, kindly click on Pay

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• It is advised to take Rs 1000 at the beginning from subscriber to make him/her eligible for Swavalamban benefit .

• Maximum deposit by any subscriber to avail Swavalamban can not be more than Rs 12,000.

Subscriber Registration

• Click on Print Receipt, Sign and hand over the receipt print out to the Subscriber .

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Subscriber Registration

• Data of the subscriber entered by VLE will populate in the form seen on this screen.

• Take the print out of the filled form

• Take signature/thumb impression of the subscriber on the first page below Photograph box and on the last page of the form.

• Paste the physical photograph on the photo pasting option.

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Contact Details of CSC e Governance Services India Limited

VLE shall send all the collected application within 7 days from the application date to the

mention Address :

TEAM NPS

CSC e-Governance Services India Limited

L-7, 2nd Floor Green Park Extension, Near Hotel South Gate

New Delhi. PIN Code: 110016

Phone No : 011 65151712 | 011 32316992

Email ID : pension@csc.gov.in

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UIDAI (Rejected Forms)

Rejected form

• The SCA will check the forms and can reject the forms if it is incomplete or incorrect, the status of the rejected forms by the SCA will be visible in the Rejected Form status bar

• To check the reason for the rejection kindly click on the MEMBERSHIP Number appearing against the subscriber name.

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Rejected form

• When you click on the membership no. the reason for rejection is mention .

• The VLE can modify the form as per requirement / issue raised by SCA and Press the submit button.

• Again take print out of the form and get the subscriber’s signature in each page (same as last time) and send it to SCA office.

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UIDAI (PRAN Allotment)

Subscribers Name

Father’s Name

DOB

PRAN No

Signature

PFRDA

Hologram

Your Photograph

PRAN Allotment

• The SCA will upload the PRAN no. allotted to every Subscriber whose Application got accepted within 15 days of the acceptance .

• The VLE can check PRAN (Permanent Retirement Account Number ) allotted to the Subscriber by clicking

on PRAN number option .

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PRAN Allotment

• VLE can check the details of the subscriber by clicking on Membership Number .

• When you click on Membership Number you will come to PRAN Details page .

• To see / confirm about subscriber for whom the PRAN no. has been generated , click on View .

• Do not click on HANDOVER tab till the time you receive PRAN Card . PRAN card of subscriber will be sent to VLE by SCA with in 45 days of application

submission .

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UIDAI (Report’s)

Report Generation

• To check about the reports related to NPS (Swavalamban Yojna) , VLE to click on Reports .

• This option will help VLE to manage the activity better and in an organized way .

• This option will give information to VLE about the transactions , status , and will keep the track of the progress of this activity .

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• VLE status report is to check if VLE is Active or Inactive to offer NPS (Swavalamban Yojna ) .

• To check the status select the period From date and To date .

• Click on Download Report .

• Status report will be downloaded in an Excel Sheet format in VLE Computer .

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Report Generation

Report Generation

• VLE can check total number of Swavalamban eligible transactions in Swavalamban Status Report .

• To check the report select the period From date and To date .

• Click on Download Report .

• Swavalamban Status Report will be downloaded in an Excel Sheet format in VLE Computer .

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Report Generation

• VLE can check total Transactions done by him/her for NPS and their Status , Swavalamban eligibility etc from Transaction Status of Registration report .

• To check report select the period From date and To date .

• Click on Download Report .

• Transaction Status Report will be downloaded in an Excel Sheet format in VLE Computer .

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Report Generation

• VLE can check total Additional Deposit Transactions done by Subscribers from Transaction Status of Renewals report .

• To check report select the period From date and To date .

• Click on Download Report .

• Renewal Status Report will be downloaded in a Excel Sheet format in VLE Computer .

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Report Generation

• VLE can check total PRAN received for Subscribers registered from their Center through PRAN Status report .

• To check report select the period From date and To date .

• Click on Download Report .

• PRAN Status Report will be downloaded in a Excel Sheet format in VLE Computer .

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UIDAI (Additional Fund deposits)

Additional Fund Deposit

• The VLE can collect additional Deposit from any subscriber of NPS by clicking on Additional Fund Deposit option .

• Kindly put the correct details of the subscriber like the PRAN no. and the Name and make the payment using your wallet and proceed .

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Additional Fund Deposit

• Click on Print Receipt, Sign and hand over the receipt print out to the Subscriber .

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UIDAI Thank You