Repair Credit? Repair Credit Scores? Is it Worth All The Extra Effort?
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Transcript of Repair Credit? Repair Credit Scores? Is it Worth All The Extra Effort?
Repair Credit & Repair Credit ScoresCheck Credit Report & Get
Only Official FICO® Scores
Get Credit Reports: www.CreditReportsToGo.com
850
300
750
Repair Credit & Repair Credit ScoresAnalyze Everything on Your Report
Make a List of All Errors:
Recent Changes Personal Information, Aliases Address History Employment Information & History Trade Lines, Pay History Public Records Collection Accounts
Repair Credit & Repair Credit ScoresAnalyze Everything on Your Report
Common Mistakes:
Misspelled Or Common Name Misspelled/Wrong Address Misspelled/Wrong Spouse Wrong Employment History Wrong SSN Belongs to Someone Else
Repair Credit & Repair Credit ScoresItems Could Belong to Family Members
You
Son
Ex-Wife
Wife
Brother
Joint Account Holders
YouWife
Son
Repair Credit & Repair Credit ScoresAnalyze Everything on Your Report
Inaccurate Late Payments
January February
Must be AccurateMust Be Verifiable
If Not: It‘s Not Legal, Get Lates Removed
1st10th 10th
Not 30 Daysor More!
DateDue
More than 30
Repair Credit & Repair Credit ScoresAnalyze Everything on Your Report
Balance to Credit Limit RatioChanges Can Hurt!
Balance
Limit
25% = Good
Balance
Limit
LimitReduced
75% = Bad
Repair Credit & Repair Credit ScoresAnalyze Everything on Your Report
Collections & Public Records:
Judgments Liens Foreclosures Collection Agencies Delinquent Accounts Paid off, But Not Reported $0
Repair Credit & Repair Credit ScoresAnalyze Everything on Your Report
Collections & Public Records:Paying Them off Doesn’t Help
Judgments Liens Foreclosures Collection Agencies Delinquent Accounts
Selecting a Credit Repair ServiceCredit Bureaus Don’t Perform
And Play Word Games with the Law
Their Definition of “Accurate“:= Must Be Verifiable
Yours/Ours:= Must be Legally Reported and Accurate,
Not Just aVerifiable Mistake
Bad Credit & Low Scores Cost You MoneyRepairing it will Save you Money!
Repair Credit & Repair Credit Scores
Value Your Business Great Customer Service Experienced + Expertise Happy Clients, Not Just Numbers No Misleading or Word Games Affordable Prices, Results Warranty