Liverpool Echo Big Property Guide - 21st January 2012

★★★★

featuring propertiesin Liverpool, Wirral,Sefton, West Lancsand the North West

It’s got the lot

Six-bedroom homewhich is trulyexceptional – Page 3

KellyHoppen’sstyle–athighstreetprices

Page4

Pages4&5

BIGPROPERTYGUIDEEC

HO

SalesmanagerLouise tellsofher firsthome

Pages packedwith homes

for sale

20

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PROPERTY Saturday, January 21, 20122 ★★★★

9 Agents ChoiceLiverpool

10 Venmore

11 Loc8

12 Luxury Homes

13 Agents ChoiceLettings

14-15 Classified

16-20 New Homes

● WIRRAL-BASED Karl TatlerEstate Agents & Lettings has

won five top titles at the EstateAgency of the Year Awards.

One of the largest estate andlettings agents in Wirral, KarlTatler was up against 5,000 otheroffices at the awards ceremony inLondon.

The company won three Goldawards for Best Small UK Agency,Best Small Northern Agency andBest Customer Service, Bronze forBest Training and Development,and Silver for Single LettingsOffice Northern.

Judged by an independent panelof industry experts and overseenby the Property Ombudsman,these national awards arerecognised as the benchmark forexcellence throughout the estateagency industry.

Peter Knight, chairman of theevent organisers Estate AgencyEvents, says: “At a time when theproperty market throughout muchof the UK continues to struggle,choosing the right estate agent hasnever been more pertinent. Thewinners of these awards representthe top 10% of an industry wherestandards are hugely variable.Consumers should haveconfidence that a firm displaying awinner’s medal from these awardsis a cut above the rest.”

● SUTTON Kersh was awardedsilver as Best Small Estate

Agency North England at TheEstate Agency of the Year Awards.

For the past nine years, theawards have become increasinglycompetitive with the standard ofentries rising ever higher.

James Kersh, director at SuttonKersh says: “We are absolutelydelighted.

“Sutton Kersh started out as afamily business with a single estateagency and chartered surveyingpractice in 1976 and hasmaintained its independence;something we take great pride in.”

● WHAT a year it has been forAbode Crosby.

After opening its doors onlynine months ago it has won anaward as Best Property Newcomer.

Director Peter Foxcroft says:“We are all delighted; to win sucha prestigious award after only ninemonths is amazing. The otheragent up for the award had the fullyear!”

In its short first term Abodereceived more than 150 salesinstructions, and now manages in

excess of 200 rental properties.Most customers cited the

company’s modern approach,customer service, and experiencein property as the reasons forchoosing Abode.

Director Peter Foxcroftconfirmed ‘the response from thelocal community has exceeded allexpectations’.

Abode now employs a total of 15staff and has already acquiredsecond premises. The success inCrosby has brought forward theirexpansion plans and it hopes to beon every city high street withinthe next two years.

● LIVERPOOL’S St Paul’sSquare residential

development has defied marketconditions by completing the saleof its last unit in the citycentre’s sought-after commercialdistrict.

Launched by English CitiesFund, the residential scheme wasone of the first phases of thelarger St Paul’s Squaredevelopment and features 50high-specification one and twobedroom apartments.

Pauline Sangster, Sales andMarketing Manager for thedevelopment, says: “St Paul’sSquare is an example of MuseDevelopment’s commitment to

creating the very bestdevelopments in prime locations.The development’s sales successshows that market conditions willnot dictate how well a propertysells if it’s a high quality product ina good location.”

Sale prices ranged from £95,950for a one-bedroom apartment to£170,000 for a largertwo-bedroom residence.

Martyn Green, director atmarketing agent Jones LangLaSalle, adds: “During the hardesteconomic years in recent historywe have achieved what seemedlike an impossible dream by sellingthe entire stock at St Paul’sSquare at a time when manypurchasers had deserted thehousing market. It’s a real creditto the team.”

● WARRINGTON’S GemmaPownall has been named as

the company’s top SalesNegotiator for the Autumn quarterof 2011 by North West housebuilder Jones Homes.

Jones Homes’ MD Gary Hardy,presented Gemma with thePersonal Achievement trophy, asilver replica cup and a framedcertificate for her overall salesperformance and success atNewlands Grange,Newton-le-Willows.

AroundTheAgents Contents

FindAHome

Homeof theWeekWood Lane, Netherley, on themarket for £170,950

4-5

8

GUIDE ... tobuying

ON TOP:Karl TatlerEstateAgentsbranchmanagersClareGoodwin(Moreton),Dave Seed(Lettings),Karl Tatler,SueDermott(Greasby),ShaunCarlton(WestKirby) andRodWaldron(Heswall)

WINNERS: Paul Sutton and Alex Dixon of Sutton Kersh receivetheir award from Ben Fogle at the Estate Agency of the Year event

6-7

BEST: Gemma Pownall with hercompany award, presented byJones Homes MD Gary Hardy

Saturday, January 21, 2012 PROPERTY 3★★★★

GUIDE ... tobuying

by JANET TANSLEY

Six-bedroomhomereallydoeshave the lot!

LUXURIOUS: The property at CedarClose, Calderstones

IT looks fairly impressive fromthe outside... but that really isnothing compared with what’shiding behind the door of thisstunning six-bedroomed home

in Cedar Close, Calderstones.Cedar Close is a private gated

development situated off Yew TreeRoad and is up for sale with SuttonKersh at £1,100,000.

The property is presented to anexceptional standard throughout.Design features such as a sweepingcurved staircase, cinema room,beautiful conservatory and qualitykitchen all add to this property’sappeal and charm.

It is set over three floors and issurrounded by established gardens.

In brief the accommodationcomprises reception hallway,spacious lounge, bar and gamesroom and a TV and cinema room.Over the first and second floor thereare five/six bedrooms with themaster bedroom having astylish and modernen-suite.

But that is clearly a meretaster.

A spacious driveway leadsup to the house whichboasts an impressiveentrance hall with a bespokecarved and glazed staircaseleading to the upper floorsand a lovely tiled floor.

The TV room has twodouble glazed windows, alaminate floor and a wallmounted, remote controlledstainless steel living flamegas fire. There are storageunits and glazed displayshelving with an insetcinema tv projection system.

The lounge, too, has a laminatefloor and remote controlled livingflame gas fire and opens into theconservatory and bar and gamesroom.

A beautiful part of the propertythe floor is finished in quality tilingand is split levelled with a remotecontrol living flame gas fire. Thebar area has a wooden bar withdrinks dispenser and chilledstorage.

The kitchen has a comprehensiverange of base, wall and drawer unitswith granite work surfaces withcorresponding upstands and acentral island of the same design.There is a range of integrated

appliances including a stainlesssteel range cooker with doubleoven, a seven burner hob, greenglazed splash back and a stainlesssteel extractor hood over.

Added to this is a range of glazeddisplay cabinets to the units andcomplementary work surfacelighting. There is an incorporatedstainless steel sink unit withdrainer. The floor is tiled. Theutility room has base and wall unitswith work surfaces incorporating astainless steel sink unit, plumbingfor a washing machine, part tiledwalls and a tiled floor.

The ground floor WC has a closecoupled wc, circular glazed wash

basin and mixer tap, fully tiledwalls and a tiled floor.

The first floor landing isapproached via the beautifulsweeping staircase.

The master bedroom has highquality laminate flooring, ampledown lighting, stylish fittedwardrobes offering hanging spaceand storage and an incorporated TVunit.

The ensuite has a Jacuzzi bathunit, pedestal wash basin, closecoupled wc, part-Travertine wallsand marble tiling and a laminatefloor. It also benefits from adressing area.

Bedrooms two, three and four

also have fitted furniture andlaminate floors, and bedroom twohas a stylish curved wall.

The family bathroom has a splitlevel floor, a free standing bath unitwith mixer tap and rinse showerattachment, a vanity unit with twinhis and hers wash basins withcorresponding mixer taps and aclose coupled WC.

There is also a glazed doubleshower enclosure with multifunction shower and steam facility,attractive tiling to walls and floorand a chrome heated towel rail.

On the second floor a showerroom serves the fifth and sixthbedrooms.

Bedroom five has a laminate floorand downlights and bedroom sixhas a sloping ceiling with Veluxwindow to the rear, a laminate floor,down lighting and a walk-in storagecupboard.

The front garden is accessible viasecure electronically controlledgates with a driveway providing offroad parking for a number ofvehicles. The rear garden has adecked terrace and areas of maturelawn surrounded by established andwell stocked borders offering avariety of trees and shrubs.● For more information contactSutton Kersh on 0151 734 0666 or logonto www.suttonkersh.co.uk

EXPANSIVE: Left, the home’sback garden; top, a bathroom


Styles that youWE CAN all suffer

room envy at thesight of thoseglamoroussettings in

magazines or on television, butemulating their style in ourhomes seems ever moreimpossible in these cash-strappedtimes.

“We’ve all become so muchmore style aware these days.There’s just so much inspirationall around us, from gorgeous filmand TV locations through tothose boutique hotels,” saysIsobel McKenzie-Price, editorialdirector of Ideal Home magazine.

“But just because money’s alittle tighter than before, itdoesn’t mean we’re prepared tocompromise when it comes todecorating our own homes.”

McKenzie-Price hasinterpreted the signature stylesof interior designers KellyHoppen, Tricia Guild and NickyHaslam in February’s issue usingaffordable high-street homewareand furnishings.

“The good news is that itdoesn’t take a millionaire bankbalance to achieve great style,”she says encouragingly.

“All you need to do is takeinspiration from successfuldesigners who use clever tricksthat work just as well withhigh-street buys as they do withreally high-end schemes.”

Together with some cannybudget buys, she shows it’s notdifficult to create a room thatwon’t just attract complimentsbut will also leave you feelingsmug you haven’t bust thebudget.

So take lessons from thedesigners and transform yourhome.

FOR HOPPEN’SCHIC LOOK...KELLY Hoppen’s style is a fusionof east and west, combiningsimplicity with sumptuoustextures and luxe finishes, and acolour palette of taupes, beigesand creams with black as agrounding, defining colour.

Creating symmetry is keyto her streamlined,structured style and ithelps create a calm,ordered interior for aliving space.

She advisespositioning furnitureto line up neatlyaround an existingfeature, such as afireplace orwindow.

“Sofas shouldface oneanother andarmchairsshould be at a45-degree angleto sofas,” shesays.

When adding

shelves, pictures and smallerpieces of furniture, position themin exact symmetry with thelarger pieces of furniture,Hoppen adds.

DESIGNER TIPS: Use the samepaint colour on walls, woodworkand ceiling to create a seamlessbackdrop. Mix textures by teaming

hard surfaces with soft fabrics,such as a lacquered table next

to an upholstered sofa.Accessorise boldly with

oversized vases, bigprints, hugearrangements ofartificial flowers, andsculptural lighting.LOVE THELOOK: Start withtaupe on all largeareas, then adddefinition with lotsof black, andfinally lift the

scheme with white

accents. Paints such as OpulenceEmulsion paint, Dark Truffle, £21.98for 2.5 litres from B&Q, and LondonBridge, £19.50 for 2.5 litres fromGraham & Brown wouldsuit this look.

Make a statementwith an L-shaped sofa,such as a Kivik sofa bedwith footstool, from£904 from Ikea. Blackand white accessoriesare essential: SpindleTable Lamp, £45, Tesco;Kelly Hoppen framedprint, £64.50, andWhite Rose CylinderGlass vase, £39.84,both from QVC.

FOR HASLAM’SOPULENTGLAMOUR...NICKY Haslam’s trademark styleis all about charm and wit,combining classic elements withno-holds-barred modern glamour.

“Think theatre,” says Haslam.

“Go for all-out opulence, glitz andglamour. Ornate fireplaces anddelicate panelling will add to thewhimsical feel. This style should

really get peopletalking.”

For a dining room,use a classiccombination of crispwhite cotton for atablecloth and linenupholstery, and thenan injection ofshimmer usingsilver-effectcandelabra, crystalglassware anddecanters.

Add sensualluxury with soft silks for curtainsand cushions, and the finishingtouch – an over-the-top floralcentrepiece.

DESIGNER TIPS: Over-scale orunder-scale elements in a room makethem a focal point. For example alarge chandelier and a ceiling-highmirror will contrast with neat walllights and tiny tea light holders.

Limit the number of accessories toavoid a cluttered effect, but choose

GUIDE ... to interiors

MyFirstHOME

LouiseCraven,MDofNewCityVisionatEllergreen,NorrisGreenWhere was the family home you grew upin and what was it like?The family home I grew up in was in a smallvillage called Madeley just outside Crewe. Itwas a large barn conversion that my parentsrenovated over a period of six to eight years.Every weekend we spent all our time there,helping and playing. It was surrounded by fieldsand a family run farm.

What is your clearest memory of thehouse?My dad on a small JCB removing hay and muckout of what was going to be our hallway, and abright yellow dumper truck that my parentshad brought to help with the renovation.

Where was the first house you boughtyourself and what did it cost?My first home that I bought was in the samevillage (Madeley) and it cost £117,500. It was asmall two bedroom end mews house with agarage.

What made you want to buy it?The location and the potential. It neededmodernising but it was amazing once it was alldone.

What are the most important featuresyou look for when buying a house?Location, value for money, potential and thefeel.

Are you a DIY trier or do you leave it tothe experts?Without question a DIY trier, but I’m alsosomeone who still needs help sometimes.

What's the one thing you love mostabout your current house?There is not one thing that I don’t love about it,but the main thing I do love is the wonderfulmemories as it was my nan and grandad’shouse for 20 years before I bought it.

BY JANET TANSLEY

byGABRIELLE FAGAN

STYLE: KellyHoppen’s is Eastmeets West

SUBTLE: walls in Soft Taupe matt emulsion, £13.79 for 2.5 litre, Dulux; Ribba picture frames,£14.99 each, prints £6 each, Ikea; Triple Round Swivel coffee table, £249, Dwell; Steel FrameGloss sideboard, £599, Dwell and nest of tables, £79.99, Argos

SOFT: Tesco duck eggbasic faux silk cushion, £6


canafford

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items that are luxurious-looking such asetched glassware and silver napkin rings.LOVE THE LOOK: For a cream looktry Cafe Au Lait from Le Petit Palaisrange by Crown, £17.98 for 2.5 litres,and Colours by B&Q Matt paint, Water,£13.98 for 2.5 litres. And add delicatecolour with Duck Egg silk emulsion,£14.49, from the Home of Colourrange at Homebase.

Make subtle statements with a MiaLong Drop Acrylic & Gloss Fittingchandelier, £55.24 from Dunelm Milland Bombay Single wall light withpullstring, £16.98 from B&Q; Henriksdal

chair, £79, cover £20, at Ikea; Tescobasic faux silk cushion in duck egg, £6.

FOR GUILD’SVIBRANT COLOUR...TRICIA Guild, founder of DesignersGuild, is known for her skilfulcolour combinations and innovativeinterpretations of style.

“No colour is too bold or toozingy,” she says. “Rev it up bychoosing the brightest shades and

then balance them with a highpercentage of black and white.”

Don’t be afraid to mix modernand antique furniture, as well asvintage and new accessories,and create maximum impact bycombining patterns of varyingsizes rather than playing it safewith co-ordinates.

DESIGNER TIPS: Customiseinexpensive high-street buysto give them designer style,for instance try gluing bobbletrim to the bottom edges of

lampshades, trimming bed linen withlengths of satin ribbon or sewing acovered button on to the centre ofa plain cushion.

Be creative in accessorisingand go for statement lighting,colourful frames, unusualartwork and displays of gardenflowers arranged in quirky

containers from old jam jarsto wine goblets.

LOVE THE LOOK:Choose from the RockCandy palette of pinks byDulux, which comes in a

range of finishes and starts from £21.69for 2.5 litres.

Or go for a Just One Coat gloss paintin cream, Contemporary, £11.99 fromHomebase and Beatrice Pink & BlackWallcovering, £13.98 per role, B&Q.

Mix up furniture shades with a Linea15 Pink Cotton Tapered drum shade,£11 from House of Fraser, and theivory painted dressing table and chairSophie Vanity set, £250 from Next.

Finally, dress a bed with a Medallionprint bed set from £40 (Medallionprinted pillows from £10, roundmedallion cushion £16) from Next.

RIOT OFCOLOUR:Beatricewallpaper,

£13.98 per roll, B&Q;Largo Light Rustic OakPlank flooring, £28.49per sq m, Quick Step;Monroe bedstead,from £475, Next;bedside tables, £59.99each, Dunelm Mill;bedcover of TattonPrint Cerise fabric, £28per metre, LauraAshley; Plain Squareshade, £3.99, fromB&Q trimmed withBobble Trim, £4.20 permetre, John Lewis

HANGING AROUND:Mia Long Drop Acrylic& Gloss Fittingchandelier, £55.24,Dunelm Mill.

MASK: Kelly Hoppen framed print, £64.50, QVC▼

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LIGHTEN UP:Spindle TableLamp, £45, Tesco.

LIGHT TOUCH: BombaySingle Wall light withpullstring, £16.98, B&Q

AT EASE: Kivik sofabed with footstoolfrom £904, Ikea

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HOTGUIDE ... tooutside

BestOfTheBunchSnowdrop Thingstodothisweek

It’s time todust offTHE news that hundreds of

twitchers have descended ona quiet, coastal village inHampshire to catch aglimpse of an incredibly

rare Spanish sparrow may promptsome of us to dust off our bins –binoculars – to look out for unusualbirds in our own gardens.

And what better time? With theRSPB’s annual Big GardenBirdwatch taking place on January28 and 29, when people are invitedto spend an hour recording thebirds they see in their own gardensand surrounding area to helpprovide a snapshot of bird numbersand species in Britain, we may seesomething other than wood pigeonsor magpies.

Indeed, the mild winter so farshould have proved beneficial tobirds in this country because therewill have been more natural foodavailable including insects andaccessible berries, according to theRSPB.

However, it is crucial thatgardeners still top up their feedersand birdbaths because if it doesturn cold, the birds will needsustenance, the charity warns.

Last year’s Big Garden Birdwatchresults showed that some of thesmaller birds which decreased innumbers the previous year bouncedback.

Sightings of goldcrests, the UK’ssmallest birds, doubled, long-tailedtits increased by a third and coaltits increased by a quarter.

But in the last 30 years manyspecies have been in decline.Sightings of house sparrows,robins, chaffinches and starlingshave all declined since 1979, whilewood pigeons and collared doveshave shown big increases.

Indeed, wood pigeons have

become a pest to gardeners whogrow their own winter brassicassuch as kale and purple sproutingbroccoli, providing a veritable feastfor these large birds.

Some gardeners say the pigeonscan be deterred by hanging up redcloths. Others resort to coveringcrops using netting.

“Wood pigeons are happy in lotsof different habitats, unlike otherbirds which aren’t so adaptable,”says Richard Bashford, of the RSPB.

“Some birds avoid gardens

because they are so timid but woodpigeons and collared doves will dowell in gardens. They will eat fruits,berries, grains and seeds and aren’tfussy.”

The problem is that the sheer sizeof the bigger birds can scare offsmall birds which venture intogardens. Plus, wood pigeonnumbers continue to increase asthey are not as susceptible to coldweather and have a longer nestingseason, producing more chicks peryear than other species. The young

are fed on crop milk, produced bytheir parents.

However, there are specific foodswhich smaller birds love and whichyou might consider when re-fillingyour bird feeders.

Small birds such as goldfincheslove nyjer seeds and sunflowerseeds. Peanuts are rich in fat andare popular with tits, greenfinches,house sparrows, nuthatches, greatspotted woodpeckers and siskins.

Crushed or grated nuts attractrobins, dunnocks and even wrens.

But never use salted or dry roastedpeanuts and only buy from areputable source.

Fat balls are great for manybirds, especially in cold weather,but make sure you remove themfrom any nylon mesh before puttingthem out, as birds can catch theirfeet in the mesh.

Live food such as mealworms arerelished by robins and blue tits, andmay attract other insect-eatingbirds such as pied wagtails. Makesure the mealworms you buy are

DECLINING:Numbers of robins,along with such birdsas chaffinches andstarlings, have alldeclined since 1979;meanwhile woodpigeons, inset,continue to increase

WHILE other plantsmight fail in particularlyharsh or warm winters,the humble snowdropcan be relied upon toappear whatever theweather.

These pint-sized hardyperennial bulbs bloom inlate winter or earlyspring, bearing nodding,sweet-scented whiteflowers with greenmarkings on the innerpetals.

They thrive in semishade in a moist soil richin organic matter and,given the rightcircumstances, willspread a white carpetwhich looks fantasticunder trees in lightshade.

They should beplanted in early autumn

as soon as you’ve boughtthem, as the bulbs dryout easily, and you’llneed to plant a lot toachieve an eye-catchingeffect quickly.

Even in a smallgarden, 100 bulbs won’tgo very far. Goodvarieties include G. ’S.Arnott’, which is a talland vigorous type, whileG. nivalis, the commonsnowdrop, is among thebest for naturalising,producing dainty whiteand green flowers on topof narrow green leaves.

There’s also thedouble snowdrop, G.nivalis ’Flore Pleno’, astrong plant which isslightly shorter than thesingle variety and isgreat as an edging plantor at the base of a wall.

HUMBLE: Yet the snowdrop can be relied upon whateverthe weather

● Make sure that tenderand half-hardy fuchsias,remaining dormant in theirpots, do not becomecompletely dry. Spray anyearly growth with tepidwater in the light to softenthe wood, but do thissparingly.● Feed large fan-trainedpeach and nectarine treeswith a balanced fertiliseror blood, fish and bone toencourage new shoots.● Tidy borders, clearingthem of weeds and debris,and avoid compacting thesoil in wet weather byusing short pieces ofboard to walk on.● Use a heatedpropagator to sowhalf-hardy annuals andother bedding plantsincluding antirrhinums,African marigolds,Begonia semperflorens,

gazanias and lobelias.● Order newsummer-flowering bulbsand tubers from areputable supplier. Storethem in shallow boxes ortrays and keep in a dry,frost-free place until readyto plant.● Sow seeds of annualcarnations, covering themwith glass or plasticsheeting and keepingthem at a constanttemperature of 13-15C(55-60F).● Check and secureplant ties before theplants start to growactively.● Cut back climberssuch as Virginia creeper,ivy and climbinghydrangea growing on thehouse by at least 45cm(18in) from all windowsand door frames.

byHANNAH STEPHENSON


3waysto ... Makethemostofplantsinspring

GrowYourOwnChittingpotatoes

MORTGAGE lending competitionincreased as HSBC pledged to makeat least £15 billion available inmortgages this year, including£3billion ring-fenced for first-timebuyers.

The cash will be used by around150,000 home owners and more than27,000 people taking their first stepon the property ladder.

The lender said its commitmentwould represent a market share ofmore then 11%, in line with thebiggest market share the bank hasever had.

The move follows predictions thathouse transactions could hit recordlows this year and concerns thatdespite widening their ranges withmore innovative deals, lenders willtighten their criteria against theweak economic backdrop, making ittougher for would-be buyers toborrow.

A spokesman for HSBC said therewere no plans to alter the bank’slending criteria this year, adding:“We have always had a relativelyconservative lending criteria.”

The bank said the mortgage fundwill be subject to its usual lendingprocess to ensure that new lendingis in the best interests of customersand shareholders.

The first-time buyer share of themarket has shown signs of a slightpick-up after hitting its lowest levelin nearly three years last autumn.

However, fears have been raisedthat those struggling to raise adeposit will be hit further when thecurrent stamp duty holiday forfirst-time buyers ends this spring.

The HSBC spokesman said thatthe bank has been trying to helpfirst-time buyers and that themaximum loan-to-value deal itoffers of 90% has “proved very

popular with customers”.Martijn van der Heijden, head of

lending at HSBC, said: “In 2011 weoffered UK borrowers some of themost competitive rates around andwe plan to continue this in 2012.

“While some estimates suggestmortgage lending in the UK will fall

this year, HSBC has no intention ofclosing its doors to customers, norwill we compromise our reputationfor responsible lending.”

Rachel Springall, spokeswomanfor the comparison websiteMoneyfacts, said HSBC’s mortgagesconsistently appear in its weekly“best buy” tables.

She said: “It’s good to see HSBCare committed to helping thosestruggling to secure a mortgagedeal.

“HSBC currently offer the lowestfixed-rate mortgage in the marketat 2.28% for two years at 60%loan-to-value with a £1,999 fee.

“Customers with a 10% depositcan also benefit from one of itsfee-free fixed-rate deals at 4.69% fortwo years.”

HSBC has yet to announce itsresults for the second half of 2011but said that in the first half of the

year it lent £6.7billion in residentialmortgages, 35% more than a yearpreviously.

Recent research by Halifax hasfound that mortgage payments fornew borrowers have reached theirmost affordable levels for 14 years.

Average mortgage payments fornew borrowers, including first-timebuyers and home movers, stood at27% of disposable earnings in thefourth quarter of 2011, Halifax said.

Earlier this week, theCo-operative Bank’s broker lenderpromised to up its mortgagelending in the buy-to-let sector by athird.

Platform, the dedicatedintermediary lender of theCo-operative Bank, said it wouldlend at least £600million inbuy-to-let loans in 2012, asuncertainty in the wider housingmarket was fuelling rental demand.

Rivalry intensifies as bank ramps up lending

1Buy largepots ofperennials asthese canoften be

divided, making threesmall plants instead ofone large one.

2Watch theweather.Don’t startsowing orplanting

everything just becauseMarch heralds spring,no matter what it sayson the seed packet.Warm up the groundwith cloches butremember not muchgrows above grounduntil temperaturesreach 7C and above, anddays grow longer.

3Whenplantingcontainerswith hardyplants in

spring, water wellbeforehand and addslow-release fertilisersand water-retainingcrystals to the compostto save you workthrough the year.

thebinsfresh. Any dead or discolouredones shouldn’t be used as they cancause problems such as salmonellapoisoning. Again, buy from areputable source.

Of course, your own plantingscheme can also go some way tomaking your garden a haven forbirds.

A good hedgerow, with amixture of deciduous trees, shrubsand climbers will provide birdswith both shelter and food. Leavean area of your lawn to grow long,to encourage insects to it, and addsome nectar-rich plants such asknapweed, red hot pokers,Michaelmas daisies, snapdragons,cornflowers and cosmos to yourborder.

Red and yellow flowers are saidto be the most frequented by birds.House sparrows can often be seenattacking red and yellow flowersin spring and autumn, eating budsand petals. Berried plantsincluding the spindle bush, therowan, holly and hawthorn arealso a magnet to birds.

When buying bird food, avoidseed mixtures that have split peas,beans, dried rice or lentils asagain only the large species caneat them dry. Consider also thatkitchen scraps such as cut-upfruit, cake crumbs, grated cheeseand uncooked porridge oats arelikely to attract bigger birds.

If you select your bird foodcarefully, hopefully you’ll soonhave a host of winged visitors -and not only the large ones - toyour garden.● For more information, visitwww.rspb.org.uk/birdwatch

GREENFINCH: It lovesnyjer seeds and sunflowerseeds

GIVE seed potatoes ahead start by ’chitting’them now. Buy seedpotatoes from gardencentres and lay them ontrays or in egg cartons ona well-lit windowsill, butout of direct sunlight.

When the dark greenshoots appear on thetubers in four to sixweeks, plant them inwell-prepared ground,enhanced with compostor well-rotted manure,and within a few monthsyou’ll have crops ofdelicious spuds to lastyou throughout summerand well into autumn.

Don’t let the shootson the seed potatoesbecome too long beforeyou plant them out. Ifthey get too long, sayfour inches, they startto become leggy andmay break off when youplant them in theground. This will slowthe crop down as thetuber has already expendedso much energy producingthe shoots.

Prepare your soil inwinter, before planting yourpotatoes. They are reallyhungry plants so addcompost or well-rottedmanure to the soil in Januaryonwards and up to early

spring, but don’t overdo it.One wheelbarrow ofcompost for every 10 squaremetres is adequate. Toomuch compost willencourage lots of dark greenfoliage at the expense of thetubers underneath.

Dig organic matter into

the top 30cm of soil whereyou haven’t grown potatoesfor three or four years andplant the tubers four to sixinches deep, keeping themwell watered but notwaterlogged.

By June or July you shouldbe harvesting early varieties.

HSBC: Stepping up lending


by JANET TANSLEY

HOMEof theWeek

Semi-rural idyllof quietandpastoral cottageTHEY say that good

things come in littleparcels – as doexceptional ones aswell...

Like this delightful periodcottage in Netherley.

This two bedroomsandstone dwelling occupies asemi-rural position on WoodLane with farmland andpasture views.

It retains so much of itsoriginal character and charm,while still appealing to thosewho want the obviouscomforts of modern living.

But don’t be fooled by itsbijou appearance: it is stillspacious and has a gardenwhich would grace manypages of any horticulturalmagazine – and it’s up for saleat £170,950.

This lovely cottage has atile entrance porch whichleads into the lounge, whichboasts the original fireplace

and hearth, the window andthe original period radiator.

Laminate flooring gives thedining room and fresh up-to-date feel while the windowgives fabulous views of thewonderfully landscapedgarden.

The kitchen has a range ofmatching base and wall unitswith complementary worksurfaces, tiled flooring, anintegrated hob and oven, andwindow and door to the rear.

It has a ground floorbathroom with a panel bath,pedestal wash hand basin, alow level wc and ceiling downlights.

The master bedroom haswarm, stripped woodenflooring and a kadderradiator, and a good sizedsecond bedroom.

The front of the house ispaved with a driveway foroff-road parking.

At the rear of the house is alawned garden with decked

patio area, a water feature,ornamental waterfall, off-street parking for two carsand a paved terrace area.

For more information on

this lovely property contactFarrell Heyworth on 0151 2818181, or alternatively you canlog onto the website atwww.farrellheyworth.co.uk

RUSTIC: The exterior of the cottage in Wood Lane, Netherley ROOMY: Top, the lounge; above, the kitchen

SPACIOUS:The reargarden oftheproperty

Buyerinterestboost for2012AN unexpected surgein interest frompotential homebuyersin December bodeswell for the housemarket this year, estateagents said today.

The typical numberof househuntersregistered per branchin December was 294,32 more than theaverage figure forNovember, withviewings continuingright up until theChristmas break, theNational Associationof Estate Agents(NAEA) found.

The percentage offirst-time buyers alsorose to 21%, continu-ing the rise since thissection of the markethit its lowest propor-

tion in nearly threeyears last autumn,although first-timebuyers made up aquarter of the marketduring the same periodlast year.

Mike Poole, NAEAregional executive forthe north sector, said:“Many members werekept busy right up tothe Christmas breakwhich bodes well for2012.

“Sales were beingagreed and a limitednumber of viewingswere still booked inright up until thefestivities began.”

The greater interestfrom prospectivebuyers has yet totranslate into purcha-ses, with sales drop-ping off from six perbranch in November tofive in December, thelowest figure sinceDecember 2010 and inline with the expectedseasonal slowdown.

Lenders are expectedto tighten their creditcriteria this year amidthe weak economicbackdrop, meaningborrowers could face atougher time obtaininga mortgage, despitelenders recently expan-ding their ranges.

RISING: Interest is up


CHOICEAgents’ Liverpool

WestDerby, £139,999THIS modern-style three bedroom home isarranged over three storeys, and aninternal viewing is highly recommended.

On the ground floor an entrance hallgives access to a wc, dining room andfitted kitchen which incorporates a rangeof appliances and a door opening to aconservatory.

Upstairs is a lounge, bedroom andfamily bathroom, plus there are twofurther bedrooms (one with an en-suite) tothe second floor.

Outside is off-road parking for two cars,and the property also has double glazingand gas central heating.● Farrell Heyworth, 0151 220 5020

Maghull, £224,995THIS fully refurbished modern, fourbedroom extended semi-detached home issituated in the popular ‘Avenues’ area ofMaghull.

On the ground floor a hallway givesaccess to a lounge with bay window andan L-shaped dining room with bi-foldingdoors to a decking area.

There is also a contemporary kitchenfitted with a range of appliances, plus autility room and a wc.

To the first floor there are fourbedrooms and a family bathroom.

Outside is a paved area and garage,plus a sizeable rear garden.

Viewing is highly recommended toappreciate the property’s standard ofrefurbishment.● Loc8, 0151 526 0021

Calderstones, £499,950THIS four bedroom semi-detached houseis located in a desirable residential area.

The property has been extended andimproved and is beautifully presented.

On the ground floor, the hallway givesaccess to a lounge. The kitchen is fittedwith a stylish range of appliances and hasFrench doors onto a decked terrace.

There is also a sitting room, open to aconservatory/dining area. A utility area,office and wc complete downstairs.

Upstairs, the master bedroom boasts amodern en-suite shower room, plus thereare two further bedrooms as well as acontemporary family bathroom.

To the second floor is a fourth bedroomwith en-suite bathroom.

Outside is a drive, garage and gardens.● Sutton Kersh, 0151 734 0666

Allerton, £265,000THIS extended, four bedroom semi-detached house is located in a populararea and the spacious property ispresented to a high standard.

On the ground floor a hall leads to acloaks/wc and a lounge with a livingflame gas fire in feature surround.

The rear lounge has patio doors to therear garden, and there is a fitted kitchenopen to a breakfast area.

Upstairs are four bedrooms and afamily bathroom.

Outside, the driveway provides spacefor off-road parking and there is a garageand rear garden.● Farrell Heyworth, 0151 281 8181

Grassendale, £645,000THIS impressive, grade II listed Victoriandetached house is in a sought-after area.

The ground floor comprises a hall, twolounges, dining room, morning room andkitchen. There is also a basement withtwo rooms, one used as a utility room.

Upstairs, there is a bedroom and abathroom to the first level; two bedroomsand dressing room to the second, plus athird bedroom, study and bathroom to thethird level. On the loft level is a storageroom and a bedroom.

A separate annexe has a wc, diningroom, kitchen, lounge, bedroom andbathroom.

Outside are gardens and a driveway.● Entwistle Green, 0151 734 2220

City centre, £84,950SITUATED on the fourth floor of apurpose-built block is this one bedroomapartment with balcony overlooking acommunal decked terrace area.

The accommodation comprises anentrance hall, open-plan lounge/diner/kitchen, one double bedroom and abathroom with white suite.

The windows are double glazed andlaminate flooring is laid throughout theapartment, with the exception of thebathroom.

There is no chain involved.● Venmore, 0151 236 4400

City centre, £59,995HERE is an opportunity to live in thecentre of Liverpool, close to the mainshopping and entertainment districts.

This is a one bedroom apartment, withparking space included in the undercroftcar park.

Situated on the third floor of thedevelopment, the apartment hasaccommodation comprising an entrancehall, open-plan lounge/diner/kitchen, onedouble bedroom and a bathroom.

The property is available for sale withno chain being involved.● Venmore, 0151 236 4400

Aigburth, £285,000THIS is a four bedroom detached propertywhich benefits from two conservatories.

The property briefly comprises anentrance hallway, downstairs wc, throughlounge/dining room, kitchen, utility roomand conservatory.

To the first floor are four bedrooms, anen-suite shower room and a bathroom.

Outside there are gardens to the frontand rear, with a driveway and garageproviding off-road parking.

The property benefits from gas centralheating and partial double glazing, andoffers lovely river views from the upstairsfront windows.● Venmore, 0151 733 9000


Imperial Buildings, 9 Dale Street, Liverpool L2 2SH

● Mid terrace house

● Two bedrooms & Loft room

● Two reception rooms

● Kitchen & Bathroom

● UPVC double glazing and GCH

● Versatile accommodation

£90,000

Saxony Road, Kensington Fields

● Second floor apartment● Two double bedrooms● Available with NO CHAIN!● Lounge/diner● Seperate Kitchen● Bathroom with electric shower● Double glazed windows● Electric heating● Attractive communal gardens● Allocated and visitor car spaces

£105,000

Highfield Street, Liverpool

● Stunning mid-terrace house

● Fabulous bathroom

● Stylish fitted breakfast kitchen

● 3 double bedrooms

● UPVC double glazing

● Gas central heating system

● Available with NO CHAIN!

£119,950

Coningsby Road, Liverpool

● Stylish 6th floor apartment

● City views

● 24 hour Concierge

● One double bedroom

● Spacious Lounge/dining/fitted kitchen

● Stylish Bathroom fittings and tiling

● Video intercom entry system

Reduced to £99,950

William Jessop Way, Liverpool

● Fourth floor apartment

● 100% ownership


● Lounge/Diner/Kitchen

● Balcony

● Communal decked terrace


£84,950

The Cable Yard, Cheapside

● Mid terrace house

● Two bedrooms



● Partial UPVC double glazing

● Bathroom with shower enclosure

● The property is presently tenanted

£64,950

Molyneux Road, Liverpool

● Three bedroom semi detached house

● Pleasant residential cul-de-sac

● Attractive gardens and driveway

● Gas central heating and double glazing

● Less than 2 miles from city centre

● Stamp Duty Exempt

● Viewing highly recommended!

£123,950

Colin Drive, Liverpool

● Third floor apartment


● Open plan Lounge/Diner/Kitchen

● PARKING SPACE INCLUDED

● Concert Square vicinity


£59,995

Concert Street, Liverpool

● Fabulous duplex apartment

● Views towards River Mersey

● Two large double bedrooms

● Two bathrooms

● Barrel Vaulted ceilings

● Parking space included

● Concierge

£175,000

Waterloo Road, Liverpool L3

● Ground floor apartment


● Tastefully presented throughout

● Open plan lounge/diner/fitted kitchen

● Less than two miles from Liverpool City

centre

● Council Tax Band A!

£95,000

Commercial Road, Liverpool

● Superb two bedroom apartment

● Stylish Kitchen and Bathroom

● Convenient location for Hospitals and

Universities

● UPVC double glazing and electric heating

● Allocated and Visitor parking bays

£112,000

Gilmartin Grove, Liverpool

● Duplex apartment● One double bedroom● Substantial Terrace overlooking Campbell

Square● Superb location for access to restaurants

and city centre● Spacious lounge/diner/fitted kitchen● Double glazed windows● Electric heating system● Available with NO CHAIN!

Reduced to £114,995

Argyle Street, Liverpool

● Two bedroom second floor apartment

● Fitted kitchen with oven/hob/hood

● UPVC double glazing & GCH

● En-suite Shower room

● Allocated parking space

● Good letting potential

Reduced to £72,950

Mater Close, Liverpool

● STUDIO apartment offering potential Gross

rental yield of 13%!

● Estimated ERV £4,000 p.a.

● Ideal starter home or investment opportunity

● Modern Kitchen with oven and hob

● Modern bathroom with white suite

● UPVC double glazed windows

● Electric Storage heaters


£25,000

Cavern Court, Kensington

● End of terrace house

● Three bedrooms


● Double glazed to the front


£55,000

Ling Street, Kensington


Sales: 0151-526-0021 108 Liverpool Road South, Maghull. L31 7AG Lettings: 0151-531-1089www.loc8estateagents.co.uk www.rightmove.co.uk www.propertyfinder.co.uk www.fish4homes.co.uk

WALTON

£350,000

● Investment Opportunity● to Build Apartment Block● Minimal Structural work required● Private and Communal Gardens● Secure Parking● SCAN QR CODE FOR INFO!

STALMINE ROAD

MAGHULL

£249,950

● Semi Detached House● Three Bedrooms● Front and Rear Reception Rooms● Dining Kitchen● Bathroom and Downstairs WC● Loft Room● Gardens and Driveway, Garage

BRENDALE AVENUE

MAGHULL

£187,500

● Semi detached houses● louge, dining room, conservatory● fitted kitchen, utility rooms● three bedrooms and family bathroom● gardens front and rear, garage.● gas central heating double glazing

HAYMANS GREEN

LYDIATE

£149,950

● Three Bed Semi● Lounge/Diner● Kitchen and Bathroom● Gardens Front Side and Rear● Offset Garage with Driveway● DG and GCH

NURSERY ROAD

MAGHULL

£142,950

● Newly Refurbished Semi● Three Bedrooms● Open Plan Layout● Modern kitchen and bathroom● Gardens front and rear● Garage and Driveway

STANSFIELD AVENUE

ORRELL PARK

£139,950

● Three Bedroom Extended Semi● Extended Dining Kitchen● Open Plan Lounge and Dining Room● Playroom/Morning room, Utility Room● Upstairs bathroom and downstairs shower room● Driveway and gardens to the front, side andrear

MOSS LANE

LYDIATE

£139,950

● Detached Bungalow● Two Bedrooms● Lounge, Conservatory● Bathroom, Kitchen● Gardens front side and rear● GCH, DG

COPPULL ROAD

KNOWSLEY VILLAGE

£139,500

● Semi Detached house● Four Double Bedrooms● Lounge, Dining Room● Kitchen, Utility, WC● Landscaped Garden● GCH, DG

HOMER ROAD

KIRKBY

£137,950

● Modern Three Bed Detached● High Specification Finish● Lounge, Dining Kitchen● WC, En Suite, Family Bathroom● Gardens Front and Rear, Driveway● DG, GCH, NO CHAIN

YOXALL DRIVE

MELLING

OIRO £137,500

● Extended Four Bedroom Semi Detached● Three Floors Accommodation● Lounge/Dining Room● Kitchen/Utility Room● Gas Central Heating/Double Glazing● Front/Rear Gardens

RAINBOW DRIVE

LIVERPOOL

Offers in Excess of £100,000

● Modern House Built in 2009● Close Proximity to City Centre● Three Bedrooms● Lounge, Dining Kitchen● Bathroom, Ground floor WC● Garden, Three Parking Spaces● GCH, DG, NO CHAIN

MARNELL CLOSE

NETHERTON

£129,995

● Modern Semi Detached House● Extended and Improved● Two Bedrooms, Bathroom● Lounge, Diner, Kitchen● Gardens Front and Rear● Driveway, GCH, DG

HARVESTER WAY

MELLING

£129,950

● Three Bedroom End Town House● Gardens Front Side and Rear● Open Plan Lounge and Diner● Kitchen, Conservatory and Bathroom● Garage● GCH and DG

WADDICAR LANE

NETHERTON

£124,950

● Modern Semi Detached House.● The property benefits from GCH and D/G Windows● Hallway, Kitchen, Lounge, Conservatory● Two Bedrooms and Bathroom.● Front, Side and Rear Gardens.● Driveway to front and space to rear providing OffRoad Parking.

MORGAN MEWS

ORRELL PARK

£117,500

● Three Bedroom Terraced Property● GCH and D/G Windows.● Porch, Hallway, Lounge, Dining Room,● Kitchen and Utility Room. Three First FloorBedrooms and Bathroom.

● Loft Room with Lighting and Power. EnclosedRear Courtyard Garden.

THORNFIELD ROAD

AINTREE

£109,950

● Semi Detached House● Three Bedrooms● Lounge, Dining Room● Modern bathroom, Kitchen● Gardens Front and Rear● GCH and DG, NO CHAIN

RITCHIE AVENUE

LIVERPOOL

£109,950

● 8th Floor Apartment● DG/EH● Open Plan Lounge● Kitchen/Bathroom● Secure Parking● 24hr Conceierge

PRINCES DOCK

AINTREE

£95,000

● Mid Terrace● Three Bedrooms● Lounge, Kitchen● Ground Floor Bathroom● Gardens front and rear● GCH and DG

RHODESIA ROAD

NETHERTON


● Three Bedroom Mid Town House● GCH and D/G Windows● Hallway, Lounge/Diner, BreakfastKitchen.● Three Bedrooms and Bathroom.● Front and Enclosed Rear Garden.● Driveway to Front. Overlooking Canal toFront.

HOWARD FLOREY AVENUE

FAZAKERLEY

£84,950

● Two Bedroom Terrace House● Lounge● Kitchen/Dining Room● Gound Floor WC● Family Bathroom

MOSS PITS LANE

LIVERPOOL

£84,950

● Two Bedroom First Floor Apartment● Open Plan Lounge/Diner and Kitchen● Two Bedrooms and Bathroom. CommunalGardens.

● Allocated Parking Space and Visitor Parkingwith 24 Hour Security Access.

● NO CHAIN

TOBACCO WHARF

AINTREE

£75,000

● Mid Town House● Three Bedrooms● Hallway, Lounge● Kitchen Bathroom● Driveway, Garden● GCH & DG

LONG LANE

FAZAKERLEY

£74,950

● Mid Town House● DG / GCH● Lounge● Kitchen● 3 Beds● Garage & Gardens

LYDIA WALK

BOOTLE

£64,950

● Mid Terrace house● Three Bedrooms● Lounge, Dining Room● Kitchen, Bathroom● Yard● GCH and DG

OLIVIA STREET

KIRKBY


● First Floor Apartment● One Bedroom● Open Plan Lounge and Kitchen● Bathroom, Two Storage Rooms● Allocated Parking, Communal Gardens● GCH, DG, NO CHAIN

ROUGHWOOD DRIVE

FORMBY

£1,200 pcm

● Executive Apartment● Fully Furnished● Two Bedrooms● Two Bathrooms, Lounge/Diner/Kitchen● Secure Allocated Parking, CommunalGardens

● DG and Under Floor Heating

WICKS LANE

LIVERPOOL 1

£700 pcm

● Brand Newly Refurbished Apartments● Two Beds, Two Bath● Fitted Kitchens with Appliances● Secure Parking● Views over City, Mersey and Cathedrals● Can be Fully Furnished for £50PCM

CHANDLERS WHARF

WAVERTREE

£550 pcm

● Modern Ground Floor Flat● Fully Furnished● Two Bedrooms● Lounge/Kitchen, Bathroom● Secure Parking, Communal Gardens● GCH, DG Available NOW

MABERLEY VIEW

WALTON

£500 pcm

● First Floor Apartment● Lounge● Electric Storage Heaters● Kitchen● 2 Beds● Bathroom

GREY ROAD

SOUTHPORT

£500 pcm

● The Courtyard one bedroom apartment● lounge and kitchen fully fitted with appliances● modern bathroom● private secure parking● ideal proximity to Lord Street and amenities.

THE COURTYARD

FAZAKERLEY

£500 pcm

● Mid Terraced House● Two Bedrooms● Newly Refurbished● Lounge, Kitchen/Diner● Garden front and rear● GCH and DG

DAWN WALK

WALTON

Offers Over £130,000

● Three Bed Semi Detached House● Lounge, Conservatory● Kitchen/Diner● Bathroom and WC● Detached Outbuilding, Gardens Front Sideand Rear

● GCH, DG, NO CHAIN

HORNBY PLACE

The Family Guarantee Mortgage is designedfor first or second time buyers who don’thave a big enough deposit, but have aparent, step parent or grandparent whois able and willing to provide a guaranteesecured against their residential property.

Your home may be repossessed if you donot keep up repayments on your mortgage.

100%MORTGAGESNOW AVAILABLE

Terms and Conditions Apply

A fee of a maximum of £500 or 1% of the loan is payable on completion.Typically this will be £250. For more information contact us on 0113 3863595

HK Financial Services Limited is an appointed representative of Openwork Limited which is authorisedand regulated by the Financial Services Authority.


by SARAHHOOLEY

HOMESLuxuryTHIS modern but period-styledetached residence overlooksBowring Park Golf Course.

Inside, the property is presentedto an extremely high standard andoffers many quality and elegantfeatures including a selection ofarchitectural antiques.

On the ground floor an entrancehall leads to a reception hall and alounge with bay windows, anantique fireplace with cast ironinset and a coved, panelled ceiling.

The sitting room has an antiquefireplace and there is a superbkitchen boasting a bespoke range ofunits, wood blocked and blackgranite worktops, a twin bowlBelfast sink, island base and ornatepanelled ceiling. A stylish diningroom, beautiful conservatory with apitched roof line, utility room and acloakroom/wc complete downstairs.

A single span marble stairwayleads to the first floor, where thereis a galleried landing with seatingarea.

The master bedroom has adressing area, an antique fireplaceand an en-suite bathroom with afive piece suite. Bedroom two alsohas a dressing room and en-suitebathroom, plus there are twofurther bedrooms (one with an en-suite cloaks) and an impressivefamily bathroom comprising a free-standing bath, twin vanity wash

basins and stands, a wc and bidet.The property also has roof space

providing storage rooms and walk-in wardrobes.

Outside there are landscapedgardens to four sides and asweeping driveway offering ampleparking. The mature lawns includean astro turf play area and patioterrace, and there is a twin garage.● Roby, £875,000; Sutton Kersh, 0151734 0666

IMPRESSIVE:High Carrs,Roby hasmanybeautifulfeatures

Open weekend coming soon!For further information and a pricelist,please call our Sales Team on 07715 439 993

www.broadleydevelopments.co.ukWe make a house a home

FALLOWFIELDSMOSS S IDE, FORMBY

A small development of 7 stunning4 bedroom family homes

COMING SOON to Formby...Formby...toSOONCOMINGAsk about our

special discount

incentives!


CHOICEAgents’ Lettings

Parkgate, £535pcmTHIS charming two bedroom charactercottage is situated close to the parade inParkgate.

The property has the benefit of viewsfrom the first floor over the Welsh hills.

Inside, the accommodation comprises alounge through to a diner, the loungehaving a feature fireplace, plus a fittedkitchen, shower room and two bedrooms,all presented to a high standard.

There is a shared rear patio area withstorage, and the property is fully doubleglazed and is warmed by gas centralheating. Parking is available directlyoutside the cottage.● Clive Watkin Lettings, 0151 336 4141

NewBrighton, £450pcmTHIS quirky and unusual two bedroommaisonette is situated close to thepromenade in New Brighton.

The property benefits from centralheating, double glazing and a good sizedrear courtyard.

The flat has been refurbished andbenefits from a newly fitted kitchen andbathroom plus new carpets.

Inside comprises an entrance hallway,lounge and steps to the kitchen, whichhas a range of units, rolled edge worksurfaces, integrated dishwasher, oven,hob and extractor hood and tiled flooring.

Stairs lead to the bathroom and furtherstairs lead to the two bedrooms.

Externally, to the front there is a frontgarden and a courtyard to the rear.● The Property Centre, 0151 639 7500

Upton,£675pcmTHIS extended and much-improvedmodern, semi-detached house has thebenefit of gas central heating and doubleglazing.

The property is situated in a quietestablished residential area convenientfor amenities.

Inside the property comprises anentrance porch, entrance hall, qualityground floor shower room, lounge,extended dining room, fitted kitchen,three double bedrooms and a modernbathroom.

Externally, there is a garage, additionalparking and good sized gardens.● Northwood Wirral, 0151 348 4527

Parkgate, £1,500pcmTHIS is a rare opportunity to live in halfof a magnificent grade II listed building.

The property is set in 300 acres of land,rolling down to the banks of the RiverDee, with views over to North Wales.

This superior property offers manyperiod features.

It briefly comprises three doublebedrooms, two bathrooms, a farmhousekitchen with Aga, separate laundry room,downstairs toilet, large lounge, separatedining room and private entrance hall.

The property has the use of acommunal large paved patio area to therear and very large lawned gardens.

There is also a sweeping driveway andparking to the front and rear. Included inthe monthly rental price is a gardener.● Grosvenor Properties, 0151 342 3465

Docks, £650pcmTHIS fabulous two bed, fully furnishedfirst floor apartment is situated inLiverpool Marina, offering stunningviews of Liverpool Cathedral.

The bright spacious apartment is gascentral heated, fully double glazed andcomprises in brief a lounge with doubleglazed patio doors to a balcony, a fullyfitted modern kitchen including stainlesssteel oven/hob, fridge/freezer, washer/dryer, two bedrooms, the master havingan en-suite shower room and doubleglazed patio doors to a balcony, plus amodern family bathroom.

The property also has secure allocatedparking and a door entry system.● Sutton Kersh, 0151 207 5923

City centre, £625pcmSUTTON Kersh is pleased to offer thisluxury two bedroom duplex apartmentlocated within a popular developmentwithin close proximity to Liverpool citycentre.

The apartment is to be let on afurnished basis.

It offers well laid-out accommodationon two floors, including a fully fittedkitchen, electric heating and parking.

There is easy access from here to all theusual amenities including Liverpool citycentre shops, restaurants and nightlife.● Sutton Kersh, 0151 207 5923

Sefton Park, £795pcmHERE is an absolutely stunning twobedroom apartment in a gateddevelopment on Aigburth Drive.

Overlooking the fabulous Sefton Park,this apartment has to be viewed toappreciate the accommodation on offer.

Finished to a great specification andoffering a relaxing living area, twogenerous bedrooms, a superb kitchen andtwo immaculate bathrooms, this propertycannot be recommended highly enough.

There is also a secure parking spaceavailable.● Venmore, 0151 733 9000

Princes Park, £1,100pcmHERE is a well presented and maintainedunfurnished four/five bedroom groundand basement duplex apartment.

Modernised to a high standard, thisapartment is situated in private grounds.

The property briefly comprises, to theground floor a communal entrance hall,internal hall, spacious kitchen/diner,lounge, dining room, two good sizedbedrooms, dressing room and a familybathroom with separate wc.

The basement comprises a hall, twobedrooms and a utility room andbathroom.

To the exterior there are communalgardens, parking and a private deckedbalcony.● Venmore, 0151 733 9000

14HOMES Saturday, January 21, 2012

Property Wanted

Quick Decision to Quick Completion

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• Liverpool’s Longest Running Cashbuyer of Property

FAST, FAIR AND PROFESSIONAL - CALL TODAY!

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No Fees to payAny Property, any conditionCall Today 0151 268 0164or 0800 048 4829(24/7)

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DO NOT SELL YOUR HOUSETODAY Call me for a free chatabout your options and to findout what you may be better offdoing instead!Call 07922 540921 NOW!

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Homes For Sale

Homes For Sale

LIVERPOOL 274 bed family house,

downstairs wc/cloaks, largesunny lounge, fitted kitchen,front and rear gardens, newdg and ch, off road parking

Reduced to£88,000 (ono)07899 737558

WALLASEY

5 bed house, DG, CH, 5minutewalktoLiverpoolFerry, 5 minute drive toWallasey Tunnel. Couldbe converted into flats

NO CHAIN

£90,000 ono07900 566682After 2pm

SOUTHPORT

1 BED FLATNear Lord Street but could

be converted to 2bedrooms.

£67,950

01704 512708

2 BEDROOMHOUSE IN

KENSINGTONNewly refurbished to a highstandard, currently tenanted

at £500 pcmOffers over

£50,000 onlyContact Graham

on07516 233 917

Homes For Sale

CITY CENTREAPARTMENT

2 bedroom city centreapartment nearLiverpool One.2 bathrooms

including en-suite,large balcony, secure

parking.£147,500

07903 322008

Caravan Parks /Mobile Homes

STATIC CARAVAN FORSALE 35 X 12ft . 3 Beds.£6000 o.n.o. On premier 10.5month North Wales Park withexcellent facilities includingshow bars, sports bar. 2 indoorpools & jacuzzi. Also 1/2 MillionPound refurbishment to beready by March, Only 3 minutesfrom the beach. Call 07551714326

F A N T A S T I C S T A T I CCARAVAN FOR SALE PerfectCondition. 3 Bedrooms. Fullysited. Direct access to beach,Along the beautiful North WalesCoast. Must be seen. AbsoluteBargain £4950.. Call Matthew07706 915173

Caravan Parks /Mobile Homes

STATIC CARAVAN FORSALE FANTASTIC OFFER −ONLY £49953 bedrooms, 12ft, on beautifulNorth Wales family park withmany facilities inc swimmingpool. Redundancy forces sale.Call Sarah 07747 806285

W O W ! ! Br i l l i an t 8 ber thcaravan for sale. Due ownersbad health. Sited on 10.5month park. Only £3800. Formore info call Andrew 07513262030

C A R A V A N F O R S A L EAbsolute Bargain. Perfect condi-tion. 3x bedrooms. Fully sitedon a seafront location with nosite fees to pay until 2013. CallPam 07935 116190

Wanted To Rent

WANTED 3 BED PROPERTYFor company let, most areas.C a l l R e b e c c a o n 0 7 7 9 4289756.

AccommodationTo Let

Accommodation To Let

LUXURY WATERSIDEAPARTMENTS

MARINERS WHARF1 bed furn apt............. £500pcm2 bed furn apt ............. £650pcm

Lovely apts, riverside/marina views.Parking & landscaped gardens.Popular bar & restaurant.

Contact Laura:0161 434 5225 or

Mike: 07775 697796www.wrenproperties.co.uk

NO DEPOSIT REQUIREDDSS OK with guarantor

L4 Lind St......... 1 & 2 bed flatL4 Pendleton Rd..............3 bedL6 July Rd........................2 bedL20 Antonio St.................3 bedL20 Benedict St.....2 bed furn’dL21 Hartwell St................2 bedL21 Hawarden Grove.......3 bed.MANY PROPERTIES ACROSS.......LIVERPOOL AVAILABLE..................0151 928 9280............

RETIREMENT FLATSNEW BUILD, 1 Bedroom

Walton/Aintree AreaLift, Intercom, Careline

Laundry Room & CaretakerOver 55’s only. Fr £99pw

Tel 0151 428 0226

SEAFORTH Modern three−bedapartment with two storeroomsin quiet cul−de−sac with off−road parking. No pets; nosmokers . £490 pcm. Te l .07768 877 393.

W A T E R L O O , B O O T L E ,ORRELL PARK, TUEBROOKFurnished studios & rooms from£57pw. All bills inc broadband.N0 DEPOSIT REQ. No DSS.Over 25. 0151 928 9280

URBAN PROPERTIES proper-ties to let in L9, L20, L21, L23,L30 and PR9. Guarantor/depreq. DSS OK. 0151 933 8888or 07972 161123

WHISTON 1 bed apartment, f/fto high spec, gch, dg, parkingspace, £100 pw. Dep andg u a r a n t o r r e q ’ d . 0 1 2 4 4571810 or 07702 430 622

L 1 7 A M P T H I L L R DExceptionally large 4 bed hse.New pvc dg, ch, new carpets/decor £675pcm. Dep/Ref’s, noDss 07813 893828

CITY 2 bed luxury watersideflat, balcony, views, secureparking, suit professional, refs& dep req’d, from £150 pw. Tel:07850 779046.

ALLERTON Love ly 4 bed£850pcm, L11 3 bed, gardens,drive £520pcm, L4 2 bed,refurbed £115pw. Tel: 07973143128

AIGBURTH VALE 2 bed 2ndfloor purpose built luxury flat,D/G, GCH, guarantor req, £550pcm 639 7272 or 07947148951

LIND STREET, WALTON 2Bed Mid Terrace, £375pcmSHALDON RD, KIRKBY, 3 BedMid Terrace, £125pw. 0151653 3340

AIGBURTH Nr Cricket Club.Large s/c 1 bed flat, GCH, DG.DSS ok with g’tor £115pw07836 369919

CROWN STREET 2 bed furnflat, £550pcm, £550 depositand references required. 07831483089.

L10 three−bed house fullyre furb . Gch , dg . No DSS.Deposit required. £595 pcm.Tel. 07967 180 353.

RICE LANE 2 Bed upper floorflat, GCH, D/G, £395 pcm, dep& refs req. 01695 577939

WALTON 1 bed s/c flat. Nicelydecorated, laminate floors,blinds, £80pw Dep/refs Tel:07860 333466.

OLD SWAN furnished room inshared accomm, £65pw, inclbills and cleaner. No DSS. 0151286 0137.

L32 KIRKBY 3 Bed semi drive-way, gardens gch u/furn DSSwelcome. Dep & 4 weeks rentreqd. £130pw. 07540 131837

L15 STANDALE RD 2 bedhouse. DG. GCH. No Deposit.D S S o k a y . G − T O R r e q .£450pcm. 07748 906692.

FAZAKERLEY 3 bed dormasemi, totally refurb, ready endJ a n , £ 5 5 0 p c m + b o n d .Employed prof. 07906 873999

VIEW 146 L5 Conway St, 1bed, secure parking, unfurn,gym, £400 pcm. 015 9329655 or 07883 080715

R O O M I N H O U S E b yF a z a k e r l e y H o s p / S t a t i o n£75wkly, no bills. Ring fordetails. Tel: 07841 018161

IMMACULATE fully furnished2 bed terrace £475pm, no DSS,L6 area. 0151 4930935 or07748 992833

L4 & L6 Rooms in lux sharedhouse would suit mature personfrom £55pw all incl. No DSS.07803 082999/ 260 7980

L15 lovely modern refurb 2 bedhouse, laminate fl, DG, GCH,alarm, quiet cul de sac, no DSS£450 pcm. 0151 722 9709.

ORRELL PARK 2 bed 1st floorpurpose built flat. Dg & gch,park ing Dss ok with g ’ tor£450pcm 07958 459416

SEAFORTH 3 & 4 bed house.DG, GCH, fully modern LHArates 07866 506642.

L4 Off County Rd 2 bed terracedg ch £115pw. DSS ok withg’tor. 07836 369919L15 OFF CHURCH RD GchBedsit, shared facitily, £50pw0151 486 1997

WAVERTREE L15 1 bed flat.Suit mature person. £300 pcm.07901 593869

W A L T O N l ux rooms newshared hse gch dep reqd £70−£85pw all bills 07740 178140

WALTON L9 2 bh, dg/gch, fullr e f u r b £ 4 2 5 p c m 0 7 5 0 0871675

L17 NR ULLET RD S/con-tained 1 bed u/f f lat, gch,£95pw 0151 486 1997

BINBAGGED? Bedsits L6, s/cflats L11. Deposits from £50DSS ok. 07921 299984

OAKFIELD LANE L21. Mod 2bed purpose built flat, dg, gch,gdn’s. DSS ok. 07851 227796BROMPTON AVE L17 2 bed,furn mod apt. Secure parking, fr£475pcm 07801 531814

PENTHOUSE APT HattonGarden 2 bd balcony & parking£640pcm 0151 260 4411

LEONARDS CLOSE L36. Mod2 bed, dg, gch, gdn’s. DSS ok.07851 227796

NR SEFTON PKlovely spacious3 dble bed flat, new decor,£575 pcm. 07708 090990.

BORROWDALE RD L15 2bed flat, CH, DG, £100pw 0151734 1112

L6 3 bed house, 2 bed & 1 bedflat. L13 2 bed flat 07815095503

L6 3rd person to share 3 bedhouse en suite, from £80pw07803 082999/ 260 7980

CROSBY lge f/furn bedsit,ownkitchen, quiet. 40+ £60pw NoDSS. 0151 281 1422

KIRKBY 3/4 bed house, en−suite to master, £625 pcm.07739 295 646

L14 3 bed modern house, dg/gch, lge gdn, 2 wc’s. Dep & ref’sreq’d £127pw 07767 247195

HUNTS CROSS VILLAGEspacious 3 bed apt, £475 pcm,no DSS. Tel. 07846 374 969.

L13 2/3 bed flats, new kitchen,DG, close to shops, £360/380pcm. 07956 189404.

L19 Lincoln St nice 3 bed hse,gch/dg, Dss ok £100 dep07989 552614

BUCKINGHAM RD L13. 1bed. DSS ok. 07894 540845

L21 1 bed s/c flat, 25+ 01704830450

L9 W’ton A’tree 1&2 bed flats 3bed hse 28+ 07743 601828

L4 1 bed Flat gch DSS welcome£325pcm. 07530 887326

L4 2 bed terrace, g.c.h. d.g;£400 pcm. 07775 856677

ESMOND ST L6 3 bed housech dg £100pw 0151 734 1112

PRESCOT 2 bed flat. 07817214010

More people in thearea turn to theLiverpool ECHO, inprint and online,when looking for aproperty to rent orbuy than anywhereelse.

Source: Gfk NOP 2008,TM NW2 10% area

Buy a new home and personalise it before you move increating the perfect spaces for you to live, relaxand unwind.New homeowners don’t have to worry about DIYdisasters, as everything will be ready for the day youmove in.

Start searching for your new home onSmartNewHomes today.

smart new homes

BLEND A CHOICE OF STYLISHFINISHES ANDMODERN APPLIANCES

15HOMESSaturday, January 21, 2012

Homes homes-merseyside.co.uk 222277 33003300ECHO

Alternatively please call intoyou local office: Liverpool Postand Echo, PO Box 48, OldHall Street, Liverpool, L69 3EB

LIVERPOOL ECHOLIVERPOOL POSTMETROQUIDS IN


by EMMATHOMPSON

HOMESGuideNew

by EMMATHOMPSON

HOMESGuideNew

Low deposits

THIS year will see credit-worthy homebuyers offeredthe best chance since thestart of the credit crunch tobuy a new home without a

hefty deposit.Leading housebuilder Barratt

Manchester is hailing the return of95% mortgages for buyers of newhomes as a real boost for the localhousing market and economy.

“The key thing about the returnof 95% mortgages on new-buildhomes is that people will no longerneed huge deposits of up to 20% ofthe price of the property,” saidJason Newton, sales director atBarratt Manchester.

“Even though house prices havefallen since 2007, not everyone hasbeen able to take advantage becauseof the hefty deposits which lendershave been demanding ever since thecredit crunch began.

“Now the banks have agreed tostart lending again on new-buildhomes at 95% loan to value, sohomebuyers will only need adeposit of five per cent. In practicethat means you could buy a homefrom Barratt Manchester with adeposit of just £3,959.

“This is a game-changingmoment for creditworthy buyerswho have been frustrated for yearsabout not owning a home of theirown. Anyone who doesn’t have

much equity in their current homebut needs to take their next step onthe housing ladder also stands tobenefit.”

Barratt Manchester has set up aspecial portal for customers toregister their interest online athttp://www.barratthomes.co.uk/Offers/Other-offers/95percentmortgage/.

Homes available from BarrattManchester include a range atTower Gardens in Liverpool 6 andChandlers Walk in Bromborough,Wirral. Three bedroom homes atTower Gardens start at £141,495,while a four bed detached propertycould be yours for £179,995.

Chandlers Walk is situated closeto Port Sunlight and Eastham

Woods Country Park.The development has a selection

of three and four bedroom homesavailable with prices ranging from£147,995 to £182,495.● For Chandlers Walk call 0151 6441027 or Nikki Smith on 07707 207002, and for Tower Gardens call NeilBowden on 0151 260 1686 or 07825 762481.

A moving story

A LIVERPOOL couple’shouse move had to beput on hold when theirbaby arrived ahead ofthe removal van.

Lee and Stephanie Smith’s secondchild, Sonny, clearly couldn’t wait tosee his new home on KeepmoatHomes’ The Parks development inAnfield and promptly arrived as thepacking boxes were being sealed up.

Said Stephanie: “We were meantto collect the keys on the Thursday,but as this was my due date wemanaged to bring the moving dateforward to the Tuesday. It appearsSonny couldn’t wait to see his newbedroom!”

Lee and Stephanie were renting atwo bedroom property down theroad from The Parks when theydiscovered Sonny was on the way.Already having one son, ‘little’ Lee,aged 16 months, and therefore inneed of more space, the coupletentatively started looking to buy.

“It wasn’t until a relative of Lee’sbought at The Parks that thingsreally picked up. We fell in lovewith the place as soon as we saw itand decided to have a look aroundthe show home, after which weknew it was where we wanted to beand we settled on The Violet housetype.”

Currently available at £71,995when purchased through HomeBuy

Direct the Violet is a three bedroomhome ideal for those with a growingfamily. “The house is perfect for usand has everything we need. Welove the area and are excited to hearof the plans to build a new schoolclose by in the coming years,”

added Stephanie.“Keepmoat Homes’ shared equity

offer made securing the mortgageeasier, and it actually works outcheaper than renting. It’s nice tohave the extra security, equity andstability that owning a property

gives you. We look at the house as amoney box for our children, themortgage payments are a kind ofsaving and much better than losingmoney to rent.”● For details call 0151 260 4714 orsee www.keepmoathomes.co.uk.

SURPRISE: Leeand StephSmith had ashock whenbaby Sonnymade anappearance onthe day theywere due tomove into theirnew homeBelow, thedevelopment

AVAILABLE:ChandlersWalkdevelopment inBromborough,left. Below, atypical showhome

T 01925 822023 E [email protected]

call 0151 220 5511Sales centre open Thurs to Sun10.00am to 5.00pm

The superb Shelley, 3 bedroom home normally from£126,950 but with a 25% loan interest free for thefirst 5 years, now you can afford that dream home.

But hurry! Available for a limited period only onthis exciting development of 2, 3 and 4 bedroomfamily homes.

*Shared Equity from Prospect Homes is an easy way to get you moving and is only available on selected developments and selected plots under£200,000 and cannot be used in conjunction with any other deal. You could own 100% of the property but only pay an initial 75%. All plots requirea 5% deposit and you pay just 75% of the purchase price. The remaining 25% of the purchase price is paid by Prospect Homes, interest free for5 years. The offer is subject to status and Prospect Homes terms and conditions, including exchange of contracts within 28 days and legalcompletion by a specified date. Prospect Homes cannot offer any financial advice. This mortgage quotation has been supplied by RSC FinancialManagement LLP via an approved lender. Subject to Terms and Conditions and acceptance by an approved lender for mortgage finance. RSCFinancial Management LLP is an Appointed Representative of Personal Touch Financial Services Limited which is authorised and regulated bythe Financial Services Authority. Consumer Credit Licence Number 633531. Registered office 45/49 Greek Street, Stockport, Cheshire SK3 8AX.Company Number 350527. Written details are available on request. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTSON YOUR MORTGAGE.

www.prospectgb.com

Own your own 3 bed family home

£312permonth*

forjust

ONSELECTED

PLOTSONLY

MINIMALDEPOSIT

REQUIRED*

NOINTERESTFOR THEFIRST 5YEARS*

at Blueberry ParkRuscombe Road, Dovecot L14 4BB

exciting!new prospectsfor 2012

17HOMESSaturday, January 21, 2012

The smarter way to buy a new home.

Why buy old when you can buy new?It’s a decision that could be worth atleast £50,000.

*Source: RICS, Department of Communities and Local Government.**New Homes Marketing Board.

Buy a second-hand home and, on average, you’ll spend £22,000* on getting it just the way you want it.You’ll also spend an average of £28,000** on a deposit, stamp duty and solicitor’s fees. That’s £50,000you need to find at a time when finding any amount isn’t easy.

But buy a new home through smartnewhomes.com (we’ve got more than anyone else from builders acrossthe country – and tons of deals too) and you could keep that money for yourself. A new home needs nomaintenance – and because we have all the latest deals, you could have your deposit and fees paid too.

It’s all part of the service from the site with more new homes than anywhere else(and a whole lot of other smart stuff too).

Text SNH to 64446 to find your nearestdevelopments and offers.


It’s the most frustrating thing in the world. You want to move, but you can’t sell. We know.Luckily, we can also help. We’ve got ways to get you moving and exclusive deals fromdevelopers across the country that are designed to get you out of a home that won’t shift.And because there’s no upward chain with a new home, getting you moving shouldn’tbe a problem. With our Smart Text and email service, we can let you know the seconda deal comes along – so you can be first in the queue.

It’s all part of the service from the site with more new homes thananywhere else (and a whole lot of other smart stuff too).

Text SNH to 64446 to find your nearest developments and offers.

Struggling to sell?We’ve got all the deals that willget you moving.

20HOMES Saturday, January 21, 2012

Want to get on theproperty ladder?With our huge rangeof exclusive deals,you can.

* Source: RICS, Department of Communities and Local Government.


The average deposit, stamp duty and solicitors fees for afirst-time buyer is a whopping £27,738*.

And that means most people are going to need some helpto get on the property ladder. With smartnewhomes.com,you’ll get lots. We’ve got exclusive access to special dealsfrom developers right across the country – all designed tohelp you get into your first home. Furthermore, if you logon and register your details, we’ll text or email you theminute a great deal comes along. We’ll even arrange sitevisits and get brochures delivered for you.

It’s all part of the service from the site with morenew homes than anywhere else (and a whole lot ofother smart stuff too).

Text SNH to 64446 to find your nearest developmentsand offers.

Liverpool Echo Big Property Guide - 21st January 2012

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Transcript of Liverpool Echo Big Property Guide - 21st January 2012