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.Asweallknowbankspublishtheirquarterlyperformancetobringtransparencyinthesystemandalsotogiveaclearpictureoftheirperformancetothepublic.HowwereresultsofQuarter2differentfromtheresultsofQuarter1ofthelistedbanksincludinggiantslikeSBIandICICIbanks?

(A)PerformancewassubduedintheQuarter2.

(B)Yieldsonadvancesofalmostalllistedbankshavecomedown.

(C)Advancesgrewataslowerpacewhencomparedtodeposits.

(a)OnlyAistrue

(b)OnlyBistrue

(c)OnlyCistrue

(d)AllABandCaretrue

(e)Noneofthese

Ans:(a)

2.AftertheSubprimecrisiswhichofthefollowingproblemshashittheglobal

economy/worldmarketsrecently?

(a)Dubaidebtproblem

(b)ChangeofGovernmentinJapananditsneweconomicpolicies.

(c)HighrateofinflationinIndia

(d)ExtremelyvolatilebehaviouroftheBombayStockExchangeandothermajorStockExchangesworldwide.

(e)Noneofthese.

Ans:(a)

3.AsperthenewspublishedinmajornewspapersinIndiaBanksinIndianeedabout12lakhbusinesscorrespondentsforruralareas.Whatwillbetheroleofthesecorrespondents?

(A)Theywillhelpruralpeopleintheirdaytodaybankingactivities.

(B)Theywillworkasalinkbetweenbanksandthecustomers.

(C)Theywillascertaineligibilityofruralpeoplesothatreliefpackagescanbeprovidedtothem.

(a)OnlyA(b)OnlyB

(c)OnlyC(d)AllA.BandC

(e)Noneofthese

Ans:(d)

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4.ItisevidentthattheeconomicslowdownstillcontinuestoweighontheperformanceofthebanksinIndia.Howisthisaffectingbanksand/orgeneralpublic?

(a)Thenumberofbankaccountholdershasgonedown

(b)ThegrossNonPerformingAssets(NPAs)ofthelistedbankshaveincreasedsubstantially.

(c)Inflationhasreachedataveryhighlevel

(d)ReliefpackagesannouncedbytheGovernmenthaveprovedinsufficienttoimprovethesituationofagrisector

(e)Allofthese

Ans:(e)

5.WhyhasDr.SublrGokarnsnamebeeninthenewsrecently?

(a)Hehas,takenoverastheDeputyGovernoroftheRBI

(b)HehastakenoverastheDeputyGovernoroftheRBI

(c)HewillbethenewDeputyChairmanofthePlanningCommissionofIndia.

(d)HehastakenoverastheChiefoftheEconomicAdvisoryCouncilattachedtoPrimeMinister'sOffice

(e)Noneofthese

Ans:(b)

6.Aspublishedinvariousnewspapers,theExperianCreditInformationCompanyofIndiaisgoingtolaunchitsoperationinIndiasoon.AtpresenttheonlycreditinformationbureaufuctionalinIndiais

(a)AMFI(b)ICRA

(c)CIBIL(d)CRISIL

(e)Noneofthese

Ans:(d)

7.Asperthenewspublished,inafinancialpopulationRBIisredesingingits'ECS'tofunctionasaAutomatedClearingHouse(ACH)forbulktransactions.Whatisfullformof'ECS'?

(a)ExtraClosingSystem

(b)ElectronicChequeSystem

(c)EveningChequeSorter

(d)EveningChequeSystem

(e)ElectronicClearingService

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Ans:(e)

8.Whichofthefollowingchallengeswillbethemostcrucialforhumanexistenceonearthinthedaystocome?

(a)Pollution

(b)FoodSecudty

(c)Availabilityofnaturalgas

(d)NeedforFinancialInclusion

(e)CyberCrimes

Ans:(a)

9.TheReserveBankofIndiahasaskedallthebankstoinstall."NoteSortingMachines"inthebranches.Howwillthishelpbanksandthegeneralpublic?

(A)Themachineswillcheckforcounterfeitnotesanddropthesefromcirculation..

(B)Thiswillhelpbankstocountthenotesquicklyandaccurately.

(C)Thiswillhelpinsortingoutsoiled1I0teSsothattheyarenotreissuedbythebanks.

(a)OnlyB(b)OnlyA

(c)OnlyC(d)OnlyAandB

(e)Noneofthese

Ans:(a)

10.Astudyreportentitled"IndiaGenerationGapReview"waspresentedattheWorldEconomicForuminNovember2009.Thiswaspresentedduringwhichofthefollowingsummits/conferences?

(a)G-8Summit

(b)G-20Summit

(c)IndiaEconomicSummit

(d)SAARCFinanceMinisters'Conference

(e)Noneofthese

Ans:(c)

11.AsweknowtheGovernmentofIndiahasnotifiedcertainnewrulestocalculateIncomeTaxonvariousperkslikeaccommodationandconveyanceetc.beinggivenbyemployerstotheirsalariedemployees.Thenewruleswillreplacewhichofthefollowingtaxeswhichhasbeenabolishednow?

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(a)CapitalGainsTax

(b)SalesTax

(c)CashTransactionTax

(d)FringeBenefitTax

(e)Noneofthese

Ans:(c)

12.Dr.K.RadhakrishnanhastakenoverastheChiefof-

(a)ElectionicsCommission

(b)IndianSpaceResearchOrganisation

(c)AtomicEnergyCommissionofIndia

(d)DeputyGovernorofReserveBankofIndia

(e)Noneofthese

Ans:(b)

13.AspertheguidelinesissuedbytheRBI,banksarepreparingforaservicewhichwillallowcustomerstowithdrawuptoRs.1,000usingtheirdebitcardsfromnotifiedshops/stores.alloverthecountry.Allsuchshops/storeswillhave'pas'terminalsforthesame.Whatisfullformofthe'pas'?

(a)PaymentonSale

(b)PowerofSale.

(c)PointofSale

(d)PaymentOrderService

(e)Noneofthese.

Ans:(c)

14.TheworkinggroupsetupbytheRBIhassuggested-thelaunchofanEmergencyFundFacilitySchemeforbanks.Thisschemewillhelpwhichofthefollowingtypesofbanks?

(a)PublicSectorBanks

(b)SmallBanks

(c)UrbanCooperativeBanks

(d)PrivateBanks

(e)ForeignBanks

Ans:(c)

15.AspublishedinmajornewspaperspublicsectorbankshaveaskedtheGovernme

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ntofIndiatoprovidemorefundsfor"CapitalInfusion".HowmuchistheneedofPSBscollectivelyforthepurpose?(Rs.incrores)?

(a)10,000(b)15,000

(c)20.000(d)25,000

(e)30,000

Ans:(d)

16.Whoamongstthefollowinghaspurchasedabout200tonnesofgoldfrominternationalMonetaryFund(IMF)in2009?

(a)InfrastructureFinanceCompanyLtd.

(b)BombayStockExchangeofIndia

(c)GoldCouncilofIndia

(d)ReserveBankofIndia

(e)Noneofthese

Ans:(d)

17.OneofthemajoremphasisofBaselIIisthatbanks,shouldhave

(a)adequateCapitalAdequacyRatio

(b)onlyfewbranchesinurbancentres

(c)moreandmorebranchesinruralareas

(d)corebankingmodeofoperation

(e)alltheabovetocomplywithBaselIInorms

Ans:(a)

18.Asperthereportspublishedbyvariousagencies/organisation,itisestimatedthataround3billionextrapeoplewilljoinourexistingpopulationof6billionbytheyear2050.Toprovidefoodforallofthem,asecondroundwhichofthefollowinginitiativesisrequiredtobestartmuchinadvance?

(a)GreenRevolution

(b)PlannedUrbanisation

(c)Industrialisation

(d)ClimateMigration

(e)Allofthese

Ans:(e)

19.WhoamongstthefollowingisthePresidentoftheEuropeanUnionatpresent?

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(a)CatherineAshton

(b)Mr.JoseManuelBarroso,

(c)Mr.FredrikReinfeldt

(d)Mr.SergiLavrov

(e)Noneofthese

Ans:(e)

20.Asperthereportspublishedinvariousnewspapers,andjournalsalmostallbignationsaretryingtheirbesttoresolvevariousdisputesbetweenthenationswhereineithertheareapartyorbecauseofthattheirpeaceandstabilitymanybeaffected.StabilityinwhichofthefollowingtwonationsismorevitaltoIndiathanthatofanyothernations?

(a)Bangladesh&China

(b)China&USA

(c)Iraq&Russia

(d)South&NorthKorea

(e)Pakistan&Afghanistan

Ans:(e)

21.India'sbilateralperannumtradewithEuropeanUnionatpresentisabout-

(a)50billionUS$

(b)75.billionUS$

(c)100billionUS$

(d)150billionUS$

(e)200billionUS$

Ans:(b)

22.Someworldbodies/organisations/agenciesareoftheviewthatagricultureshouldadopta"CrossDisciplinaryApproach",andfakehelpofalltypesofsciencesandstudies.Thisapproachwillhelpinwhichofthefollowingcrucialproblemsbeingfacedbyhumanity?

(a)UseofGeneticallyModifiedCrop

(b)Meltingofglaciers

(c)Foodcrisis

(d)Climatechange

(e)Noneofthese

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Ans:(c)

23.Anagreementbetweentwonationsoragroupofnationswhichestablishesunimpededexchangeandflowofgoodsandservicesbetween/amongtradepartnersregardlessofnationalboundariesiscalled-

(a)ImportFreeAgreement

(b)FreeTrade-Agreement

(c)ExportFreeAgreement

(d)SpecialEconomicZoneAgreement

Ans:(b)

24.Whichofthefollowingcorrectlydescribewhat"OneCarbonCredit"is?

(A)Creditpermittoreleaseonetonofcarbondioxide.

(B)ProvidingloanstoestablishonenewproductionunitwhichcanproducecarbondioxideforIndustrialuse.

(C)Findingoutonenewbusinesswhichcanuseandrecyclegreenhousegases.

(a)OnlyC

(b)OnlyB

(c)OnlyA

(d)AllA,BandC

(e)Noneofthese

Ans:(c)

25.AspervariousreportsissuedbytheUNOandotherworldbodies,agriculturalandallied,activitiesconsumewhatpercentageofglobalwaterresourceseveryyear?

(a)15%

(b)30%

(c)50%

(d)70%

(e)60%

Ans:(d)

26.TheFoodandAgricultureOrganisation(FAO)isawing/agencyofthe_

(a)WorldBank

(b)UnitedNationsOrganisation

(c)AsianDevelopmentBank

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(d)MinistryofAgricultureGovernmentofIndia

(e)Noneofthese

Ans:(b)

27.AsapolicyIndiadoesnotencouragetree,movementofunskilledlaboursfrom_

(a)GulfCountries

(b)USAandSouthAmericanNations

(c)EuropeanUnionNations

(d)Allthesenations

(e)Noneofthese

Ans:(d)

28.TheGovernmentofIndiahasdecidedtodisinvestitsshareinmajorlistedpublicsectorunder-takings.Howmuchofitssharewillbeoffloadedinthismet

hod?

(a)2%

(b)4%

(c)8%

(d)10%

(e)Noneofthese

Ans:(d)

29.TheUnitedNationsDevelopmentFundforWomen(UNIFEM)isworkinginanIndiancitytomakeitsafeforwomen.Whichofthefollowingisthatcity?

(a)Pune

(b)Kolkata

(c)Delhi

(d)Mumbai

(e)Lucknow

Ans:(c)

30.AtpresentthetradebetweenIndiaandChinaisinastateof"PaymentImbalance",Whatdoesthismeaninrealterms?

(A)ChinadoesnotimportmanyitemsfromIndiawhereasIndia-importsmorefrom.China.

(B)ChinadoesnotpayIndiaintimeandalotofdelayisreportedbytheexpor

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ters.

(C)IndiawantsallpaymentstobemadeinUSDollarswhereasChinapaysinitsowncurrency.

(a)OnlyA

(b)OnlyB

(c)OnlyC

(d)AllA,BandC

(e)Noneofthese

Ans:(d)

31.Indiahassignedanagreementonclimatechangewithwhichofthefollowingcountriesrecently?

(a)USA

(b)Russia

(c)UnitedKingdom

(d)Australia

(e)China

Ans:(e)

32.SomeScientistsareoftheopinionthatextraagriculturalproductionshouldbeachieved.without,goingforthecultivationofextralandandalsowithoutcausingdamagetoessentialeco-system.Thisconcept,inotherwords,isknownas-

(a)Sustainablegrowth

(b)RenewabilityofInputs

(c)GlobalMeltdown

(d)ClimateMigration

(e)Noneofthese

Ans:(a)

33.Mr.Z.E.A.BenAlihastakenoverasthePresidentof-

(a)Tunisia

(b)Malaysia

(c)Indonesia

(d)Kuwait

(e)Noneofthese

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Ans:(a)

34.WhichofthefollowingisNOTaGovernmentofIndiaundertaking?

(a)OilIndiaLtd.

(b)SutlejJalVidyutNigamLtd.

(c)ICICIBank

(d)NationalThermalPowerCorporationLtd.

(e)RuralElectrificationCorporationLtd.

Ans:(c)

35.IndiasharesitsborderwithChinaalongtheHimalayanrange.WhichofthefollowingstatestouchestheborderofChina.

(a)Punjab

(b)Bihar

(c)ArunachalPradesh

(d)chhattisgarh

(e)Allofthese

Ans:(c)

36.WhichofthefollowinghasbeenthegrowthofIndia'sGDPduring2008-09?(Finaldataareissuedinlate2009).

(a)5%

(b)5.5%

(c)6%

(d)6.5%

(e)Noneofthese

Ans:(d)

37.Whichofthefollowingministrieshaslaunchedanew"SkillDevelopmentInitiativeScheme"sothattheemployabilityoftheyoungpeoplecanbeincreased?

(a)MinistryofFinance

(b)MinistryofAgriculture

(c)MinistryofHeavyIndustry

(d)MinistryofHomeAffairs

(e)MinistryofLabourandEmployment

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Ans:(a)

38.SachinTendulkarhasrecently,becomethefirstcricketerinODIhistorytocrossthemilestoneof

(a)10000runs

(b)12000runs

(c)15000runs

(d)17000runs

(e)20000runs

Ans:(d)

39.TheEastAsiaSummittookplaceinOctober2009inHuaHintown,Thisisatownin-

(a)China

(b)Myanmar

(c)Cambodia

(d)Malaysia

(e)Thailand

Ans:(e)

40.WhatpercentofIndia'sGDPisinvestedinprovidingeducation?

(a)1%

(b)2.5%

(c)4%

(d)6%

(e)Noneofthese

Ans:(a)

41.IndiahasrecentlygainedthestatusofbecomingthethirdlargestproducerofSteelintheworld.Whoisthelargestproducer?

(a)USA

(b)Russia

(c)Japan

(d)China

(e)Noneofthese

Ans:(d)

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42.DadaabRefugeeCampwhichwas,inthenewsrecentlyislocatedinwhichofthefollowingcountries?

(a)Sudan

(b)Iraq

(c)Pakistan

(d)Afghanistan

(e)Kenya

Ans:(e)

43.Whichofthefollowingcountries,objectedtotheIndianPrimeMinister'srecentvisittoArunachalPradesh?

(a)Pakistan

(b)Nepal

(c)Myanmar

(d)Bhutan

(e)Noneofthese

Ans:(e)

44.WhichofthefollowingisNOTassociatedwithclimatechangeand/orGlobalWarming?

(a)BaselNorms

(b)BaliMeet2007

(c)CopenhagenConference

(d)KyotoProtocol

(e)BangkokMeetin2009

Ans:(a)

45.WhichofthefollowingtermsisusedinthegameofHockey?

(a)Baseline

(b)Smash

(c)Drop

(d)CentreForward

(e)Noneofthese

Ans:(d)

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46.WhichofthefollowingGeneticalyModifiedvegetablesisrecentlybeingmadeavailableinIndianmarkets?

(a)Carrot

(b)Radish

(c)Brinjal

(d)Potato

(e)Noneofthese

Ans:(e)

47.EachNobelPrizewinnergetsanamountof10,millionSwedish-

(a)Kroner

(b)Dollar

(c)Yen

(d)Pound

(e)Euro

Ans:(a)

48.WhichofthefollowingisNOTaplantproduct?

(a)Camphor

(b)AloeVera

(c)Vanilla

(d)Kiwi

(e)Allareplantproducts

Ans:(e)

49.Dr.VenkatramanRamakrishnanisoneoftherecipientstheNobelPrizeinthefieldof__

(a)Physics

(b)Chemistry

(c)Medicine

(d)Economics

(e)Literature

Ans:(b)

50.AsperthereportspublishedinnewspaperstheGovernmentofIndiahasaskedallthestatestoconducta'SocialAuditofeachandeveryworkofwhichofthe

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followingscheme,(a)NationalRuralEmploymentGuaranteeAct

(b)PradhanMantriGramSadakYojana

(c)IndiraAawasYojana

(d)RajivGandhiGrameenVidyutikaranYojana

(e)Noneofthese.

Ans:(a)

51.WhichofthefollowingisNOTthenameofamajorLaiTennisTournament?

(a)USOpen

(b)Wimbledon

(c)FrenchOpen

(d)GrandMaster

(e)AustralianOpen

Ans:(d)

52.'Derby'isassociatedwithwhichofthefollowingsportsevents?

(a)HorseRacing

(b)Chess

(c)Cricket

(d)Hockey

(e)Football

Ans:(a)

53.WhichofthefollowingtermsisNOTusedinBankingandFinance?

(a)BidPrice

(b)JacksonianSeizure

(c)CallOption

(d)Bluechip

(e)Dividend

Ans:(b)

54.DadaSahebPhalkeAwardisgivenfortheexemplarywoninthefieldof-

(a)Literature

(b)Music

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(c)Films

(d)Sports

(e)Noneofthese

Ans:(c)

55.WhoamongstthefollowingistheChiefJusticeofIndiaatpresent?

(a)JusticeR.C.Lahoti

(b)JusticeY.K.Sabharwal

(c)JusticeG.P.Mathur

(d)JusticeK.G.Balakrishnan

(e)Noneofthese

Ans:(d)

56.WhichofthefallowingtermsisNOTusedinEconamics?

(a)Exogenous

(b)Depreciation

(c)DeepMarket

(d)ZeroSumGame

(e)Handedness

Ans:(e)

57.WhoamongstthefallowingisNOTalawnTennisplayer?

(a)CaraBlack

(b)DinaraSafina

(c)JelenaJankovic

(d)LeanderPaes

(e)AnandPawar

Ans:(e)

58.WhichofthefollowingbooksiswrittenbyV.S.Naipaul?

(a)AWomanAlone

(b)TheOpenCauple

(c)TheGrassisSinging

(d)TheGoldenNotebook

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(e)HalfaLife

Ans:(e)

59.SriBalrajPuri,whowasinthenewsrecently,isafamous_

(a)ClassicalSinger

(b)CineActor

(c)SocialWarker

(d)Sportsman

(e)Journalist

Ans:(e)

60.WhichofthefollowingiscausedbyH5NIvirus?

(a)Yellowfever

(b)Measles

(c)Plague

(d)Birdflu

(e)Noneofthese

Ans:(d)

61.WhichofthefollowingriversisNOTinIndia?

(a)Tapti

(b)Ural

(c)Mahi

(d)Mahanadi

(e)Penner

Ans:(b)

62.Mr.MohamedNasheedwasonafivedaystatevisittoIndiarecently.HeisthePresidentof-

(a)Bangladesh

(b)Iran

(c)Indonesia

(d)Maldives

(e)Noneofthese

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Ans:(d)

63.IndiacelebratedwhichofthefollowingBirthAnniversaryofMahatmaGandhiinOctober2009?

(a)110

(b)120

(c)130

(d)140

(e)Noneofthese

Ans:(d)

64.Whichofthefollowingstateshaslaunchede-ShaktiProgrammesothatpovertycanbereducedinthestate?

(a)Delhi

(b)Maharashtra

(c)UttarPradesh

(d)Bihar

(e)Noneofthese

Ans:(d)

65.WhichofthefollowingschemesislaunchedbytheGovernmentofIndiatoimprovethehealthofpregnantandlactatingmothers?

(a)MatritvaSahayogYojana

(b)DhanLakshmiYojana

(c)ASHA

(d)HealthforAllScheme

(e)Noneofthese

Ans:(a)

66.AsperthedecisiontakenbytheOrissacabinetthenewnameofthestatewouldbewrittenas_

(a)Odisha

(b)Orissha

(c)Aurissa

(d)Horissa

(e)Noneofthese

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Ans:(a)

67.IndiarecentlyorganizedsixthministeriallevelofIndo-US-TPF.WhatisfullformofTPF?

(a)TradePolicyForum

(b)TraditionalPlanningForce

(c)TradeandPaymentFinance

(d)TechnicalPlanningForce

(e)Noneofthese

Ans:(a)

68.WhichofthefollowingistheabbreviatednameofstatelevelagencyonafforestationcreatedbytheGovernmentofIndia?

(a)NDMA

(b)SFDA

(c)ICMJE

(d)JCCROM

(e)Noneofthese

Ans:(e)

69.Whichofthefollowingstateshaslaunched'Atta-DalScheme'underwhichattaanddalWillbesuppliedataffordablepricestorationcardholders?

(a)Rajasthan

(b)Gujarat

(c)UttarPradesh

(d)Orissa

(e)Noneofthese

Ans:(a)

70.WhichofthefollowingstateshasthemaximumnumberofSugarmills?

(a)Bihar

(b)Rajasthan

(c)Gujarat

(d)Haryana

(e)Noneofthese

Ans:(e)

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71.IndiapurchasedtheBarakAntiMissileDefenceSystemfrom

(a)USA

(b)Japan

(c)France

(d)Israel

(e)Noneofthese

Ans:(d)

72.MullaperiyarDamisbuiltonwhichofthefollowingrivers?

(a)Pamba

(b)Godavari

(c)Krishna

(d)Cauvery

(e)Noneofthese

Ans:(e)

73.WhichofthefollowingcountrieswontheChampionsTrophyCricketTournament2009?

(a)England

(b)Pakistan

(c)Australia

(d)NewZealand

(e)Noneofthese

Ans:(c)

74.WhoamongstthefollowinghasnotbeennominatedforManBookerPrize-2009?'

(a)J.M.Coetzee

(b)HilaryMantel

(c)SarahWaters

(d)ThomasCromwell

(e)Noneofthese

Ans:(d)

75.ShantiSwarupBhatnagarAwardsaregivenfarexcellenceinthefieldof-

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(a)Sports

(b)Economics

(c)ScienceandTechnology

(d)Cinema

(e)NoneoftheseAns:(c)