IA PPT TEJU
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Transcript of IA PPT TEJU
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MARKET SHARES
SBI:-The bank's market share in deposits is at
22.1%, the lowest in fiscal 2010-11.
HDFC :- BSE:500010 | NSE:HDFCEQ |
58888:hdfc | IND :Finance - Housing | ISIN
code:INE001A01036 | SECT :Finance
BOB:-BSE: 532134 - Feb 20 3:57 PM IST
513.40-18.05 (-3.40%)
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STRATEGIES of SBI POSITIONING AT SBI: - It is the peoples most trusted bank.. Relevance to young customers with value added
services like Net Banking, Telebanking etc. SBI comes among top 50 banks in the world. It is the most trusted
Bank amongst the people. State Bank of India (SBI) is the largest nationalized commercial bank in India in terms ofassets, number of branches, deposits, profits and workforce.
STRATEGY ADOPTED BY SBI: - Strategic planning is a process which needs more resources including humanefforts, and necessary changes in the organization. The strategist has to scan the organizations environment before
selecting a strategy. The strategic planning has mainly four steps: (in) Environmental Analysis (ii) Development of
Vision and Mission Statement (iii) setting up of goals and objectives (IV) Identifying strategy and tactics. State Bank
of India has to frame a strategy which will focus on customer service quality, maintaining profitability, using system
technologies, credit portfolio management and productivity improvements. When the bank provides a high quality
customer service, it gives a competitive advantage over other banks and it will help to attract the existing and new
customers.
GEOGRAPHICAL SPREAD OF PLANTS:-
The State Bank Group, with over 16,000 branches, has the 2011. It also has around 130 branches largest banking
branch network in India. The State Bank of India is the 29th most reputed company in overseas the world according
to Forbes.
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STRATEGIES of hdfc BUSINESS STRATEGY Increasing market share in Indias expanding banking.
Delivering high quality customer service. Delivering more products to more
customers. Maintaining current high standards for asset quality throughdisciplined credit risk management. Develop innovative products and servicesthat attract targeted customers and address inefficiencies in the Indian financialsector.
TARGETING STRATEGY Corporate banking market: this market target theindustries & fulfill their financial needs. Capital market: this segment is targetedon the long term needs of the individual as well as of industries. Retail banking
market: this segment is for retail investors & provide them short term financialcredit for their personal, house hold needs.
POSITIONING STRATEGY HDFC Bank has positioned itself as a bank which giveshigher standard of services through product innovation for the diverse need ofindividual & corporate clients. So they want to highlight following points in theirpositioning segment: -Customer centric -Service oriented -Product innovation
GEOGRPHICAL SPREAD OF PLANTS:-
has 3,062 branches and 10,743 ATMs, in 1,568 cities in India. It was among thefirst companies to receive an 'in principle' approval from the Reserve Bank of India(RBI) to set up a bank in the private sector.
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STRATEGIES of BOB
Segment: - People who wish to invest their
money in banking activities
Target Group:-Middle income group
individuals, HNIs, Corporates
Positioning: - Bank with International product
and services served the Indian way
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Ethos of all banksBanks Vision Mission
SBI My SBI.
My Customer first.My SBI: First in customer satisfaction
We will be prompt, polite and
proactive with our customers.We will speak the language of young
India.
We will create products and services
that help our customers achieve their
goals.We will offer excellence in
services to those abroad as much as we
do to those in India.
HDFC We understand our responsibility At the core of our strategy is our
commitment to reach out to
marginalized communities.
Our endeavour is to evolve and
develop appropriate business processes
and strategies to achieve a commongoal which contributes to the greater
good.
BOB It has been a long and eventful journey
of almost a century across 25 countries.
Starting in 1908 from a small building
in Baroda to its new hi-rise and hi-tech
Baroda Corporate Centre in Mumbai,
To be a top ranking National Bank of
International Standards committed to
augmenting stake holders' value
through concern, care and competence.
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Brief profiles of directorsSBI HDFC BOB
Smt. Arundhati BhattacharyaMr. Deepak S. Parekh Shri S. S. Mundra
Shri Hemant G. ContractorMr. Keki M. Mistry Shri P. Srinivas
Shri A. Krishna KumarMs. Renu Sud Karnad Shri Sudhir Kumar Jain
Shri S.VishvanathanMr. V. Srinivasa Rangan Shri Ranjan Dhawan
Shri P. Pradeep Kumar Shri Alok Nigam, IAS
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CSR Policy SBI ----The Bank is a corporate citizen, with resources at its command and benefits which it derives from operating
in society in general. It therefore owes a solemn duty to the less fortunate and under-privileged members of the
same society.A. TEACHERS DAY 2012-DISTRIBUTION OF WATER PURIFIERS TO SCHOOLS
B. State Bank Day 2013Fans Distribution to Schools
HDFC---
Development in a large country such as ours brings with it various challenges; the foremost is to translate
economic growth to sustainable development. To achieve this, it is critical that growth be inclusive. At the core of
this strategy is our commitment to reach out to marginalized communities through our Sustainable Livelihood
Initiatives and to encourage each business to include social and environmental consideration as part of theirbusiness processes.
HDFC Bank has undertaken several interventions and projects through the year to create a positive impact on
society while doing business. These projects take shape in many ways from corporate philanthropy, to employee
driven projects.
BOB--Bank has always upheld inclusive growth high on its agenda. Bank has established 36 Baroda Swarojgar
Vikas Sansthan (Baroda R-SETI) for imparting training to unemployed youth, free of cost for gainful self
employment & entrepreneurship skill development and 52 Baroda Gramin Paramarsh Kendra and for knowledgesharing, problem solving and credit counseling for rural masses across the country, as on 31.03.2011. Bank has
also established 18 Financial Literacy and Credit Counseling Centres (FLCC) in order to spread awareness among
the rural masses on various financial and banking services and to speed up the process of Financial Inclusion, as
on 31.03.2011.
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Corporate governanceHDFC Bank recognizes the importance of good corporate governance,
which is generally accepted as a key factor in attaining fairness for allstakeholders and achieving organizational efficiency. This CorporateGovernance Policy, therefore, is established to provide a direction andframework for managing and monitoring the bank in accordance withthe principles of good corporate governance.
Bank of Baroda is the first Public Sector Bank having been assigned arating to its Corporate Governance Practices by ICRA Limited. the Bankhas adopted and follows such practices, convention and codes as wouldprovide its financial stakeholders including the depositors, a high level ofassurance on the quality of Corporate Governance. The rating reflectsBanks transparent ownership structure, well-defined executive
management structure, satisfactory risk management practices,transparency in appointment and functioning of the Board and SeniorManagement and an elaborate audit function, carried out both by itsInspection Division and independent audit firms
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HDFC initiatives
Sustainable Livelihood
Changing lives through education
Changing lives through training
BOB initiatives
Business Process Reengineering (BPR)
People Initiatives
New Technology Platform
Marketing Initiatives
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Profitability of SBIMar 2013 mar2012 mar2013
Interest Spread -- -- --
Adjusted Cash Margin(%) 11.23 10.51 9.51
Return on Long Term Fund(%) 96.35 97.36 98.20
Return on Net Worth(%) 14.26 13.94 12.71
Net Profit Margin 10.39 9.68 8.50
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Profitability of HDFCMAR2013 MAR2012 MAR2011
Interest Spread -- -- --
Adjusted Cash Margin(%) 17.60 17.55 18.23
Net Profit Margin 16.04 15.88 16.18
Return on Long Term Fund(%) 80.09 75.20 59.91
Return on Net Worth(%) 18.57 17.26 15.47
Adjusted Return on Net Worth(%) 18.57 17.26 15.47
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Profitability of BOB
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