Finance and Banking QUiz for UIIC AO -Exam Guru Adda

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 12/23/2014 Finance and Banking QUiz for UIIC AO -Exam Guru Adda http://www.examguruadda.in/2014/12/finance-and-banking-quiz-for-uiic-ao.html 1/2 IBPS Bank Exams, SSC, SBI and more.. EXAMGURUADDA.IN Finance and Banking QUiz for UIIC AO 1. Pre-shipment finance is provided by the banks only to…..? 1. Credit card holders 2. Students aspiring for further studies 3. Brokers in equity market 4. Exporters  Ans-4 2. In banking business, when the borrowers avail a Term Loan, initially they are given a repayment holiday and this referred as……….? 1. Subsidy 2. Interest Waiver 3. Re-phasing 4. Moratorium  Ans-4 3. When a person opens an account in a bank, the bank is a ………. Towards the person 1. Creditor 2. Debtor 3. Agent 4. Borrower  Ans-2 4. Concept of Tobin Tax is associated with which field? 1. Foreign Exchange Transactions 2. Share Trading 3. Commodity Trading 4. Bullion Trading  Ans-1 5. Which act pertains to effectively dealing with the problem of non- performing assets (NPAs) in Indian Banking ? 1. RBI ACT 2. Banking and Regulation Act 3. SARFAESI Act 4. Banking Ombudsman  Ans-3 6. Which agency/ institution is the regulatory authority for home loans in India? 1. Housing Development Finance Corporation (HDFC) 2. National Housing Bank (NHB) 3. National Housing Board 4. Housing Finance Corporation ltd.(HFCL)  Ans-2 7. Which of the following countries has ranked as top gold producer in World?  1. Germany 2. South Africa 3. China 4. India Bank Study Material SSC study Material Downloads Current Affairs Daily GK Updates Exam Pattern Fresh Vacancy Interview Quiz Results Updates Computer English General awareness Market ing Quantitati ve  Aptitude Reasoning Bank section General Studies Mathematics SSC English SSC Reasoning SSC Section  Augus t Jul y November October September GK Booster Home  Ban kin g SSC Bank Exa ms Quiz  Curre nt Affairs New Vaca ncy  Admit Card  Results  Interview Tips

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    FinanceandBankingQUizforUIICAO

    1.Preshipmentfinanceisprovidedbythebanksonlyto..?1.Creditcardholders2.Studentsaspiringforfurtherstudies3.Brokersinequitymarket4.ExportersAns4

    2.Inbankingbusiness,whentheborrowersavailaTermLoan,initiallytheyaregivenarepaymentholidayandthisreferredas.?1.Subsidy2.InterestWaiver3.Rephasing4.MoratoriumAns4

    3.Whenapersonopensanaccountinabank,thebankisa.Towardstheperson1.Creditor2.Debtor3.Agent4.BorrowerAns2

    4.ConceptofTobinTaxisassociatedwithwhichfield?1.ForeignExchangeTransactions2.ShareTrading3.CommodityTrading4.BullionTradingAns1

    5.Whichactpertainstoeffectivelydealingwiththeproblemofnonperformingassets(NPAs)inIndianBanking?1.RBIACT2.BankingandRegulationAct3.SARFAESIAct4.BankingOmbudsmanAns3

    6.Whichagency/institutionistheregulatoryauthorityforhomeloansinIndia?1.HousingDevelopmentFinanceCorporation(HDFC)2.NationalHousingBank(NHB)3.NationalHousingBoard4.HousingFinanceCorporationltd.(HFCL)Ans2

    7.WhichofthefollowingcountrieshasrankedastopgoldproducerinWorld?1.Germany2.SouthAfrica3.China4.India

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    Ans3

    8.Commercialpapercanbeissued..?1.Byallcorporate2.ByallcorporatewithnetworthofatleastRs10crore3.ByallcorporatewithnetworthofatleastRs5crore4.CanbeissuedonlybyBanksAns3

    9.Subprimelendingrefersto..?1.Lendingtothecustomerwhoaremostvalueforthebanks2.Lendingtothecustomerwhovistbankfortheveryfirsttime3.Lendingtothepeoplewithlessthanstandardcreditstatus4.NoneoftheseAns3

    10.Thiscommitteeisassociatedwithfinancetosmallscaleindustries1.C.EKamath2.Malegam3.G.SPatel4.ChatelierAns2