Economic and Insurance Overview of Belt and Road...

Aon Benfield

一带一路沿线国家经济及保险概览Economic and Insurance Overview of Belt and Road Countries

目录 Table of Contents

东亚及中亚 East and Central Asia

东南亚 Southeast Asia

南亚 South Asia

西亚及北非 West Asia and North Africa

欧洲 Europe

其他地区 Other Regions

123456

3

前言 Introduction

”开放带来进步，封闭必然落后。中国开放的大门不会关闭，只会越开越大。

要以“一带一路”建设为重点，坚持引进来和走出去并重。”

刚刚闭幕的十九大在报告中提出“一带一路”将继续作为我们主要的对外

发展策略，而一帶一路沿线国家及地区也富有潜力及外资吸引力。

怡安作为全球首屈一指的国际保险和再保险经纪公司，利用我们在全球

120多个国家500多个办公室的服务网络、带着在各个专业化领域的技术

优势和一流的服务经验为“一带一路”工程，为中国企业“走出去”提供

风险管理建议、保险以及再保险方案。

中国企业“走出去”需勇更要有谋。企业对风险的理解和管理能力直接

关乎企业的长远发展。怡安希望借此报告为您介绍及分析一带一路沿

线国家的经济及保险市场的基本指标及概况，为您的投资决策与项目

推行保驾护航。

The “One Belt, One Road” initiative has been reaffirmed at the

recent 19th National Congress of the Communist Party of China to

be one of the key economic and strategic agendas of China.

With our global reach and expertise, Aon will empower results for

Chinese corporations and insurers on the international stage, supporting

your ‘Going Out’ strategy with tailored risk management solutions.

With many insurance and reinsurance companies keen to support

the national initiative and capture the growth opportunities, an

expert insight into these markets is crucial. Aon Benfield China has

prepared this guide, summarizing the key economic, insurance,

hazard matrix and trading relationships of the partnership countries.

Best regards,

陆勤 Qin Lu

怡安奔福大中华区首席执行官兼怡安风险咨询中国首席执行官

CEO, Aon Benfield Greater China and CEO, Aon Risk Solutions China

东亚及中亚 East and Central Asia

1

怡安经纪当地联络人 Aon Local Contact

陆勤 Qin Lu CEO, Aon Benfield Greater China and CEO, Aon Risk Solutions China t +852 28616286 [email protected]

东亚 East Asia:• 蒙古 Mongolia• 韩国 South Korea

中亚 Central Asia:• 哈萨克斯坦 Kazakhstan• 吉尔吉斯斯坦 Kyrgyzstan• 塔吉克斯坦 Tajikistan• 土库曼斯坦 Turkmenistan• 乌兹别克斯坦 Uzbekistan

7

保险市场保费规模 Size of Insurance Market by Premium

0

20,000

40,000

60,000

80,000

100,000

120,000

0

10

20

30

40

50

60

70

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn

Non-Life Premium (USD mn) Life Premium (USD mn) PA&Health Premium (USD mn) Local Currency

保险深度 Penetration Rate保险保费 (按险种划分) Industry Premium Split by Line of Business

Line of Business

2016 Written Premiums

USDmn Local Currency mn

Property 15.40 32,695.45

CEAR 1.53 3,266.53

Motor 19.97 42,736.52

Workers' Compensation N/A N/A

Liability 3.67 7,857.25

Surety, Bonds & Credit N/A N/A

Marine 3.73 7,973.52

Miscellaneous 0.13 280.58

Life 0.14 301.77

Personal Accident & Healthcare 6.21 13,298.65

前五非寿险公司 Top 5 Non-Life Insurers

Entity

2016 Written PremiumsMarket Share

%USDmn Local Currency mn

Mongol Daatgal 11.55 24,724.97 21.89

Bodi Daatgal 9.41 20,148.30 17.84

Mandal Daatgal 6.12 13,092.83 11.59

MIG Daatgal 5.28 11,307.77 10.01

Tenger Daatgal 4.21 9,004.40 7.97

前五寿险公司 Top 5 Life Insurers

Entity

2016 Written Premiums Market Share


National Life Daatgal 0.59 1,268.68 100

保险市场概览 Insurance Market

Life Including Riders

0%

Non-Life (P&C)

0.42%

Personal Accident & Health Care

0.06%

蒙古 Mongolia

国民生产总值 (十亿美元) GDP (USD bn)

11

人均国民生产总值 (美元) GDP Per Capita (USD)

3,686

人口 (百万) Population (mn)

3.03

国民生产总值年增长率 GDP Growth (Annual %)

0.98%

汇率 Exchange Rate as at 1 July 2017

CNY 1 = MNT 346.820

Capital: Ulaanbaatar 面积 (平方公里) Area (km2)

1,553,560

货币 Currency

Mongolian Tugrik

宗教信仰 Religion (s)

Buddhism

官方语言 Official Language

Mongolian

通用语言 Recognized Language

Russian

国家风险 Country Risk

穆迪评级 Moody’s Sovereign Rating Caa1

世界银行 - 营商便利度排名 World Bank’s Ease of Doing Business Ranking 64 of 190

世界风险指数 World Risk Index Very Low

主要自然灾害 Major Natural Perils Storm, Flood, Wildfire, Extreme temperature, Earthquake

与中国贸易关系 Trading Relationship with China

与中国双边贸易额 Trading Volume with China (USD bn) 5.3 (2015)

• IMF, The World Bank, Moody’s, UNU, EM-DAT, CIA, AXCO, and Aon

Data Source

出口贸易伙伴 Export Partners (2012) 进口贸易伙伴 Import Partners (2012)

国家 Country %

中国 China 89.0%

加拿大 Canada 4.1%

国家 Country %

中国 China 37.5%

俄罗斯 Russia 25.6%

美国 US 9.4%

韩国 South Korea 6.1%

日本 Japan 4.9%

8


0

50,000,000

100,000,000

150,000,000

200,000,000

250,000,000

0

20,000

40,000

60,000

80,000

100,000

120,000

140,000

160,000

180,000

200,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 259.43 301,057.00

CEAR N/A N/A

Motor 14,137.18 16,405,253.00


Liability N/A N/A

Surety, Bonds & Credit 1,370.97 1,590,925.00

Marine 523.93 607,991.00

Miscellaneous 49,682.07 57,652,735.00

Life 103,246.98 119,811,252.00

Personal Accident & Healthcare N/A N/A


Entity



Samsung Fire & Marine Insurance Company Ltd 15,669.15 18,183,006.00 23.75

Hyundai Marine & Fire Insurance Company Ltd 10,843.16 12,582,763.00 16.44

Dongbu Insurance Company Ltd 10,420.60 12,092,412.00 15.80

KB Insurance Company Ltd 8,121.55 9,424,514.00 12.31

Meritz Fire & Marine Insurance Company Ltd 5,161.73 5,989,849.00 7.82


Entity



Samsung Life Insurance 24,028.95 27,884,000.00 23.27

Hanwha Life Insurance Co. Ltd 13,082.01 15,180,798.00 12.67

Kyobo Life Insurance 10,549.92 12,242,476.00 10.22

NongHyup Life Insurance Company 8,173.64 9,484,969.00 7.92

Tongyang Life Insurance 5,751.83 6,674,614.00 5.57



7.43%

Non-Life (P&C)

4.75%


0.10%

韩国 South Korea


1,411


27,539


51.25


2.83%


CNY 1 = KRW 168.73

Capital: Seoul 面积 (平方公里) Area (km2)

97,480

货币 Currency

South Korea Won


Christianity


Korean


English


穆迪评级 Moody’s Sovereign Rating Aa2


世界风险指数 World Risk Index Low

主要自然灾害 Major Natural Perils Storm, Flood, Landslide, Wildfire, Drought




Data Source


国家 Country %

中国 China 24.5%

美国 US 10.7%

日本 Japan 7.1%

中国香港 Hong Kong S.A.R. 6.0%

新加坡 Singapore 4.2%

国家 Country %

中国 China 15.6%

日本 Japan 12.4%

美国 US 8.3%

沙特阿拉伯 Saudi Arabia 7.6%

卡塔尔 Qatar 4.9%

9


Data Source


0

50,000

100,000

150,000

200,000

250,000

300,000

0

200

400

600

800

1,000

1,200

1,400

1,600

1,800

2,000

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 273.52 60,647.28

CEAR N/A N/A

Motor 251.93 55,860.93

Workers' Compensation 137.75 30,542.91

Liability 120.25 26,602.60

Surety, Bonds & Credit 17.83 3,953.32

Marine 70.22 15,569.58

Miscellaneous 54.41 12,064.06

Life 248.25 55,044.72



Entity



Eurasia Insurance Company JSC 165.83 36,768.51 15.77

Halyk-kazakhinstrakh JSC 130.30 28,891.37 12.39

Kazakhmys Insurance Company JSC

77.58 17,201.58 7.38

NOMAD Insurance JSC 61.46 13,627.05 5.84

Kaspi Insurance JSC 56.32 12,487.59 5.35


Entity



European Insurance Company Life Assurance Company JSC

66.61 14,770.31 26.83

Halyk-Life Insurance Company JSC 57.07 12,654.88 22.99

NOMAD Life Insurance Company JSC 44.73 9,917.20 18.02

Kazkommerts-Life Insurance Company JSC 34.08 7,557.24 13.73

State Annuity Company Life Insurance Company JSC 19.25 4,268.02 7.75



0.14%

Non-Life (P&C)

0.53%


0.07%

哈萨克斯坦 Kazakhstan


134


7,510


17.80


1.00%


CNY 1 = KZT 47.513

Capital: Astana 面积 (平方公里) Area (km2)

2,699,700

货币 Currency

Kazakh Tenge


Islam


Kazakh, Russian


N/A


穆迪评级 Moody’s Sovereign Rating Baa3



主要自然灾害 Major Natural Perils Flood, Extreme temperature , Storm, Wildfire, Earthquake



国家 Country %

中国 China 19.3%

意大利 Italy 18.1%

荷兰 Netherlands 8.8%

法国 France 6.6%

瑞士 Switzerland 5.8%


国家 Country %

中国 China 28.0%

乌克兰 Ukraine 10.9%

德国 Germany 8.5%

美国 US 7.9%

10


Data Source


0

200

400

600

800

1,000

1,200

0

5

10

15

20

25

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 10.87 700.16

CEAR N/A N/A

Motor N/A N/A


Liability 1.27 82.04


Marine N/A N/A

Miscellaneous N/A N/A

Life 0.00 0.20

Personal Accident & Healthcare 2.87 184.91


Entity



Kyrgyzinstrakh 7.99 514.97 53.25

Oil Insurance Company 1.87 120.59 12.47

IC Kyrgyzstan 1.56 100.77 10.42

Jubilee Krygyzstan Insurance Company 1.36 87.88 9.09

CJSC ATC Polis 0.60 38.59 3.99


Entity



Dos-Invest 0.00 0.20 100



0%

Non-Life (P&C)

0.02%


0.04%

吉尔吉斯斯坦 Kyrgyzstan


7


1,077


6.08


3.83%


CNY 1 = KGS 10.196

Capital: Bishkek 面积 (平方公里) Area (km2)

191,800

货币 Currency

Kyrgyz Som


Islam


Kyrgyz


Russian


穆迪评级 Moody’s Sovereign Rating B2

世界银行 - 营商便利度排名 World Bank’s Ease of Doing Business Ranking 75 to 190

世界风险指数 World Risk Index High

主要自然灾害 Major Natural Perils Landslide, Earthquake, Flood, Storm, Extreme temperature



国家 Country %

哈萨克斯坦 Kazakhstan 26.2%

乌兹别克斯坦 Uzbekistan 26.1%


中国 China 7.0%

阿拉伯联合酋长国 UAE 6.1%


国家 Country %

中国 China 55.2%



11


Data Source


0

20

40

60

80

100

120

140

160

0

5

10

15

20

25

30

35

2010 2011 2012 2013 2014

Loca

l Cur

renc

y m

n

USD

mn



Line of Business




Entity




Entity





0.01%

Non-Life (P&C)

0.26%


0.03%

塔吉克斯坦 Tajikistan


7


796


8.73


6.90%


CNY 1 = TJS 1.298

Capital: Dushanbe 面积 (平方公里) Area (km2)

138,786

货币 Currency

Tajik Somoni


Islam


Tajik


English


穆迪评级 Moody’s Sovereign Rating N/A


世界风险指数 World Risk Index Medium

主要自然灾害 Major Natural Perils Flood, Landslide, Earthquake, Extreme temperature, Storm



国家 Country %

土耳其 Turkey 40.7%


伊朗 Iran 9.9%

阿富汗 Afghanistan 8.7%

中国 China 7.4%


国家 Country %



中国 China 14.5%

立陶宛 Lithuania 4.7%

吉尔吉斯斯坦 Kyrgyzstan 4.4%

No data available

No data available

No data available

12


Data Source


0

20

40

60

80

100

120

140

160

180

0

10

20

30

40

50

60

70

2007 2008 2009 2010 2011

Loca

l Cur

renc

y m

n

USD

mn


保险深度 Penetration Rate



N/A

Non-Life (P&C)

0.26%


0.01%

土库曼斯坦 Turkmenistan


36


6,389


5.66


6.20%


CNY 1 = TMM 2,101.491

Capital: Ashgabat 面积 (平方公里) Area (km2)

469,930

货币 Currency

New Turkmen Manat


Islam


Turkmen


Russian



世界银行 - 营商便利度排名 World Bank’s Ease of Doing Business Ranking N/A


主要自然灾害 Major Natural Perils Flood, Earthquake



国家 Country %

中国 China 69.6%



国家 Country %

中国 China 19.5%






Entity




Entity



No data available

No data available

保险保费 (按险种划分) Industry Premium Split by Line of Business

Line of Business



No data available

13


Data Source


0

100,000

200,000

300,000

400,000

500,000

600,000

700,000

800,000

0

50

100

150

200

250

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property N/A N/A

CEAR N/A N/A

Motor N/A N/A


Liability N/A N/A


Marine N/A N/A


Life 18.46 59,110.07



Entity



Uzagrosugurta 44.54 142,642.70 22.52

Uzbekinvest 32.45 103,903.96 16.40

Kafolat 23.51 75,288.07 11.88

ALSKOM 12.13 38,858.25 6.13

Alfa Invest 12.06 38,609.20 6.09


Entity



O'zbekinvest Hayot 11.23 35,974.50 60.68

New Life 5.08 16,256.42 27.50

Alfa Life 2.15 6,879.15 11.64



0.03%

Non-Life (P&C)

0.29%


N/A

乌兹别克斯坦 Uzbekistan


67


2,111


31.85


7.80%


CNY 1 = UZS 583.781

Capital: Tashkent 面积 (平方公里) Area (km2)

425,400

货币 Currency

Uzbek Sum


Islam


Uzbek


Russian





主要自然灾害 Major Natural Perils Earthquake, Landslide, Drought, Flood



国家 Country %

中国 China 21.2%




孟加拉国 Bangladesh 9.5%


国家 Country %


中国 China 16.6%



德国 Germany 4.6%

东南亚 Southeast Asia

2


Vinod Krishnan CEO of Aon Benfield Asia +65 6512 0210 [email protected]

东南亚 Southeast Asia:• 文莱 Brunei• 柬埔寨 Cambodia• 印度尼西亚 Indonesia• 老挝 Laos• 马来西亚 Malaysia• 菲律宾 Philippines• 新加坡 Singapore• 泰国 Thailand• 越南 Vietnam• 缅甸 Myanmar• 东帝汶 Timor-Leste

17


Data Source

文莱 Brunei


11


26,939


0.42


-2.47%


CNY 1 = BND 0.203

Capital: Bandar Seri Begawan 面积 (平方公里) Area (km2)

5,270

货币 Currency

Brunei Dollar


Sunni Islam


Malay, English


N/A


0

20

40

60

80

100

120

140

160

0

20

40

60

80

100

120

140

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 13.32 18.35

CEAR 1.08 1.49

Motor 10.96 15.10

Liability 2.81 3.88

Life 58.69 80.85


Marine 6.06 8.35


Workers' Compensation 7.95 10.95





世界风险指数 World Risk Index Very High

主要自然灾害 Major Natural Perils Wildfire





0.47%

Non-Life (P&C)

0.37%


0.02%

国家 Country %

日本 Japan 45.7%


澳大利亚 Australia 9.1%

新西兰 New Zealand 6.6%

印度 India 5.8%


国家 Country %


中国 China 21.3%

英国 UK 21.3%

马来西亚 Malaysia 11.8%


Entity




Entity



No data available

No data available

18


0

50,000

100,000

150,000

200,000

250,000

300,000

350,000

0

10

20

30

40

50

60

70

80

90

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 24.51 99,529.04

CEAR 3.58 14,527.08

Motor 9.32 37,840.41


Liability N/A N/A


Marine 2.48 10,058.49


Life 22.26 90,371.43



Entity



Forte 27.94 113,466.38 45.25

Infinity 9.06 36,768.75 14.66

Campu Lonpac 7.58 30,761.24 12.27

Asia 7.35 29,859.10 11.91

CVI 5.38 21,854.88 8.72


Entity



Prudential (Cambodia) Life Assurance 16.61 67,447.57 74.63

Manulife (Cambodia) 5.65 22,923.85 25.37



0.12%

Non-Life (P&C)

0.27%


0.07%

柬埔寨 Cambodia


20


1,270


15.76


6.88%


CNY 1 = KHR 602.900

Capital: Phnom Penh 面积 (平方公里) Area (km2)

176,520

货币 Currency

Cambodian Riel


Theravada Buddhism


Khmer


French





主要自然灾害 Major Natural Perils Flood, Drought, Storm




Data Source

国家 Country %

美国 US 32.6%

英国 UK 8.3%

德国 Germany 7.7%




国家 Country %

泰国 Thailand 27.1%

越南 Vietnam 20.3%

中国 China 19.5%



19


0

20,000,000

40,000,000

60,000,000

80,000,000

100,000,000

120,000,000

140,000,000

160,000,000

180,000,000

200,000,000

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 1,170.20 15,667,852.00

CEAR 144.10 1,929,862.00

Motor 1,235.60 16,543,750.00


Liability N/A N/A

Surety, Bonds & Credit 396.50 5,309,385.00

Marine 543.50 7,277,807.00

Miscellaneous 250.90 3,360,071.00

Life 10,353.34 137,785,583.48

Personal Accident & Healthcare (non-life) 1,018.80 13,641,188.40


Entity



PT Asuransi Sinar Mas 364.42 4,879,399.39 8.78

PT Asuransi Jasa Indonesia (Persero) 361.86 4,845,078.00 8.71

PT Asuransi Astra Buana 330.41 4,423,946.00 7.96

PT Tugu Pratama Indonesia 224.74 3,009,138.00 5.41

PT Asuransi Central Asia 219.96 2,945,188.00 5.30


Entity



Prudential Life Assur-ance 1,874.51 25,098,649.00 19.04

Jiwasraya (Persero) 762.76 10,212,891.70 7.75

Indolife Pensiontama 659.48 8,830,006.70 6.70

Allianz Life Indonesia 658.62 8,818,549.00 6.69

AIA Financial 657.66 8,805,638.50 6.68



1.11%

Non-Life (P&C)

0.43%


0.12%

印度尼西亚 Indonesia


932


3,570


261.12


5.02%


CNY 1 = IDR 1,968.470

Capital: Jakarta

面积 (平方公里) Area (km2)

1,811,570

货币 Currency

Indonesian Rupiah


Islam


Indonesian


Malay, English, Javanese





主要自然灾害 Major Natural Perils Flood, Earthquake, Landslide, Volcanic activity, Storm




Data Source

国家 Country %

日本 Japan 15.9%

中国 China 11.4%



美国 US 7.8%


国家 Country %

中国 China 15.3%


日本 Japan 11.9%



20


0

100,000

200,000

300,000

400,000

500,000

600,000

700,000

0

10

20

30

40

50

60

70

80

90

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 19.63 567,107.92

CEAR N/A N/A

Motor 18.82 153,962.47


Liability N/A N/A


Marine 5.84 47,730.46


Life 1.76 14,400.97



Entity



Allianz General Laos (AGL) 44.67 365,374.31 64.43

Lao-Viet Insurance Co (LVI) 8.63 70,620.80 12.45

Lane Xang 4.12 33,723.77 5.95

Tokojaya Lao Assurance Co Ltd 4.01 32,773.64 5.78

MSIG 3.68 30,071.10 5.30


Entity



HPC Life Insurance Lao Co 1.04 8,500.00 59.02

Dhipaya Insurance Company Limited of Lao 0.59 4,785.59 33.23

Prudential Life Laos 0.14 1,114.67 7.74

ST Muang Thai Insurance 0.00 0.71 0.00



0.01%

Non-Life (P&C)

0.5%


0.01%

老挝 Laos


16


2,353


6.76


7.02%


CNY 1 = LAK 1,216.063

Capital: Vientiane


230,800

货币 Currency

Lao Kip


Buddhism


Lao


Hmong, Khmu, French





主要自然灾害 Major Natural Perils Flood, Storm, Drought




Data Source

国家 Country %


中国 China 21.5%

越南 Vietnam 12.2%


国家 Country %


中国 China 16.2%

越南 Vietnam 7.3%

21


0

10,000

20,000

30,000

40,000

50,000

60,000

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 789.17 3,273.71

CEAR 167.71 695.73

Motor 1,968.33 8,165.23


Liability 139.12 577.12

Surety, Bonds & Credit 17.89 74.21

Marine 376.75 1,562.86


Life 8,405.91 34,870.30



Entity



Allianz General Insurance Company (Malaysia) Berhad

500.88 2,077.82 11.76

AmGeneral Insurance Berhad 377.84 1,567.39 8.87

MSIG Insurance (Malaysia) Bhd 366.74 1,521.36 8.61

AXA Affin General Insurance Berhad 353.34 1,465.78 8.3

Etiqa Insurance Berhad 314.84 1,306.07 7.39


Entity



AIA Bhd 1984.09 8,230.63 25.05

Great Eastern Life Assurance (Malaysia) Bhd

1750.27 7,260.68 22.10

Prudential Assurance Malaysia Bhd 1508.98 6,259.70 19.05

Hong Leong Assurance Bhd 672.56 2,790.00 8.49

Allianz Life Insurance Malaysia Bhd 506.12 2,099.68 6.39



2.84%

Non-Life (P&C)

1.25%


0.19%

马来西亚 Malaysia


296


9,503


31.19


4.24%


CNY 1 = MYR O.633

Capital: Kuala Lumpur 面积 (平方公里) Area (km2)

328,550

货币 Currency

Malaysian Ringgit


Islam


Bahasa Malyasia


English


穆迪评级 Moody’s Sovereign Rating A3



主要自然灾害 Major Natural Perils Flood, Storm, Wildfire, Landslide, Drought




Data Source

国家 Country %


中国 China 12.6%

日本 Japan 11.8%

美国 US 8.7%



国家 Country %

中国 China 15.1%


日本 Japan 10.3%

美国 US 8.1%


22


0

50,000

100,000

150,000

200,000

250,000

300,000

0

1,000

2,000

3,000

4,000

5,000

6,000

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 483.10 21,982.40

CEAR N/A N/A

Motor 432.40 19,673.80


Liability N/A N/A


Marine 127.5 5,800.9


Life 4,036.46 183,670.20



Entity



Malayan Insurance company, Inc 185.00 8,713.43 11.60

Prudential Guarantee and Assurance, Inc 153.86 7,246.80 9.65

Pioneer Insurance and Surety Corporation 149.34 7,033.85 9.36

BPI/MS Insurance Corporation 119.39 5,623.18 7.48

Charter Ping An Insurance Association 104.12 4,904.24 6.53


Entity



Sun Life of Canada (Philippines), Inc 677.15 31,893.91 17.45

Philippine AXA Life Insurance Corporation 456.81 21,515.86 11.77

BPI-Philam Life Assurance Corporation 410.08 19,314.96 10.57

Philippine American Life and General Insurance Company

407.86 19,210.11 10.51

Pru Life Insurance Corporation of UK 384.64 18,116.37 9.91



1.27%

Non-Life (P&C)

0.55%


0.14%

菲律宾 Philippines


305


2,951


103.32


6.92%


CNY 1 = PHP 7.443

Capital: Manila 面积 (平方公里) Area (km2)

298,170

货币 Currency

Philippine Peso


Christianity


Filipino, English


Spanish





主要自然灾害 Major Natural Perils Storm, Flood, Earthquake, Landslide, Volcanic activity


与中国双边贸易额 Trading Volume with China (USD bn) 45.65


Data Source

国家 Country %

日本 Japan 19.0%

美国 US 14.2%

中国 China 11.8%




国家 Country %

美国 US 11.5%

中国 China 10.8%

日本 Japan 10.4%



23


0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

0

5,000

10,000

15,000

20,000

25,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 369.21 510.08

CEAR 58.46 80.77

Motor 832.90 1,150.70


Liability 176.94 244.45


Marine 325.42 120.00


Life 17,573.70 24,278.88

Personal Accident & Healthcare 2,747.11 3,795.26


Entity



AIG Asia Pacific Insurance Pte Ltd 308.52 426.23 10.73

AXA Insurance Singapore Pte Ltd 286.17 395.36 9.95

MSIG Insurance (Singapore) Pte Ltd 233.75 322.93 8.13

NTUC Income Insurance Co-Operative Ltd 223.61 308.92 7.78

First Capital Insurance Ltd 189.41 261.68 6.59


Entity



The Great Eastern Life Assurance Company Limited

3,736.75 5,162.50 18.82

AIA Singapore Private Ltd 3,591.14 4,961.32 18.09

Prudential Assurance Company Singapore (Pte) Ltd

3,396.89 4,692.96 17.11

Manulife (Singapore) Pte Ltd 2,313.59 3,196.33 11.65

NTUC Income Insurance Co-Operative Ltd 1,989.22 2,748.20 10.02



5.92%

Non-Life (P&C)

0.77%


0.93%

新加坡 Singapore


297


52,961


5.61


2.00%


CNY 1 = SGD 0.203

Capital: Singapore 面积 (平方公里) Area (km2)

709

货币 Currency

Singapore Dollar


Buddhism, Christianity


English, Malay, Mandarin, Tamil


N/A


穆迪评级 Moody’s Sovereign Rating Aaa



主要自然灾害 Major Natural Perils N/A




Data Source

国家 Country %



中国 China 10.8%

印度尼西亚 Indonesia 10.6%

美国 US 5.5%


国家 Country %


中国 China 10.3%

美国 US 10.2%


日本 Japan 6.2%

24


0

100,000

200,000

300,000

400,000

500,000

600,000

700,000

800,000

0

5,000

10,000

15,000

20,000

25,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 965.54 34,065.09

CEAR N/A N/A

Motor 3,463.30 122,187.91


Liability 64.18 2,264.35


Marine 149.31 5,267.90


Life 16,003.85 564,629.04



Entity



Viriyah Insurance 943.08 33,272.52 15.71

Dhipaya Insurance 564.67 19,921.86 9.41

Bangkok Insurance 438.75 15,479.39 7.31

Muang Thai Insurance 345.92 12,204.39 5.76

Syn Mun Kong Insurance 255.80 9,024.74 4.26


Entity



AIA 3,432.48 121,100.66 21.32

Muang Thai Life 2,749.72 97,012.53 17.08

Thai Life Insurance 2,282.34 80,522.76 14.18

Krungthai AXA Life 1,585.68 55,977.23 9.85

Siam Commercial New York Life 1,494.41 52,724.09 9.28



3.99%

Non-Life (P&C)

1.24%


0.29%

泰国 Thailand


407


5,908


68.86


3.23%


CNY 1 = THB 5.004

Capital: Bangkok


510,890

货币 Currency

Thai Baht


Buddhism


Thai


N/A





主要自然灾害 Major Natural Perils Flood, Storm, Drought, Earthquake, Landslide




Data Source

国家 Country %

中国 China 11.7%

日本 Japan 10.2%

美国 US 9.9%




国家 Country %

日本 Japan 20.0%

中国 China 14.9%



美国 US 5.3%

25


0

10,000,000

20,000,000

30,000,000

40,000,000

50,000,000

60,000,000

70,000,000

80,000,000

90,000,000

100,000,000

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 388.78 26,900,000.00

CEAR N/A N/A

Motor 524.29 11,754,000.00


Liability N/A N/A


Marine 98.62 2,211,000.00

Miscellaneous 188.19 4,219,000.00

Life 2,215.84 49,677,000.00

Personal Accident & Healthcare 422.50 9,472,000.00


Entity



PV Insurance 302.51 6,782,000.00 18.65

Bao Viet 282.48 6,333,000.00 17.41

Bao Minh 135.33 3,034,000.00 8.34

PTI 134.71 3,020,000.00 8.30

PJICO 110.04 2,467,000.00 6.78


Entity



Prudential 600.72 13,467,434.70 27.11

Bao Viet Life 576.56 12,925,955.40 26.02

Manulife 263.91 5,916,530.70 11.91

AIA 229.12 5,136,601.80 10.34

Dai-ichi 227.57 5,101,827.90 10.27



1.11%

Non-Life (P&C)

0.6%


0.21%

越南 Vietnam


203


2,186


92.70


6.21%


CNY 1 = VND 3,352.210

Capital: Hanoi 面积 (平方公里) Area (km2)

310,070

货币 Currency

Vietnamese Dong


N/A


Vietnamese


N/A





主要自然灾害 Major Natural Perils Storm, Flood, Drought, Landslide, Wildfire




Data Source

国家 Country %

美国 US 17.8%

日本 Japan 11.8%

中国 China 11.2%




国家 Country %

中国 China 25.8%


日本 Japan 10.4%



26

东帝汶 Timor-Leste


1


1,162


1.27


0.00%


CNY 1 = USD 0.147

Capital: Dili 面积 (平方公里) Area (km2)

14,870

货币 Currency

U.S. Dollar


Roman Catholic


Tetum, Portuguese


N/A





主要自然灾害 Major Natural Perils Flood, Drought, Storm, Earthquake




Data Source

国家 Country %



日本 Japan 2.3%

美国 US 1.0%



国家 Country %

中国 China 34.0%





缅甸 Myanmar


67


1,275


52.89


6.50%


CNY 1 = MMK 199.605

Capital: Naypyidaw 面积 (平方公里) Area (km2)

653,080

货币 Currency

Myanmar Kyat


Buddhism


Burmese


N/A





主要自然灾害 Major Natural Perils Flood, Storm, Earthquake, Landslide, Wildfire




Data Source

国家 Country %


印度 India 14.8%

中国 China 14.3%

日本 Japan 7.4%


国家 Country %

中国 China 36.9%




日本 Japan 8.2%

Please note that the insurance market information is not available for Myanmar Please note that the insurance market information is not available for Timor-Leste

南亚 South Asia

3

南亚 South Asia:• 孟加拉国 Bangladesh• 印度 India• 尼泊尔 Nepal• 巴基斯坦 Pakistan• 斯里兰卡 Sri Lanka• 阿富汗 Afghanistan• 不丹 Bhutan• 马尔代夫 Maldives


Vinod Krishnan CEO of Aon Benfield Asia +65 6512 0210 [email protected]

29


0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

90,000

100,000

0

200

400

600

800

1,000

1,200

1,400

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 133.83 10,431.89

CEAR N/A N/A

Motor 41.67 3,248.58


Liability N/A N/A


Marine 112.58 8,775.99


Life 940.39 73,304.78



Entity



Green Delta Ins Co Ltd 38.69 3,015.63 11.56

Pioneer Insurance Co Ltd 29.29 2,283.55 8.75

Reliance Insurance Limited 29.14 2,271.66 8.71

Sadharan Bima Corporation 26.59 2,073.10 7.95

Pragati Insurance Limited 19.40 1,512.63 5.80


Entity



MetLife 247.33 19,280.00 26.30

Fareast Insurance Co Ltd 109.19 8,511.30 11.61

National Life Insurance Co Ltd 100.29 7,818.10 10.67

Popular Life Insurance Co Ltd 86.06 6,708.20 9.15

Delta Life Insurance Co Ltd 71.15 5,546.00 7.57



0.48%

Non-Life (P&C)

0.17%


N/A

孟加拉国 Bangladesh


221


1,359


162.95


7.11%


CNY 1 = BDT 11.893

Capital: Dhaka


130,170

货币 Currency

Bangladeshi Taka


Islam, Hinduism


Bangla


English


穆迪评级 Moody’s Sovereign Rating Ba3



主要自然灾害 Major Natural Perils Storm, Flood, Extreme temperature , Earthquake, Drought




Data Source

国家 Country %

美国 US 18.7%

德国 Germany 15.8%

英国 UK 10.2%

法国 France 6.2%

西班牙 Spain 4.6%


国家 Country %

中国 China 21.7%

印度 India 16.3%



日本 Japan 4.1%

30


0

500,000

1,000,000

1,500,000

2,000,000

2,500,000

3,000,000

3,500,000

4,000,000

4,500,000

5,000,000

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 1,438.43 96,652.50

CEAR 367.38 24,685.30

Motor 6,510.98 437,492.80


Liability 234.82 15,778.40


Marine 456.73 30,689.40

Miscellaneous 1,668.22 112,092.60

Life 54,610.23 3,669,432.30



Entity



The New India Assurance Company Ltd 2,643.62 177,633.10 17.88

United India Insurance Company Ltd 1,823.16 122,503.60 12.33

National Insurance Company Ltd 1,788.72 120,189.80 12.10

The Oriental Insurance Company Ltd 1,281.62 86,115.90 8.67

ICICI Lombard General Insurance Company Ltd 1,204.10 80,907.10 8.15


Entity



Life Insurance Corporation of India 39,653.48 2,664,422.10 72.61

ICICI Prudential Life Insurance Co Ltd 2,852.13 191,643.90 5.22

HDFC Standard Life Insurance Co Ltd 2,427.77 163,129.80 4.45

SBI Life Insurance Co Ltd 2,355.20 158,253.60 4.31

Max Life Insurance Co Ltd 1,371.59 92,161.60 2.51



2.51%

Non-Life (P&C)

0.49%


0.19%

印度 India


2,264


1,709


1,324.17


7.11%


CNY 1 = INR 9.524

Capital: New Delhi


2,973,190

货币 Currency

Indian Rupee


Hinduism, Islam


Hindi, English


N/A





主要自然灾害 Major Natural Perils Flood, Storm, Extreme temperature, Landslide, Earthquake




Data Source

国家 Country %


美国 US 12.2%

中国 China 5.0%




国家 Country %

中国 China 10.7%




美国 US 5.1%

31


Data Source


0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000

50,000

0

50

100

150

200

250

300

350

400

450

500

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 31.01 3,327.01

CEAR 12.02 1,289.28

Motor 59.28 6,360.60


Liability N/A N/A


Marine 16.69 1,790.31


Life 296.98 31,862.57



Entity



Shikhar Insurance Company Ltd 18.71 2,007.58 13.58

NLG Insurance Company Ltd 11.33 1,215.27 8.22

Siddhartha Insurance Company Ltd 10.69 1,146.94 7.76

Sagarmatha Insurance Company Ltd 10.33 1,108.01 7.49

Himalayan General Insurance Company Ltd 9.86 1,057.70 7.15


Entity



Nepal Life Insurance Company Ltd 95.35 10,230.00 32.11

Life Insurance Corporation (Nepal) Ltd 66.58 7,142.92 22.42

National Life Insurance Company Ltd 34.82 3,735.65 11.72

MetLiife ALICO 23.56 2,528.05 7.93

Rastriya Beema Sansthan 23.10 2,477.86 7.78



1.35

Non-Life (P&C)

0.63


N/A

尼泊尔 Nepal


21


730


28.98


0.56%


CNY 1 = NPR 15.252

Capital: Kathmandu


143,350

货币 Currency

Nepalese Rupee


Hinduism


Nepali


N/A





主要自然灾害 Major Natural Perils Flood, Landslide, Earthquake, Storm, Extreme temperature



国家 Country %

印度 India 93.9%

孟加拉国 Bangladesh 4.0%



国家 Country %

印度 India 79.4%


中国 China 2.5%

32


0

50,000

100,000

150,000

200,000

250,000

0

500

1,000

1,500

2,000

2,500

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 230.70 24,170.8

CEAR N/A N/A

Motor 181.80 19,050.70


Liability N/A N/A


Marine 63.40 6,639.9


Life 1,639.61 64,785.58



Entity



EFU 153.67 16,099.99 24.85

Adamjee 101.26 10,609.41 16.38

Jubilee 74.93 7,850.50 12.12

United 36.10 3,781.74 5.84

Sindh Insurance 22.99 2,408.85 3.72


Entity



State Life 859.74 90,074.02 52.44

Jubilee Life 362.74 38,003.58 22.12

EFU Life 235.53 24,676.45 14.37

Adamjee Life 107.87 11,301.71 6.58

IGI Life 72.39 7,584.07 4.41



0.58%

Non-Life (P&C)

0.22%


0.01%

巴基斯坦 Pakistan


284


1,468


193.20


5.74%


CNY 1 = PKR 15.460

Capital: Islamabad


770,880

货币 Currency

Pakistani Rupee


Islam


Urdu, English


Punjabi





主要自然灾害 Major Natural Perils Flood, Earthquake, Storm, Landslide, Extreme temperature




Data Source

国家 Country %

美国 US 13.6%

中国 China 11.1%


阿富汗 Afghanistan 7.8%


国家 Country %

中国 China 19.7%



科威特 Kuwait 6.3%

33


Data Source


0

20,000

40,000

60,000

80,000

100,000

120,000

0

100

200

300

400

500

600

700

800

900

1,000

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 78.49 10,663.17

CEAR 1.57 213.34

Motor 313.45 42,584.53




Marine 19.96 2,711.92


Life 394.35 53,575.41



Entity



Sri Lanka Insurance Corporation 100.15 13,606.21 19.77

Ceylinco 95.11 12,921.56 18.78

Janashakhi 54.26 7,372.18 10.71

Union Assurance General 40.90 5,557.19 8.08

NTIF 33.42 4,540.56 6.60


Entity



Ceylinco 99.05 13,456.83 25.12

Sri Lanka Insurance Corporation 76.31 10,367.50 19.35

AIA 62.08 8,433.33 15.74

UAL 51.26 6,964.39 13.00

Asian Life 30.11 4,091.04 7.64



0.48%

Non-Life (P&C)

0.53%


0.09%

斯里兰卡 Sri Lanka


81


3,835


21.20


4.38%


CNY 1 = LKR 22.616

Capital: Colombo 面积 (平方公里) Area (km2)

62,710

货币 Currency

Sir Lankan Rupee


Buddhism


Sinhalese, Tamil


English





主要自然灾害 Major Natural Perils Flood, Drought, Storm, Landslide, Earthquake



国家 Country %

美国 US 20.4%

英国 UK 9.9%

印度 India 5.8%


比利时 Belgium 4.3%


国家 Country %

印度 India 22.7%



中国 China 7.0%

伊朗 Iran 6.1%

34


Data Source

阿富汗 Afghanistan


19


562


34.66


2.23%


CNY 1 = AFN 10.041

Capital: Kabul 面积 (平方公里) Area (km2)

652,860

货币 Currency

Afghan Afghani


Sunni Islam


Pashto, Dari


N/A





主要自然灾害 Major Natural Perils Flood, Earthquake, Landslide, Storm, Extreme temperature



国家 Country %

巴基斯坦 Pakistan 32.2%

印度 India 27.0%

塔吉克斯坦 Tajikistan 8.5%

美国 US 6.2%


国家 Country %

巴基斯坦 Pakistan 24.3%

美国 US 18.0%


印度 India 5.8%

中国 China 5.6%

不丹 Bhutan


2


2,804


0.80


6.17%


CNY 1 = BTN 9.524

Capital: Thimphu


38,117

货币 Currency

Bhutanese Ngultrum


Buddhism, Hinduism


Bhutanese (Dzongkha)


N/A





主要自然灾害 Major Natural Perils Flood, Earthquake, Storm, Wildfire


与中国双边贸易额 Trading Volume with China (USD bn) N/A (2015)


Data Source

国家 Country %

印度 India 83.8%



国家 Country %

印度 India 72.3%


Please note that the insurance market information is not available for BhutanPlease note that the insurance market information is not available for Afghanistan

35

马尔代夫 Maldives


4


8,602


0.42


4.09%


CNY 1 = MVR 2.268

Capital: Male


300

货币 Currency

Maldivian Rufiyaa


Islam


Maldivian (Dhivehi)


English




世界风险指数 World Risk Index N/A

主要自然灾害 Major Natural Perils Flood, Storm, Earthquake




Data Source

国家 Country %

法国 France 18.9%


英国 UK 11.4%

美国 US 9.4%

斯里兰卡 Sri Lanka 8.6%


国家 Country %



印度 India 9.6%


中国 China 6.0%

Please note that the insurance market information is not available for Maldives

西亚及北非 West Asia and North Africa

4


Richard Posgate Co-CEO of Aon Benfield EMEA +44 (0)20 7522 3725 [email protected]

西亚及北非 West Asia and North Africa:• 巴林 Bahrain• 埃及 Egypt• 伊朗 Iran• 以色列 Israel• 约旦 Jordan• 科威特 Kuwait• 黎巴嫩 Lebanon• 阿曼 Oman• 卡塔尔 Qatar• 沙特阿拉伯 Saudi Arabia• 叙利亚 Syria• 阿拉伯联合酋长国 United Arab Emirates• 也门 Yemen• 伊拉克 Iraq• 巴勒斯坦 Palestine

39


Data Source


0

50

100

150

200

250

0

100

200

300

400

500

600

700

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business




CEAR 41.73 15.69

Motor 151.02 56.79




Marine N/A N/A


Life 121.91 45.84



Entity



Bahrain Kuwaitt Insurance Co 63.21 23.77 14.58

Bahrain National Insurance Co 57.18 21.50 13.19

AXA Insurance (Golf) Co 50.99 19.17 11.76

Saudi National Insurance Co 49.67 18.68 11.46

ACE American Insurance Co 47.83 17.98 11.03


Entity



Life Ins Corporation (International) 57.89 21.77 47.48

American Life Insurance Co (MetLife) 29.35 11.03 24.07

Zurich International Life Ltd 27.90 10.49 22.89

Bahrain National Life Assurance Co 4.94 1.86 4.05

Al Hilal Life 1.27 0.48 1.04



0.4%

Non-Life (P&C)

1.09%


0.31%

巴林 Bahrain


32


22,354


1.43


0.00%


CNY 1 = BHD 0.056

Capital: Manama 面积 (平方公里) Area (km2)

771

货币 Currency

Bahraini Dinar


Islam, Christian, Hinduism


Arabic


N/A








国家 Country %


印度 India 2.2%




国家 Country %


美国 US 9.6%

中国 China 9.5%

日本 Japan 6.4%

印度 India 4.9%

40


Data Source


0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

20,000

0

500

1,000

1,500

2,000

2,500

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 168.52 1,689.50

CEAR 99.11 993.66

Motor 295.82 2,966.73


Liability N/A N/A


Marine 186.42 1,868.96


Life 887.68 8,899.39



Entity



Misr 516.48 5,177.89 52.32

Suez Canal 61.48 616.32 6.23

Bupa Egypt 55.71 558.50 5.64

Arab Misr Insurance Group 53.53 536.71 5.42

Orient Takaful Insurance 34.94 350.27 3.54


Entity



Misr Life 306.43 3,072.13 34.52

CIB 200.13 2,006.34 22.54

Allianz Life Insurance – Egypt 163.01 1,634.21 18.36

MetLife Alico 51.62 517.48 5.61

Egyptian Takaful 44.98 450.98 5.07



0.33%

Non-Life (P&C)

0.32%


0.05%

埃及 Egypt


336


3,514


95.69


4.30%


CNY 1 = EGP 2.672

Capital: Cairo 面积 (平方公里) Area (km2)

995,450

货币 Currency

Egyptian Pound


Islam


Arabic


English, French








国家 Country %


印度 India 6.9%

美国 US 6.8%




国家 Country %

中国 China 9.5%

美国 US 7.6%

德国 Germany 6.7%



41


Data Source


0

50,000,000

100,000,000

150,000,000

200,000,000

250,000,000

300,000,000

0

2,000

4,000

6,000

8,000

10,000

12,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 330.74 11,168,521.36

CEAR 121.43 4,100,409.64

Motor 3,670.21 123,936,761.09


Liability 400.05 13,508,832.11


Marine 231.15 7,805,466.81


Life 1,099.77 31,137,481.53

Personal Accident & Healthcare 2,347.81 79,281,375.14


Entity



Iran Insurance Company 2998.00 86,976,400.00 43.30

Insurance Company of Asia 727.90 21,117,600.00 10.51

Alborz Insurance Company 551.35 15,995,400.00 7.96

Dana Insurance Company 459.61 13,334,100.00 6.64

Parsian Insurance Company 425.21 12,336,000.00 6.14


Entity



Iran Insurance Company 157.54 4,570,500.00 16.59

Entrepreneur Insurance Company 124.42 3,609,500.00 13.10

Pasargad Insurance Company 113.97 3,306,400.00 12.00

Parsian Insurance Company 61.60 1,787,000.00 6.49

Insurance Company of Asia 59.52 1,726,900.00 6.27



0.2%

Non-Life (P&C)

0.87%


0.43%

伊朗 Iran


393


4,958


80.28


0.00%


CNY 1 = IRR 5,225.265

Capital: Tehran 面积 (平方公里) Area (km2)

1,628,760

货币 Currency

Iranian Rial


Sunni Islam


Persian


Indo-Azerbaijani Turkish, Kurdish





主要自然灾害 Major Natural Perils Earthquake, Flood, Storm, Landslide, Drought



国家 Country %

中国 China 22.1%

印度 India 11.9%



日本 Japan 7.1%


国家 Country %


中国 China 13.8%



42


Data Source


0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 1,034.48 3,973.00

CEAR 104.93 403.00

Motor 3,398.98 13,054.00


Liability 618.40 2,375.00


Marine 55.72 214.00


Life 8,680.75 33,339.00



Entity

2015 Written PremiumsMarket

Share %USDmn Local

Currency mn

Harel 1,851.64 7,197.00 23.92

Clal 1,073.88 4,174.00 13.87

Phoenix 1,054.59 4,099.00 13.62

Migdal 802.97 3,121.00 10.37

Menorah 739.93 2,876.00 9.56


Entity


Share %USDmn Local

Currency mn

Migdal 2,197.27 8,540.00 24.64

Phoenix 1,738.95 6,759.00 19.50

Harel 1,591.78 6,187.00 17.85

Clal 1,456.20 5,660.00 16.33

Menora Mivtachim 1,059.22 4,117.00 11.88



2.98%

Non-Life (P&C)

1.7%


0.89%

以色列 Israel


4.04%


319


37,293


8.55


CNY 1 = ILS 0.514


21,640

货币 Currency

Israeli New Shekel


Judaism


Hebrew, Arabic


N/A





主要自然灾害 Major Natural Perils Storm, Wildfire, Flood, Extreme temperature, Drought



国家 Country %

美国 US 27.8%


英国 UK 5.7%


中国 China 4.3%


国家 Country %

美国 US 12.9%

中国 China 7.3%

德国 Germany 6.3%



43


Data Source


0

100

200

300

400

500

600

0

100

200

300

400

500

600

700

800

900

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property N/A N/A

CEAR N/A N/A

Motor 310.08 220.16


Liability N/A N/A


Marine N/A N/A


Life 85.27 60.54



Entity



Arab Orient Insurance 133.73 94.95 20.09

Jordan Insurance 54.57 38.75 8.20

Middle East Insurance 48.23 34.24 7.24

First Insurance 36.43 25.87 5.47

Jordan French Insurance 30.90 21.94 4.64


Entity



Jordan Insurance 18.80 13.35 25.14

AL-Nisr Al-Arabi Insurance 18.01 12.79 24.09

MetLife Alico 15.46 10.98 20.68

Islamic Insurance 5.90 4.19 7.89

Middle East Insurance 5.83 4.14 7.79



0.23%

Non-Life (P&C)

1.26%


0.58%

约旦 Jordan


39


4,088


9.46


2.00%


CNY 1 = JOD 0.105

Capital: Amman 面积 (平方公里) Area (km2)

88,780

货币 Currency

Jordanian Dinar


Sunni Islam


Arabic


English





主要自然灾害 Major Natural Perils Flood, Storm, Drought, Extreme temperature, Earthquake



国家 Country %

美国 US 16.6%

伊拉克 Iraq 15.1%


印度 India 10.5%



国家 Country %


中国 China 9.4%

美国 US 6.7%



44


Data Source


0

50

100

150

200

250

0

100

200

300

400

500

600

700

800

900

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business




CEAR N/A N/A

Motor 181.84 55.65


Liability N/A N/A


Marine 44.73 13.9


Life 149.24 45.68



Entity



Gulf Insurance Co 104.90 32.10 21.52

Kuwait Insurance Co 93.80 28.71 19.24

Warba Insurance Co 65.57 20.07 13.45

Al Ahleia Insurance Co 63.82 19.53 13.09

Bahrain Kuwait Insurance 30.75 9.41 6.31


Entity



Gulf Life Insurance Co 173.57 53.12 55.65

Warba Insurance Co 44.22 13.53 14.18

Americal Life Insurance Co. "ALICO" 38.47 11.77 12.34

Al Ahleia Insurance Co 24.16 7.40 7.75

Kuwait Insurance Co 23.04 7.05 7.39



0.12%

Non-Life (P&C)

0.39%


0.14%

科威特 Kuwait


114


28,975


4.05


3%


CNY 1 = KWD 0.045

Capital: Kuwait City 面积 (平方公里) Area (km2)

17,820

货币 Currency

Kuwaiti Dinar


Islam


Arabic


English, French





主要自然灾害 Major Natural Perils Flood



国家 Country %


印度 India 15.7%

日本 Japan 13.4%

美国 US 11.7%

中国 China 9.2%


国家 Country %

美国 US 11.8%

中国 China 9.2%


日本 Japan 8.2%


45


Data Source


0

200,000

400,000

600,000

800,000

1,000,000

1,200,000

1,400,000

1,600,000

1,800,000

2,000,000

0

200

400

600

800

1,000

1,200

1,400

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 82.07 123,714.00

CEAR 8.13 12,255.00

Motor 223.54 336,978.00


Liability 10.81 16,297.00


Marine 27.45 41,383.00


Life 437.01 658,789.00



Entity



MEDGULF 98.88 149,056.00 9.28

Bankers Assurance SAL 95.79 144,410.00 8.99

AXA Middle East SAL 80.65 121,585.00 7.57

Fidelity Insurance & Reinsurance SAL 65.57 98,841.00 6.15

Libano-Suisse SAL, Insurance Company 62.18 93,731.00 5.83


Entity



ALICO 83.10 125,274.00 18.09

Bancassurance SAL 74.63 112,505.00 16.24

Allianz SNA SAL 63.39 95,566.00 13.80

Adir 40.94 61,711.00 8.91

LIA Insurance SAL 38.52 58,067.00 8.38



0.85%

Non-Life (P&C)

0.84%


0.67%

黎巴嫩 Lebanon


48


7,914


6.01


1.76%


CNY 1 = LBP 222.385

Capital: Beirut 面积 (平方公里) Area (km2)

10,230

货币 Currency

Lebanese Pound


Islam, Christianity


Arabic


French





主要自然灾害 Major Natural Perils Storm, Flood, Wildfire, Earthquake



国家 Country %

南非 South Africa 19.3%




叙利亚 Syria 6.6%


国家 Country %

美国 US 11.2%


中国 China 8.3%

法国 France 7.2%

德国 Germany 5.6%

46


Data Source


0

50

100

150

200

250

300

350

400

450

0

200

400

600

800

1,000

1,200

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 106.64 41.00

CEAR 44.40 17.07

Motor 367.22 141.20




Marine 35.16 13.52


Life 164.48 63.24



Entity



Dhofar Insurance 129.97 49.98 20.85

Oman United Insurance 83.12 31.96 13.34

Al Ahlia Insurance 68.54 26.35 11.00

The New India Assurance 57.56 22.13 9.24

Oman and Qatar Insurance 52.00 19.99 8.34


Entity



AXA Insurance 76.13 29.27 46.21

MetLife ALICO Insurance 23.03 8.86 13.98

Vision Insurance 17.50 6.73 10.63

National Life Insurance and General 16.62 6.39 10.09

Dhofar Insurance 8.99 3.46 5.46



0.25%

Non-Life (P&C)

0.94%


0.43%

阿曼 Oman


66


14,982


4.42


2.2%


CNY 1 = OMR 0.057

Capital: Muscat 面积 (平方公里) Area (km2)

309,500

货币 Currency

Rial Omani


Islam


Arabic


English, Baluchi, Urdu





主要自然灾害 Major Natural Perils Storm, Flood



国家 Country %

中国 China 31.8%

日本 Japan 12.9%





国家 Country %


日本 Japan 12.5%

印度 India 8.5%

中国 China 6.3%

美国 US 6.1%

47


Data Source


0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 480.58 1,749.32

CEAR N/A N/A

Motor 1,124.82 4,094.33


Liability N/A N/A


Marine 319.24 1,162.04

Miscellaneous 1,487.59 5,414.83

Life N/A N/A


前五非寿险公司 Top 5 Non-Life & Life Total Market

Entity


Market Share %USDmn Local Currency mn

Qatar Insurance Company 622.71 2,266.68 18.25

Qatar General Insurance and Reinsurance company 172.32 627.26 5.05

Doha Insurance company 135.74 494.08 3.98

Al Khaleej Takaful 91.50 333.07 2.68

Qatar Islamic 80.52 293.10 2.36



0.01%

Non-Life (P&C)

2.07%


0%

卡塔尔 Qatar


152


59,331


2.57


2.23%


CNY 1 = QAR 0.546

Capital: Doha 面积 (平方公里) Area (km2)

11,610

货币 Currency

Qatari Rial


Islam, Christianity, Hinduism


Arabic


English








国家 Country %

日本 Japan 26.7%


印度 India 12.1%


中国 China 5.4%


国家 Country %

美国 US 14.2%



英国 UK 6.4%

日本 Japan 6.0%

48


Data Source


0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

0

2,000

4,000

6,000

8,000

10,000

12,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 486.93 1,826.00

CEAR 242.13 908.00

Motor 3,242.13 12,158.00


Liability N/A N/A


Marine 328.53 1,232.00


Life 280.27 1,051.00



Entity



Tawuniya 2,012.07 7,545.27 20.99

Bupa Arabia for Cooperative Insurance 1,954.14 7,328.02 20.39

The Mediterranean and Gulf Insurance and Reinsurance Company 1,067.18 4,001.93 11.13

Malath Cooperative Insurance and Reinsurance Company 496.93 1,863.48 5.18

Al-Rajhi Company for Cooperative Insurance 363.17 1,361.89 3.79



0.04%

Non-Life (P&C)

0.72%


0.78%

沙特阿拉伯 Saudi Arabia


646


20,029


32.28


1.74%


CNY 1 = SAR 0.553

Capital: Riyadh 面积 (平方公里) Area (km2)

2,149,690

货币 Currency

Saudi Arabian Rial


Sunni Islam


Arabic


N/A





主要自然灾害 Major Natural Perils Flood, Storm



国家 Country %

美国 US 14.2%

中国 China 13.6%

日本 Japan 13.6%


印度 India 8.2%


国家 Country %

中国 China 13.5%

美国 US 13.2%


德国 Germany 6.5%

印度 India 6.3%

49


Data Source


0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

20,000

0

50

100

150

200

250

300

350

400

450

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 5.33 1,421.90

CEAR 0.47 124.64

Motor 22.53 6,015.12


Liability N/A N/A


Marine 3.11 831.53


Life 1.04 278.34



Entity



Syrian Insurance Corporation 33.5 8,944.22 68.26

Syrian Arab Insurance Company 3.32 886.82 6.77

National Insurance Company 2.67 713.47 5.44

Arabia Insurance Company - Syria 1.55 413.19 3.15

Arab Orient Insurance Company 1.45 388.30 2.96



0%

Non-Life (P&C)

0.14%


0.14%

叙利亚 Syria


40


2,058


18.43


0.00%


CNY 1 = SYP 31.567

Capital: Damascus 面积 (平方公里) Area (km2)

183,630

货币 Currency

Syrian Pound


Islam


Arabic


English, French





主要自然灾害 Major Natural Perils Storm, Flood, Drought, Landslide



国家 Country %

伊拉克 Iraq 58.4%


科威特 Kuwait 6.4%


利比亚 Libya 4.1%


国家 Country %



伊朗 Iran 8.3%

中国 China 7.3%

伊拉克 Iraq 6.8%

50


Data Source


0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

0

2,000

4,000

6,000

8,000

10,000

12,000

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 628.58 2,308.45

CEAR N/A N/A

Motor 1,532.47 5,628.01


Liability N/A N/A


Marine 448.36 1,646.60


Life 2,583.77 9,488.89



Entity



Oman Insurance Company 868.62 3,190.00 22.27

Orient Insurance Company 635.53 2,334.00 16.30

Abu Dhabi National Insurance Company 623.83 2,291.00 16.00

Emirates Insurance Company 255.68 939.00 6.56

Union Insurance Company 185.43 681.00 4.75



0.7%

Non-Life (P&C)

1.02%


0.97%

阿拉伯联合酋长国 United Arab Emirates


349


37,622


9.27


3.04%


CNY 1 = AED 0.542

Capital: Abu Dhabi 面积 (平方公里) Area (km2)

83,600

货币 Currency

U.A.E. Dirham


Islam


Arabic


English, Persian, Urdu, Hindi








国家 Country %

日本 Japan 15.4%

印度 India 13.4%

伊朗 Iran 10.7%




国家 Country %

印度 India 17.0%

中国 China 13.7%

美国 US 10.5%

德国 Germany 5.1%

日本 Japan 4.2%

51


Data Source


0

5,000

10,000

15,000

20,000

25,000

30,000

0

20

40

60

80

100

120

140

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 16.15 3,470.33

CEAR 2.58 554.83

Motor 17.53 3,767.42




Marine 9.48 2,032.09


Life 10.05 2,159.25



Entity



United 33.66 7,232.20 51.12

YGI 5.24 1,125.03 7.95

Aman 5.18 1,113.52 7.87

Trust 4.25 914.25 6.46

CAC 3.79 714.89 5.76


Entity2016 Written Premiums

Market Share %


United 19.35 4,158.38 53.29

MIS 9.17 1,969.50 25.24

Mareb 1.98 424.56 5.44

CAC 1.56 335.48 4.30

Aman 0.91 194.89 2.50



0.03%

Non-Life (P&C)

0.18%


0.07%

也门 Yemen


27


990


27.58


-9.78%


CNY 1 = YER 36.901

Capital: Sana 面积 (平方公里) Area (km2)

527,970

货币 Currency

Yemeni Rial


Islam


Arabic


English





主要自然灾害 Major Natural Perils Flood, Storm, Landslide, Volcanic activity, Earthquake



国家 Country %

中国 China 41.0%


印度 India 11.4%



国家 Country %

欧盟 EU 48.8%



中国 China 7.4%

印度 India 5.8%

52


Data Source

巴勒斯坦 Palestine


12.67


2,863.90


4.82


-0.4%


CNY 1 = ILS 0.514


West Bank: 5,640 - Gaza Strip: 360

货币 Currency

Israeli New Shekel


Islam


Arabic


N/A



世界银行 - 营商便利度排名 World Bank’s Ease of Doing Business Ranking N/A


主要自然灾害 Major Natural Perils Flood, Storm



国家 Country %

以色列 Israel 82.0%

约旦 Jordan 8.5%



卡塔尔 Qatar 1.0%


国家 Country %


中国 China 5.3%


约旦 Jordan 3.4%

埃及 Egypt 2.5%


Data Source

伊拉克 Iraq


171


4,610


37.20


11.0%


CNY 1 = IQD 171.806

Capital: Baghdad 面积 (平方公里) Area (km2)

434,320

货币 Currency

Iraqi Dinar


Islam


Arabic, Kurdish


N/A





主要自然灾害 Major Natural Perils Flood, Drought, Earthquake



国家 Country %

美国 US 21.1%

印度 India 20.2%

中国 China 13.6%




国家 Country %


叙利亚 Syria 16.2%

中国 China 12.5%

美国 US 5.2%


Please note that the insurance market information is not available for Iraq Please note that the insurance market information is not available for Palestine

欧洲 Europe

5


Richard Posgate Co-CEO of Aon Benfield EMEA +44 (0)20 7522 3725 [email protected]

欧洲 Europe:• 阿尔巴尼亚 Albania• 亚美尼亚 Armenia• 阿塞拜疆 Azerbaijan• 白俄罗斯 Belarus• 波斯尼亚和黑塞哥维那 Bosnia and Herzegovina• 保加利亚 Bulgaria• 捷克 Czech Republic• 克罗地亚 Croatia• 爱沙尼亚 Estonia• 格鲁吉亚 Georgia• 匈牙利 Hungary• 拉脱维亚 Latvia• 立陶宛 Lithuania• 马其顿 Macedonia• 摩尔多瓦 Moldova• 黑山共和国 Montenegro• 波兰 Poland• 罗马尼亚 Romania• 俄罗斯 Russia• 塞尔维亚 Serbia• 斯洛伐克 Slovakia• 斯洛文尼亚 Slovenia• 土耳其 Turkey• 乌克兰 Ukraine

55


Data Source


0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

0

20

40

60

80

100

120

140

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 14.84 1,881.54

CEAR N/A N/A

Motor 80.72 10,235.00




Marine 2.93 371.83


Life 7.46 945.83



Entity



SIGAL UNIQA Group Austria 31.10 3,943.33 27.41

EUROSIG 17.73 2,247.62 15.63

Sigm Vienna Insurance Group 16.40 2,080.06 14.46

ALBSIG 13.71 1,738.94 12.09

Intersig Vienna Insurance Group 12.63 1,600.95 11.13


Entity



SIGAL Life UNIQA Group Austria 4.62 586.36 59.96

SICRED 2.19 277.21 28.35

INSIG 0.90 114.37 11.69



0.06%

Non-Life (P&C)

0.86%


0.08%

阿尔巴尼亚 Albania


12


4,147


2.88


3.46%


CNY 1 = ALL 17.122

Capital: Tirana 面积 (平方公里) Area (km2)

27,400

货币 Currency

Albanian Lek


Islam


Albanian


Italian








国家 Country %


西班牙 Spain 9.2%


希腊 Greece 4.4%


国家 Country %


希腊 Greece 9.5%

中国 China 6.4%

德国 Germany 6.0%


56


Data Source


0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

0

10

20

30

40

50

60

70

80

90

100

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 7.02 3,356.40

CEAR N/A N/A

Motor 41.62 19,888.17




Marine 2.01 958.35


Life N/A N/A



Entity



Rosgossstrakh-Armenia 21.02 10,043.94 32.04

INGO-Armenia 18.01 8,607.98 27.46

Nairi Insurance 10.09 4,819.76 15.37

SIL Insurance 7.49 3,580.06 11.42

RESO 5.46 2,609.56 8.32


Entity





N/A

Non-Life (P&C)

0.5%


0.12%

亚美尼亚 Armenia


11


3,606


2.92


0.20%


CNY 1 = AMD 70.878

Capital: Yerevan 面积 (平方公里) Area (km2)

28,470

货币 Currency

Armenian Dram


Christianity


Armenian


Russian, English





主要自然灾害 Major Natural Perils Flood, Storm, Landslide, Earthquake, Drought



国家 Country %



保加利亚 Bulgaria 9.1%


伊朗 Iran 6.9%


国家 Country %





伊朗 Iran 6.5%

No data available

57


Data Source


0

50

100

150

200

250

300

350

400

450

0

100

200

300

400

500

600

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business




CEAR N/A N/A

Motor 103.03 105.68




Marine 25.25 31.73


Life 83.68 85.83



Entity



PASHA Sigorta 63.16 64.78 19.85

Ateshgah 42.45 43.54 13.34

Azersigota 40.35 41.38 12.68

Azsigorta 31.94 32.76 10.04

Standard Insurance 19.23 19.73 6.04


Entity



PASHA Life Insurance 53.16 54.53 46.91

Ateshgat Hayal Life 38.14 39.12 33.59

Gala Life 22.26 22.83 19.60



0.16%

Non-Life (P&C)

0.45%


0.21%

阿塞拜疆 Azerbaijan


38


3,877


9.76


-3.10%


CNY 1 = AZN 0.249

Capital: Baku 面积 (平方公里) Area (km2)

82,663

货币 Currency

New Azeri Manat


Islam


Azerbaijiani


Russian





主要自然灾害 Major Natural Perils Flood, Earthquake, Landslide, Drought, Extreme temperature



国家 Country %




德国 Germany 5.7%



国家 Country %



英国 UK 12.5%

德国 Germany 7.7%


58


Data Source


0

200

400

600

800

1,000

1,200

0

100

200

300

400

500

600

700

800

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 65.93 130.05

CEAR 11.50 22.68

Motor 187.79 370.43




Marine 3.50 6.90


Life 43.95 86.70



Entity



Belgosstrakh 242.24 477.84 53.02

TASK 37.15 73.28 8.13

Beleximgarant 35.56 70.14 7.78

Promtransinvest 35.24 69.50 7.71

Beinefestrakh 35.21 69.45 7.71


Entity



Stravita 32.98 65.05 75.03

Prior Life 10.97 21.64 24.96

Megapolis 0.00 0.00 0.00

Pensionniye Garanti 0.00 0.00 0.00



0.11%

Non-Life (P&C)

1.02%


0.15%

白俄罗斯 Belarus


47


4,989


9.51


-2.65%


CNY 1 = BYN 0.286

Capital: Minsk 面积 (平方公里) Area (km2)

202,910

货币 Currency

Belarusian Rubel


Eastern Orthodoxy


Russian, Belarusian


N/A





主要自然灾害 Major Natural Perils Extreme temperature, Flood, Storm



国家 Country %




拉脱维亚 Latvia 7.1%


国家 Country %


德国 Germany 5.9%

中国 China 5.1%


59


Data Source


0

100

200

300

400

500

600

0

50

100

150

200

250

300

350

400

450

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business




CEAR N/A N/A

Motor 196.48 346.49


Liability 4.13 7.28


Marine 1.16 4.01


Life 70.05 123.53



Entity



Sarajevo 31.79 56.06 12.05

Euroherc 30.34 53.51 11.50

Bosna Sunce 23.74 41.86 9.00

Wiener Insurance 16.64 29.34 6.31

Croatia 16.29 28.73 6.18


Entity



UNIQA 17.06 30.08 24.35

Merkur BH 16.41 28.94 23.43

GRAWE (Sarajevo) 12.59 22.20 17.97

GRAWE (Banja Luka) 8.64 15.24 12.34



0.45%

Non-Life (P&C)

1.53%


0.17%

波斯尼亚和黑塞哥维那 Bosnia and Herzegovina


17


4,709


3.52


1.99%


CNY 1 = BAM 0.253

Capital: Sarajevo 面积 (平方公里) Area (km2)

51,200

货币 Currency

Bosnia & Herzegovina Convertible Mark


Islam, Serbian Orthodoxy


Bosnian, Serbian and Croatian


N/A








国家 Country %


克罗地亚 Croatia 14.2%


塞尔维亚 Serbia 9.1%

奥地利 Austria 8.2%


国家 Country %





中国 China 6.0%

60


Data Source


0

500

1,000

1,500

2,000

2,500

0

200

400

600

800

1,000

1,200

1,400

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 147.16 273.05

CEAR N/A N/A

Motor 610.44 1,132.64




Marine 23.07 42.80


Life 201.17 373.27



Entity



Lev Ins 105.36 195.48 12.05

Bulstrad Vienna Insurance Group 102.83 190.79 11.76

Armeec 98.27 182.33 11.24

DZI General Insurance 91.21 169.24 10.43

Allianz Bulgaria 87.92 163.13 10.06


Entity



Allianz Bulgarian Life 60.63 112.50 26.26

Bulstrad Life VIG 40.50 75.14 17.54

UNIQA Life 33.92 62.93 14.29

DZI Life 25.99 48.22 11.26

UBB- MetLife 23.79 44.15 10.31



0.39%

Non-Life (P&C)

1.58%


0.16%

保加利亚 Bulgaria


52


7,351


7.13


3.44%


CNY 1 = BGL 0.252

Capital: Sofia 面积 (平方公里) Area (km2)

108,560

货币 Currency

Bulgarian Lev


Bulgarian Orthodox


Bulgarian


N/A





主要自然灾害 Major Natural Perils Flood, Extreme temperature, Storm, Earthquake, Wildfire



国家 Country %




罗马尼亚 Romania 8.2%

希腊 Greece 7.3%


国家 Country %





希腊 Greece 6.1%

61


Data Source


0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

0

200

400

600

800

1,000

1,200

1,400

1,600

1,800

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 170.82 1,162.60

CEAR N/A N/A

Motor 418.26 2,846.69




Marine 35.46 241.37


Life 268.66 1,828.51



Entity



Croatia Insurance 261.64 1,794.92 30.99

Euroherc 119.49 819.51 14.15

Allianz Zagreb 95.53 665.14 11.31

Jadransko 76.17 522.37 9.02

UNIQA 46.70 320.29 5.53


Entity



Allianz Zagreb 78.12 535.74 18.26

Croatia 74.87 513.51 17.50

Uniqa 51.04 350.07 11.93

Wiener Vienna Insurance Group 38.73 265.59 9.05

GRAWE Hrvatska 37.17 254.91 8.69



0.85%

Non-Life (P&C)

1.41%


0.28%

克罗地亚 Croatia


50


12,091


4.17


2.93%


CNY 1 = HRK 0.957

Capital: Zagreb 面积 (平方公里) Area (km2)

55,960

货币 Currency

Croatian Kuna


Roman Catholic


Croatian


N/A








国家 Country %


波斯尼亚和黑塞哥维那 Bosnia & Herzegovina 13.1%


斯洛文尼亚 Slovenia 10.1%



国家 Country %





匈牙利 Hungary 6.2%

62


Data Source


100,000

110,000

120,000

130,000

140,000

150,000

160,000

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 942.57 23,036.44

CEAR N/A N/A

Motor 1563.54 38,212.76


Liability 322.17 7,873.90


Marine 33.73 824.45


Life 2,438.28 59,591.43



Entity



Ceska 758.50 18,537.77 24.77

Kooperativa 702.70 17,173.99 22.95

Allianz 396.03 9,579.06 12.93

Ceska Podnikatelska 242.85 5,935.17 7.93

Generali Pojistovna 220.44 5,384.45 7.20


Entity



Ceska 335.58 8,201.50 18.78

Kooperativa 277.85 6,790.62 15.55

Generali Pojistovna 255.57 6,246.04 14.31

NN Zivotni 167.08 4,083.49 9.35

CSOB 131.09 3,203.76 7.34



1.26%

Non-Life (P&C)

1.71%


0.15%

捷克 Czech Republic


193


18,267


10.56


2.43%


CNY 1 = CZK 3.372

Capital: Prague 面积 (平方公里) Area (km2)

77,210

货币 Currency

Czech Koruna


Roman Catholic


Czech


N/A





主要自然灾害 Major Natural Perils Flood, Storm, Extreme temperature



国家 Country %


斯洛伐克 Slovakia 9.1%

波兰 Poland 6.1%

法国 France 5.1%

英国 UK 4.9%


国家 Country %


波兰 Poland 7.7%


中国 China 6.3%


63


Data Source


0

50

100

150

200

250

300

350

400

0

50

100

150

200

250

300

350

400

450

500

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business




CEAR N/A N/A

Motor 184.81 166.63


Liability 9.66 8.71


Marine 5.81 5.24


Life 86.62 78.11



Entity



If P&C Insurance 82.83 74.68 26.79

ERGO Insurance 50.94 45.93 16.47

Swedbank P&C Insurance 47.39 42.73 15.33

UAB DK PZU Lietuva 42.78 38.57 13.84

Seesam Insurance 31.38 28.30 10.15


Entity



Swedbank Life Insurance SE 36.76 33.14 40.20

SEB Elu- ja Pensionikindlustuse AS 22.81 20.57 24.95

Compensa Life Vienna Insurance Group SE 17.71 15.97 19.38

ERGO Elukindlustuse AS 7.6 6.85 8.31

Mandatum Life Insurance Baltic SE 6.54 5.90 7.15



0.39%

Non-Life (P&C)

1.38%


0.11%

爱沙尼亚 Estonia


23


17,575


1.32


1.57%


CNY 1 = EUR 0.129

Capital: Tallinn 面积 (平方公里) Area (km2)

42,390

货币 Currency

Euro


Christianity


Estonian


English, Russian, German, French








国家 Country %

瑞典 Sweden 16.8%

芬兰 Finland 15.3%





国家 Country %

芬兰 Finland 15.1%


瑞典 Sweden 10.7%



64


Data Source


0

100

200

300

400

500

600

0

50

100

150

200

250

300

350

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business




CEAR N/A N/A

Motor 29.73 69.19




Marine 6.04 14.05


Life 10.90 25.37



Entity



Aldagi 28.47 64.61 19.30

GPI Holding 27.19 61.71 18.43

Imedi L International 26.36 59.81 17.87

Unison 13.77 31.24 9.33

Irao 12.04 27.32 8.16


Entity



GPI Holding 4.94 11.21 44.79

Aldagi Insurance Company 2.71 6.16 24.61

Imedi L Health Insurance 1.32 2.99 11.95

IRAO Group Ltd 0.74 1.69 6.75

PSP Insurance and Financial Solutions Ltd 0.67 1.52 6.07



0.08%

Non-Life (P&C)

0.54%


0.55%

格鲁吉亚 Georgia


14


3,854


3.72


2.74%


CNY 1 = GEL 0.355

Capital: Tbilisi 面积 (平方公里) Area (km2)

69,490

货币 Currency

Georgian lari


Orthodox Christianity


Georgian


N/A





主要自然灾害 Major Natural Perils Flood, Earthquake, Storm, Drought



国家 Country %

阿塞拜疆 Azerbaijan 25.0%

亚美尼亚 Armenia 11.0%





国家 Country %



阿塞拜疆 Azerbaijan 8.0%


中国 China 7.0%

65


Data Source


0

100,000

200,000

300,000

400,000

500,000

600,000

700,000

800,000

900,000

1,000,000

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 599.37 168,736.30

CEAR N/A N/A

Motor 722.99 203,537.72


Liability 75.57 21,274.17


Marine 20.79 5,852.75


Life 1,558.93 438,876.25



Entity



Allianz Hungaria 300.80 84,023.82 19.55

Generali Insurance Company 277.92 77,632.78 18.06

Aegon 184.03 51,404.48 11.96

Groupama 173.89 48,571.90 11.30

UNIQA Insurance Company 111.91 31,260.81 7.27


Entity



AZ ING 285.02 79,616.38 18.03

Hungarian Post Life 178.21 49,779.07 11.28

Groupama 154.94 43,278.61 9.80

Generali Biztosito 152.46 42,587.49 9.65

Aegon 141.52 39,530.31 8.95



1.25%

Non-Life (P&C)

1.22%


0.06%

匈牙利 Hungary


124


12,665


9.82


1.95%


CNY 1 = HUF 39.860

Capital: Budapest 面积 (平方公里) Area (km2)

90,530

货币 Currency

Hungarian Forint


Christianity


Hungarian


English, German





主要自然灾害 Major Natural Perils Flood, Storm, Extreme temperature, Drought, Earthquake



国家 Country %







国家 Country %



中国 China 7.4%



66


Data Source


0

50

100

150

200

250

300

350

400

450

0

50

100

150

200

250

300

350

400

450

500

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business




CEAR N/A N/A

Motor 140.2 126.75




Marine 4.2 3.80


Life 107.43 97.12



Entity



Balta 74.50 67.17 25.97

BTA 49.04 44.22 17.10

Baltic 32.81 29.58 11.44

If Latvjia 31.18 28.12 10.87

Ergo Latvia 25.34 22.84 8.83


Entity



SEB Dziviba 38.86 35.04 30.49

ERGO Life Latvija 33.65 30.34 26.40

Swedbank Elu 19.85 17.90 15.57

Compensa Life Vienna 14.82 13.36 11.63

CBL Life 13.01 11.73 10.20



0.38%

Non-Life (P&C)

0.8%


0.36%

拉脱维亚 Latvia


28


14,118


1.96


1.95%


CNY 1 = EUR 0.129

Capital: Riga 面积 (平方公里) Area (km2)

62,180

货币 Currency

Euro


Lutheranism, Roman Catholic


Latvian


English, Russian








国家 Country %



爱沙尼亚 Estonia 12.1%

德国 Germany 7.5%

波兰 Poland 5.6%


国家 Country %




波兰 Poland 8.2%


67


Data Source


0

500

1,000

1,500

2,000

2,500

0

100

200

300

400

500

600

700

800

900

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 112.36 101.57

Motor 297.05 268.54



Marine 4.96 4.48

Life 243.19 219.85



Entity



Lietuvos draudimas 151.14 136.64 30.24

Gjensidige 76.97 69.58 15.40

BTA Insurance Company SE filialas Lietuvoje

74.87 67.68 14.98

ERGO Lietuva draudimas UADB 67.80 61.29 13.56

If P&C Insurance AS filialas 37.90 34.26 7.58


Entity



Aviva Lietuva 60.19 8,230.63 21.10

Bonum Publicum 56.60 7,260.68 19.84

Compensa Life Insurance 55.30 6,259.70 19.38

Ergo Life 40.54 2,790.00 14.21

Mandatum Life Insurance Baltic 32.51 2,099.68 11.39



0.57%

Non-Life (P&C)

1.06%


0.2%

立陶宛 Lithuania


43


14,880


2.87


2.30%


CNY 1 = EUR 0.129

Capital: Vilnius 面积 (平方公里) Area (km2)

62,650

货币 Currency

Euro


Roman Catholic


Lithuanian


Russian, Polish, Belarusian and Ukrainian








国家 Country %




波兰 Poland 7.3%

德国 Germany 7.1%


国家 Country %



波兰 Poland 9.3%


68


Data Source


0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

0

20

40

60

80

100

120

140

160

180

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 28.03 1,555.08

CEAR N/A N/A

Motor 83.20 4,615.48




Marine 2.31 127.87


Life 23.28 1,291.67



Entity



Triglav 23.94 1,328.14 17.88

Makedonjia 16.88 936.35 12.60

Eurolink 15.24 845.60 11.38

Winner 14.45 801.49 10.79

Sava 13.55 751.54 10.11


Entity



Croatia 9.96 552.77 42.79

GRAWE 8.47 470.00 36.39

Winner 3.53 195.92 15.17

UNIQA 1.32 72.99 5.65

Allianz Life Insurance Malaysia Bhd 468.05 2,099.68 6.39



0.22%

Non-Life (P&C)

1.14%


0.16%

马其顿 Macedonia


11


5,237


2.08


2.41%


CNY 1 = MKD 7.940

Capital: Skopje 面积 (平方公里) Area (km2)

25,220

货币 Currency

Macedonian Denar


Eastern Orthodoxy, Islam


Macedonian


N/A








国家 Country %




科索沃 Kosovo 6.5%



国家 Country %

英国 UK 11.0%

希腊 Greece 10.6%




69


Data Source


0

200

400

600

800

1,000

1,200

0

10

20

30

40

50

60

70

80

90

100

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 3.20 60.20

CEAR 3.45 65.00

Motor 40.84 768.58




Marine 6.33 119.09


Life 4.43 83.45



Entity



Moldasig 11.55 217.42 19.06

Donaris Group 8.82 166.03 14.55

Alliance Insurance Group 7.65 144.00 12.62

GRAWE-Carat 5.13 96.49 8.46

Klassika Asigurai 5.06 95.22 8.35


Entity



GRAWE-Carat 4.40 82.73 94.55

Sigur-Asigur 0.24 4.61 5.27

ASITO 0.01 0.16 0.19



0.07%

Non-Life (P&C)

0.86%


0.08%

摩尔多瓦 Moldova


7


1,900


3.55


4.10%


CNY 1 = MDL 2.659

Capital: Chisinau 面积 (平方公里) Area (km2)

32,870

货币 Currency

Moldovan Leu


Christianity


Romanian


Russian





主要自然灾害 Major Natural Perils Flood, Drought, Storm, Extreme temperature



国家 Country %







国家 Country %




中国 China 8.7%

德国 Germany 7.2%

70


Data Source


0

10

20

30

40

50

60

70

80

90

0

20

40

60

80

100

120

16 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 10.97 9.91

CEAR N/A N/A

Motor 44.59 40.31


Liability 1.40 1.27


Marine 2.39 2.16


Life 15.13 13.68



Entity



Lovcen osiguranje 32.43 29.24 45.68

Sava Montenegro 12.41 11.19 17.48

UNIQA nezivotno osiguranje 11.60 10.46 16.34

Generali osiguranje Montenegro 11.39 10.27 16.04

Swiss osiguranje 3.16 2.85 4.46


Entity



GRAWE osiguranje 5.52 4.98 38.52

WSZ osiguranje 2.66 2.40 18.57

Merkur osiguranje 2.32 2.09 16.19

UNIQA nezivotno osiguranje 2.17 1.95 15.12

Atlas Life 1.24 1.12 8.67



0.37%

Non-Life (P&C)

1.45%


0.32%

黑山共和国 Montenegro


4


6,701


0.62


2.50%


CNY 1 = EUR 0.129

Capital: Podgorica 面积 (平方公里) Area (km2)

13,450

货币 Currency

Euro


Islam, Christianity


Montenegrin


Serbian, Bosnian, Albanian, Croatian








国家 Country %





国家 Country %


希腊 Greece 8.7%

中国 China 7.1%

71


Data Source


0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

20,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 1,401.62 5,526.27

CEAR N/A N/A

Motor 4,621.30 18,220.78


Liability 471.63 1,859.54


Marine 71.22 280.79


Life 4667.75 18,403.94



Entity



PZU SA 2,738.47 10,797.18 33.55

Ergo Hestia SA 1,086.91 4,285.45 13.32

WARTA SA 1,044.77 4,119.31 12.80

Allianz Polska SA 446.46 1,760.29 5.47

Generali TU SA 359.84 1,418.79 4.41


Entity



PZU Zycie SA 2,037.75 8,034.42 33.68

Aviva Tunz SA 490.56 1,934.17 8.11

Open Life TU Zycie SA 374.81 1,477.78 6.19

MetLife Tun Zir SA 348.96 1,375.88 5.77

Nationale-Nederlanden Tunz SA 344.01 1,356.34 5.69



0.99%

Non-Life (P&C)

1.48%


0.45%

波兰 Poland


470


12,372


37.95


2.68%


CNY 1 = PLN 0.546

Capital: Warsaw 面积 (平方公里) Area (km2)

306,190

货币 Currency

Polish Zloty


Roman Catholic


Polish


N/A





主要自然灾害 Major Natural Perils Extreme temperature, Storm, Flood, Wildfire, Earthquake



国家 Country %


英国 UK 7.0%

捷克 Czech Republic 6.5%

法国 France 6.0%



国家 Country %




中国 China 5.4%


72


Data Source


0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

0

500

1,000

1,500

2,000

2,500

3,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 272.39 1,105.67

CEAR N/A N/A

Motor 1,453.55 5,900.22




Marine 23.46 95.22


Life 392.16 1,591.85



Entity



Allianz-Tiriac Asigurari SA 275.76 1,119.36 14.50

Omniasig Vienna Insurance Group 266.86 1,083.22 14.04

ASIROM Vienna Insurange Group SA 235.40 955.55 12.38

Groupama Asigurari SA 221.94 900.88 11.67

Euroins Romania Asigurare Reasigurare SA 214.44 870.46 11.28


Entity



NN Asigurari de Viata SA 163.02 661.71 39.63

BCR Asigurari de Viata Vienna Insurance Group SA

61.35 249.02 14.91

BRD Asigurari de Viata SA 29.20 118.53 7.10

ASIROM Vienna Insurance Group SA 28.76 116.73 6.99

Allianz - Tiriac Asigurari SA

26.65 108.17 6.48



0.21%

Non-Life (P&C)

0.98%


0.04%

罗马尼亚 Romania


187


9,474


19.71


4.82%


CNY 1 = ROL 5,891.136

Capital: Bucharest 面积 (平方公里) Area (km2)

230,080

货币 Currency

New Romanian Leu


Eastern Orthodox


Romanian


English, French





主要自然灾害 Major Natural Perils Flood, Extreme temperature, Earthquake, Storm, Drought



国家 Country %



法国 France 7.1%




国家 Country %




法国 France 5.7%


73


Data Source


0

200,000

400,000

600,000

800,000

1,000,000

1,200,000

1,400,000

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 2,516.61 168,753.37

CEAR N/A N/A

Motor 6,142.14 411,866.91


Liability 668.55 44,830.12


Marine 624.29 41,862.15


Life 3,217.32 215,740.16



Entity



Sogaz 2,252.77 151,061.61 15.17

Rosgosstrakh (977) 1,867.16 125,204.45 12.57

Ingosstrakh 1,376.39 92,294.93 9.27

Reso Garantiya 1,329.14 89,126.43 8.95

AlfaStrakhovanie (2239) 956.90 64,166.00 6.44


Entity



Sberbank Strakhovanie Zhizni 902.67 60,529.13 28.06

Rosgosstrakh- Zhizn 603.65 40,478.20 18.76

Alfastrakhovanie- Zhizn 455.18 30,522.67 14.15

Renaissance Life 266.96 17,900.98 8.30

VTB Life Insurance 197.93 13,272.71 6.15



0.25%

Non-Life (P&C)

0.84%


0.29%

俄罗斯 Russia


1,283


8,748


144.34


-0.22%


CNY 1 = RUB 8.682

Capital: Moscow 面积 (平方公里) Area (km2)

16,376,870

货币 Currency

Russian Ruble


Russian Orthodoxy


Russian


N/A





主要自然灾害 Major Natural Perils Flood, Wildfire, Storm, Extreme temperature, Earthquake



国家 Country %


中国 China 6.8%

德国 Germany 6.8%




国家 Country %

中国 China 16.6%



日本 Japan 5.0%

美国 US 4.9%

74


Data Source


0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

90,000

0

100

200

300

400

500

600

700

800

900

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 95.90 10,671.37

CEAR 44.27 4,926.42

Motor 334.16 37,185.05


Liability 17.28 1,922.78


Marine 10.00 1,113.06


Life 207.84 23,127.71



Entity



Dunav 193.55 21,537.52 32.63

Generali Srbjia 115.55 12,858.09 19.48

DDOR Navi Sad 83.41 9,281.89 14.06

Wiener 39.73 4,421.54 6.70

Triglav 35.62 3,963.19 6.00


Entity



Generali Srbjia 62.65 6,972.01 30.15

Wiener 45.73 5,088.84 22.00

GRAWE 32.02 3,563.31 15.41

UNIQA 16.45 1,831.02 7.92

Societe Generali 13.53 1,505.86 6.51



0.55%

Non-Life (P&C)

1.37%


0.2%

塞尔维亚 Serbia


38


5,348


7.06


2.78%


CNY 1 = CSD 15.542

Capital: Belgrade 面积 (平方公里) Area (km2)

87,460

货币 Currency

New Serbian Dinar


Eastern Orthodox


Serbian


N/A








国家 Country %



波斯尼亚和黑塞哥维那 Bosnia & Herzegovina 8.3%




国家 Country %



中国 China 8.4%



75


Data Source


1,000

1,200

1,400

1,600

1,800

2,000

2,200

0

500

1,000

1,500

2,000

2,500

3,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 301.27 272.36

Motor 622.75 562.99



Marine 12.44 11.25


Life 1,062.08 960.16



Entity



Allianz Slovenska poistovna as 379.01 341.74 35.46

KOOPERATIVA poistovna as VIG 281.97 254.25 26.38

Generali Slovensko poistovna as 122.31 110.29 11.44

UNIQA poistovna as 91.49 82.50 8.56

KOMUNÁLNA poistovna as VIG 77.85 70.20 7.28


Entity



Allianz Slovenska poistovna as 274.49 247.50 24.69

KOOPERATIVA poistovna as Vienna Insurance Group

223.83 201.82 20.14

KOMUNALNA poistovna as Vienna Insurance Group

123.01 110.91 11.07

poistovna Slovenskej sporitelne as VIG 96.27 86.80 8.66



0.19%

Non-Life (P&C)

1.16%


0.1%

斯洛伐克 Slovakia


90


16,496


5.43


3.29%


CNY 1 = EUR 0.129

Capital: Bratislava 面积 (平方公里) Area (km2)

48,086

货币 Currency

Euro


Christianity


Slovak


Czech





主要自然灾害 Major Natural Perils Flood, Extreme temperature, Wildfire, Storm



国家 Country %



波兰 Poland 8.8%




国家 Country %






76


Data Source


1,500

1,600

1,700

1,800

1,900

2,000

2,100

0

500

1,000

1,500

2,000

2,500

3,000

2011 2012 2013 2014 2015

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 270.50 244.54

Motor 508.96 460.12



Marine 17.23 15.58


Life 637.10 575.97



Entity



Zavarovalnica Triglav dd 466.42 421.76 28.94

Vzajemna zdravstvena zavarovalnica dvz 304.89 18.92 275.70

Zavarovalnica Sava, zavarovalna druzba dd 290.30 262.50 18.01

Adriatic Slovenica, Zavarovalna druzba dd 263.59 238.34 16.35

Triglav Zdravstvena zavarovalnica dd 126.90 114.75 7.87


Entity



Zavarovalnica Triglav dd 188.30 170.27 29.56

Zavarovalnica Sava, zavarovalna druzba dd 91.20 82.47 14.32

Adriatic Slovenica, Zavarovalna druzba dd 70.98 64.18 11.14

NLB Vita zivljennska zavarovalnica dd 67.26 60.82 10.56

Modra zavarovalnica dd 62.50 56.52 9.81



1.43%

Non-Life (P&C)

2.16%


1.45%

斯洛文尼亚 Slovenia


44


21,305


2.06


2.49%


CNY 1 = EUR 0.129

Capital: Ljubljana 面积 (平方公里) Area (km2)

20,140

货币 Currency

Euro


Catholic


Slovenian


Hungarian, Italian








国家 Country %





法国 France 4.8%


国家 Country %






77


Data Source


0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 2,256.29 6,814.31

CEAR 500.72 1,512.26

Motor 6,342.78 19,156.04


Liability 189.26 571.60


Marine 335.57 1,013.48


Life 1,668.40 5,038.80



Entity


Share %USDmn Local

Currency mn

Allianz Sigorta AS 1,469.72 3,997.66 15.50

Anadolu Anonim Turk Sigorta Sirketi 1,252.82 3,407.67 13.22

AXA Sigorta AS 1,120.40 3,047.50 11.82

MAPFRE Genel Sigorta AS 767.44 2,087.44 8.10

Aksigorta AS 576.24 1,567.37 6.08


Entity



Ziraat Hayat ve Emeklilik 231.80 630.50 13.61

Acibadem Saglik ve Hayat 192.04 522.36 11.27

Allianz Yasam ve Emeklilik 162.03 440.72 9.51

Anadolu Hayat Emeklilik 148.00 402.55 8.69

Garanti Emeklilik 120.88 328.80 7.10



0.19%

Non-Life (P&C)

1.16%


0.22%

土耳其 Turkey


858


10,788


79.51


2.88%


CNY 1 = TRY 0.519

Capital: Ankara 面积 (平方公里) Area (km2)

769,630

货币 Currency

New Turkish Lira


Islam


Turkish


N/A





主要自然灾害 Major Natural Perils Earthquake, Flood, Landslide, Storm, Extreme temperature



国家 Country %

德国 Germany 8.6%

伊拉克 Iraq 7.1%

伊朗 Iran 6.5%

英国 UK 5.7%



国家 Country %


德国 Germany 9.0%

中国 China 9.0%

美国 US 6.0%


78


Data Source


0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 280.80 7,174.72

Motor 386.88 9,885.34


Liability 84.01 2,146.65


Marine 208.93 5,338.34


Life 107.87 2,756.13


Personal Accident & Healthcare (non-life) 518.34 2,325.29


Entity



Kremen 107.32 2,742.12 8.28

Ingosstrakh 57.89 1,479.19 4.47

АХА Insurance 54.81 1,400.43 4.23

Arsenal Insurance 47.40 1,211.26 3.66

PZU Ukraine 43.85 1,120.36 3.38


Entity



MetLife 24.30 621.02 22.53

TAS Life 11.19 285.86 10.37

UNIQA Life 10.95 279.66 10.15

GRAWE Ukraine Life Insurance 9.89 252.58 9.16

PZU Ukraine Life Insurance 9.37 239.52 8.69



0.12%

Non-Life (P&C)

1.21%


0.18%

乌克兰 Ukraine


93


2,186


45.00


2.31%


CNY 1 = UAH 3.846

Capital: Kiev 面积 (平方公里) Area (km2)

579,290

货币 Currency

Ukrainian Hryvnia


Orthodox


Ukrainian


Russian





主要自然灾害 Major Natural Perils Flood, Extreme temperature, Storm, Drought



国家 Country %



埃及 Egypt 4.2%


国家 Country %


中国 China 9.3%

德国 Germany 8.0%

白俄罗斯 Belarus 6.0%

波兰 Poland 4.2%

其他地区 Other Regions

6

其他地区 Other Regions:• 埃塞俄比亚 Ethiopia• 南非 South Africa• 新西兰 New Zealand


陆勤 Qin Lu CEO, Aon Benfield Greater China and CEO, Aon Risk Solutions China t +852 28616286 [email protected]

81


0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

0

50

100

150

200

250

300

350

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 17.70 384.29

CEAR 19.42 421.49

Motor 160.72 3,489.11




Marine 35.61 773.00


Life 15.34 333.01




0.02%

Non-Life (P&C)

0.39%


0.01%

埃塞俄比亚 Ethiopia


72


707


102.40


7.56%


CNY 1 = ETB 3.43

Capital: Addis Ababa 面积 (平方公里) Area (km2)

1,000,000

货币 Currency

Ethiopian Birr


Orthodox, Muslim, Protestant, Traditional


Amharic


Somali, Tigrigna (Tigrinya),Afar, English





主要自然灾害 Major Natural Perils Earthquake, Volcanic activity, Drought




Data Source


国家 Country %

中国 China 13.0%


美国 US 8.0%



国家 Country %

中国 China 13.1%

美国 US 11.0%


印度 India 5.4%


Entity




Entity



No data available

No data available

82


0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 1,920.35 2,758.63

CEAR N/A N/A

Motor 1,144.51 1,644.12


Liability 295.31 424.22


Marine 88.07 126.52


Life 1,675.73 2,407.23



Entity



IAG New Zealand 1,664.03 2,386.18 45.30

Vero Insurance 715.57 1,026.10 19.48

QBE Insurance New Zealand Ltd 246.48 353.44 6.71

AA Insurance 202.37 290.20 5.51

Tower Insurance 170.33 244.24 4.64


Entity



Sovereign Assurance 459.57 660.18 27.48

AMP Financial Services 291.44 418.66 17.43

Fidelity Life Assurance Co Ltd 175.97 252.78 10.52

Asteron Life Limited 170.04 244.26 10.17

OnePath 145.24 208.64 8.69



0.92%

Non-Life (P&C)

1.96%


0.61%

新西兰 New Zealand


185


39,427


4.69


3.95%


CNY 1 = NZD 0.20

Capital: Wellington 面积 (平方公里) Area (km2)

263,310

货币 Currency

New Zealand Dollar


Christianity


English, Maori, New Zealand Sign Language


N/A


穆迪评级 Moody’s Sovereign Rating Aaa



主要自然灾害 Major Natural Perils Earthquake, Volcanic activity




Data Source


国家 Country %


中国 China 15.0%

美国 US 9.2%

日本 Japan 7.0%

国家 Country %

中国 China 16.4%


美国 US 9.3%

日本 Japan 6.5%


83


Data Source


0

100,000

200,000

300,000

400,000

500,000

600,000

700,000

800,000

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

2012 2013 2014 2015 2016

Loca

l Cur

renc

y m

n

USD

mn



Line of Business



Property 1,849.98 27,207.97

CEAR 157.45 2,315.57

Motor 2,541.61 37,379.95


Liability 393.61 5,788.93


Marine N/A N/A


Life 30,851.74 453,741.67



Entity



Santam Beperk 1,652.61 21,085.50 18.92

Hollard Insurance Company Ltd,The 743.98 9,492.39 8.52

Guardrisk Insurance Company Ltd 715.90 9,134.08 8.20

Mutual & Federal Insurance Company Ltd 708.40 9,038.36 8.11

OUTsurance Insurance Company Ltd 515.72 6,580.00 5.91


Entity



Old Mutual Life Assurance Company (South Africa) Ltd

6,167.27 78,687.76 17.98

MMI Group Ltd 4,298.26 54,841.21 12.53

Liberty Group Ltd 3,946.46 50,352.67 11.50

Sanlam Life Insurance Ltd 3,433.70 43,810.33 10.01

Investec Assurance Ltd 3,275.49 41,791.76 9.55



10.40%

Non-Life (P&C)

1.82%


0.22%

南非 South Africa


295


5,274


55.91


0.28%


CNY 1 = ZAR 1.93

Capital: Pretoria (administrative) Cape Town (legislative) Bloemfontein (judicial)


1,213,090

货币 Currency

South African Rand


Protestant


IsiZulu,IsiXhosa, Afrikaans, English, Sepedi, Setswana, Sesotho, Xitsonga, siSwati, Tshivenda, isiNdebele


N/A





主要自然灾害 Major Natural Perils Drought, Volcanic activity



国家 Country %

中国 China 11.8%

美国 US 8.3%

日本 Japan 6.0%

德国 Germany 5.7%

印度 India 4.2%


国家 Country %

中国 China 14.4%



美国 US 7.4%

日本 Japan 4.6%

This summary is produced solely for brevity and convenience. This summary does not constitute advice of any kind. You should obtain and consider all information relating to the insurance industry before making a decision based on any information in this document.

While Aon has exercised all reasonable care in the preparation of the information contained in this document, it does not, either expressly or impliedly, warrant that such information is error or omission free, complete or current. To the extent permitted by law, Aon, its officers, employees and agents will not accept responsibility for any loss, damage or other liability arising in connection with such information. Aon reserves its right to amend this document at any time although it is under no obligation to do so. Neither the issue of this document, nor any of the information presented in it, should be regarded as a commitment or representation on the part of Aon (or any other person) to enter into a contractual arrangement.

联系我们 Contacts

陆勤 Qin Lu 怡安奔福大中华区首席执行官兼怡安风险咨询中国首席执行官CEO, Aon Benfield Greater China and CEO, Aon Risk Solutions Chinat +852 28616286 [email protected]

Matt Botfield首席营运总监，大中华区Chief Operating Officer, Greater China 怡安奔福再保险顾问有限公司 Aon Benfield China Limitedt +852 28616693 [email protected]

朱厚勤博士 Houqin Zhu董事总经理 Managing Director怡安奔福再保险顾问有限公司 Aon Benfield China Limitedt +852 28624116 [email protected]

George Attard 怡安奔福精算分析国际部负责人Head of Aon Benfield Analytics, Internationalt +65 6239 8739 [email protected]

符一帆 Yifan Fu怡安奔福大中华区精算分析部负责人Head of Aon Benfield Analytics, Greater Chinat +852 28616375 [email protected]

张四方 Sifang Zhang董事 Director怡安奔福分析部 Aon Benfield Analyticst +852 28616493 [email protected]

林媛 Rebecca Lin董事 Director怡安奔福分析部 Aon Benfield Analyticst +852 28616361 [email protected]

About Aon Aon plc (NYSE:AON) is a leading global professional services firm providing a broad range of risk, retire-ment and health solutions. Our 50,000 colleagues in 120 countries empower results for clients by using proprietary data and analytics to deliver insights that reduce volatility and improve performance.

© Aon plc 2017. All rights reserved.The information contained herein and the statements expressed are of a general nature and are not intended to address the circumstances of any particular individual or entity. Although we endeavor to provide accurate and timely information and use sources we consider reliable, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future.

No one should act on such information without appropriate profes-sional advice after a thorough examination of the particular situation.

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Economic and Insurance Overview of Belt and Road...

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