Corporate Presentation 2014. About Oxigen B2B, IT enabled transaction and payment processing...
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Transcript of Corporate Presentation 2014. About Oxigen B2B, IT enabled transaction and payment processing...
Corporate Presentation 2014
About Oxigen
• B2B, IT enabled transaction and payment processing platform
• Investments from Indian promoters & Blue Label Telecom South Africa
• Electronic delivery and distribution of prepaid and Transaction/ Payment Management Services
• Seamlessly networked environment through a rapidly expanding retail network of :– Over 130,000 Oxigen touch points– Government lead portals & Banking Web/ WAP
sites and Banking mobile apps.– Currently at 30 million real time transactions a
month.
2004
2005
2006
2007
Company Started Operations
o 4 Serviceso 100 Outlets-Delhi only
o 19 serviceso 20000 Touch pointso Citi Group Ventures (USA) invested in Oxigen
o Direct to Home satellite addedo 28 Serviceso 35000 touch-points
OXIGEN Milestones
2008
2009
2010
o Added Oxigen Wallet, India’s First e-Wallet (accessible from Mobile and Online) o Introduced Travel Services, totaling 30 Services 50000 touch-pointso Microsoft partners with Oxigen as a Strategic Investor
o Added Toll Tag payments, Built Connectivity to Bank portals , CSE’s & International Aggregatorso 38 Serviceso 60000 touch points
o Roll out of SBI Kiosk Bankingo 75000 touch-pointso Planned by 2010 end- Bank Open Oxigen Wallet on Oxigen Wallet platformo Money transfer and P2P Payments
OXIGEN Milestones
2011
o Launched Insurance serviceso Signed agreement SBI for launch Of MobiCash, a white labeled –prepaid mobile
walleto Launched OxiSmart, a new Point of Sale Terminal, with battery back up and in
built GPRS
2012/3
o Extended Oxigen services across multiple white label websites and WAP sites, like Ncarry, Nimbuzz, Airtel Money, Tata MRupeeo Launched the beta service of State Banks Mobile wallet SB MobiCasho Built merchant services for banking web and WAP portals like HDFC, SBI, ICICI, ING Vyasa and moreo Launched Mini ATM cum Point of Sale terminal OxiShaan, for rural Indiao Added Hungama Movies and Music downloads as a service on POS, Mobile and Webo Won the tender and implemented the new Government CSC portal with added features of merchant paymentso Beta launch of Visa co branded Aadhaar card at Oxigen retail
OXIGEN Milestones
Customer Segments
Recharges (Mobile/DTH/Broad
band)
Bill Payments
Travel Services (Air, Rail, Bus)
Entertainment & Sports
B2B Oxigen Retailers
B2CConsumer Services
Modern Retail/Banks/ Rural Retail Chains
Money Transfers
Banking & Insurance Cash Management Merchant Payment
International Remittance
Wallet Platform& Mobile Applications Merchant Acquisition
Oxigen Business Universe
E-Commerce & Online Shopping
Services and Solutions
Oxigen Ecosystem Today
Transaction & Service Delivery Platform Consumer
Phone Line/Internet/CDMA/GPRS/SMS
Prepaid Services • Mobile
• Internet/Broadband• TV (DTH)• Warranty
• Entertainment• Toll
Un-organized RetailMOM & POP STORES
GROCERY STORESSMALL CYBERCAFESSTATIONARY SHOPS
CHEMISTS
Organized RetailCHAIN STORESPETROL PUMPS
SUPER MARKETS/MALLSINTERNET CHAINS
Telecom RetailTELECOM RETAIL CHAINS
TELECOM SHOPSPCO’s
Non-Traditional ChannelsHOUSING COMPLEXES
COLLEGES/HOSPITALS/BPOS0
BanksInternational Retail
Retail Devices
Oxigen Server Access
POS PC Mobile
SMS & IVR Gateway
Postpaid Services • Mobile/Fixed line• Internet/Broadband
• Utilities
Payments• Travel (Air/Rail/Bus)
• E-Commerce• Retail/Consumer Payments
Wallet• Virtual (on mobile)• Physical (cash cards)
• White Label (Banks/Telcos)
Banking Services• NO Frills A/c opening
• Cash-in/Cash-out/transfer• Remittances (Dom./Intl.)
• Wallet Top-ups
Oxigen Business Model
Retailer Benefits•Inventory in cash, only to the extent of daily sales•Investment in only one device i.e. Terminal, PC, Mobile for all services including recharges, bill payment, ticketing and now banking/remittance•Full audit trail and MIS and real time reconciliation of balance with each transaction
Oxigen - Retailer
Consumer
Service Aggregation Business Model
The ChannelsPOS Terminal
PC
Mobile SMS/GPRS
Oxigen Services
DTH, Music, Cinema, Travel, Deals, Utilities, Toll, Classifieds, Banking
Prepaid Mobile Recharge, Calling Cards, Broadband & Bill Payment
Kiosk Banking
Key Corporate Distribution Partners
Rural Kiosks Chain/Mobile Banking Switches & International Aggregators
Corporate Retail Chains
Banks & Wallets
The Common Services Center Scheme is a part of the ambitious National e-Governance Plan . Front end delivery outlets for delivery of Government as well as Private Sector services Especially aimed for India’s half a billion unbanked & unserved rural population. CSC Portal which has been developed & powered by Oxigen is used by 100,000 centers located all over India. Varied 3rd party integrations done with multiple agencies.
Central Government of India
Services on Oxigen(Rail Travel) www.oxirail.com
Travel Services on Oxigen
Consumer Services (B2C)
Wallet• Oxigen Mobile
Wallet• Other Wallets
Banks• Mobile Banking• Internet
Banking• White Labels
Web• Powering
Consumer Websites
• NRI Recharges
Oxigen White Label at SBIwww.onlinesbi.co.in @ Oxipay
Oxigen Whitelabel at HDFC Bank mobile site
http://m.hdfcbank.com
Oxigen White label at ICICI Bankhttp://www.icicibank.com/online-services/quick-shopping/index.html
New Mobile Value Added Services added by Oxigen
• Mobile Content
• Music : Nokia Handsets
• Music: All Handsets
• Movies streaming
• Cricket/Soccer Live Streaming on mobile/PC
• Mobile TV
Loyalty & Couponing Portal
Banking Services& Digital Payments
• SBI has appointed Oxigen as a Banking Correspondent for Rural Kiosk Banking for opening bank accounts and cash deposits/ withdrawals/ transfers through Oxigen-enabled Customer Service Points (CSPs)
Kiosk Banking Impact Areas FY 2013-14Total CSP’s Appointed 5000+
States Covered 15Accounts Opened 2 million
Monthly Transactions 5 lacsTotal Gross Transactions Value Rs 200 Crore
Accounts Projected in 2016 7 Million
Banking The Unbanked
On PC/Laptop/Tablet Mobile Client POS Terminal
Wallet Account Opening
Cash-in/Cash-out Cash-in Cash-in Cash-in
Money Transfer (All Banks)
ATM/Debit Card X X X
Aadhaar as KYC
Electronic Benefit Transfers X X X
Aadhaar Enabled Cash Out May’14 X May’14
Oxigen Wallet Services
On PC/Laptop/Tablet Mobile Client POS Terminal
Account Opening X X
Cash-in/Cash-out X X
Cash-in to any Bank A/c of same bank (Money Transfer) X X
Money Transfer (All Banks) July’14 X X
ATM/Debit Card RuPay X X
Aadhaar as eKYC X X
Electronic Benefit Transfers X X
State Bank of India BC Services
On PC/Laptop/Tablet Mobile Client POS Terminal
Account Opening Prepaid VISA X X
Cash-in/Cash-out X X
Cash-in to any Bank A/c of same bank (Money Transfer)
Prepaid Visa X X
Money Transfer (All Banks) X X
ATM Card Visa Visa Visa
Aadhaar KYC
Electronic Benefit Transfers X X X
ICICI Bank BC Services
Money Transfer to 60+ Banks through Oxigen Wallet website using Oxigen Mobile Wallet
10th May'13 Ver 3.2 26
OxiSmart Aadhaar* POS
MobiCash Easy/Oxigen Wallet
Utility Services (Recharges/BillPay)
Insurance/Music/Warranty
Cash in/ Cash Out through Aadhaar
Airtel Money/Vodafone mPesa
Saral Money VISA
Money Transfer
GPRS PoS with Battery BackUp & PrinterNo Magnetic Swip or Smart Card use,Biometric Authentication for KYC and Banking transactions
Rural Phone POS with Aadhaar
MobiCash Easy/Oxigen Wallet
Utility Services (Recharges/BillPay)
Insurance/Music/Warranty
Cash in/ Cash Out through Aadhaar
Airtel Money/Vodafone mPesa
Saral Money VISA
Money Transfer
GPRS PoS with Battery BackUp, No Magnetic Swip or Smart Card use,Biometric Authentication for KYC and Banking transactionsAlso doubles up as mobile phone function in rural areas
Oxigen Universal POS
Merchant Payment - IMPS/RuPay
Merchant Payment - MasterCard/VISA
Cash In/Cash out through Aadhaar
Utility Services (Recharges/BillPay)
NFC/Magnetic Swipe/Smart Card enabled (Supporting Rupay/MasterCard/Visa)
MobiCash Easy/Oxigen Wallet
Insurance/Music/Warranty
Airtel Money/Vodafone mPesa
Saral Money VISA
Money Transfer
Thank You !!