CHINESE EDITION Dec 12, 2014 Real Estate Weekly

2 DECEMBER 12, 2014 REAL ESTATE WEEKLY REW.ca

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Janet Lu 778-882-7727website: www.janetlu.ca | Email: [email protected]

ROYAL PACIFICREALTY GROUP

$3,680,000

435 W 59th Ave ., Vancouver435 W 59th Ave ., Vancouver

$2,480,000

3575 W 27th Ave. , Vancouver3575 W 27th Ave. , Vancouver

$2,680,000

$4,080,000

7291 Petts Rd, Richmond7291 Petts Rd, Richmond

$2,788,000

2360 McBain AV , Vancouver2360 McBain AV , Vancouver

$1,180,000

2741 W 43rd Ave. , Vanvouver2741 W 43rd Ave. , Vanvouver

$960,000

$3,580,000

$2,880,000 $2,898,000

$1,298,000

$3,098,000

$868,000

2688 W 19th Ave ., Vancouver2688 W 19th Ave ., Vancouver

$2,490,000

DECEMBER 12, 2014 3 REAL ESTATE WEEKLY REW.ca

[email protected] [email protected]


778.689.8918 davidchen.ca

RE/ MAX CREST RE ALTY WESTSIDE - Independently Owned & Operated

1428 W. 7th Ave, Vancouver B.C., V6H 1C1 | T. 604.602.1111

BCCMN

RE/MAX

558 Ballantree Rd,West Van$1,780,000

Whitby Estates $3,480,0009JKVD['UVCVGU

1504-1816 Haro St, Van West $424,8009GUVQH&GPOCP'PINKUJ$C[

1555 Chartwell Drive, West Van($3,980,000

10-1891 Marine Drive, West Van$798,000#ODNGUKFG.KPFC$WTIGT#UUQE

615 St. Andrews Road West Van $3,080,000$TKVKUJ2TQRGTVKGU

561 Ballantree Road West Van $5,380,000

561 Kildonan RoadWest Van$1,880,000$TKVKUJ2TQRGTVKGU

3169 W 23 Ave Van West$2,998,000&WPDCT

1411 - 989 Nelson St, Van West $329,000VJG'NGEVTCDWKNFKPI$WTTCTF0GNUQP;/%#4QDUQPUM[VTCKPU

1405 - 1816 Haro Street, Van West$388,0009GUVQH&GPOCP

77Desswood West Van$1,499,000*QNN[DWTP%QNNKPIYQQF5GPVKPGN

$284,800 $78,000

$4,988,000 $839,800

$399,000

$149,800

$1,580,000

$3,488,000 $2,450,000

$388,800


$329,900

$2,298,000

$1,850,000 $459,900 $479,900

$888,800 $1,925,000 $1,668,000 $899,800

$839,000$2,088,000

$669,500

$879,000

$229,800

$580,000

$595,000

$470,000

$5,680,000

John Carlisle


Real Estate Weekly


R E W . c a I n P r i n t > O n l i n e > I t s A l l H e r e

[email protected] > 604.435.7977

FRIDAY, NOVEMBER 15, 2013

BURNABY

R E A L E S T A T E W E E K L Y

Looking to BUY or SELL a home? To assist you in making the best decisions, a professional Realtor can provide

the most up to date information on the real estate market, price, nancing

and comparative properties in your area.

Find your EXPERT Real Estate professional right here in REW.ca!

Many rst-time buyers are so excited about nding that perfect home that comes with everything on their wish list that they often dont realize that the costs involved go beyond the purchase price. We often enter into the single biggest purchase of our lives without a clear plan, research or budget, says Gordon Bennett, a partner/lawyer at Bennett & Parkes. THE MORTGAGEOnce the decision to buy a new house

has been made, the nancial adventure begins. Meet with your lender or mort-gage broker to nd out exactly what you can a ord to spend. The rst order of busi-ness will be to determine the amount of your down payment. You need a minimum of ve percent down to around 20-25 per cent. The lender then calculates what you can borrow based on the total of mortgage payment, property taxes, heating costs

and any current debts youre carrying.A great place to start researching is on the CMHC website (Canada Mortgage and Housing Corporation). There is a calcula-tor that helps you estimate the maximum purchase price and maximum monthly housing cost you can a ord based on your gross monthly household income. Generally the monthly cost of your mort-gage, property taxes and home insurance should be no more than 28 to 32 per cent of your monthly gross pay. Some advisors suggest using your take-home pay to cal-culate that same percentage so youre not eating up all of your income with home expenses.COSTS OF BUYINGBuying entails a number of extra costs as

well. You may also be responsible for real estate commissions (if you are selling as well as buying), mortgage loan insurance (if you are paying less than 20 per cent down on your home) and, on a newly built

home, GST and possibly PST. Its worthwhile to pay for a home inspec-tion to check for major issues. As a buyer, you dont pay your Realtor,

but its important to have a lawyer or notary public to represent your interests, and you do pay for that. A buyer is also responsible for the property transfer tax of 1 per cent on the rst $200,000 and 2 per cent on the balance. Buying expenses can also include a site

survey, optional title insurance and strata move-in/move-out fees.And dont forget about moving expenses.

THEN THERE ARE OWNERSHIP EXPENSESYou nally have a place to call your own. Now, you have to protect it and your valu-ables. Homeowners insurance is impor-tant because it covers you for unforeseen incidents, such as re, burglary, a ood, or sewer or water damage. Once you own, there are heating, elec-

tricity, cable, Internet, home telephone,

garbage, sewer, property taxes and other local municipal fees to consider. You may even need to buy an annual parking pass to park on your street.Things do break down, so you need to

have a bit of a nancial cushion in case the washer quits or your hot water tank bursts. In addition, when buying a townhome or condominium, soon-to-be buyers might also end up with major replacement or repair costsbeyond the monthly strata fees. Dont let those hidden costs turn you o buying a home. If you practise due diligence, youll be able to kick back and enjoy your new home that much more.

THE REAL COSTS OFHOME OWNERSHIP

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Dollars and cents of buying a new home: dont get caught by hidden costs!

ELL a home? ng the best decisions, a professional Realtor can provide

the most up to date information on the real estate market pric


Real Estate Weekly


RE/MAX Westcoast, #110-6086 Russ Baker Way, Richmond, BC V7B 1B4 / Tel: 604.273.2828 / Cell: 604.317.7768 / Fax: 604.821.1581 / Email: [email protected]

JENNIFER ADAMSREALTOR

ANDREACHUREALTOR

604.317.5397 604.317.3388

$629,900 $1,498,000 $1,999,000 $1,358,000

$638,000

$229,900 $499,900

$319,900 $249,900

$199,000 $179,900

$209,900 $189,900

$209,900


#210-6740 Station Hill Court Bby $222,000

1536 Vinson Creek Road Van W$5,380,000

3500 River Road, Rmd$2,120,000

#1523 Shannon Wall Centre Van$1,250,000

1103-5728 Berton Ave, Van W$618,000

107-5838 Berton Ave., Van W$1,650,000

4540 W 11th Ave, Van W 7619 Sunnydane Rd. Rmd 2715 W 20th Ave, Van W 3431 Lamond Ave, Rmd 3460 Lamond Ave, Rmd 122 W 43rd Ave, Van W1105-1325 Rolston Street ., Van2437 Halston Ct, West Van1280 W 57th Ave., Van W641 Andover Place ., W.Van

$828,000

TH3- 7979 Firbridge WY, Richmond $788,000

8251 Alanmore Place Rmd$998,000

9280 Boyd Court Richmond $1,695,000

1006-5199 Brighouse Way Rmd$1,298,000

4686 W 8th Ave Van Maine&Cambie Skytrain station

$2,995,000

$1,780,000 $1,050,000

6659 Southoaks CR, Bby$598,000


VANCOUVER PROPERTY GROUP, ERIC LANGHJELM4.00 x 972.00R100431264C

You will find this fairytale home just steps from the waters edge on one of West Vancouvers ultra-exclusive streets. Maintaining the warmth of another era, this pretty home has been lovingly updated to the standards of today. Enjoy kitchen moments circling the butcher-block island or enjoy a family dinner in the dining room tucked behind. The living room is your refuge, with a cozy fireplace set & the comfort of a good, long book. Retreat to the den for a hockey game or two? The family plan offers 4 generous bedrooms upstairs & a large recreation room on the lower level. A private, en-tertainment-size deck is ideal for summer dinners overlook-ing an oasis of colourful gardens encircling dancing pool waters. Build, renovate, or hold. You cant go wrong!

4469 ROSS CRESCENT, WEST VANCOUVER

ERIC LANGHJELM VANCOUVER PROPERTY GROUP

778.688.4149VPGREALTY.CA

[email protected] at $2,449,000Details at www.vpgrealty.ca

VPG REALTY INC#100 - 2489 BELLEVUE AVENUEWEST VANCOUVER BC V7V 1E1

604 281 0930 VPGREALTY.CA

CNE_A001_1210CNE_A002_1210CNE_A003_1210CNE_A004_1210CNE_A005_1210CNE_A006_1210CNE_A007_1210CNE_A008_1210CNE_A009_1210CNE_A010_1210CNE_A011_1210CNE_A012_1210CNE_A013_1210CNE_A014_1210CNE_A015_1210CNE_A016_1210CNE_A017_1210CNE_A018_1210CNE_A019_1210CNE_A020_1210

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CHINESE EDITION Dec 12, 2014 Real Estate Weekly

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