A11

Part (I) Investment Knowledge Assessment Form第(I)部分 投資知識評估表格

Part (II) Customer Risk Profile Analysis Questionnaire第(II)部分 客戶風險評估(CRPA)問卷

Part (III) Risk Disclosure Statement for OTC Derivative Products and Investment Funds第(III)部分 場外衍生產品及基金投資風險披露聲明

Account Name:賬戶名稱：

Account Number:賬戶號碼：

CUSTOMER PROFILING FORM (“FORM”)

Initial Assessment

Subsequent Assessment

Type of Assessment:

Tick this box if you are completing this Form for the first time

Tick this box if you have completed Initial Assessment before

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When providing your responses and completing this Form, you should take into account: (i) your awareness of the risks involved in trading investment products (such as regulatory, economic, other risks involved in trading in the relevant products); (ii) your knowledge (if any) of local laws and regulations governing the securities and investment markets; and (iii) your experience in taking underlying exposure of investment products.

You should NOT take into account investments made through discretionary trading arrangement(s).

For Joint Account: All account holders’ risk tolerance and investment strategy is considered to be the same and therefore the assessment of the account should be conducted on a joint basis.

For Corporate/Trust Account: The assessment of the account is conducted based on information provided by authorized person who is authorized to operate and make investment decisions for the account under the account mandate.

The Chinese version of this Form is only for your reference. In case of conflicts or inconsistencies between English version and the Chinese version, the English version will prevail.

IMPORTANT NOTE:You acknowledge that the information provided in this Form is complete, accurate and up-to-date. It is your responsibility to notify us in a timely manner of change in your circumstances that may affect your suitability assessment. Your Risk Tolerance Level Assessment Result is valid for 12 months from the date of this assessment. If your Risk Tolerance Level Assessment Result is expired, you may not be able to purchase certain products. If you believe your Risk Tolerance Level Assessment Result within the past 12 months is no longer valid, please contact your relationship manager and complete a new Form for reassessment purposes. This Form and the result is only one of the factors you may take into account when investing. This should not be regarded as an investment advice, an offer to sell, or a solicitation to buy any financial products. Investors should note that investment involves risks, including the possibility of loss of the entire capital invested, price of investment products may go up as well as down and historical performance information presented is not indicative of future performance. Investors should understand the nature and the risks associated with the product before making any investment decision. You are advised to seek independent financial advice before completing this Form if necessary.

GUIDELINES TO COMPLETE THIS FORM

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Trading frequency within the past 3 years 0-4Equal to or more than

5

Non-complex Products

Complex Products

Listed securities/ exchange traded funds（“ETF”） (e.g. ETFs without complex features)

Fixed income without special features (e.g. certificate of deposits, straight bonds, callable bonds without other special features)

Non-derivative funds (e.g. funds with a net derivative exposure of up to 50% of its net asset value)

REITs traded on the SEHK or specified jurisdictions#

Foreign exchange (e.g. FX forwards, non-deliverable forwards, FX options)

Listed derivatives (e.g. futures, options, warrants, CBBCs)

Leveraged and specialty ETFs (e.g. synthetic, derivative ETFs)

Debt securities (e.g. preferred shares, bonds with special features## except callable bonds without other special features)

**Without Relevant

Experience

With Relevant

Experience

Please indicate your trading experience for each investment type as specified below. Select one choice for each investment type.

** Choose "0-4" if your trading frequency is less than 5 or you are not sure about it.

Mutual funds / unit trusts / funds with complex features (e.g. derivative funds, hedge funds, private equity funds, real estates funds)

OTC derivatives / structured products – principal protected### (e.g. principal protected notes)

OTC derivatives / structured / leveraged products – non-principal protected (e.g. structured deposits, currency linked deposits, structured notes, interest rate swaps, FX margin)

Accumulator/Decumulator (e.g. equity linked, foreign exchange linked)

This Form is designed to help us to establish and assess your level of investment experience, expertise and knowledge in the relevant investment products. By understanding the information, we can make a reasonable appraisal as to whether you are knowledgeable and have sufficient expertise in the relevant products and market such that we can assess whether certain investment products or markets are suitable for you, provide adequate information, including explanation of the product risks and disclosure of relevant information, and ensure appropriate precautions/actions are taken prior to entering into certain transactions for you or on your behalf.

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# Example of specified jurisdictions: Australia, Canada, France, Germany, Japan, Mainland China, Malaysia, Netherlands, Singapore, Spain, Sweden, Switzerland, Thailand, Taiwan, United Kingdom, United States of America, etc. It is subject to change from time to time by the SFC, in the event of any discrepancy between the examples and SFC website, the SFC version shall prevail. Please refer to https://www.sfc.hk/web/EN/rules-and-standards/suitability-requirement/non-complex-and-complex-products/list-of-specified-jurisdictions.html for latest information if necessary. If you have any enquiries, please contact your relationship manager.

## Example of bond with special features: perpetual, subordinate, variable / deferral and/or cancellation of interest payment, extendable, convertible or exchangeable, contingent write down, loss absorption, multiple credit support providers and structures, etc.

### Principal protected products refer to a product with principal protection of at least 100 percent of initial investment.

Notes

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Please answer all the questions below by choosing one of the options provided.

What is your preferred average investment horizon of your entire investment portfolio?

a. Less than 1 year (short term)

b. 1 to 5 years (short to mid-term)

c. Over 5 years to 10 years (mid to long term)

d. Over 10 years (long term)

SECTION A: IDENTIFYING YOUR RISK TOLERANCE

1. Investment Horizon

When do you need to access substantial part of your investments?

a. Less than 1 year

b. 1 to 5 years

c. Over 5 years to 10 years

d. Over 10 years

3. Liquidity Need

How stable are your current and anticipated income and expense?

a. Income and expense fluctuate largely and must rely on additional income

4. Stability of Cash Flow

How would you react if your portfolio fell significantly (e.g. more than 20%) within one day?

a. Feel helpless, not sure what to do

b. Cut loss by selling all the remaining investment(s)

c. Concerned, would wait to see if investment improves

d. Not much concern, as fluctuations are unavoidable

e. Invest more, take advantage of lower prices, expecting future growth

2. Attitude towards Capital Loss

b. Expense is equivalent to the income, and no excess cash is available

c. Income and expense are stable. Able to support cash expenditure, with limited cash available

d. Income and expense are stable. Able to fully support cash expenditure, and there is a surplus of cash

This questionnaire is designed to help you to establish your own investment strategy by gaining a deeper understanding of your risk tolerance. This information serves as the foundation of your portfolio and guides us in making investment recommendations.

There are 2 sections in this questionnaire

Section A: Identifying Your Risk ToleranceThis section evaluates your tolerance level towards risk by additionally considering your investment horizon, attitude towards capital loss, income/net cash flow, level of leveraging, and tolerance on market fluctuation.

Section B: Your Investment StrategyBased on the information you have provided in Section A, we will recommend an appropriate investment strategy associated with dedicated investment objectives for your consideration.

Which of the following potential fluctuations of investment would you generally be most comfortable with?

a. Between -3% and 3%

b. Between -10% and 10%

c. Between -25% and 25%

d. Between -50% and 50%

e. Over -50% or 50%

6. Perception to Capital Loss and Investment Return

What is your total net worth (excluding property, business values and assets that cannot be easily realized, and should deduct your total borrowings) (“Total Net Worth”)?

a. Below or equal to HKD 1 million

b. Over HKD 1 million to 3 million

c. Over HKD 3 million to 5 million

d. Over HKD 5 million to 8 million

e. Over HKD 8 million

7. Total Net Worth

What is the average percentage of your Total Net Worth that will be allocated for investment purpose (excluding real estate property)?

a. Less than 5%

b. 5% to less than 20%

c. 20% to less than 35%

d. 35% to less than 50%

e. 50% or above

8. Portion of Net Worth for Investment Purpose

What is the average percentage of your Total Net Worth that are reserved for regular contributions, or to meet extra collateral requirements?

a. Less than 5%

b. 5% to less than 10%

c. 10% to less than 20%

d. 20% to less than 30%

e. 30% or above

9. Capacity to make regular contributions and meet extra collateral requirements

On the whole, which of the following best describes your investment objective?

a. Wealth preservation (willing to accept minimal amount of capital loss)

c. A combination of income and capital growth

d. Achieve substantial capital growth

e. High capital appreciation

10. Investment Objective

b. A regular stream of stable income (e.g. to generate interest income)

Leveraging can magnify both investment gains and losses. If you use leverage to make an investment and the investment moves against you, your loss is much greater than it would have been if the investment had not been leveraged. What is your expected level of borrowing for investment (excluding property loans)?

a. None

b. Less than 30%

c. 30% to less than 50%

d. 50% or above

5. Level of Leveraging

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SECTION B: YOUR INVESTMENT STRATEGY

Based on your Risk Tolerance Level, which is calculated based your responses in Section A, we recommend a corresponding investment strategy stated in the table below for you. Please note that each investment strategy associates with a dedicated investment objective.

Your Risk Tolerance Level (Result in Section A)

Recommended Investment Strategy Corresponding Investment Objective

To seek to minimize the probability of loss to principal over time by investing in relatively liquid investments with limited price fluctuations.

To seek to achieve moderate growth of principal over time. The investor may have to tolerate volatility in investment returns and the possibility of negative returns during market down-turn.

To seek to achieve high growth of principal over time. These investments may be subject to market price fluctuations and fairly high volatility in investment returns. The investor may have to tolerate the increased possibility of negative returns during market down-turn.

To seek to achieve a high rate of principal growth and capture trading profits from short term price fluctuations. Income is not a consideration. The investor may have to tolerate very high return volatility and the increased possibility of negative returns during market down-turn.

Please remember that this Form is designed to help evaluating your risk tolerance level and investment strategy. If you feel comfortable with the analysis provided, your dedicated BOCIS relationship manager can use it to devise an appropriate investment portfolio. If you do not agree with the analysis, or have questions about it, please discuss with your dedicated relationship manager.

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CUSTOMER DECLARATION

By signing this Form, I/we represent that the information given in the Part (I) and Part (II) of this Form (“Assessment Information”) is true, complete, correct and up-to-date. BOCI Securities Limited is entitled to use this Assessment Information for the purpose of assessing of my / our level of investment experience, expertise and knowledge in the relevant products. I / We also acknowledge that the above Risk Tolerance level and Investment Strategy is consistent with my/our investment risk requirements and investment objective.

The recommendations in this Form are for information purpose only and do not constitute investment advice or an offer to sell or a solicitation to buy any investment products. BOCI Securities Limited

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RDS

BOCI

Transactions

Investment Funds

Derivative Products

Company

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Investments

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客戶風險分析文件 (「表格」)

首次評估

再次評估

評估類型：

如果閣下是首次填寫此表格，請勾選此框。

如果閣下曾經填寫過此表格，請勾選此框。

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當閣下提供資料及填寫此表格時，應考慮：

(i) 閣下就有關交易所涉及的風險（如法規 、經濟及和其它交易涉及的風險）的瞭解程度；(ii) 閣下在證券和投資市場的地方管轄法律和法規方面的知識（如有）； 和(iii) 閣下在相關市場承擔產品相關風險的經驗。

閣下通過全權代客買賣賬戶安排進行的投資將不會在考慮範圍內。

對於聯名賬戶：所有賬戶持有人的風險承受能力和投資策略均視為相同，因此聯名賬戶持有人應共同進行賬戶評估。

對於公司／信託賬戶：賬戶評估會以獲授權人所提供的資料為依歸，而獲授權人為賬戶委託書所指名的已獲權操作賬戶及作出投資決定的人士。

本表格之中文版本僅供閣下參考之用。如本表格的英文版本和中文版本有衝突或不一致，以英文版為準。

重要提示：

閣下確認此表格所填寫的資料是完整、準確和最新的。如閣下的資料有任何轉變並會影響閣下的合適性評估，閣下有責任儘快通知本公司。客戶的風險承受能力水平評估只會在12個月內有效。 如客戶的風險承受能力水平評估已到期，閣下有機會不能夠購買相關投資產品。 如果閣下認為于過去12個月內進行的風險承受能力水平評估結果不准確，請聯絡閣下的客戶經理及填寫表格以作重新評估。

本表格及其評估結果僅為閣下在投資時作考慮的其中一個因素，並不構成任何投資產品的投資建議、出售要約或推薦購買。 投資者須明白投資涉及風險，包括有機會損失全部資金；投資產品價格可升可跌，產品的過往表現並不能用作預測產品未來的表現。 投資者須瞭解交易的性質、風險及基本情況才作出任何投資決定。 如有需要，閣下應尋求獨立專業顧問意見以填寫本表格。

填寫表格指引

閣下3年內的投資次數 0-4 5次或以上

非複雜產品

上市證券/交易所買賣基金（例如:沒有複雜特點的交易所買賣基金）

不具有特點的定息產品(例如:存款證、普通債券、不具有其他特點的可贖回債券）

非衍生產品基金（例如:衍生工具風險承擔淨額以其資產淨值的50%為限的基金）

在香港聯交所或指明司法管轄區#內交易的房地產投資信託基金

外匯（例如:遠期外匯、無本金交割遠期外匯、外匯期權）

上市衍生工具（例如:期貨、期權、認股權證、牛熊證）

杠杆和特殊交易所買賣基金（例如:合成、衍生產品交易所買賣基金）

債務證券（例如:優先股、具有其他特點的債券##，不具有其他特點的可贖回債券除外）

**沒有相關經驗

有相關經驗

請填寫下表以表明閣下于每種投資類別的投資經驗。 請為每一種投資類別剔選一個選項。

**如閣下相關交易經驗少於5次或對此不確定，請選擇「0-4」。

本表格旨在幫助我們確定和評估閣下對相關投資產品的投資經驗、專業技能和知識水平。透過了解這些資料，我們可以合理地評估閣下是否對相關產品和市場具備足夠的認識及專業知識，以便分析閣下對特定投資產品或市場的合適性及向閣下提供充分的資料，包括解釋產品的風險及披露相關資料，以確保在為閣下或閣下的代表訂立特定交易前采取適當的預防措施或行動。

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複雜產品 互惠基金/單位信託基金/具有複雜特點的基金（例如:衍生產品基金、對沖

基金、私募股權基金、房地產基金）

場外交易衍生產品/結構性產品–本金保證###（例如:保本票據）

場外交易衍生產品/結構性產品/杠杆產品-非本金保證（例如：結構性存款、貨幣掛鉤存款、結構性票據、利率掉期、外匯保證金）

累計期權/累沽期權（例如:股票掛鉤、外匯掛鉤）

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#指明的司法管轄區的例子：澳大利亞、加拿大、法國、德國、日本、中國內地、馬來西亞、荷蘭、新加坡、西班牙、瑞典、瑞士、泰國、臺灣、英國、美國等。 證監會可隨時更改示例。 如果本例子與證監會的網頁有衝突或不一致，以證監會的版本為准。 有關最新的資料，請參閱https://www.sfc.hk/web/TC/rules-and-standards/suitability-requirement/non-complex-and- complex-products/list-of-specified-jurisdictions.html 如閣下有任何疑問，請與客戶經理聯絡。

##具有其他特點債券的例子：永續性質、後償性質、具有浮息/延遲及/或取消派付利息條款、可延遲到期日的、屬可換股或可交換性質、具有或然撇減或彌補虧損特點、多個信貸支援提供者及結構等。

###保本產品是指保障起始投資金額100％的產品。

Notes

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A部分：確認閣下的風險承受能力

本問卷旨在通過深入了解閣下的風險承受能力，幫助閣下確定自身的投資策略。本風險概況分析將作為分析閣下投資組合的基礎，幫助我們向閣下提出投資建議。

本問卷共分為2個部分

A部分：確定閣下的風險承受能力本部分通過額外考慮閣下的投資期限、對資本損失的態度、收益／淨現金流、杠桿水平和對市場波動的承受力，評核閣下的風險承受能力水平。

B部分：閣下的投資策略我們將根據閣下在A部分提供的信息，建議與指定投資目標相關的適當投資策略，供閣下考慮。

請回答以下所有問題，每題僅選擇一個選項。

就閣下的整個投資組合，閣下偏向的平均投資期限是多久？

a. 少於1年（極短期）

b. 1至5年（短期至中期）

c. 超過5至10年（中期至長期）

d. 超過10年（極長期）

1. 投資期

閣下估計會于在何時需要取回大部分投資？ a. 少於1年

b. 1至5年

c. 超過5年至10年

d. 超過10年

3. 流動性需求

杠杆可以放大投資收益和損失。如果閣下使用杠杆進行投資並且投資走勢不符合閣下的預期，則閣下的損失遠大於未使用杠杆投資時的損失。閣下的預期投資借貸（物業貸款除外）水平有多高?

a. 無

b. 低於30%

c. 30%至少於50%

d. 50%或以上

5. 杠杆水平

閣下目前和預期的收入和支出穩定性如何？ a. 收入和支出波動很大，必須依賴額外收入

4. 現金流量的穩定性

如果閣下的投資組合在一天內大幅下跌（例如：超過20%），閣下會有什麼反應?

a. 感到無助，不知道該怎麼辦

b. 通過出售所有剩餘投資止蝕

c. 關注，並等待觀望投資是否會有改善

d. 不會太擔心﹐因為波動是難免的

e. 加大投資。 趁低價吸納，希望日後會增長

2. 對資本損失的態度

b. 支出相當於收入，沒有多餘的現金可用

c. 收入和支出穩定。可以承受現金支出，並且剩餘有 限的現金

d. 收入和支出穩定。可以完全承受現金支出，現金過剩

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閣下願意接受多大的投資波幅？ a. 正負波幅不超過3％

b. 正負波幅不超過10％

c. 正負波幅不超過25％

d. 正負波幅不超過50％

e. 正負波幅超過50％

6. 對資本損失和投資回報的認知

閣下的總資產淨值是多少（不包括房地產、 商業價值和不易變賣的財產，並應扣除閣下全部的借款）（「总資產淨值」）?

a. 少於或等於100萬港幣

b. 多於100萬至300萬港幣

c. 多於300萬至500萬港幣

d. 多於500萬至800萬港幣

e. 超過800萬港幣

7. 總資產淨值

閣下打算分配總資產淨值之多少作投資之用？

請以平均百分比形容投資比例（投資房地產

除外）。

a. 少於5%

b. 5%至少於20%

c. 20%至少於35%

d. 35%至少於50%

e. 50%或以上

8. 有意作投資之用的淨值部分

閣下打算預留總資產淨值之多少以作定期出資或滿足額外抵押之用？請以平均百分比形容預留比例。

a. 少於5%

b. 5%至少於10%

c. 10%至少於20%

d. 20%至少於30%

e. 30%或以上

9. 定期出資和滿足額外抵押要求的能力

整體而言，以下哪項最能表達閣下的投資 目標？

a. 財富保值（願意接受最低程度的資本損失）

c. 收入和資本增長的結合

d. 實現長期的大規模資本增長

e. 高資本增值

10. 投資目標

b. 定期穩定收入（例如：利息收入）

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B部分：閣下的投資策略

根據閣下在A部分回答計算而評估出閣下的風險承受能力水平，我們建議閣下採用下表所述的相應投資策略。 請注意，每項投資策略均具有特定的投資目標。

閣下的風險承受能力水平（A部分的結果） 建議投資策略 相應投資目標

投資組合以保本為長期目標，投資于相對流動且價格波動性低的投資產品。

投資組合以適度資本增長為長期目標，投資者可能須承受投資回報的波幅及于經濟衰退時虧損的可能性。

投資組合以資本高速增長為長期目標，投資者可能須承受市價波動，及其投資回報會有相對較大的波幅，投資者須承受投資回報于經濟衰退時虧損的可能性會相對較大。

投資組合以資本高速增長及于短期價格波動中獲利為目標，而穩定的收入不是其考慮因素，投資者可能承受投資回報的極大波動，及于經濟衰退時虧損的可能性會相對較大。

請注意，本表格旨在幫助評估閣下的風險承受能力水平和投資策略。如果閣下認同所提供的分析，即代表閣下容許中銀國際證券有限公司客戶經理利用資料設計適當的投資組合。如果閣下不認同分析，或對此有疑問，請與閣下的客戶經理商討。

積極

平衡增長

平衡

保守

高

中高

中等

低

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透過簽署本表格，本人/吾等確認，在本表格的第（I）部分及第（II）部分所提供的資料（「評估內容」）是真實、完整、正確和最新的。中銀國際證券有限公司有權使用此評估內容去評估本人/吾等對有關投資產品的投資經驗、專業技能和知識水平。本人/吾等確認此風險承受能力水平及投資策略與本人/吾等的投資風險要求及投資目標一致。

本表格所載建議僅供參考，並不構成任何投資產品的投資建議、出售要約或購買建議。中銀國際證券有限公司未對其完整性做出聲明。本文中的觀點和事實均可能變更，恕不另行通知。投資者應自行評估風險，並應諮詢（如需要）自身的法律、財務、稅務、會計和其他專業顧問，確保作出的任何決策適合其情況和財務狀況。

中銀國際證券有限公司保留所有權利

本風險披露聲明適用於涉及互惠基金、單位信託基金及於任何集體投資計劃或工具的任何權益（「投資基金」），及／或場外交易衍生產品（包括但不限於股票掛鉤票據、股票掛鉤工具(例如：累計期權及累沽期權，及中國追踪同步證） （「衍生產品」））；其相關表現可與在香港、上海及/或深圳上市的股票或其他形式的證券（如可換股債券）掛鉤， 但衍生產品本身並非上市產品。

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中銀國際

交易

該公司

分

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某些投資基金所投資的市場可能會受到較一般為高的政治或經濟不穩定風險所影響，而匯率、外匯管制及財政規限的轉變可能會對該等投資基金的資產及收益有不利的影響，並可能令此等投資基金的相關證券出現大幅價格波動。某些較發達國家所適用或類似的會計、核數及財務報告準則、實務 及披露規定可能並不適用於某些市場。另外，若與擁有較先進證券市場的國家進行比較，該等市場的政府監控、法律規例及已確立的稅法及程序亦可能有不足之處。

其中可能包括不獲評級或違約的證券。因此，此等投資基金相比某些投資於評級較高但收 益率較低的證券之投資基金，具有更高的信貸風險。

有關投資可能無法於新興市場立即出售，

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投資

分 分

分

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通常

分

累沽期權累計期權

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賬

額度後 額度可

「看漲」 「看跌」式」

「勒

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及

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賬賬

分

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可收回的

分

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本人/吾等茲確認，(a)本人/吾等已獲提供本人/吾等所選語言（中文）的本風險披露聲明；(b)本人/吾等已獲邀閱讀本風險披露聲明、就此提出問題及根據本人/吾等的意願采納獨立意見；及(c)本人/吾等已細閱本風險披露聲明并完全了解其中所載的全部事宜。

倘本風險披露聲明內任何條文的中英文本之間存在任何歧義，概以英文版本為準。