Teaching SeminarTeaching SeminarGuangdong Development BankGuangdong Development Bank

San Shui, Foshan, GuangdongSan Shui, Foshan, Guangdong..

The color of money in the United States is green.

The color of money in China is red.

Everyday China is more Green.

Everyday the United States is more in the Red.

Banking TermsBanking Terms

Cash Services (Part one)Cash Services (Part one)

Opening an Account Opening an Account 开户 开户 Making a Deposit Making a Deposit 存款存款

Withdrawing Money Withdrawing Money 提款 提款 Withdrawing in Advance Withdrawing in Advance 提前退出 提前退出

Cash Services (Part Two)Cash Services (Part Two)

Reporting a Lost Passbook Reporting a Lost Passbook 存折失去 存折失去 Making inquiries Making inquiries 作出查询 作出查询 Remittance and Cashing BusinessRemittance and Cashing Business

汇款和兑业务 汇款和兑业务 Opening a foreign exchange AccountOpening a foreign exchange Account

开设外汇帐户 开设外汇帐户

Opening Account Opening Account 开户开户 Susan:Susan:Can I open an account here?Can I open an account here? 我能在这儿开个账户吗？我能在这儿开个账户吗？

Bank teller:Bank teller:Yes. Do you want to open a savings oYes. Do you want to open a savings or checking account? r checking account? 可以。您要开定期还是活期？可以。您要开定期还是活期？

Susan:Susan:

A savings account. Is there any minA savings account. Is there any minimum for the first deposit?imum for the first deposit?定期。第一次存款有最低限额吗？定期。第一次存款有最低限额吗？

Bank teller:Bank teller:

Five yuan is the minimum first depoFive yuan is the minimum first deposit. Could I see your passport?sit. Could I see your passport?五元起。我能看一下您的护照吗？五元起。我能看一下您的护照吗？

Susan:Susan:

Yes, here you go. What's the annual feYes, here you go. What's the annual fee?e?好的，给。年费多少？好的，给。年费多少？

Bank teller:Bank teller:

The annual fee is ten yuan for each accThe annual fee is ten yuan for each account.ount. 每个帐户年费十元。每个帐户年费十元。

Susan:Susan:

I want to deposit 300 yuan this time.I want to deposit 300 yuan this time. 这次先存上三百块钱。这次先存上三百块钱。这次先存上三百块钱。这次先存上三百块钱。Bank teller:Bank teller:

OK...Here is your account book. Please brinOK...Here is your account book. Please bring it back when you deposit or withdraw mong it back when you deposit or withdraw money using a teller. Keep it safe and inform us ey using a teller. Keep it safe and inform us if you lose it.if you lose it.好的。这是您的存折。通过收银员存取款时要把它好的。这是您的存折。通过收银员存取款时要把它带来。保管好存折，遗失的话请尽快告诉我们。带来。保管好存折，遗失的话请尽快告诉我们。

Making A Deposit Making A Deposit 存款存款

Customer:

Excuse me is this the Business Excuse me is this the Business Department of Guangdong Department of Guangdong Development Bank??Development Bank??

Service Rep:Service Rep:

Yes what can I do for you?Yes what can I do for you?

Making a Deposit Making a Deposit 存款存款Customer:Customer:I want to deposit some money with I want to deposit some money with your bank.your bank.Service RepService RepWhich would you like, fixed deposit or Which would you like, fixed deposit or current deposit.current deposit.CustomerCustomerCurrent DepositCurrent Deposit

Service Rep:Service Rep:We have a variable term deposit, a notice deposit and a current deposit here. Which one are you going to choose. Customer:Notice Deposit , please.Notice Deposit , please.Service Rep:Service Rep:All right let me help you with that.All right let me help you with that.

Withdrawing Money Withdrawing Money 提款提款WithdrawalWithdrawal

Withdrawal slipWithdrawal slip

Bank Teller:Can I help You?Mr.Wang:Yes , I want to withdraw some money from my current All-in-One Passbook.Bank Teller:Please fill out a withdrawal slip.Mr. Wang:All Right.Bank Teller:Will you please give me your passbook with your slip.Mr. Wang:Here they are are.

Bank Teller:How much do you want?Mr.Wang:400 RMBBank Teller:Please show me your passport and enter your secret code.Mr. Wang:Okay.Bank Teller:Here is the money. Please count it.Mr. Wang:It is correct. Thank You.

Withdrawing in Advance Withdrawing in Advance 提前退出提前退出Service Rep:Service Rep:Is there anything I can do for you?Customer:Well I have a time deposit (CD) here, Well I have a time deposit (CD) here, maturing in two months. But I need the maturing in two months. But I need the money for an emergency. Can I get it out money for an emergency. Can I get it out now?now?Service Rep:Service Rep:Yes of course. You may withdraw your Yes of course. You may withdraw your funds by cashing the certificate (CD) funds by cashing the certificate (CD) before the maturity date.before the maturity date.

Customer:How about the interest.How about the interest.Service Rep:Service Rep:According to the regulations, the inAccording to the regulations, the interest shall be paid at the rate of a terest shall be paid at the rate of a current deposit. That means you wcurrent deposit. That means you would lose some interest.ould lose some interest.Customer: I see.