1215 Detail Company

Report By Product DECEMBER 2015/ DICIEMBRE 2015 Reporte Por Producto

ACTIVE

CLIENTS/CLIENTES

ACTIVOS

%LOAN PORTFOLIO US$/

CARTERA ACTIVA%

AVERAGE FIRST LOANS

(US$)/MONTO PRIMARIO

DESEMBOLSADO

AVERAGE LOAN DISBURSED

(US$)/MONTO PROMEDIO

DESEMBOLSADO

AVERAGE LOAN

BALANCE (US$)/SALDO

PROMEDIO

PAR>30

DAYS/CARTERA

AFECTADA>30 DIAS

928.453 18,7% 319.326.634 4,3% 235 556 344 4,7%

874.738 17,6% 2.343.535.051 31,8% 2.554 2.576 2.679 3,0%

468.377 9,4% 939.411.687 12,7% 2.856 2.966 2.006 5,2%

10.372 0,2% 139.786.086 1,9% 30.008 21.477 13.477 6,4%

26.486 0,5% 170.051.055 2,3% 2.284 15.245 5.748 6,1%

1.562 0,0% 3.266.600 0,0% 6.460 7.583 5.018 6,1%

1.882.527 37,9% 715.099.355 9,7% n/a n/a 380 1,6%

112.009 2,3% 261.552.007 3,5% 2.319 2.798 4.871 5,2%

661.820 13,3% 2.486.176.401 33,7% n/a n/a 3.757 5,0%

TOTAL REGULATED/REGULADAS 4.966.344 100,0% 7.378.204.876 100,0% 1.091 645 1.486 4,26%

NOT DETAILED/SIN DETALLE

TOTAL REGULATED INSTITUTIONS AND PRIVATE COMPANIES/INSTITUCIONES REGULADAS Y COMPAÑÍAS PRIVADAS

PRODUCT/PRODUCTO

GROUP LOANS/SOLIDARIOS

INDIVIDUAL

CONSUMER LOANS/CONSUMO

PYME

HOUSING/VIVIENDA

FIXED ASSETS/ACTIVOS FIJOS

VILLAGE BANKING/BANCA COMUNAL

OTHER PRODUCTS/OTROS

4%

32%

13% 2% 2%

0% 10%

3%

34%

LOAN PORTFOLIO US$/ CARTERA ACTIVA

GROUP LOANS/SOLIDARIOS INDIVIDUAL

CONSUMER LOANS/CONSUMO PYME

HOUSING/VIVIENDA FIXED ASSETS/ACTIVOS FIJOS

VILLAGE BANKING/BANCA COMUNAL OTHER PRODUCTS/OTROS


4,7%

3,0%

5,2%

6,4% 6,1% 6,1%

1,6%

5,2% 5,0%

0,0%

1,0%

2,0%

3,0%

4,0%

5,0%

6,0%

7,0%

PAR>30 DAYS/CARTERA AFECTADA>30 DIAS

GROUP LOANS/SOLIDARIOS

INDIVIDUAL


PYME

HOUSING/VIVIENDA





19%

18%

9%

0% 1% 0%

38%

2% 13%

ACTIVE CLIENTS/CLIENTES ACTIVOS

GROUP LOANS/SOLIDARIOS INDIVIDUAL



VILLAGE BANKING/BANCA COMUNAL OTHER PRODUCTS/OTROS


DECEMBER 2015


ACTIVE CLIENTS/CLIENTES

ACTIVOS%

LOAN PORTFOLIO US$/ CARTERA

ACTIVA%

AVERAGE FIRST LOANS


DESEMBOLSADO



DESEMBOLSADO

AVERAGE LOAN BALANCE

(US$)/SALDO PROMEDIO

PAR>30 DAYS/CARTERA

VENCIDA>30 DIAS

INDIVIDUAL LOANS 48.842 27,1% 42.542.780 39,0% 767 1.002 871 1,1%PYME/SME 18.394 10,2% 26.901.033 24,6% 1.864 1.845 1.462 1,3%HOUSING/VIVIENDA 23.280 12,9% 10.700.979 9,8% 547 1.797 460 10,8%VILLAGE BANKING/BANCA COMUNAL 705 0,4% 5.396.514 4,9% 6.402 7.246 7.655 0,7%OTHER PRODUCTS/OTROS 3.894 2,2% 1.920.556 1,8% 817 2.636 493 0,0%NOT DETAILED/SIN DETALLE 84.924 47,2% 21.722.722 19,9% n/a n/a 256 2,8%

TOTAL NGO´S/ONG´S 180.039 100,0% 109.184.584 100,0% 453 1.573 606 3,12%

ACTIVE CLIENTS/CLIENTES

ACTIVOS%


ACTIVA%

AVERAGE FIRST LOANS


DESEMBOLSADO



DESEMBOLSADO



PAR>30 DAYS/CARTERA

VENCIDA>30 DIAS

23.939 2,7% 4.338.528 1,1% 238 312 181 10,1%62.553 7,2% 80.012.622 21,0% 8.282 8.552 1.279 5,6%1.561 0,2% 2.435.281 0,6% 4.370 3.208 1.560 22,7%

268 0,0% 20.247.248 5,3% n/a 100.478 75.549 0,1%

314 0,0% 576.939 0,2% n/a 360 1.837 4,3%160 0,0% 529.364 0,1% 11.155 6.510 3.309 3,7%859 0,1% 3.449.462 0,9% n/a 3.783 4.016 4,9%

783.429 13,0% 269.236.075 70,7% n/a n/a 344 8,7%

TOTAL AFRICA-ASIA 873.083 100,0% 380.825.518 100,0% 726 1.291 436 6,78%

OTHER PRODUCTS/OTROSNOT DETAILED/SIN DETALLE

}


TOTAL NGO´S/ONG´S

PRODUCT/PRODUCTO

TOTAL AFRICA-ASIA

PRODUCT/PRODUCTO

GROUP LOANS/SOLIDARIOSINDIVIDUAL LOANSCONSUMER LOANS/CONSUMOPYME

HOUSING/VIVIENDA

39%

24%

10%

5%

2%

20%


INDIVIDUAL LOANS PYME/SME

HOUSING/VIVIENDA VILLAGE BANKING/BANCA COMUNAL

OTHER PRODUCTS/OTROS NOT DETAILED/SIN DETALLE

1,1% 1,3%

10,8%

0,7% 0,0%

2,8%

0,0%

2,0%

4,0%

6,0%

8,0%

10,0%

12,0%

PAR>30 DAYS/CARTERA VENCIDA>30 DIAS

INDIVIDUAL LOANS

PYME/SME

HOUSING/VIVIENDA




27%

10%

13%

1% 2%

47%


INDIVIDUAL LOANS PYME/SME

HOUSING/VIVIENDA VILLAGE BANKING/BANCA COMUNAL


1%

21%

1%

5% 0%

0%

1% 71%


GROUP LOANS/SOLIDARIOS INDIVIDUAL LOANS



OTHER PRODUCTS/OTROS NOT DETAILED/SIN DETALLE10,1%

5,6%

22,7%

0,1%

4,3% 3,7% 4,9%

8,7%

0,0%

5,0%

10,0%

15,0%

20,0%

25,0%

PAR>30 DAYS/CARTERA VENCIDA>30 DIAS





12%

31%

1% 0%

0% 0%

0%

56%







PRODUCT/PRODUCTO TERM (MONTHS)ACTIVE CLIENTS/CLIENTES

ACTIVOS 2015%


ACTIVA%

AVERAGE FIRST LOANS (US$)/MONTO

PRIMARIO DESEMBOLSADO



DESEMBOLSADO



PAR>30 DAYS/CARTERA

VENCIDA>30 DIAS

GROUP LOANS/SOLIDARIOS 13 952.392 15,8% 323.665.162 4,1% 157 382 340 4,8%

INDIVIDUAL LOANS 28 986.133 16,4% 2.466.090.453 31,3% 4.474 4.623 2.501 3,0%

CONSUMER LOANS/CONSUMO 20 469.938 7,8% 941.846.968 12,0% 2.577 2.387 2.004 7,5%

PYME 58 29.034 0,5% 186.934.366 2,4% 27.843 33.553 6.438 0,3%

HOUSING/VIVIENDA 71 50.080 0,8% 181.328.973 2,3% 2.649 9.277 3.621 0,9%

FIXED ASSETS/ACTIVOS FIJOS 17 1.722 0,0% 3.795.965 0,0% 11.155 4.977 2.204 0,5%

VILLAGE BANKING/BANCA COMUNAL 12 1.883.232 31,3% 720.495.869 9,2% 6.402 3.956 383 1,6%

OTHER PRODUCTS/OTROS 19 116.762 1,9% 266.922.024 3,4% 1.818 2.286 2.286 5,1%

NOT DETAILED/SIN DETALLE n/a 1.530.173 25,4% 2.777.135.198 35,3% n/a n/a 1.815 5,4%

TOTAL INSTITUTIONS/INSTITUCIONES 6.019.466 100,0% 7.868.214.978 100,0% 872 655 1.307 4,36%

TOTAL INSTITUTIONS/INSTITUCIONES

32

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2.4

66

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72

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2.7

77

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5,4

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0,0%

2,0%

4,0%

6,0%

8,0%

10,0%

12,0%

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2.000

2.500

3.000

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LOAN PORTFOLIO VS PAR>30/CARTERA ACTIVA VS PAR>30

LOAN PORTFOLIO US$/ CARTERA ACTIVA PAR>30 DAYS/CARTERA VENCIDA>30 DIAS

382 4.623 2.387 33.553 9.277 4.977 3.956 2.286

13 28 20

58

71

17 12

19

0

20

40

60

80

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10.000

20.000

30.000

40.000

GR

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AMOUNT DISBURSED VS TERM /MONTO DESEMBOLSADO VS PLAZO

AVERAGE LOAN DISBURSED (US$)/MONTO PROMEDIO DESEMBOLSADO TERM (MONTHS)

4%

31%

12%

3% 2% 0%

9% 4%

35%

LOAN PORTFOLIO US$/ CARTERA ACTIVA GROUP LOANS/SOLIDARIOS

INDIVIDUAL LOANS


PYME

HOUSING/VIVIENDA


VILLAGE BANKING/BANCACOMUNALOTHER PRODUCTS/OTROS


16%

16%

8%

1%

1% 0%

31%

2%

25%

ACTIVE CLIENTS/CLIENTES ACTIVOS GROUP LOANS/SOLIDARIOS

INDIVIDUAL LOANS


PYME

HOUSING/VIVIENDA


VILLAGE BANKING/BANCACOMUNALOTHER PRODUCTS/OTROS



INSTITUTION PRODUCTTERM

(MONTHS)ACTIVE CLIENTS LOAN PORTFOLIO US$

AVERAGE FIRST LOAN

(US$)

AVERAGE LOAN

DISBURSED (US$)

AVERAGE LOAN

BALANCE (US$)PAR>30 DAYS

EXCHANGE

RATE

BANCO COMPARTAMOS CRÉDITO COMERCIANTE n/a 915.831 315.038.235 n/a n/a 344 4,64% 17,2487

CREDICONFIA SOLIDARIO 5 9.537 2.889.372 332 533 303 11,84% 17,2487

FINANCIERA FAMA GRUPAL Microcrédito 25 2.613 577.595 139 348 221,05 3,42% 27,93

Creditos Solidarios Rural 22 472 821.432 n/a 786 1.739,09 2,82% 1,00

REGULATED INSTITUTIONS 17 928.453 319.326.634 235 556 344 4,7%

AKIBA Solidarity Loans 9 13.351 3.163.965 n/a 370 237 4,76% 2.161,64

AMFB SOLIDARITY LOANS 4 9.986 1.132.617 238 253 113 23,83% 196,50

EB-ACCION GHANA Group - Loans 6 602 41.947 n/a n/a 70 38,33% 3,8

AFRICA AND ASIA 13 23.939 4.338.528 238 312 181 10,06%

13 952.392 323.665.162 157 382 340 4,76%TOTAL GROUP LOANS

GROUP LOANS/GRUPOS SOLIDARIOS

REGULATED INSTITUTIONS-INSTITUCIONES REGULADAS

AFRICA AND ASIA




AVERAGE FIRST LOAN

(US$)

AVERAGE LOAN

DISBURSED (US$)

AVERAGE LOAN


EXCHANGE

RATE

BANCO COMPARTAMOS CRÉDITO INDIVIDUAL 12 126.765 135.314.545 n/a n/a 1.067 4,90% 17,2487

CRÉDITO ADICIONAL 3 170 4.753.981 n/a n/a 27.965 2,50% 17,2487

BANDELTA Capital de Trabajo 65 8.161 87.667.210 n/a n/a 10.742 n/a 1,00

Autómovil Micro 225 3 574.032 - - 191.343,98 n/a 1,00

Capital de Trabajo con Garantía Hipotecaria n/a 8.058 8.575.622 n/a n/a n/a 0,00% 1,00

BANCO SOLIDARIO Microempresa n/a 89.458 263.478.416 n/a n/a 2.945 3,38% 1,00

BANCOSOL Sol Individual 35 103.244 443.713.756 4.260 4.849 4.298 1,61% 6,86

Sol Crecer 19 552 188.905 n/a 1.130 342 48,81% 6,86

Sol DPF 26 176 713.246 4.546 4.385 4.053 0,04% 6,86

Sol Productivo 33 66.251 341.600.014 5.040 5.947 5.156 0,56% 6,86

Sol Agropecuario 36 10.801 60.092.747 6.113 6.994 5.564 0,49% 6,86

BANCO POPULAR Individual CT 22 18.279 23.475.747 n/a n/a 1.284 6,83% 22,37

Individual AF 31 1.218 2.714.692 n/a n/a 2.229 9,96% 22,37

Individual Cruzado 49 2 3.601 n/a n/a 1.801 0,00% 22,37

Crédito Agropecuario 73 1 1.303 n/a n/a 1.303 0,00% 22,37

CREDICONFIA INDIVIDUAL 6 3.072 5.417.482 2.126 2.368 1.764 7,13% 17,25

FINANCIERA FAMA INDIVIDUAL microcrédito 22 39.971 34.258.439 915 1.071 857 1,90% 27,93

BANCOMPARTIR Microempresa 27 110.518 186.155.454 2.478 2.213 1.684 7,39% 3.149,47

FINANCIERA EL COMERCIO Microempresas Urbanas* 12 23.040 31.202.745 1.008 1.295 1.354 11,15% 5.636,09

Microempresa Rural 12 51.050 70.025.058 917 1.210 1.372 6,55% 5.636,09

INTEGRAL Microcrédito Individual Urbano 35 6.749 26.729.548 n/a 2.046 3.960,72 3,06% 1,00

Microcrédito Individual Rural 33 8.428 33.117.024 n/a 2.041 3.929,44 2,68% 1,00

BANCO PICHINCHA CREDIFE 21 189.076 575.590.888 3.156 4.750 3.044 3,10% 1,00

SOGESOL FONDS DE ROULEMENT 8 9.695 8.170.596 86 922 843 6,14% 56,70

REGULATED INSTITUTIONS 37 874.738 2.343.535.051 2.554 2.576 2.679,1 2,98%

FMSD Microempresas - 5.192 3.518.587 580 927 678 n/a 3.149,47

GENESIS EMPRESARIAL MICROEMPRESA 0 43.650 39.024.193,4 953 1.077 894 1,21% 7,63

NGO'S 0 48.842 42.542.780 767 1.002 871 1,11%

AKIBA Biashara Loans (individual) 9 16.313 31.142.724 n/a 2.818 1.909 5,52% 2.161,64

AMFB MICRO BUSINESS (MCB) 6 33.504 25.939.752,4 932 1.299 774 6,81% 196,50

EB-ACCION GHANA Nkosuo - working capital 7 9.541 4.143.458 599 713 434 7,96% 3,80

Adwuma pa - Working Capital 9 757 1.481.535 4.502 4.208 1.957 12,98% 3,80

Micro - working capital 12 156 1.023.706 12.396 11.827 6.562 9,62% 3,80

SME - Working Capital 12 111 1.652.411 21.626 24.991 14.887 8,29% 3,80

ACCION MICROFINANCE CHINA Working Capital Loan-Urban n/a 664 5.800.840 12.538 14.522 8.736 1,93% 6,49

Working Capital Loan-Rural n/a 951 5.906.585 7.853 9.847 6.211 1,74% 6,49

Agric Loan n/a 556 2.921.611 5.809 6.740 5.255 0,70% 6,49

AFRICA AND ASIA 9 62.553 80.012.622 8.282 8.552 1.279 5,60%

TOTAL INDIVIDUAL 28 986.133 2.466.090.453 4.474 4.623 2.501 3,04%

INDIVIDUAL LOANS-CREDITOS INDIVIDUALES

REGULATED INSTITUTIONS

NGO´S-ONG'S

AFRICA-ASIA




AVERAGE FIRST LOAN

(US$)

AVERAGE LOAN

DISBURSED (US$)

AVERAGE LOAN


EXCHANGE

RATE

BANCO SOLIDARIO Olla de Oro n/a 45.986 48.459.281 1.096 1.130 1.054 7,75% 1,00

CONSUMO 16 270 1.621.630 9.665 9.557 6.006,04 0,63% 1,00

TCF 7 133.477 186.146.162 n/a 66 1.395 10,17% 1,00

VISA 8 3.754 6.047.577 n/a 84 1.611 0,63% 1,00

BANCOSOL Sol de Oro n/a n/a n/a n/a n/a n/a n/a n/a

Sol Efectivo 0 46.731 162.545.576 3.321 3.743 3.478 0,48% 6,86

Sol Vehículo 58 506 5.803.708 12.539 13.025 11.470 0,00% 6,86

BANDELTA Consumo n/a 401 332.025 848 940 828 5,19% 1,00

BANCO POPULAR Consumo 24 324 439.975 48 1.546 1.358 9,16% 22,37

FINANCIERA FAMA INDIVIDUAL consumo 18 9.957 9.976.672 1.088 1.242 1.001,98 0,70% 27,93

BANCOMPARTIR Consumo 26 11.815 16.082.160 1.266 861 1.361 7,05% 3.149,47

FINANCIERA EL COMERCIO Préstamos Personales 42 12.761 8.051.068 765 1.039 631 16,93% 5.636,09

Tarjeta de Créditos 12 424 2.898.016 n/a n/a 6.835 23,78% 5.636,09

Préstamos Personales Rural 16 14.665 11.616.555 681 962 792 6,55% 5.636,09

Tarjeta de Créditos Rural 12 13.453 2.436.352 n/a n/a 181 13,24% 5.636,09

BANCO PICHINCHA OTROS PRODUCTOS n/a 167.679 474.178.227 n/a n/a 2.828 8,83% 1,00

INTEGRAL Consumo Urbano 34 280 730.810 n/a 1.371 2.611,59 6,35% 1,00

Consumo Rural 22 472 821.432 n/a 786 1.739,09 2,82% 1,00

SOGESOL PRETS AUX SALARIES 12 5.422 1.224.461 97 349 n/a 1,57% 56,70

REGULATED INSTITUTIONS 20 468.377 939.411.687 2.856 2.966 2.006 5,17%

AKIBA Consumer Loans 36 1.121 1.371.245 n/a 2.047 1.223 40,29% 2.161,64

EB-ACCION GHANA Staff Loan 38 210 610.995 4.370 4.370 2.910 0,00% 3,80

ACCION MICROFINANCE CHINA Salary Loans n/a 230 453.040 4.808 n/a 1.970 0,00% 6,49

AFRICA AND ASIA 37 1.561 2.435.281 4.370 3.208 1.560 22,7%

20 469.938 941.846.968 2.577 2.387 2.004 7,5%

CONSUMER LOANS-CREDITOS DE CONSUMO


AFRICA-ASIA

TOTAL CONSUMER LOANS



(MONTHS)ACTIVE CLIENTS LOAN PORTFOLIO US$ AVERAGE FIRST LOAN

AVERAGE LOAN

DISBURSED

AVERAGE LOAN

BALANCE PAR>30 DAYS

EXCHANGE

RATE

BANCOSOL Sol Vivienda 0 23.251 157.838.624 6.484 7.428 6.788 0,41% 6,86

BANCO POPULAR Vivienda 217 709 7.777.451 n/a 35.286 10.970 3,48% 22,37

Vivienda Fideicomisos 44 9 1.438 n/a n/a 160 100,00% 22,37

Micro Vivienda 34 637 1.637.118 3.018 3.292 2.570 5,79% 22,37

BANCO SOLIDARIO Vivienda 115 272 1.403.668 n/a 14.976 5.160,54 22,19% 1,00

BANDELTA Microvivienda n/a 650 785.703 n/a n/a 1209 0,9% 1,00

INTEGRAL Vivienda Comunitaria Urbana 77 31 32.745 n/a n/a n/a n/a 1,00

Vivienda Comunitaria Rural 69 14 15.233 n/a n/a n/a n/a 1,00

SOGESOL KREDI KAY 914 559.073 n/a n/a 612 9,40% 56,70

REGULATED INSTITUTIONS 80 26.486 170.051.055 4.751 15.245 6.420,41 0,27%

FMSD VIVIENDA 120 553 1.357.279 680 1.114 2.454 65% 3.149,47

GENESIS EMPRESARIAL VIVIENDA 25 22.727 9.343.700 413 2.481 411 2,93% 7,63

NGO´S 72 23.280 10.700.979 547 1.797 460 10,80%

AKIBA Home Improvement Loans 6 314 576.939 n/a 360 1.837 4,32% 2.161,64

AFRICA AND ASIA 6 314 576.939 n/a 360 1.837 4,32%

TOTAL HOUSING 71 50.080 181.328.973 2.649 9.277 3.621 0,91%

BANDELTA Activos Fijos 29 1.562 3.266.600 n/a 1.913 2.091 3,50% 1,00

REGULATED INSTITUTIONS 1.562 3.266.600 n/a 1.913 2.091 3,50%

AMFB Fixed Assets 9 35 51.411 n/a n/a 1.469 11,45% 196,50

EB-ACCION GHANA

Adwuma pa - Fixed Assets 12 9 9.988 n/a 3.821 1.110 0,00% 3,80

Micro - Fixed Assets 19 11 66.331 n/a n/a 6.030 6,46% 3,80

SME - Fixed Assets 22 105 401.634 11.155 9.199 3.825 3,84% 3,80

AFRICA AND ASIA 18 160 529.364 11.155 6.510 3.309 3,72%

17 1.722 3.795.965 11.155 4.977 2.204 0,52%

FIXED ASSETS-ACTIVOS FIJOS


AFRICA-ASIA

TOTAL FIXED ASSETS

AFRICA AND ASIA

HOUSING LOANS-CREDITOS DE VIVIENDA


NGO´S-ONG´S


BANDELTA Factoring 3 39 2.826.470 n/a 20.162 n/a n/a 1,00

BANDELTA Automovil No Micro 77 4.255 38.345.263 12.580 13.433 9.012 n/a 1,00

BANDELTA Préstamo Personal 109 249 1.504.652 9.661 8.984 6.043 n/a 1,00

BANDELTA Préstamo Garantizado 57 88 2.113.086 57.373 32.280 24.012 0,54% 1,00

BANDELTA Préstamo Comercial 43 75 6.681.110 88.581 56.266 89.081 4,72% 1,00

BANDELTA Préstamo Hipotecario 159 11 361.288 n/a n/a 32.844 0,0% 1,00

BANCO POPULAR Pequeña Empresa CT 31 294 2.413.168 10.685 11.189 8.208,05 8,07% 22,37

Pequeña Empresa AF 43 178 1.703.930 11.806 12.744 9.572,64 2,30% 22,37

Mediana Empresa CT 37 60 989.026 16.441 26.681 16.483,77 8,62% 22,37

Mediana Empresa AF 61 91 2.728.507 47.697 43.467 29.983,59 0,94% 22,37

BANCO SOLIDARIO Comercial/Dolares 76 8 1.101.849 n/a n/a 137.731 58,09% 1,00

FINANCIERA FAMA INDIVIDUAL comercial/PYME 43 350 3.885.885 13.407 11.396 11.102,53 1,22% 27,93

FINANCIERA EL COMERCIO Pymes Urbano 10 257 22.019.368 43.776 n/a 85.678 4,76% 5.636,09

Pymes Rural 10 369 14.078.791 31.888 25.050 38.154 14,96% 5.636,09

BANCOMPARTIR Comercial/PYME 43 1.695 25.036.022 16.197 15.725 14.771 2,39% 3.149,47

INTEGRAL Pequeña empresa y Vivienda Individual Urbano 89 949 7.437.774 n/a 11.865 7.837,49 8,89% 1,00

Pequeña empresa y Vivienda Individual Rural 76 1.404 6.559.897 n/a 11.440 4.671,46 7,02% 1,00

REGULATED INSTITUTIONS 10.372 139.786.086 30.008 21.477 13.477 6,42%

GENESIS EMPRESARIAL PEQUEÑA EMPRESA 31 18.394 26.901.033 1.864 1.845 1.462 1,34% 7,63

NGO´S 18.394 26.901.033 1.864 1.845 1.462 1,34%

AKIBA Corporate loans 36 95 6.979.363 n/a 98.479 73.467 4,65% 2.161,64

ACCION MICROFINANCE CHINA SME n/a 103 10.586.380 n/a 141.045 102.780 0 6,49

Small Business Loans n/a 70 2.681.505 n/a 61.911 38.307 0,58% 6,49

AFRICA AND ASIA 53 268 20.247.248 n/a 100.478 75549,432 0,08%

TOTAL PYME 58 29.034 186.934.366 27.843 33.553 6.438 0,25%



AVERAGE FIRST LOAN

(US$)

AVERAGE LOAN

DISBURSED

AVERAGE LOAN

BALANCEPAR>30 DAYS

EXCHANGE

RATE

BANCO PICHINCHA BANCA COMUNAL n/a 88.957 50.316.941 609 941 566 5,14% 1,00

BANCO COMPARTAMOS CRÉDITO MUJER 4 1.787.826 663.586.241 n/a n/a 371 1,33% 17,2487

CREDICONFIA COMUNAL 4 5.744 1.196.172 261 389 208 15,28% 17,2487

REGULATED INSTITUTIONS 1.882.527 715.099.355 n/a 665 380 1,62%

GENESIS EMPRESARIAL BANCOMUNALES 29 705 5.396.514 6.402 7.246 7.655 0,69% 7,63

NGO´S 12 705 5.396.514 6.402 7.246 7.655 0,69%

12 1.883.232 720.495.869 6.402 3.956 383 1,61%

NGO´S-ONG´S

TOTAL VILLAGE BANKING


PYME-COMMERCIAL LOANS


NGO´S-ONG´S

AFRICA-ASIA

VILLAGE BANKING-BANCA COMUNAL



(MONTHS)ACTIVE CLIENTS LOAN PORTFOLIO US$ AVERAGE FIRST LOAN

AVERAGE LOAN

DISBURSED

AVERAGE LOAN

BALANCEPAR>30 DAYS

EXCHANGE

RATE

BANCO COMPARTAMOS CRÉDITO MEJORA TU CASA 12 5.922 174.447.929 n/a n/a 29.458 3,76% 17,2487

CRÉDITO CRECE Y MEJORA-CCR 12 25.207 31.596.584 n/a n/a n/a n/a 17,2487

BANCO SOLIDARIO CASAS COMERCIALES 18 41.281 23.944.895 n/a 1.213 580,05 7,16% 1,00

UNICRÉDITO 20 19.629 22.620.500 n/a 1.923 1.152,40 22,19% 1,00

BANDELTA Sobregiro n/a 5 22 n/a n/a n/a n/a 1,00

Créditos Rurales n/a 904 929.210 n/a n/a n/a 0% 1,00

CREDICONFIA EMPLEADOS 12 6 8.492 n/a 8.740 1.415 33,68% 17,25

FINANCIERA FAMA INDIVIDUAL vivienda Mejoramiento 31 69 371.421 9.026 6.562 5.383 0,15% 27,93

SOGESOL KREDI AGRIKOL n/a 8.115 5.166.914 140 680 637 n/a 56,70

KREDI LEKOL 8 8.716 2.283.514 108 381 262 3,96% 56,70

AGRIPRO 8 2.155 182.525 - 86 85 37,43% 56,70

REGULATED INSTITUTIONS 112.009 261.552.007 2.319 2.798 4.871 5,25%

GENESIS EMPRESARIAL AGROPECUARIO 11 3.285 963.301 376 4.062 293 n/a 7,63

CISEC - INFRAESTRUCTURA Y SERV. BASICOS 32 26 4.683 n/a n/a 180 0,00% 7,63

CRÉDITO EDUCATIVO 13 583 952.572 1.257 1.211 1.634 0,00% 7,63

NGO´S 3.894 1.920.556 817 2.636 493 0,0%

AKIBA Staff Loans 36 556 2.749.835 n/a 6.471 4.946 6,13% 2.161,64

AMFB Pay Go 3 51 133.918,81 n/a n/a n/a 0,00% 196,50

MY school Plus 6 212 464.321,34 n/a n/a n/a 0,00% 196,50

EB-ACCION GHANA Ex-Staff Loan 22 16 24.011 n/a 1.095 1.501 0,00% 3,80

Renegotiated Loans 16 24 77.375 n/a n/a 3.224 0,00% 3,80

AFRICA AND ASIA #REF! 859 3.449.462 n/a 3.783 4.016 4,9%

19 116.762 266.922.024 1.818 3.254 2.286 5%

OTHER PRODUCTS-OTROS PRODUCTOS


NGO´S-ONG´S

AFRICA-ASIA

TOTAL OTHER PRODUCTS


BANCO ADEMI Total Productos 236.914 282.846.983 n/a n/a 1.194 3,16% 45,47

FINSOL Total Productos 9.865 36.573.750 n/a n/a 3.707 5,01% 22,37

CREDINKA Total Productos 60.439 194.160.454 n/a n/a 3.213 6,89% 3,41

MIBANCO Total Productos 297.140 1.386.619.318 n/a n/a 4.667 7,31% 2,99

BANGENTE Total Productos 57.462 585.975.896 n/a n/a 10.198 0,34% 6,30

REGULATED INSTITUTIONS 661.820 2.486.176.401 n/a n/a 3.756,57 5,05%

FUNDACION PARAGUAYA Total Productos 84.924 21.722.722 n/a n/a 256 2,75% 5.809,00

NGO´S 84.924 21.722.722 n/a n/a 256 2,75%

EAMF Total Productos 8.275 6.865.846 n/a n/a 830 16,01% 602,51

SAIJA Total Productos 145.757 26.478.170 n/a n/a 182 0,42% 66,22

SWADHAAR Total Productos 243.842 42.641.568 n/a n/a 175 2,91% 66,22

FIRST VALLEY Total Productos 51.739 109.000.000 n/a n/a 2.107 14,00% 44,62

WZH Total Productos 402 10.730.027 n/a n/a 26.692 4,23% 6,49

DAWN MICROFINANCE Total Productos 53.835 4.705.680 n/a n/a 87 0,00% 1.309,00

UGAFODE Total Productos 13.851 7.850.665 n/a n/a 567 4,55% 3.700,00

IFMR Total Productos 265.693 60.609.154 n/a n/a 228 8,22% 66,22

GHN Total Productos 35 354.965 n/a n/a 10.142 0,00% 6,49

AFRICA AND ASIA 783.429 269.236.075 n/a n/a 344 8,73%

1.530.173 2.777.135.198 n/a n/a 1.815 5,4%TOTAL NOT DETAILED

INSTITUTIONS WHICH DID NOT REPORT DETAIL BY PRODUCT AS OF DECEMBER 2015-IMF´S QUE NO REPORTAN DETALLE


NGO´S-ONG´S

AFRICA-ASIA

TRENDS

2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014

TOTAL CLIENTES ACTIVOS 952.392,33 793.254,00 986.133 1.193.647 469.938 592.281 29.034 29.406 50.080 60.561 1.722 42.838 1.883.232 1.874.125 116.762 276.202 1.530.173 437.287

TRENDS

2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014

TOTAL ACCION INTERNATIONAL 323.665.161,93 480.440.288,90 2.466.090.453 3.037.803.650 941.846.968 1.457.072.302 186.934.366 259.451.388 181.328.973 353.909.384 3.795.965 351.919.978 720.495.869 753.187.143 266.922.024 458.600.557 2.777.135.198 391.389.148

FIXED ASSETS/ACTIVOS FIJOSVILLAGE BANKING/BANCA COMUNALOTHER PRODUCTS/OTROSNOT DETAILED/SIN DETALLE GROUP LOANS/SOLIDARIOS INDIVIDUAL CONSUMER LOANS/CONSUMO PYME/SME HOUSING/VIVIENDA



PYME/SME HOUSING/VIVIENDAFIXED ASSETS/ACTIVOS FIJOSVILLAGE BANKING/BANCA COMUNALOTHER PRODUCTS/OTROSNOT DETAILED/SIN DETALLE GROUP LOANS/SOLIDARIOS INDIVIDUAL CONSUMER LOANS/CONSUMO

GR

OU

P L

OA

NS/

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93

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IND

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3.6

47

IND

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UA

L; 9

86

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3

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MER

LO

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SUM

O;

59

2.2

81

CO

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MER

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SUM

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46

9.9

38

PYM

E/SM

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9.4

06

PYM

E/SM

E; 2

9.0

34

HO

USI

NG

/VIV

IEN

DA

; 6

0.5

61

HO

USI

NG

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IEN

DA

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0.0

80

FIX

ED A

SSET

S/A

CTI

VO

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42

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FIX

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S/A

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S FI

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1.7

22

VIL

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E B

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G/B

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NA

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4.1

25

VIL

LAG

E B

AN

KIN

G/B

AN

CA

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MU

NA

L; 1

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3.2

32

OTH

ER P

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T D

ETA

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/SIN

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ALL

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1.5

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3

0

200.000

400.000

600.000

800.000

1.000.000

1.200.000

1.400.000

1.600.000

1.800.000

2.000.000

2014 2015

Active Clients/Clientes Activos 2014-2015

GROUP LOANS/SOLIDARIOS INDIVIDUAL CONSUMER LOANS/CONSUMO PYME/SME HOUSING/VIVIENDA FIXED ASSETS/ACTIVOS FIJOS VILLAGE BANKING/BANCA COMUNAL OTHER PRODUCTS/OTROS NOT DETAILED/SIN DETALLE

GR

OU

P L

OA

NS/

SOLI

DA

RIO

S; 4

80

.44

0.2

89

GR

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P L

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23

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5.1

62

IND

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L; 3

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7.8

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IND

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UA

L; 2

.46

6.0

90

.45

3

CO

NSU

MER

LO

AN

S/C

ON

SUM

O;

1.4

57

.07

2.3

02

CO

NSU

MER

LO

AN

S/C

ON

SUM

O;

94

1.8

46

.96

8

PYM

E/SM

E; 2

59

.45

1.3

88

PYM

E/SM

E; 1

86

.93

4.3

66

HO

USI

NG

/VIV

IEN

DA

; 3

53

.90

9.3

84

HO

USI

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/VIV

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DA

; 1

81

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8.9

73

FIX

ED A

SSET

S/A

CTI

VO

S FI

JOS;

35

1.9

19

.97

8

FIX

ED A

SSET

S/A

CTI

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95

.96

5

VIL

LAG

E B

AN

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75

3.1

87

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3

VIL

LAG

E B

AN

KIN

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CA

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L;

72

0.4

95

.86

9

OTH

ER P

RO

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00

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7

OTH

ER P

RO

DU

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26

6.9

22.0

24

NO

T D

ETA

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ALL

E ;

39

1.3

89

.14

8

NO

T D

ETA

ILED

/SIN

DET

ALL

E ;

2.7

77

.13

5.1

98

0

500.000.000

1.000.000.000

1.500.000.000

2.000.000.000

2.500.000.000

3.000.000.000

3.500.000.000

2014 2015

Loan Portfolio/Cartera Activa 2014-2015

GROUP LOANS/SOLIDARIOS INDIVIDUAL CONSUMER LOANS/CONSUMO PYME/SME HOUSING/VIVIENDA FIXED ASSETS/ACTIVOS FIJOS VILLAGE BANKING/BANCA COMUNAL OTHER PRODUCTS/OTROS NOT DETAILED/SIN DETALLE

1215 Detail Company

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