Post on 30-May-2018
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 1/26
0
Edvdnipkjh Eibd}ukm Hivdwjbdju Gije B`wadu
Djc`jmkjh ucd edpuc `je gwd`euc if ucd B`n`{}k`j HivdwjbdjuGije B`wadu
Btc`bb`e gkj Kgw`ckbbtceOgjb*hiv*b{Jivdbgdw 7??;
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 2/26
7
G`}k} fiw Wind if G`ja Jdh`w` B`n`{}k` kjedvdnipkjh ucd B`n`{}k`j Hivdwjbdju Gije
B`wadu
Kj ku} wind `} ` g`jadw & fk}m`n `hdju ui ucd Hivdwjbdju if B`n`{}k`. ku k} kj GJB‛} kjudwd}u ui edvdnip ucd hivdwjbdju gije
b`wadu kj iwedw ui f`mknku`ud biwd dffkmkdju pwkmd ek}mivdw{ `} xdnn `}
hwd`udw edpuc & gwd`euc if ucd b`wadu ui djc`jmd ucd Hivdwjbdju‛} fkj`jmkjh ipukij} `je tnukb`udn{ wdetmd ku} mi}u if
fkj`jmd kj ucd nijh"wtj
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 3/26
=
Edvdnipkjh Eibd}ukm Hivdwjbdju Gije B`wadu
Ivdwvkdx if Hivdwjbdju Gije B`wadu edvdnipbdju }u`hd}
Xcdwd `wd xd jix 9
Xc`u mij}ukutud} ` }tmmd}}ftn Hivdwjbdju Gije B`wadu
Djc`jmkjh ucd edpuc & gwd`euc if ucd gije b`wadu
U{pd} if kj}uwtbdju}
Mtwwdju `je ftutwd kjkuk`ukvd}
Wdhkij`n Kjkuk`ukvd}
Nd}}ij Nd`wju
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 4/26
0;4; ” 0;3?Dsmnt}kvd B`wadu
0;6?} ui 0;3?}Ipdjkjh Tp <_wd"mwk}k}
edvdnipbdju }u`hd
0;;?}_i}u"mwk}k}
Edvdnipbdju}u`hd
7??? ::B`wadu dffkmkdjm{ <
Edpuc `je gwd`euc
Ivdwvkdx if B`n`{}k`j Hivdwjbdju Gije B`waduEdvdnipbdju ]u`hd}
‧ Ftjekjh wdnkdebtmc ij dsudwj`ngiwwixkjh &}{jekm`ude ni`j}*
‧ Fkw}u k}}t`jmd ifB`n`{}k`j
Hivdwjbdju]dmtwkukd} #BH]+kj 0;4; ui bddupdj}kij ftjekjvd}ubdju jdde}1
‧ BH] k}}tde ij `g`}km }uwtmutwd `jejiu uw`e`gnd
‧ Xkedw p`wukmkp`ju}kd< pdj}kij ftje.kj}tw`jmdmibp`jkd} &G`ja} #kbpi}d}u`utuiw{
wdtkwdbdju+‧ 0;36 ” wdfiwbde}uwtmutwd if BH]ui `nnix}dmije`w{ b`waduuw`ekjh
‧ 0;3; " Kjuwietmd_E }{}udb ui`}}k}u kj pwkb`w{`je }dmije`w{b`wadu}
‧ Mijukjtd ui k}}tdetwkjh fk}m`n}twpnt} kj 0;;="0;;8 ui bddub`wadu edb`je`je b`kju`kj
pwkmkjh fiwgdjmcb`wakjh
‧ X`kvdw fiw }u`bpetu{. u`sdsdbpukij.xkuccinekjh u`s
‧ 7???"D}u`gnk}cde`tmukij m`ndje`w
‧ 7??4 ” Ndjhucdjdeucd {kdne mtwvd g{kjuwietmkjh 7?{wBH]
‧ 7??4 " Kjuwietmdee`kn{ kjekm`ukvd{kdne"ui"b`utwku{
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 5/26
4
Edvdnipkjh Eibd}ukm Hivdwjbdju Gije B`wadu
Ivdwvkdx if Hivdwjbdju Gije B`wadu edvdnipbdju }u`hd}
Xcdwd `wd xd jix 9
Xc`u mij}ukutud} ` }tmmd}}ftn Hivdwjbdju Gije B`wadu
Djc`jmkjh ucd edpuc & gwd`euc if ucd gije b`wadu
U{pd} if kj}uwtbdju}
Mtwwdju `je ftutwd kjkuk`ukvd}
Wdhkij`n Kjkuk`ukvd}
Nd}}ij Nd`wju
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 6/26
6
Xcdwd `wd xd jix…
?
0?
7?
=?
5?
4?
6?
MJ CA KE AW B[ _C ]H UC VJ
#$+
Edm 7??? Ltjd 7??;
?
7?
5?
6?
3?
0??
7??? 7??0 7??7 7??= 7??5 7??4 7??6 7??8 7??3 7??;
T]E #gkn+
?$
0?$
7?$
=?$
5?$
4?$
#$+
Hivdwjbdju $ HE_
Hivdwjbdju Gije b`wadu }k|d wdn`ukvd ui HE_
‧ @} u Ltjd 7??;. ucd }k|d if ucd
B`n`{}k`j hivdwjbdju gije b`wadu
k} 5;$ if HE_*
‧ Ij vdw`hd. ucd hwixuc w`ud if ucd
B`n`{}k`j hivdwjbdju gije b`wadu
k} 0=*4$ pdw `jjtb }kjmd 7???
Ck}uiwkm`n Hivdwjbdju Gije B`wadu }k|d
wdn`ukvd ui HE_
?
4??
0???
04??
7???
MJ CA KE AW B[ _C ]H UC VJ
T]E #gkn+
Edm 7??? Ltjd 7??;
]k|d if Wdhkij`n Hivdwjbdju Gije B`wadu} #ds L`p`j+
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 7/26
B`n`{}k`j Hivdwjbdju Gije B`wadu `} pdwmdju`hd if HE_c`} dvinvde ui gdmibd n`whd}u kj ucd @]D@J wdhkij
]itwmd< @}k`jGije}Ijnkjd. e`u` `} `u Ltjd"7??;
]k|d if Hivdwjbdju Gije B`wadu#$ if HE_+ 7??;
6
4
5
=
7
0
Mitjuw{ W`ja
07*;Vkduj`b
05*;Kjeijd}k`
=7*6_cknkppkjd}
56*5]kjh`piwd
53*?Uc`kn`je
5;*?B`n`{}k`
]k|d if Hivdwjbdju Gije B`wadu#$ if HE_+
@]D@J Mitjuwkd}
]khjkfkm`ju kjmwd`}d kj }k|d ivdw HE_<
‧ 7??? ” T]E =8*0 gkn #=;*6$ if HE_+
‧ 7??; ” T]E ;6*4 gkn #5;*?$ if HE_+
Vkduj`b
07*;$
Mckj` #5=*6$+
Kjeijd}k`
#05*;$+
_cknkppkjd}
#=7*6$+
Cijh Aijh
#08*6$+
]kjh`piwd
#56*5$+
Uc`kn`je #53$+
B`n`{}k` #5;$+
Aiwd` #40*6$+
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 8/26
3
Edvdnipkjh Eibd}ukm Hivdwjbdju Gije B`wadu
Ivdwvkdx if Hivdwjbdju Gije B`wadu edvdnipbdju }u`hd}
Xcdwd `wd xd jix 9
Xc`u mij}ukutud} ` }tmmd}}ftn Hivdwjbdju Gije B`wadu
Djc`jmkjh ucd edpuc & gwd`euc if ucd gije b`wadu
U{pd} if kj}uwtbdju}
Mtwwdju `je ftutwd kjkuk`ukvd}
Wdhkij`n Kjkuk`ukvd}
Nd}}ij Nd`wju
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 9/26
;
]tmmd}}ftn_wkjmkp`n
Ed`ndw}ckp
Xked
kjvd}uiwg`}d
B`je`uiw{]u`utuiw{
Wdtkwdbdju}
Xkedn{pw`mukmde
hnig`n
mijvdjukij}
‧ Bkjkbtb gke
wdtkwdbdju uidj}twd 0??$}tg}mwkpukij fiwhivdwjbdjuk}}t`jmd}
‧ _wkjmkp`n ed`ndw} `}b`wadu b`adw} uipwivked uxi x`{pwkmd}
‧ Nkgdw nk}dewd}uwkmukij} kbpi}de
ij jij"wd}kedju} uikjvd}u kj BH])HKK
‧ Xkuccinekjh u`sdsdbpukij fiw jij"wd}kedju
‧ @nnix kjudwj`ukij`nmnd`w`gknku{ vk` hnig nmt}uiek`j kj}ukutukij}
‧ Kjmnt}kij if BH]kjui Mkukhwitp‛}XHGK ui `uuw`mu
kjvd}uiw}
‧ ]u je`we
kjudwj`ukij`nmijvdjukij}#kd< pwkmdm`nmtn`ukij.`mu)`mu+
‧ ]u`je`we fiwb}if kj}uwtbdju}#kd< m`}cfnix}.mitpij} dum+
Xc`u mij}ukutud} ` }tmmd}}ftn Hivdwjbdju Gije B`wadu…
]tmmd}}ftnHivdwjbdjuGije B`wadu
‧ _dj}kij Ftjebkjkbtbkjvd}ubdjuwdtkwdbdju}
‧ G`ja‛} nktke`}}du
wdtkwdbdju}‧ Kj}tw`jmd
mibp`jkd}bkjkbtb `}}du}wdtkwdbdju}
Mijetmkvdwdhtn`uiw{
fw`bdxiwa
‧ D`}kn{ `mmd}}kgnd fkj`jmk`n
b`wadu htkednkjd} & mied ifmijetmu
‧ Dffkmkdju kjfw`}uwtmutwd
]tmmd}}ftnHivdwjbdjuGije B`wadu
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 10/26
0?
Edvdnipkjh Eibd}ukm Hivdwjbdju Gije B`wadu
Ivdwvkdx if Hivdwjbdju Gije B`wadu edvdnipbdju }u`hd}
Xcdwd `wd xd jix 9
Xc`u mij}ukutud} ` }tmmd}}ftn Hivdwjbdju Gije B`wadu
Djc`jmkjh ucd edpuc & gwd`euc if ucd gije b`wadu
U{pd} if kj}uwtbdju}
Mtwwdju `je ftutwd kjkuk`ukvd}
Wdhkij`n Kjkuk`ukvd}
Nd}}ij Nd`wju
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 11/26
00
Eddp &Nktke Gije
B`wadu
Dffkmkdjuk}}t`jmdpwimd}}
Dffkmkdjugdjmcb`wa{kdne mtwvd
Gwi`edj k}}tdw &kjvd}uiw g`}d
Kbpwivd nktkeku{ kjucd }dmije`w{
b`wadu
Kjuwietmd wk}ab`j`hdbdjukj}uwtbdju}
Dffiwu} fimt}de ij djc`jmkjh ucd edpuc `je gwd`euc if ucdgije b`wadu
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 12/26
07
Edvdnipkjh `j dffkmkdju gdjmcb`wa {kdne mtwvd…
‧ Dj}twd mijukjtit} }tppn{ if gdjmcb`wap`pdw} ucwithc <
Wdhtn`w k}}t`jmd if =. 4 .0? {d`w}gdjmcb`wa
Wd"ipdjkjh if dskukjh }uima}
]xkumc `tmukij ui wdpn`md iff"ucd"wtj}uima} xkuc jdx gdjmcb`wa }uima
‧ _tgnk}c ucd Hivdwjbdju gije} `tmukijm`ndje`w
‧ Ndjhucdjde b utwku{ ui 7? {w}
‧ _tgnk}c e`kn{ B n`{}k`j Hivdwjbdju]dmtwkukd} #BH]+ [kdne"Ui"B`utwku{ vk` Ftnn{@tuib`ude ]{}udb fiw Udjedwkjh #F@]U+xdg}kud
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 13/26
0=
Edvdnipde Ftnn{ @tuib`ude ]{}udb fiw K}}tkjh)Udjedwkjh#F@]U+ xdg}kud fiw dffkmkdju k}}t`jmd pwimd}}…
‧ F@]U x`} edvdnipde kj 0;;6 }
mdjuw nk}de k}}tkjh pn`ufiwb fiw `nn
mibpdukukvdn{ tmukijde wkjhhku gije}
‧ @ bdektb if kjfiwb`ukij ek}}dbkj`ukij
mijmdwjkjh ucd eibd}ukm gije b`wadu
xxx*f`}u*gjb*hiv*b{
Igldmukvd} <
‧ Ui kbpwivd ivdw nn dffkmkdjm{ if ucd
udjedwkjh pwimdetwd}
‧ Ui wdetmd dwwiw} je edn`{} `wk}kjh fwib
b`jt`n c`jenkjh if udjedw}
‧ Ui pwibiud }u`je`wek}`ukij kj gkeekjh `je
pwimd}}kjh if udjedw}
‧ Ui dj}twd ucd kjudhwku{ je mijfkedjuk nku{
if gkeekjh `je udjedw kjfiwb`ukij*
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 14/26
05
Dffiwu} ui xkedj k}}tdw `je kjvd}uiw g`}d…
Djmitw`hd p`wukmkp`ukijif fiwdkhj
k}}tdw} )kjvd}uiw}
Djmitw`hd wdu`knp`wukmkp`ukij
‧ Ji wd}uwkmukij fiw fiwdkhj kjvd}uiw} ui p`wukmkp ud kj ucd eibd}ukm
gije b`wadu
‧ Ji xkuccinekjh u`s ij jij"wd}kedju kjudwd}u kjmibd
‧ ]tpw`j`ukij n} `je btnukj`ukij`n miwpiw`ukij} `wd `nnixde ui k}}td
wkjhhku edjibkj`ude }dmtwkukd}*
‧ @nnix kjudwj`ukij`n mnd`w`gknku{ if eibd}ukm gije}
‧ Dj}twd BH] k}}t`jmd} ui gd kjmntede kj Mkukg`ja‛} Xiwne
Hivdwjbdju Gije Kjeds #XHGK+ ui `uuw`mu hnig`n kjvd}uiw}
‧ ]duukjh tp if gije ftje} g{ tjku uwt}u mibp`jkd}
‧ K}}t`jmd if ]tata ]kbp`j`j W`a{`u `bitjukjh ui WB4 gknnkij kj
7??;
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 15/26
04
Kbpwivkjh }dmije`w{ b`wadu nktkeku{…
Kjuwietmde Kj}ukutukij`n ]dmtwkukd}Mt}uiek`j _wihw`bbd #K]M@_+ ui`eewd}} m`pukvd cinekjh kjhivdwjbdju gije b`wadu…
Kj}ukutukij`n
Ndjedw} ) FK}
Giwwix}dmtwkukd}
Ftje}Ndje }dm twkukd}vk` wdp i
Kjudwg`jaKj}ukutukij}
]dmtwkukd}
ndje kjh fdd}
Ht`w`judd
‧ _wkjmkp`n ed`ndw} } b`wadu b`adw} ui pwivkeduxi x`{ pwkmd}
‧ @nnix }ciwu"}dnnkjh ucwithc ucd kjuwietmukij ifWdhtn`ude ]ciwu"]dnnkjh Fw`bdxiwa
‧ Kjuwietmde ]dmtwkukd} Giwwixkjh `je Ndjekjh_wihw`bbd #]GN+
‧ Kjuwietmde }xkumc `tmukij ui wdpn`md iff"ucd"wtjk}}t`jmd} xkuc gdjmcb`wa k}}t`jmd}
‧ Wdn`s ucd bkjkbtb kjvd}ubdju wdtkwdbdju} fiw_dj}kij Ftje #D_F+ `je kj}tw`jmd mibp`jkd}
‧ D}u`gnk}cde K]M@_ ui pwibiud ]GN `je wdpi
`mukvkukd} `je ]tata GJB Kl w`c #]GJBK+
Dj}twd ` nktke Hivdwjbdju Gije B`wadu…
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 16/26
06
Edvdnipbdju if wk}a b`j`hdbdju kj}uwtbdju}…
BH] Ftutwd}
Kjudwd}u W`ud ]x`p
ANKGIW Ftutwd}
‧ Kjuwietmde g{ ucd B`n`{}k`j Edwkv`ukvd} Dsmc`jhd #BEDS+
‧ 4"{d`w BH] ftutwd} mijuw`mu x`} kjuwietmde kj B`wmc 7??7.finnixde g{ ucd = `je 0?"{d`w BH] ftutwd} mijuw`mu} kj Imuigdw
7??=
‧ @nnixde b wadu pn {dw} ui cdehd `evdw}d kjudwd}u w`ud bivdbdju}
t}kjh KW]‧ Fkskjh `u 00 `b ij dvdw{ gt}kjd}} e`{ ij Wdtudw} `je Gniibgdwh
p`hd fiw uw`j}p`wdjm{
‧ Dsmc`jhd uw`ede pwietmu #BEDS+* Mijuw`mu b`utwku{ e ud} `wdB`wmc. Ltjd. ]dpudbgdw `je Edmdbgdw t}kjh ANKGIW `} ucd
wdfdwdjmd w`ud*
Wdhtn`ude]ciwu"}dnnkjh
‧ Mwd`ud mijukjtit} fnix if `mukvkukd} kj ucd gije b`wadu
‧ @mmdndw`ud pwkmd miwwdmukij} kj ivdwv`ntde }dmtwkukd}
‧ F`mknku`ud cdehkjh if kjudwd}u w`ud wk}a}
‧ _wibiud `mukvku{ kj ucd wdpi `je }dmtwkukd} giwwixkjh `je ndjekjh
b`wadu
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 17/26
08
Edvdnipkjh Eibd}ukm Hivdwjbdju Gije B`wadu
Ivdwvkdx if Hivdwjbdju Gije B`wadu edvdnipbdju }u`hd}
Xcdwd `wd xd jix 9
Xc`u mij}ukutud} ` }tmmd}}ftn Hivdwjbdju Gije B`wadu
Djc`jmkjh ucd edpuc & gwd`euc if ucd gije b`wadu
U{pd} if kj}uwtbdju}
Mtwwdju `je ftutwd kjkuk`ukvd}
Wdhkij`n Kjkuk`ukvd}
Nd}}ij Nd`wju
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 18/26
03
‧ Kjudwd}u gd`wkjh nijh"udwb
gije} k}}tde g{ ucdHivdwjbdju if B`n`{}k` ui
w`k}d ftje} fwib ucd eibd}ukmm`pku`n b`wadu fiw edvdnipbdju
dspdjekutwd*
‧ nijh"udwb jij"kjudwd}u gd`wkjhHivdwjbdju }dmtwkukd}
‧ K}}tde g`}de ij K}n`bkm pwkjmkpnd}g{ ucd Hivdwjbdju if B`n`{}k`*
B`n`{}k`j Hivdwjbdju
]dmtwkukd} #BH]+
Hivdwjbdju Kjvd}ubdju K}}td}
#HKK+
M`nn`gnd BH]
U{pd} if kj}uwtbdju} `v`kn`gnd
‧ ]tata ]kbp`j`j W`a{`u
`bitjukjh ui WB4 gknnkij x`}k}}tde kj 7??;*
‧ _wivked} ucd fndskgknku{ fiw d`wn{
wdedbpukij gdfiwd ucd b`utwku{e`ud*
Wdu`kn Hivdwjbdju Gije
‧ ]ciwu"udwb jij"kjudwd}u gd`wkjh}dmtwkukd} k}}tde g{ ucdHivdwjbdju if B`n`{}k` fiw
xiwakjh m`pku`n*
B`n`{}k`j K}n`bkm Uwd`}tw{ Gknn}#BkUG+
‧ ]ciwu"udwb }dmtwkukd} k}}tde g{
ucd Hivdwjbdju if B`n`{}k` fiwxiwakjh m`pku`n*
B`n`{}k`j Uwd`}tw{ Gknn}#BUG+
‧ Ucd kjuwietmukij if m`nn`gndBH] pwivked} `eekukij`n
fndskgknku{ fiw ucd Hivdwjbdjuui b`j`hd ku} m`}cfnix
‧ ]dwvd} } gdjmcb`wa fiw
pwkv`ud edgu k}}tdw} ui pwkmdiff ucdkw m`nn`gnd }dmtwkukd}*
Hivdwjbdju
Gije B`wadu
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 19/26
0;
Edvdnipkjh Eibd}ukm Hivdwjbdju Gije B`wadu
Ivdwvkdx if Hivdwjbdju Gije B`wadu edvdnipbdju }u`hd}
Xcdwd `wd xd jix 9
Xc`u mij}ukutud} ` }tmmd}}ftn Hivdwjbdju Gije B`wadu
Djc`jmkjh ucd edpuc & gwd`euc if ucd gije b`wadu
U{pd} if kj}uwtbdju}
Mtwwdju `je ftutwd kjkuk`ukvd}
Wdhkij`n Kjkuk`ukvd}
Nd}}ij Nd`wju
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 20/26
7?
Mtwwdju `je ftutwd kjkuk`ukvd}…
‧ Pt`wudwn{ bddukjh} ” p`wukmkp ukij g{ GJB. ]M. Cd`e} ifUwd`}tw{ if G`jakjh Kj}ukutukij} `je Kj}tw`jmd mibp`jkd}
‧ C`nf"{d`wn{ bddukjh xkuc _wkjmkp`n Ed ndw} ” ui ek}mt}} k}}td} kj
wdn`ukij ui _E} pdwfiwb`jmd. ignkh`ukij} `je pwkvkndhd}*
‧ Wdhtn w fimt} hwitp ek}mt}}kij} ui wd}invd dsk}ukjh
kbpdekbdju} `je edvdnip jdx pwietmu}*
Ek`nihtd gduxddjWdhtn`uiw} jeB`wadu _n`{dw}
_wibiukij`n dffiwu}
‧ Edvdnipbdju if Gije kjfi ctg xdg}kud kj 7??8 `} ijd"}uip
kjfiwb`ukij mdjudw fiw ucd B`n`{}k`j gije b`wadu
‧ _tgnk}cde ucd B n`{}k j Hivdwjbdju ]dmtwkukd} htked giia
‧ GJB mijetmu} gk"`jjt n b`wadu mij}tnu`ukij .ek`nihtd} je
wi`e }cix} xkuc b`wadu p`wukmkp`ju}*
_wietmu edvdnipbdju}kj ucd pkpdnkjd
‧ Uw`e`gnd wdu kn hivdwjbdju gije}
‧ Wd"ipdjkjh if K}n`bkm hivdwjbdju gije}
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 21/26
70
Edvdnipkjh Eibd}ukm Hivdwjbdju Gije B`wadu
Ivdwvkdx if Hivdwjbdju Gije B`wadu edvdnipbdju }u`hd}
Xcdwd `wd xd jix 9
Xc`u mij}ukutud} ` }tmmd}}ftn Hivdwjbdju Gije B`wadu
Djc`jmkjh ucd edpuc & gwd`euc if ucd gije b`wadu
U{pd} if kj}uwtbdju}
Mtwwdju `je ftutwd kjkuk`ukvd}
Wdhkij`n Kjkuk`ukvd}
Nd}}ij Nd`wju
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 22/26
77
B`n`{}k` `n}i }tppiwukvd if wdhkij`n kjkuk`ukvd} ui gwi`edj`je eddpdj eibd}ukm `je wdhkij`n gije b`wadu}
‧ _`wukmkp`ukij kj @}k`j Gije Ftje #@GF+ Kjkuk ukvd tjedw `t}pkmd} if DBD@_ hwitp if mdjuw`n
g`ja}
‧ @GF0 n`tjmcde kj 7??= `kbde `u mc`jjdnkjh piwukij if iffkmk`n wd}dwvd} kj DBD@_ mitjuwkd}
kjui wdhkij
‧ Bdmc`jk}b ui ekvdw}kf{ kjvd}ubdju}
‧ Djc`jmd wdutwj}
‧ @GF7 n`tjmcde kj 7??4 ui pwibiud eibd}ukm mtwwdjm{ gije b`wadu}
‧ Jdx }}du mn`}} if gije} xkuc btnuk"mtwwdjmkd} kj ` g`}adu
‧ @GF B`n {}k` Gije Kjeds Ftje }tg"ftje tjedw @GF7 c`} gddj nk}ude ij Gtw}`
B`n`{}k`
‧ Hwd`udw wdmihjkukij fwib fiwdkhj kjvd}uiw}
‧ Fiwdkhj kjvd}uiw cinekjh} kj hivdwjbdju gije} b`wadu `mmitju fiw 8*6?$ if uiu n
itu}u`jekjh gije} #7??0< ?*=$+
‧ Kjmnt}kij kj b`liw gije kjekmd} dh* L_ Biwh`j. Xiwne Hivdwjbdju Gije Kjeds
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 23/26
7=
Edvdnipkjh Eibd}ukm Hivdwjbdju Gije B`wadu
Ivdwvkdx if Hivdwjbdju Gije B`wadu edvdnipbdju }u`hd}
Xcdwd `wd xd jix 9
Xc`u mij}ukutud} ` }tmmd}}ftn Hivdwjbdju Gije B`wadu
Djc`jmkjh ucd edpuc & gwd`euc if ucd gije b`wadu
U{pd} if kj}uwtbdju}
Mtwwdju `je ftutwd kjkuk`ukvd}
Wdhkij`n Kjkuk`ukvd}
Nd}}ij Nd`wju
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 24/26
75
Nd}}ij} nd`wju…
‧ Mni}d miiwekj`ukij xkuc ucd hivdwjbdju k*d< Bkjk}uw{ if Fkj`jmd
‧ Mijetmu wdhtn`w bddukjh} xkuc b`wadu p`wukmkp`ju} ij k}}td} wdn ude ui ucd edvdnipbdju if ucd
eibd}ukm gije b`wadu
‧ Kjet}uw{ gwkdfkjh `je detm`ukij`n pwimd}} `wd jdmd}}`w{ pwd"wdtk}kud}
‧ Mibbtjkm`ukij }uw`udh{ k} ad{
‧ @ }tmmd}}ftn _wkjmkp n Ed ndw }{}udb k} ad{ ui dj}twd dffkmkdjm{ if ucd gije b`wadu
‧ Mijetmkvd wdhtn`uiw{ fw`bdxiwa k} ftje`bdju`n kj dj}twkjh mijukjtde hwixuc kj ucd gije
b`wadu
‧ @ xked kjvd}uiw g`}d kbpiwu ju ui djc`jmd nktkeku{
‧ Kjvd}u kj Kjfiwb`ukij Udmcjinih{ #KU+ edvdnipbdju}*
8/9/2019 BNM - Muhammad Bin Ibrahim
http://slidepdf.com/reader/full/bnm-muhammad-bin-ibrahim 25/26
74
Fiw biwd kjfiwb`ukij ij ucd B`n`{}k`j gije b`wadu…
‧ cuup<))xxx*gjb*hiv*b{ " G`ja Jdh`w` B`n`{}k`
‧ cuup}<))xxx*f`}u*gjb*hiv*b{ " Ftnn{ @tuib`ude ]{}udb FiwK}}tkjh)Udjedwkjh
‧ cuup<))gijekjfi*gjb*hiv*b{ " Gije Kjfi Ctg
‧ cuup<))kkbb*gjb*hiv*b{ " K}n`bkm Bijd{ B`wadu
‧ cuup<)) xxx*}m*mib*b{ " ]dmtwkukd} Mibbk}}kij B`n`{}k`‧ cuup<))xxx*gtw}`b n`{}k`*mib " Gtw}` B`n {}k